Type of Loan Offerings
Mortgage Loans
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Personal Loans
Vehicle Loans
Introduction
Welcome to State Employees', your trusted financial partner nestled in the heart of Wilmington, NC, at 141 Sanders Rd. Established in 1937, we have proudly served our members for over 85 years, building a strong community rooted in trust and reliability. With a total membership of over 2.8 million, we are dedicated to providing exceptional service and support tailored to your unique financial needs. At State Employees', we understand that every member's journey is different. That's why we offer a range of services designed to empower you on your financial path. From checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards, our aim is to help you achieve your goals. As of now, our total assets stand at an impressive $57.2 billion, ensuring that we have the resources to support you at every step. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 141 SANDERS RD, WILMINGTON, NC 28412. This streamlined communication ensures that we can attend to your needs promptly. Our leadership team is committed to fostering a welcoming environment for all members. Under the guidance of CEO Leigh Brady and Board President Mona Moon, we prioritize transparency and member satisfaction. We employ over 8,200 dedicated individuals who are ready to assist you during our operating hours from 8:30 AM to 5:30 PM. With total deposits reaching $7.9 billion, along with net worth of $5.4 billion and cash in hand amounting to $708 million, State Employees' stands as a pillar of financial stability in our community. We invite you to join us on this journey toward financial success; whether you're looking for assistance with loans or simply want more information about our offerings, we're here for you! For any inquiries or assistance, feel free to reach us at 910-790-0224 or visit us online at ncsecu.org. Your financial well-being is our top priority!
Branch History & Mission
Community Focus
As part of our ongoing dedication to community welfare, we engage in various outreach efforts aimed at helping those in need. From financial literacy programs to local sponsorships, we believe in making a tangible impact on the lives of individuals and families within Wilmington. Our drive-thru banking and ATM availability add convenience for those who may need quick access to their accounts. We also ensure that all facilities are ADA compliant so that everyone can benefit from our services without barriers.
Join Us Today!
The story of State Employees' is one of growth, community spirit, and unwavering commitment to our members' financial well-being. We invite you to join us on this journey! Experience firsthand the benefits of membership at State Employees' by contacting us at (910) 790-0224 or visiting us online at Wilmington - Myrtle Grove. Together, let's build a brighter future for you and your community!
Our Mission
At State Employees', our mission is clear: we aim to empower our members by providing exceptional financial services while supporting the communities we serve. We believe that when our members succeed, our communities flourish. Our commitment extends beyond traditional banking; we actively participate in local outreach initiatives and partnerships designed to uplift those around us. We are proud to offer a variety of services including personal banking, auto loans, mortgage options, and business banking solutions. Additionally, our digital advancements ensure that accessing your finances is simple and convenient. Whether you prefer online banking or visiting us in person, we strive to make every interaction meaningful. While members can visit us at 141 Sanders Rd Wilmington Nc 28412, official correspondence should be sent to 141 SANDERS RD, WILMINGTON, NC 28412 if it differs from our branch address.
Branch Location & Accessibility
Accessibility Features
At State Employees', we prioritize accessibility for all our members. Our branch is fully ADA compliant, ensuring that everyone can enjoy our services without any barriers. We offer ample parking space for both cars and those who may need closer access. If you're using a wheelchair or have mobility challenges, you'll find ramps available for easy entry.
Operating Hours
We understand that life can be busy! That's why we're open Monday through Friday from 8:30 AM to 5:30 PM, giving you plenty of time to visit us at your convenience. Whether you're looking to open an account or inquire about loan options, our friendly staff is ready to assist you during these hours.
Services Offered
State Employees' offers a variety of banking services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Need quick cash? Our drive-thru service allows for easy deposits and withdrawals without leaving your car. Plus, with ATM availability on-site, accessing your funds has never been simpler! While members can visit us at 141 Sanders Rd, official correspondence should be sent to the same address as our mailing address. For any inquiries or assistance, feel free to give us a call at 910-790-0224. We invite you to come in and experience the difference at State Employees'. Your financial well-being is our priority!
Member Eligibility
At State Employees', we believe that everyone deserves to be part of a caring community that puts your financial well-being first. Joining us is straightforward! If you live, work, or worship in our area, you're likely eligible to become a member. We welcome individuals from various backgrounds and occupations, especially those who are state employees or their family members. Membership not only gives you access to our wide range of financial products but also connects you to a supportive network focused on helping you achieve your goals. For specific eligibility details, feel free to check out our resource at http://www.ncsecu.org/join#eligibility. Ready to take the next step? Opening an account with us is easy and can be done online. Just visit https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu to get started! If you have any questions or need assistance, don't hesitate to call us at (910) 790-0224. We're here to help you every step of the way at our branch located at 141 Sanders Rd Wilmington Nc 28412. Welcome aboard!
