Type of Loan Offerings
Mortgage Loans
Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
Personal Loans
Vehicle Loans
Introduction
Welcome to State Employees', your trusted partner in financial success located at 3004 Nc Highway 42 W, Wilson, NC 27893. Since our establishment in 1937, we have proudly served our community and built a strong membership base of over 2.8 million members. With total assets exceeding $57 billion, we are committed to providing a safe and supportive banking environment tailored to meet your needs. At State Employees', we understand that your financial journey is unique. Our comprehensive range of services includes everything from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business banking services. Whether you're looking to finance a new vehicle or plan for your future, we've got you covered. Our dedicated team, led by CEO Leigh Brady and Board President Mona Moon, works tirelessly to ensure our members receive the highest level of service. We are proud to employ 8,258 individuals who are ready to assist you with your financial goals. While members can visit us at our branch location, official correspondence should be sent to the same address: 3004 NC HIGHWAY 42 W, WILSON, NC 27893. Our branch features convenient services including ATMs and drive-thru options for easy access to your funds. With total deposits amounting to $7.9 billion and a net worth of $5.4 billion, we ensure that your money is not only safe but also working hard for you. Plus, with over 1.1 million loans and leases issued, we stand as a pillar of support in the Wilson community. Ready to take the next step? Give us a call at 252-291-4847 or visit our website at ncsecu.org today! Experience the difference with State Employees' where your financial well-being is our top priority!
Branch History & Mission
At State Employees' Credit Union, located at 3004 Nc Highway 42 W in Wilson, NC, we take pride in our long-standing tradition of serving our community. Since our doors first opened in 1937, we have been dedicated to providing not just financial services but also support and empowerment for our members. Over the years, we have grown from humble beginnings into a thriving institution with over 2.8 million members and total assets reaching an impressive $57,229,286,839. Our mission is simple yet powerful: to enhance the financial well-being of our members while contributing positively to the communities we serve. We believe that when individuals prosper, communities thrive. This guiding principle drives us to offer a range of services that meet the diverse needs of our members from personal banking options like checking and savings accounts to auto loans, mortgages, credit cards with rewards, and business banking solutions. We understand the importance of accessibility and convenience in today's fast-paced world. That's why our branch features drive-thru banking and ATM availability for quick transactions. Our operating hours are designed to fit your busy schedule, open Monday through Friday from 8:30 AM to 5:30 PM. Additionally, while members can visit us at our branch address for their banking needs, any official correspondence should be directed to our mailing address at 3004 NC HIGHWAY 42 W, WILSON, NC 27893. State Employees' Credit Union is more than just a financial institution; we are deeply committed to community outreach and partnerships that make a real difference. Whether it's sponsoring local events or supporting initiatives that uplift our neighbors, we strive to be an integral part of Wilson's growth and success. As we continue to embrace digital advancements like online banking and mobile payments our focus remains on ensuring all members feel valued and supported. We are proud to comply with ADA standards so everyone can access our services comfortably. Join us at State Employees' Credit Union today! Experience firsthand how we're more than just a bank we're your partner in achieving financial goals while building a stronger community together. For inquiries or assistance, feel free to call us at 252-291-4847. Your journey towards better financial health starts here!
Branch Location & Accessibility
Accessibility Features
We take pride in ensuring our branch is accessible to everyone. With ADA-compliant features and ramps, we make it easy for all members to visit us comfortably. Parking is ample, allowing for hassle-free access whether you're stopping by for a quick transaction or a more detailed consultation.
Operating Hours
Our friendly staff is ready to assist you during our operating hours from 8:30 AM to 5:30 PM, Monday through Friday. Whether you need help with personal banking, auto loans, or any other services we offer, we're here to support you every step of the way.
Services Offered
At the State Employees' branch, we provide a wide array of services that cater to your banking needs. You can take advantage of our drive-thru service for quick deposits and withdrawals without leaving your vehicle. Our ATM is also available on-site for your convenience, making it easy to access cash when you need it. While members can visit us at 3004 NC Highway 42 W, official correspondence should be sent to the same address. For any questions or assistance, feel free to call us at (252) 291-4847. We invite you to stop by and discover how we can help you achieve your financial goals today!
Member Eligibility
Becoming a member of State Employees' is like joining a caring family that's dedicated to helping you reach your financial goals. If you live, work, or worship in the area, you're already on the right path to membership! We welcome individuals who are part of specific groups or associations, making it easy for many to join our supportive community. Plus, being a member comes with fantastic benefits like competitive rates on loans and savings accounts, personalized service, and access to a variety of financial products tailored just for you. For more detailed eligibility criteria, feel free to visit our website at http://www.ncsecu.org/join#eligibility. When you're ready to open an account and start enjoying these advantages, the process is simple! Just head over to https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu, or give us a call at (252) 291-4847 if you have any questions. We're here to help you every step of the way! You can also visit us at our branch located at 3004 Nc Highway 42 W Wilson Nc 27893. Join us today and discover how easy it is to become part of something special at State Employees'!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 funded for our members, we also extend our support with $0 for non-members, providing flexible financing solutions tailored to various needs. With an outstanding commercial loan portfolio of $0, we are dedicated to driving economic growth by financing new and expanding businesses.
