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Mortgage Loans
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Personal Loans
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Introduction
Welcome to State Employees' Credit Union at 3990 Ward Blvd, Wilson, NC 27893! Since our establishment in 1937, we have proudly served our community with a commitment to financial wellness and member satisfaction. With over 2.8 million members, we are more than just a credit union; we're a cornerstone of support for families and individuals alike. At State Employees', we understand that your financial needs are unique. That's why we offer a wide range of services designed to help you thrive, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our total assets exceed $57 billion, reflecting our strength and stability in the financial landscape. Additionally, we have $7.87 billion in total deposits, ensuring that your money is secure with us. Our dedicated team of over 8,200 employees, led by CEO Leigh Brady and Board President Mona Moon, works tirelessly to provide exceptional service every day. Whether you need assistance or want to explore our offerings, you can reach us at (252) 243-3929 or visit our website at ncsecu.org. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 3990 WARD BLVD, WILSON, NC 27893. Join us today to experience the benefits of membership at State Employees' Credit Union where your financial success is our mission!
Branch History & Mission
Member-Centric Services
To enhance your experience with us, we offer a range of member-centric services including online banking, mobile payments, and easy access to ATMs. Our branch features drive-thru banking for your convenience and operates Monday through Friday from 8:30 AM to 5:30 PM. As we continue on this journey together, we invite you to join our family at State Employees'. Experience the benefits of being part of a credit union that truly cares about its members and the community. Together, let's build a brighter financial future! For any inquiries or assistance, feel free to reach out at 252-243-3929. We look forward to serving you!
Our Journey
Our journey began nearly a century ago, rooted in the belief that everyone deserves access to affordable financial services. Over the years, we have adapted and expanded our offerings to meet the evolving needs of our community. From humble beginnings at our original location, we have embraced technological advancements while maintaining a personal touch that sets us apart. Located at 3990 Ward Blvd, Wilson, NC 27893, our branch is easily accessible for all members. If you need to send official correspondence, please use our mailing address: 3990 WARD BLVD, WILSON, NC 27893. Our proximity to local landmarks and businesses makes us a convenient choice for your banking needs.
Our Mission
At State Employees', our mission is simple yet profound: to provide exceptional financial services while fostering strong community ties. We believe in empowering individuals and families through sound financial education and resources. Whether it's helping you secure an auto loan, offering competitive savings accounts, or providing mortgage options tailored to your needs, we are committed to supporting your financial journey. We also take pride in giving back to the community through various outreach initiatives. By partnering with local organizations and schools, we strive to uplift those around us and promote economic well-being for all.
Branch Location & Accessibility
Convenient Location
Situated near popular local landmarks, our Wilson branch is just a short drive away for residents in the area. Whether you're heading home from work or running errands, it's easy to pop in and enjoy our services. Ample parking is available for your convenience, and we ensure that our facilities are ADA-compliant, so everyone can access our services without any hassle.
Get in Touch
Have questions or need assistance? Don't hesitate to reach out! You can call us at 252-243-3929. We're excited to help you with all your banking needs. Come see us today at the State Employees' Credit Union where your financial future begins!
Operating Hours
We understand that life can get busy, which is why we offer flexible operating hours. Our lobby is open Monday through Friday from 8:30 AM to 5:30 PM, allowing you to visit us when it suits you best. If you're in a hurry, take advantage of our drive-thru service for quick transactions like deposits and withdrawals without leaving your vehicle.
Services Offered
At State Employees', we provide a range of personal banking options tailored to fit your needs. From checking and savings accounts to auto loans and mortgages, our friendly staff is here to assist you every step of the way. Plus, with ATM availability right at our location, you can conveniently withdraw cash or check your balance at any time. While members can visit us at 3990 Ward Blvd, official correspondence should be sent to the same address as our mailing address: 3990 WARD BLVD, WILSON, NC 27893.
Member Eligibility
Becoming a member of State Employees' is like joining a family that truly cares about your financial well-being. If you're looking to take part in a supportive community that offers great services and benefits, you're in the right place! To become a member, you generally need to be a state employee or an immediate family member of one. This means that if you work for the state or have a loved one who does, you're already on your way to enjoying all the perks we offer. Plus, our membership comes with access to exclusive rates and personalized financial guidance tailored just for you. The process to join is simple and welcoming. Just visit us at 3990 Ward Blvd Wilson Nc 27893, or give us a call at (252) 243-3929 if you have any questions. You can also check out more detailed eligibility information at http://www.ncsecu.org/join#eligibility. When you're ready to open an account, everything can be done online through this link: https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. We can't wait to welcome you into our community!
Business Banking & Commercial Services
Business Loans That Fuel Growth
Imagine having the capital to invest in new equipment, hire additional staff, or open a new location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, our focus remains on providing flexible financing solutions when the need arises.
