Type of Loan Offerings
Mortgage Loans
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Personal Loans
Vehicle Loans
Introduction
Welcome to State Employees' located at 4501 Nash St NW, Wilson, NC 27896! Since our establishment in 1937, we've proudly served over 2.8 million members with a commitment to providing exceptional financial services tailored to your needs. With total assets exceeding $57 billion and deposits of $7.87 billion, we are dedicated to ensuring your money is not just safe but also working for you. Our leadership team, headed by CEO Leigh Brady and Board President Mona Moon, believes in fostering a community-oriented environment where every member feels valued and supported. We understand that banking is more than just transactions; it's about building relationships that last. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 4501 NASH ST NW, WILSON, NC 27896. You can easily reach us at (252) 237-2127 for any inquiries or assistance you may need. At State Employees', we offer a wide range of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our robust online and mobile banking options provide you the flexibility to manage your finances anytime, anywhere. We take pride in our financial strength, boasting a net worth of $5.45 billion and maintaining an impressive cash reserve of $708 million. This stability allows us to lend over 1.19 million loans and leases, supporting our members' dreams and ambitions. Join us today and experience the difference of being part of a community-focused credit union that truly cares. Visit our website at ncsecu.org or stop by our branch to learn more about how we can help you achieve your financial goals. Your journey toward better banking starts here!
Branch History & Mission
Join Us!
We invite you to become part of the State Employees' family! Experience firsthand how we can help you achieve your financial aspirations while being an active participant in community growth. Whether you need a checking account or want to explore loan options, we're here for you every step of the way. Contact us at (252) 237-2127 or visit our website for more information on how you can join us today!
Mission Statement
At State Employees', our mission is simple yet powerful: We are committed to providing exceptional financial services while fostering a spirit of community support and engagement. We believe that when our members succeed financially, the entire community thrives. That's why we focus on offering personalized service and resources that empower individuals from all walks of life. In addition to traditional banking services, we emphasize community outreach and partnerships with local organizations. We are proud supporters of various initiatives aimed at enhancing the quality of life in Wilson and beyond. While members can visit us at 4501 Nash St Nw for personal assistance during our operating hours from 8:30 AM to 5:30 PM on weekdays, official correspondence should be sent to 4501 NASH ST NW, WILSON, NC 27896 if it differs from our branch address. We also embrace technology by providing online banking options and mobile payment solutions. This allows us to serve you better while maintaining accessibility for all members.
Our Journey
Located at 4501 Nash St Nw, Wilson, NC 27896, our branch has seen many milestones that reflect both our commitment to excellence and the trust of our members. From our early days offering basic banking services to expanding into a full range of financial products including auto loans, mortgages, and credit cards we have continually adapted to meet the needs of those we serve. We also provide convenient drive-thru banking and ATM access for those on the go. As we evolved, so did our mission. We strive not just to be a financial institution but a vital part of the community fabric. Our aim is to make banking accessible and meaningful for everyone. Our headquarters in Raleigh, NC continues to guide us as we innovate and grow.
Branch Location & Accessibility
Accessibility Features
We understand how important accessibility is for our members. That's why our branch is designed with features to accommodate everyone. From ADA-compliant entrances to ample parking space, we strive to make your visit as comfortable as possible. If you're in need of assistance, our friendly staff is always ready to help.
Banking Services Available
At State Employees', we offer a range of services tailored to meet your financial needs. You can enjoy the convenience of basic drive-thru banking for quick deposits and withdrawals, along with access to ATMs for easy cash withdrawals and balance checks available right here at our branch. While members can visit us at 4501 Nash St NW, official correspondence should be sent to the same address for streamlined communication. If you have any questions or need assistance, feel free to give us a call at 252-237-2127. We invite you to come in and experience all that State Employees' has to offer. We look forward to serving you!
Operating Hours
Our doors are open Monday through Friday from 8:30 AM to 5:30 PM, ensuring you have plenty of time to stop by after work or during your lunch break. Whether you need personal banking services like checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered.
Member Eligibility
Joining the State Employees' family is an exciting step toward better financial health and community support! If you're looking to become a member, you'll find that eligibility is both straightforward and welcoming. To qualify, you generally need to be a resident of North Carolina or work for specific organizations, such as state employees or certain affiliated groups. This means that if you're living or working in our vibrant community, you're likely eligible to join us! By becoming a member at State Employees', you unlock access to a range of benefits including competitive rates on loans, personalized service, and a commitment to helping you achieve your financial goals. Getting started is easy! You can check out the detailed eligibility criteria at this link to ensure you meet the requirements. Once you're ready to take the plunge, opening an account is just as simple. Visit this page for the quick steps needed to start your membership journey. If you have any questions, feel free to call us at (252) 237-2127 we're here to help you every step of the way!
