State Employees' Credit Union Winterville NC: Affordable Auto Loans & Checking

Introduction

Welcome to State Employees', your trusted financial partner located at 135 Davenport Farm Rd, Winterville, NC 28590. Since our establishment in 1937, we've been dedicated to serving our members with integrity and care. With a robust membership base of over 2.8 million people, we are proud to be part of your community's financial journey. At State Employees', we understand that financial needs vary from person to person. That's why we offer a wide range of services tailored to meet those needs from personal banking solutions like checking and savings accounts, to auto loans, mortgage loans, and even business banking services. With total assets exceeding $57 billion and total deposits around $7.9 billion, our financial health ensures that we can provide you with the best options available. Our leadership team, led by CEO Leigh Brady and Board President Mona Moon, is committed to ensuring that every member feels valued and supported. With a team of approximately 8,258 employees, we're here to assist you every step of the way. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 135 DAVENPORT FARM RD, WINTERVILLE, NC 28590. Feel free to reach out at (252) 756-8876 for any inquiries or visit our website at ncsecu.org for more information on how we can help you achieve your financial goals. We look forward to welcoming you!

Branch History & Mission

Community Engagement

Community involvement is at the heart of what we do. Over the years, we've forged partnerships with local organizations to uplift those around us. We believe in giving back through outreach programs that support education, health initiatives, and economic development within Winterville and beyond. Our commitment doesn't stop there; we also prioritize digital advancements that enhance your banking experience while ensuring compliance with ADA standards for accessibility. Our branch features a drive-thru for quick transactions and an ATM for easy cash access.

Join Us

As we continue to grow together with our members and community partners, we invite you to be part of this inspiring journey. Experience firsthand how State Employees' Credit Union is not just a bank but a trusted ally in achieving your financial dreams. Visit us today or call us at 252-756-8876 we look forward to welcoming you!

Our Mission

The mission of State Employees' Credit Union is simple yet powerful: to provide exceptional financial services while enriching the lives of our members and supporting the communities we serve. We understand that financial wellness goes beyond numbers; it's about fostering relationships built on trust and transparency. Our team works tirelessly to ensure that every member receives personalized service tailored to their unique circumstances. We offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Moreover, we emphasize accessibility through various platforms our online and mobile banking options allow you to manage your finances anytime, anywhere.

Branch Location & Accessibility

Convenient Access

When you visit us, you'll find ample parking available, ensuring your trip is hassle-free. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to accommodate all members of our community.

Operating Hours

We invite you to come in during our lobby hours from 8:30 AM to 5:30 PM, Monday through Friday. Whether you're looking to open a new account, apply for a loan, or simply ask questions about our services, our knowledgeable team is here to help!

Services Offered

At State Employees', we offer a variety of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we are dedicated to supporting your financial journey. Plus, enjoy the convenience of our drive-thru banking for quick transactions like deposits and withdrawals. You can also take advantage of our ATM services for cash withdrawals and balance inquiries whenever you need them. While members can visit us at 135 Davenport Farm Rd, official correspondence should be sent to the same address as our mailing address: 135 DAVENPORT FARM RD, WINTERVILLE, NC 28590. Feel free to reach out at 252-756-8876 if you have any questions or need assistance. We look forward to welcoming you into our branch! Come visit us soon and discover how we can help you achieve your financial goals.

Member Eligibility

Joining the family at State Employees' is like stepping into a community where your financial well-being is our top priority. We're excited to welcome you! To become a member, you just need to meet a few friendly eligibility criteria. If you live, work, or worship in certain areas of North Carolina, or if you're related to someone who does, you can easily join us. We believe that everyone deserves access to quality financial services, and becoming a member opens the door to a world of benefits, including personalized support and competitive rates. Ready to get started? The process is simple! You can find more detailed eligibility information by visiting this link. When you're ready to open your account, check out this account opening page for easy instructions. If you have any questions, feel free to give us a call at (252) 756-8876. We're here to help you every step of the way at 135 Davenport Farm Rd Winterville Nc 28590!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing to expand your operations, purchase new equipment, or hire additional staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services can simplify payment processing for your business. Picture this: a customer makes a purchase using their card, and the transaction is smooth and quick. This efficiency not only enhances customer satisfaction but also helps you manage your cash flow better. Visit us at 135 Davenport Farm Rd Winterville Nc 28590 in Winterville, NC, or call us at (252) 756-8876 to learn how we can empower your business today!