Merchant Services for Everyday Needs
Managing transactions efficiently is key to any business's success. Our merchant services provide reliable payment processing options that help you streamline operations and enhance customer satisfaction. From accepting credit cards to managing online payments, we ensure you have the tools necessary to thrive. Located at 3990 Ward Blvd Wilson Nc 27893, Wilson, NC, our dedicated team is here to discuss how we can help your business succeed. Contact us today at (252) 243-3929 to learn more about our services!
Comprehensive List Of Services
Accessible Drive-Thru Service
For those quick transactions on the go, take advantage of our basic drive-thru banking services. Whether it's making deposits or withdrawals, we make it easy for you to manage your finances without stepping out of your vehicle. At State Employees', we pride ourselves on being more than just a financial institution; we are part of your community. With convenient operating hours from 8:30 AM to 5:30 PM on weekdays, we invite you to visit us at 3990 Ward Blvd Wilson Nc 27893 or give us a call at (252) 243-3929 if you have any questions. Let us help you reach your financial goals today! For more information about our services, please visit us online at Wilson - Ward Blvd.
Business Banking Support
If you're a business owner, State Employees' has got you covered too! From merchant services that streamline transactions to business loans that help grow your enterprise, we provide the support necessary for small businesses to thrive in today's competitive environment.
Credit Options for Everyone
Managing expenses can be tricky, but with our personal loans for debt consolidation, you can simplify your payments into one manageable monthly bill. Plus, our credit cards come with rewards that allow you to earn while you spend perfect for everyday purchases or travel plans.
Digital Banking Convenience
We know that life can get busy, which is why our online and mobile banking features are designed with convenience in mind. Access your accounts anytime from anywhere using our user-friendly mobile app or website. Need cash? Our ATM services provide easy withdrawals and balance checks without any hassle.
Home Financing Made Easy
Thinking about buying a home? We have mortgage loans and refinancing options that cater to first-time buyers and seasoned homeowners alike. Our dedicated staff will assist you in navigating through the process, ensuring you find the best fit for your financial situation.
Personal Banking Solutions
When it comes to personal banking, State Employees' offers checking and savings accounts designed to help you manage your money effectively. Imagine having easy access to your funds while earning interest on your savings. Our auto loans and vehicle financing options make purchasing a new car simple and affordable. You can get behind the wheel with confidence knowing that our competitive rates work within your budget.
Digital & Online Banking
Key Features
With our online banking services, you can easily view your account balances, transfer funds, and pay bills all from the comfort of your own device. Our electronic signature authorization feature allows you to sign documents securely online, saving you a trip to the branch. Plus, you can opt for e-statements to keep your financial information organized and accessible without cluttering your mailbox. For those who prefer managing their finances on the move, our mobile application offers a user-friendly experience right at your fingertips. You can enjoy features like mobile payments, making it simple to pay for purchases directly from your phone. And if you need to send money to friends or family quickly, our person-to-person transfer option makes it easy though please note that this feature is currently not available.
Security and Accessibility
Your security is our top priority. Our online banking services are equipped with robust security measures to keep your personal information safe. We also ensure that navigating through your accounts is straightforward so that even those new to digital banking can feel confident using our services. At State Employees', we believe in providing convenience without compromising security. Enjoy real-time account management wherever life takes you! If you're ready to take control of your finances digitally, visit us today at https://www.ncsecu.org/ and experience banking made easy!
Financial Strength
Commitment to Service
Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Growing Membership
Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $574,556,810. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 3990 Ward Blvd Wilson Nc 27893 or call (252) 243-3929 to learn more about how we can help you achieve your financial goals.
Investment in Growth
With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $193,516 in used auto loans and $34,904,944,116 in total loans and leases, supporting your financial goals across various sectors.
Member-Centric Approach
Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Solid Foundation
With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Additional Services
For those looking for credit lines or personal loans for debt consolidation or other needs, we have options available with a total credit line amounting to $18,909,000,000. At State Employees', we prioritize transparency and member satisfaction. If you're considering one of our loan products or want more information about refinancing options and eligibility requirements, please contact us at (252) 243-3929 or visit us at 3990 Ward Blvd., Wilson NC 27893. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you with your financial journey!
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used option, our financing solutions can make your purchase easier.
Mortgage Loans
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, making buying or refinancing simple. We provide competitive rates and flexible terms to fit your budget. If you're interested in refinancing your current mortgage or exploring eligibility options for our loans, our team is here to guide you through every step.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans. With a total of $1,177,171,541 in loans helping members manage their finances effectively, these cards are designed to give you the freedom to make purchases without tying up your savings.
Loan Aggregator
Benefits of Using LendMesh
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Ensuring Accurate Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to quality ensures that the offers displayed are not only accurate but also fair and transparent.