Business Banking & Commercial Services
Business Loan Options
Imagine being able to expand your operations or invest in new equipment without the financial strain. Our commercial loan options are here to help make that a reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
In addition to loans, our merchant services empower local businesses to thrive. From efficient payment processing to online banking tools, we provide the resources you need to manage transactions smoothly and keep your cash flow healthy. Whether you're a retailer or a service provider, our services can help streamline your operations so you can focus on what matters most growing your business. If you're ready to take your business to the next level, visit us at 4501 Nash St Nw Wilson Nc 27896 in Wilson, NC, or give us a call at (252) 237-2127. Let's work together to achieve your goals!
Comprehensive List Of Services
Accessibility Features
For those who prefer face-to-face interactions or need assistance with transactions, our lobby hours are designed with your convenience in mind, open Monday through Friday from 8:30 AM to 5:30 PM. Additionally, our ATMs are readily available for quick cash access and balance checks whenever you need them. At State Employees', we believe that banking should be as straightforward as possible. Our friendly team is here to assist you every step of the way. If you're ready to explore all the services we offer or have any questions, don't hesitate to reach out at (252) 237-2127 or visit us online at Wilson - Nash St. Join us today and experience banking tailored just for you!
Business Banking
For our members running businesses, we offer tailored Business Banking services, including Merchant Services & Business Loans. We understand that every business has unique needs, and we're committed to helping you manage and grow your operations effectively.
Credit Solutions
Life can sometimes bring unexpected expenses, which is why our Personal Loans & Debt Consolidation options are here to help. We aim to assist you in achieving financial peace of mind by offering personalized loan solutions that work within your budget. Plus, our Credit Cards with Rewards allow you to earn points while making everyday purchases, turning shopping into rewards for future adventures.
Digital and Accessible Banking
In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking platforms that allow you to manage your accounts from anywhere at any time. With features like ATM & Cash Withdrawal Services, you can easily access your funds when needed. Our basic drive-thru banking makes it simple for quick deposits and withdrawals without leaving your vehicle.
Personal Banking
We understand that managing your personal finances is essential. That's why we offer various Checking & Savings Accounts designed to fit different lifestyles. If you're planning to buy a new car or need financing, our Auto Loans & Vehicle Financing options come with competitive rates to help you drive away in your dream vehicle without breaking the bank. For those considering homeownership, our Mortgage Loans & Refinancing services provide flexible terms that can ease your path to owning a home.
Digital & Online Banking
Key Features
With 24/7 online banking services, you can check your balances, pay bills, and transfer funds with just a few clicks. Our user-friendly mobile application makes it simple to manage your accounts right from your smartphone. Plus, with electronic signature authorization available, you can complete important transactions securely without the hassle of paperwork. We also offer e-statements so you can keep track of your finances without the clutter of paper statements. This feature not only helps the environment but also allows for easy organization of your financial records. For those who love convenience, our mobile payments feature lets you pay for purchases directly from your phone no wallet needed! While we currently do not offer person-to-person transfers, we provide various other options to help you manage your money effectively. You can rest assured knowing that all our services prioritize your security and privacy. At State Employees', we're committed to making banking accessible and straightforward for our members. Experience the ease of real-time account management today! Explore more about our digital offerings by visiting https://www.ncsecu.org/ or reach out to us at (252) 237-2127 for any questions.
Financial Strength
Growing Trust
Total Share and Deposit Accounts: 5,850,875, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 4501 Nash St Nw Wilson Nc 27896 or call (252) 237-2127 to learn more about how we can help you achieve your financial goals.
Member-Focused Savings
Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, our net shares available for lending and investments stand at $574,556,810, reinforcing our dedication to helping you achieve your financial aspirations.
Reinvestment for Growth
Our commitment to our members is further highlighted by our $133,577,509 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $193,516 in used auto loans and $34,904,944,116 in total loans and leases, our lending capacity supports your financial goals across various sectors.
Solid Financial Health
With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We make it easy for you to find the perfect financing solution that fits your budget and lifestyle.
Credit Lines and Other Options
In addition to our core offerings like auto and mortgage loans, we have robust credit lines available totaling $18,909,000,000. This flexibility allows you to access funds when you need them most. If you're considering refinancing or want to know more about eligibility options for any of our products, don't hesitate to reach out. You can contact us at (252) 237-2127 or visit us at 4501 Nash St Nw Wilson Nc 27896. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can support your financial journey today!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We are dedicated to helping you navigate the home-buying process with confidence and ease.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. These credit options can provide you with the purchasing power you need while offering competitive rates.
Loan Aggregator
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