STATE EMPLOYEES' CREDIT UNION

Becoming a member of State Employees' is like joining a family where your financial needs are truly understood and prioritized. If you live, work, or attend school in North Carolina, you're already on the right track! We welcome individuals who have a connection to the state or its residents. This means whether you're employed by the state, part of a qualifying organization, or simply call this beautiful state home, you can step into a world of benefits designed just for you. To learn more about our specific eligibility criteria and see if you qualify, please check out our detailed guidelines at http://www.ncsecu.org/join#eligibility . Opening an account is straightforward and welcoming. You can start your journey with us online by visiting https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu , or feel free to give us a call at (336) 771-1530 if you have any questions. Our dedicated team is here to help you every step of the way as you unlock exclusive services that make banking feel personal and supportive at State Employees', located at 3389 Sides Branch Rd Winston Salem Nc 27127. We can't wait to welcome you!

At State Employees', we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to make managing your finances as convenient and secure as possible. With our easy-to-use platform, you can access your accounts anytime, anywhere, giving you the freedom to bank on your terms. One of the standout features is our robust online banking service available at https://www.ncsecu.org/ . Here, you can check balances, transfer funds, and pay bills all from the comfort of your home or while on the go. We prioritize your security with electronic signature authorization, ensuring that every transaction you make is safe and protected. You'll also love our e-statements feature, which allows you to receive your account statements electronically no more waiting for paper copies in the mail! This not only helps keep your information secure but also contributes to a more eco-friendly approach to banking. For those who enjoy using their smartphones, our mobile application offers everything you need at your fingertips. You can make mobile payments easily, so whether you're shopping or dining out, paying with just a tap is simple and quick. Plus, with our 24/7 online banking services, you can manage your accounts whenever it suits you best. While person-to-person transfers aren't available right now, we're continually working on expanding our features to better serve you. At State Employees', we are committed to providing accessible and user-friendly options for all members. With these tools at your disposal, keeping track of your finances has never been easier. Experience the convenience of modern banking today!

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident in where you keep your money, and we're proud to demonstrate our strength and reliability. With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community is clear with $133,577,509 in undivided earnings. This allows us to enhance our banking tools, improve lending options, and strengthen security measures all aimed at serving you better. We also support your financial goals with $193,516 in used auto loans and $34,904,944,116 in total loans and leases. Our lending capacity enables us to assist members across various sectors effectively. Additionally, our $0 reflects our operational efficiency, which helps us continue offering competitive loan rates and solid financial products for our members. We take pride in having 7,729 full-time employees and 529 part-time employees who are always ready to serve you with a knowledgeable, committed team. Together, they work hard to ensure your experience with State Employees' is nothing short of excellent. Net Shares (Funds available for lending and investments): $574,556,810 showcase how well we manage resources for the benefit of all members. With a total of 5,850,875 share accounts, it's evident that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 3389 Sides Branch Rd Winston Salem Nc 27127 or call (336) 771-1530 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.