Comprehensive List Of Services

Business Banking

For our local entrepreneurs, we provide robust business banking services, including merchant services to help streamline transactions and facilitate growth through our business loans. We believe in supporting local businesses because they are the backbone of our community.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we offer comprehensive online and mobile banking services that let you manage your finances anytime, anywhere. From checking balances to transferring funds, you'll have everything at your fingertips. Our ATM and cash withdrawal services ensure you can access your money when you need it most, with easy-to-use features right at the machine. If you're on the go, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without having to leave your car. And if you prefer handling things digitally, enjoy basic ATM access for withdrawals and balance checks at various locations.

Join Us Today!

At State Employees', we strive to make banking as easy and accessible as possible for all our members. Whether you're looking for personal finance solutions or business support, we're here for you every step of the way. If you're interested in learning more about our services or becoming a member, don't hesitate to reach out! You can contact us at (252) 756-8876 or visit us online at Winterville. Join us today and experience the difference!

Personal Banking

We understand that managing your finances can be challenging, which is why we offer several personal banking options. Our checking and savings accounts are designed for everyday use, helping you save for future goals or manage daily expenses. Need a new vehicle? Our auto loans and vehicle financing options provide competitive rates to get you on the road quickly and affordably. When it comes to your home, we offer mortgage loans and refinancing options that can make purchasing or upgrading your living space easier. If you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation services might be just what you need. Plus, with our credit cards with rewards, you can earn points on your purchases while enjoying the convenience of credit.

Digital & Online Banking

Key Features

For those who prefer managing their finances on-the-go, our Mobile Application makes banking easier than ever. You can use it for a variety of tasks like depositing checks with electronic signatures and viewing your E-Statements, which are always just a tap away. Plus, with our Mobile Payments feature, making purchases directly from your phone is simple and secure. If you want to send money to friends or family, our services allow for easy transactions, though currently, we do not support person-to-person transfers. However, our focus on security remains strong. With features like Electronic Signature Authorization, you can complete transactions with peace of mind knowing your data is protected. At State Employees', accessibility and ease-of-use are at the heart of what we do. Our digital banking services empower you to manage your finances anytime and anywhere while ensuring the highest standards of security. Join us today at https://www.ncsecu.org/ and experience banking that fits your lifestyle!

Financial Strength

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to maintain strong financial health, which allows us to serve you better each day. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $5,446,832,560, we demonstrate robust financial health, enabling us to offer you competitive rates, lower fees, and enhanced services tailored to your needs. Our net worth ratio of 9.71% reflects a solid capital foundation that ensures we can continue providing loans and savings options without interruption even during uncertain economic times. Your savings are secure with us. We currently hold $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, both designed to give you stable and rewarding growth opportunities. Unlike traditional banks, our focus is on our members evidenced by our commitment to leveraging resources wisely, as shown by having $0 in non-member deposits. Our dedication to reinvesting in your experience shines through with $133,577,509 in undivided earnings. These funds allow us to enhance our offerings with innovative banking tools, stronger lending options, and improved security measures for your peace of mind. With $193,516 in used auto loans and a total of $34,904,944,116 across various loans and leases, we're equipped to support your financial goals whether you're purchasing a car or looking for other financing options. Our operational efficiency is reflected in our $2,145,244, empowering us to keep providing you with favorable loan rates and solid financial products. We're proud to have 7,729 full-time employees and 529 part-time employees ready to assist you with knowledgeable service every day. Our net shares available for lending stand at $574,556,810, showing our capacity to support your borrowing needs effectively. With a total of 5,850,875 deposit accounts, we have built a strong member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 135 Davenport Farm Rd Winterville Nc 28590 or call (252) 756-8876 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, we have options that can make your purchase easier and more affordable.

Business Financing

For business owners, our outstanding commercial loans provide the capital needed to grow and expand. While we currently do not have any outstanding commercial loans reported, we are committed to supporting local businesses when they need financial assistance.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We aim to provide you with the guidance needed for a smooth process, helping you secure the home of your dreams.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, ask us about our refinancing options available for both auto and mortgage loans. We'll work with you to find solutions that fit your current situation. At State Employees', we're dedicated to helping you navigate your financial journey. If you're ready to explore our loan products or learn more about eligibility criteria, feel free to visit us at 135 Davenport Farm Rd Winterville Nc 28590 in Winterville, NC, or call us at (252) 756-8876. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you as you take steps towards achieving your financial objectives!

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible unsecured credit card loans. With a total of $1,177,171,541 in loans, we help our members effectively manage their finances while enjoying the convenience of credit. Whether it's for unexpected costs or planned purchases, our cards come with features that fit your lifestyle.

Loan Aggregator

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STATE EMPLOYEES' CREDIT UNION - Winterville, NC

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Home Equity Loans

Personal Loans

Vehicle Loans

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