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Mortgage Loans
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Personal Loans
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Introduction
Welcome to State Employees' in Wilmington, NC! Since our establishment in 1937, we've been dedicated to serving our community with integrity and trust. Located at 2721 Northchase Pkwy Se, we are proud to support over 2.8 million members with a commitment to their financial well-being. At State Employees', we understand that financial decisions can be overwhelming, which is why our knowledgeable team is here to help you navigate your options whether you're looking for a personal loan, mortgage financing, or simply want to open a checking account. With total assets of an impressive $57,229,286,839 and total deposits reaching $7,866,265,767, your funds are secure with us. While you can visit us at our Wilmington branch for all your banking needs, please note that official correspondence should be sent to the same address: 2721 NORTHCHASE PKWY SE, WILMINGTON, NC 28405. Our team of 8,258 employees is led by CEO Leigh Brady and Board President Mona Moon, who are both passionate about enhancing the member experience. We take pride in offering a range of services including auto loans, personal loans, and online banking all designed with your convenience in mind. With over 1,194,630 loans and leases issued, we strive to ensure that our members have access to the resources they need. Join us in making a difference within our community! Feel free to call us at 910-599-9050 or visit our website at ncsecu.org for more information. We're here to help you every step of the way!
Branch History & Mission
Commitment to Innovation
As times change, so do we. Our commitment to innovation ensures that we offer modern solutions for today's banking challenges. Our digital platforms allow members to access their accounts anytime, anywhere through online and mobile banking services. Additionally, our ADA-compliant facilities ensure that everyone in our community can access our services comfortably. For those who prefer in-person assistance, we proudly offer drive-thru banking and an ATM for quick transactions during your busy day. Our operating hours are Monday through Friday from 8:30 AM to 5:30 PM, making it convenient for you to reach out whenever you need us. While members can visit us at 2721 Northchase Pkwy SE for all their banking needs, official correspondence should be sent to the same address as there is no separate mailing location.
Join Us
We invite you to experience the benefits of membership at State Employees'. With nearly three million members already trusting us for their financial well-being, you can be confident that you will receive personalized service backed by years of experience and commitment. If you're ready to take control of your financial future or simply want more information about what we offer, call us today at 910-599-9050 or visit us online at ncsecu.org. Become a part of something bigger join State Employees' today!
Our Mission
At State Employees', our mission is clear. We strive to improve the lives of our members by offering a wide range of services tailored to their unique needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we are dedicated to helping individuals achieve their financial goals. We also offer business banking services, ensuring that local entrepreneurs have the resources they need to succeed. We understand that being part of a community means more than just providing financial services. It means giving back and supporting local initiatives that make Wilmington a better place for all its residents. Through various outreach programs and partnerships with local organizations, we actively contribute to community development and growth.
Branch Location & Accessibility
Contact Us Today!
Our friendly team is here to help you with any questions or services you may need. Give us a call at 910-599-9050 or drop by during our operating hours. We look forward to serving you soon!
Operating Hours
We know your time is valuable, which is why we offer flexible banking hours from Monday to Friday, 8:30 AM to 5:30 PM. This schedule allows you to visit us at your convenience without disrupting your day.
Parking and Accessibility
When you visit us, you'll find ample parking available right outside our entrance, making your trip hassle-free. We are committed to ensuring everyone can access our services comfortably. Our branch features ADA-compliant ramps and accessible facilities for those with mobility challenges.
Services Offered
At State Employees', we're proud to offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Need cash? Our ATM is available for quick withdrawals and balance checks. Plus, if you're looking for straightforward transactions, our drive-thru service is ready to assist with deposits and withdrawals without leaving your car. While members can visit us at 2721 Northchase Pkwy SE, official correspondence should be sent to our mailing address at the same location for consistency.
Member Eligibility
Joining the State Employees' is like becoming part of a close-knit family that genuinely cares about your financial well-being. If you're wondering whether you can become a member, it's quite simple! To qualify, you generally need to be a state employee or a family member of someone who is. This means you're not just signing up for a bank; you're joining a supportive community that prioritizes your needs and offers personalized service. The advantages of being a member here include access to competitive rates on loans and savings, as well as various financial resources tailored just for you. If this sounds good to you, getting started is easy! You can check out more detailed eligibility criteria by visiting http://www.ncsecu.org/join#eligibility. When you're ready to open an account, simply head over to https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu, or give us a call at (910) 599-9050 if you have any questions. We look forward to welcoming you to our State Employees' family at 2721 Northchase Pkwy Se Wilmington Nc 28405!