Merchant Services
In addition to loans, our merchant services simplify transactions for business owners. Imagine being able to accept payments seamlessly from customers whether they prefer credit cards, mobile payments, or other methods. This convenience not only enhances customer satisfaction but also boosts your bottom line by making it easier for you to get paid. Let State Employees' be your partner in success as you navigate the financial landscape of business ownership. Visit us at 3004 Nc Highway 42 W Wilson Nc 27893 in Wilson, or give us a call at (252) 291-4847 to learn more about how we can help you thrive!
Comprehensive List Of Services
Accessing Cash Made Easy
We also have an ATM available for quick cash withdrawals and balance checks. For those who prefer face-to-face interactions, our drive-thru banking service allows for simple transactions like deposits and withdrawals without needing to leave your car. At State Employees', located at 3004 Nc Highway 42 W Wilson Nc 27893, we're more than just a credit union; we're a community partner committed to helping you achieve your financial goals. Whether you're an individual or a business owner, we have the tools and support you need. If you want to learn more about how we can assist you with any of these services or if you're ready to open an account, please feel free to give us a call at (252) 291-4847. Our friendly staff is here to help! Visit us today and experience the difference at Wilson - 42 West!
Business Solutions
For entrepreneurs and business owners, State Employees' provides robust business banking solutions, including merchant services and business loans. We believe in supporting local businesses so they can thrive in our community.
Digital Banking Convenience
In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can easily make deposits, transfer funds, or check balances all from the comfort of your home or on the go using our user-friendly mobile app.
Loans Made Simple
We understand that life can be unpredictable, which is why we offer personal loans and debt consolidation services to help you manage unexpected expenses or streamline your payments. And if you're looking for a way to reward yourself while managing purchases, check out our credit cards with rewards.
Personal Banking
Our personal banking services are designed with you in mind. With checking and savings accounts, we offer options that fit various lifestyles and financial goals. If you need to finance a new car, our auto loans and vehicle financing options make it easy to drive away in your dream vehicle without breaking the bank. For those looking at homeownership or refinancing, our mortgage loans can help turn your dream home into a reality.
Digital & Online Banking
Key Features of Our Digital Banking Services
Visit us at https://www.ncsecu.org/ to explore all the ways we make banking simple for you. From checking your balance to transferring funds, our user-friendly platform allows for real-time account management. Plus, with our electronic signature authorization feature, signing documents is quick and hassle-free. If you prefer going paperless, you'll love our e-statements availability. You can easily view and download your statements online, reducing clutter while staying organized.
Mobile Convenience at Your Fingertips
Stay connected on the go with our mobile application. It's designed with you in mind easy navigation means you can manage your finances with just a few taps on your smartphone. Whether you're looking to pay bills or make mobile payments, our app has got you covered. Though person-to-person transfers aren't currently offered, you can still enjoy seamless transactions within your own accounts or send money using other methods. In today's fast-paced world, convenience and security are key. At State Employees', we prioritize both so that you can feel confident while managing your finances online. Embrace the ease of digital banking with us today!
Financial Strength
Member-Centric Savings Options
Your savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operational efficiency is evident in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Reinventing for Better Services
With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is robust: with $193,516 in used auto loans and $34,904,944,116 in total loans and leases, we support your financial goals across various sectors.
Solid Financial Health
With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Trust Built on Transparency
Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $574,556,810. This indicates not only our growth but also the trust placed by our members in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 3004 Nc Highway 42 W Wilson Nc 27893 or call (252) 291-4847 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can drive away with confidence. Plus, if you're considering refinancing your existing auto loan, we have options available to help lower your monthly payments.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team is here to guide you through the process and help you find the best solution for your needs.
Personal and Business Loans
In addition to personal financing options, we cater to business owners as well. Although our outstanding commercial loans currently total $0, we are dedicated to providing support for small businesses seeking capital for growth and expansion in the future. For any questions regarding eligibility or refinancing options, feel free to reach out to us at (252) 291-4847 or visit us at 3004 Nc Highway 42 W Wilson Nc 27893, Wilson, NC. Our friendly staff is ready to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At State Employees', we are committed to offering quality financial solutions tailored just for you!
Unsecured Credit Card Loans
Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. This option provides you with the purchasing power you need while allowing for easy repayment terms that fit your budget.
Loan Aggregator
Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and accuracy, LendMesh empowers users to make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means that every loan offer you see is based on the latest results from reliable institutions (Source: https://www.ncua.gov). By using only verified data, LendMesh guarantees that users receive fair and transparent offers tailored to their needs. One of the standout features of LendMesh is its dedication to providing unbiased results. There are no sponsored listings here; lenders are not prioritized based on paid promotions. Instead, the focus remains solely on delivering accurate information about loan options available in the market. Additionally, LendMesh offers real-time rate comparisons from multiple institutions. This keeps users updated with the most current loan rates, enabling them to find the best deals without sifting through outdated or unreliable information. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective and user-friendly the platform is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.