Business Banking & Commercial Services
Business Loan Options
Imagine being able to access the funding you need to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions for those who need them.
Merchant Services
In today's fast-paced environment, having reliable merchant services is crucial. Our offerings make it easier for you to manage transactions, streamline payments, and keep your cash flow steady. Picture this: a customer walks into your store, makes a purchase quickly, and you receive funds almost instantly this is the convenience our merchant services bring to your business operations. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Wilmington, NC. Let us partner with you on your journey to success! For more information, visit us at 141 Sanders Rd Wilmington Nc 28412 or call us at (910) 790-0224.
Comprehensive List Of Services
Business Banking Services
For our business members, we provide essential business banking solutions, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is here to support your goals.
Convenience at Your Fingertips
In addition to these offerings, we ensure convenience with basic drive-thru banking for deposits and withdrawals. If you're on the go, simply swing by our drive-thru for quick service without leaving your car. With so many services available at Wilmington - Myrtle Grove, we understand that choosing the right financial products can feel overwhelming. That's why we're committed to providing personalized assistance tailored just for you.
Credit Cards and Rewards
Don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases. This is perfect for those who want to make their spending work for them while enjoying perks like cashback or travel rewards.
Get Started Today!
Ready to explore what State Employees' has to offer? Don't hesitate to reach out! Call us at (910) 790-0224 or visit us in person at 141 Sanders Rd Wilmington Nc 28412 in Wilmington, NC. We look forward to helping you achieve your financial goals!
Home Financing Made Easy
When it comes to buying a home, navigating the mortgage process can be daunting. That's why we offer mortgage loans and refinancing options that cater to first-time buyers and seasoned homeowners alike. Our knowledgeable staff will guide you through the details so you can find the best solution for your financial situation.
Personal Banking Solutions
Starting with personal banking, we offer checking and savings accounts that fit your lifestyle. Imagine being able to manage your finances from the comfort of your home with our online and mobile banking services. You can check balances, pay bills, and transfer money anytime, anywhere. For those moments when you need cash quickly, our ATM services provide easy access to your funds. If you're considering purchasing a vehicle, our auto loans and vehicle financing options are tailored to help you get behind the wheel without stress. Plus, if you're looking to consolidate debt or cover unexpected expenses, our personal loans make it simple and straightforward.
Digital & Online Banking
Key Features for Your Convenience
Our online banking service is available 24/7, so you can check balances, pay bills, and transfer funds whenever it suits you. Plus, with electronic signature authorization available, signing documents is as simple as a few taps on your screen. We also offer e-statements to help keep your financial records organized without the clutter of paper. For those on the go, our mobile application provides all the features of online banking right from your smartphone. You can even make mobile payments quickly and easily perfect for those busy days when you need to pay friends or make purchases without fumbling for cash or cards.
Stay Connected and Secure
While convenience is key, security is paramount. Our digital services are designed with robust security measures to keep your information safe. You can feel confident knowing that your data is protected while you enjoy the ease of managing your accounts. Whether you're at home or out running errands, our person-to-person transfer feature allows you to send money directly to others without any hassle. While this feature isn't currently available, rest assured we're always looking for ways to enhance our offerings. In short, State Employees' is committed to providing accessible and user-friendly banking solutions that fit seamlessly into your lifestyle. Explore all these features today by visiting https://www.ncsecu.org/ and take charge of your finances like never before!
Financial Strength
A Dedicated Team
We pride ourselves on having 7,729 full-time employees and 529 part-time employees who are always ready to serve you with a knowledgeable, committed team. Our total number of share accounts stands at 5,850,875, showcasing the trust our growing member base has placed in us with their finances.
Conclusion
Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 141 Sanders Rd Wilmington Nc 28412 or call (910) 790-0224 to learn more about how we can help you achieve your financial goals.
Member-Centric Savings
Your savings are secure at State Employees'. We manage $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Strong Financial Foundation
With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Supporting Your Financial Goals
Our strong lending capacity supports your financial goals across various sectors. With $193,516 in used auto loans and $34,904,944,116 in total loans and leases, we are here to help you achieve your dreams. Furthermore, our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We provide financing options that cater to various budgets and preferences, making it easier for you to drive away with confidence.
Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. These loans provide the convenience of credit while allowing you to maintain control over your spending. At State Employees', we are dedicated to supporting our members' financial journeys with personalized service and expert advice. For any inquiries or assistance, don't hesitate to reach out at (910) 790-0224. Explore our offerings today and see how we can help you achieve your financial goals! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We work closely with you to find the right loan structure that fits your lifestyle and budget. If you're considering refinancing your existing mortgage, our team can assist you in exploring eligibility options and finding savings opportunities.
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