Business Banking & Commercial Services
Commercial Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
Imagine having a reliable partner who helps you manage payments smoothly. Our merchant services make it easy for your customers to pay whether they're using cards or mobile payments. This means quicker transactions and happier customers, allowing you to focus on what really matters: growing your business. Located at 2721 Northchase Pkwy Se Wilmington Nc 28405, Wilmington, NC, we're dedicated to empowering local businesses. Reach out to us at (910) 599-9050 during our operating hours from 8:30 AM to 5:30 PM, Monday through Friday, and let's discuss how we can help you achieve your goals!
Comprehensive List Of Services
ATM and Drive-Thru Services
We also provide essential ATM and cash withdrawal services, ensuring you have access to your money whenever you need it. Our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car perfect for busy days when time is of the essence.
Business Banking Services
If you're an entrepreneur or small business owner, you'll appreciate our business banking services, including merchant services and business loans. We aim to empower local businesses by offering resources that help them grow and thrive.
Connecting with Us
Have questions or need assistance? We're here to help! You can reach us at 910-599-9050 during our operating hours from Monday to Friday, 8:30 AM to 5:30 PM. At State Employees', we believe in building lasting relationships with our members through personalized service and comprehensive offerings. Explore all the ways we can assist you by visiting us online at ncsecu.org. Your financial journey is important to us, and we're excited to support you every step of the way!
Convenient Digital Banking
In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Whether you're checking balances or transferring funds, our digital tools make banking easy and accessible.
Personal Banking Solutions
Our personal banking services are tailored to fit your lifestyle. With options like checking and savings accounts, you can easily manage your finances while enjoying competitive rates. If you're considering a new vehicle, our auto loans and vehicle financing make it simple and affordable to drive away in the car you want. We understand that home ownership is a significant step; therefore, we offer mortgage loans and refinancing solutions that can help make your dream home a reality. For those unexpected expenses or opportunities, our personal loans and debt consolidation options provide flexible solutions to keep you on track. Plus, our credit cards with rewards give you more value with every purchase.
Digital & Online Banking
Enhanced Features
We also offer e-statements so you can go paperless and access your financial statements anytime you need them. This not only saves trees but also keeps your information organized and easily accessible. If you're looking to send money to friends or family, our person-to-person transfers feature is here for you though currently not available at State Employees', we have plans to enhance this in the future. Your security is our priority. Our online banking services are designed with robust security measures to keep your information safe while providing an intuitive user experience. You can rest easy knowing that your personal data is protected as you manage your finances online. In today's fast-paced world, having reliable digital banking options is essential. Whether you're at home or out and about in Wilmington, State Employees' ensures that you have everything you need right at your fingertips. Experience the freedom of modern banking today!
Key Services
With our online banking platform, you can easily check your account balances, transfer funds, and pay bills with just a few clicks. No need to rush to the bank during business hours; our 24/7 online banking services let you manage your accounts at your own pace. For those who prefer mobile banking, our user-friendly mobile application provides all the features you need while on the go. Enjoy the ability to make mobile payments, ensuring that your transactions are quick and hassle-free. Plus, with electronic signature authorization available, signing documents has never been easier or more secure.
Financial Strength
A Dedicated Team
We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The total number of share accounts stands at 5,850,875, demonstrating a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 2721 Northchase Pkwy Se Wilmington Nc 28405 or call (910) 599-9050 to learn more about how we can help you achieve your financial goals.
A Solid Foundation
With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Investing in Your Future
With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends beyond just numbers; it reflects our dedication to your financial future.
Member-Centric Savings
Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Supporting Your Financial Goals
With $193,516 in used auto loans and $34,904,944,116 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used vehicle, we have options designed to fit your budget.
Credit Lines and Unsecured Loans
For those seeking flexibility in managing their finances, we provide substantial credit lines totaling $18,909,000,000. Additionally, our unsecured credit card loans amounting to $1,177,171,541 allow members to make purchases without collateral. These products come with competitive terms to ensure you have access to funds when needed.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We know that securing a mortgage is a significant decision; our team is here to guide you through each step of the process.
Refinancing Options
If you're considering refinancing your current loans or exploring eligibility options for any of our products, we encourage you to reach out. Our knowledgeable staff is here to answer any questions you may have and assist you in determining what works best for your financial situation. At State Employees', we're committed to empowering our members with financial tools and resources that can lead to success. For more information or assistance with applying for a loan today, please call us at 910-599-9050. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
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Benefits of Using LendMesh
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How LendMesh Ensures Accurate Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that the information they receive is reliable and up-to-date.