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Mortgage Loans
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Personal Loans
Vehicle Loans
Introduction
Welcome to State Employees' Credit Union, where we prioritize your financial well-being and community growth. Located at 3500 Converse Rd, Wilmington, NC 28403, our branch has been serving members since 1937. With a total membership of over 2.8 million, we are dedicated to providing exceptional service and resources to help you achieve your financial goals. At State Employees', we understand that every member's journey is unique. That's why we offer a wide range of services, including personal banking, auto loans, mortgage refinancing, and business banking solutions. Our commitment to our members is reflected in our impressive financial standing, with total assets exceeding $57 billion and total deposits amounting to $7.87 billion. We also maintain a strong net worth of $5.45 billion, ensuring that your funds are secure and accessible. Led by our CEO, Leigh Brady, and Board President, Mona Moon, our team of over 8,200 employees is here to support you every step of the way. Whether you're visiting us for a simple transaction or seeking advice on a complex loan, you can count on us for friendly and knowledgeable assistance. While members can visit us at 3500 Converse Rd, official correspondence should be sent to the same address: 3500 Converse Rd, Wilmington, NC 28403-6198. We invite you to explore our services online at ncsecu.org or give us a call at 910-791-5596 during our lobby hours from 8:30 AM to 5:30 PM on weekdays. Join us today and discover how we can help you build a brighter financial future!
Branch History & Mission
Commitment to Community
State Employees' believes in giving back. We actively engage in community outreach programs that support local initiatives and foster relationships within Wilmington and surrounding areas. By partnering with local organizations and participating in events throughout the year, we strive to make a positive impact on those around us.
Join Us
As we continue this journey together, we invite you to experience the benefits of being part of State Employees'. Whether you're looking for personal banking solutions or seeking guidance on your financial journey, we're here for you. Visit us today or learn more about how you can become a member by visiting our website. Together, let's build a brighter financial future!
Our Journey
From our humble beginnings, we have continuously evolved to meet the changing needs of our members. With total assets now exceeding $57 billion, we have established ourselves as a cornerstone of financial stability and support in Wilmington. Our dedicated team works tirelessly to provide exceptional services that include personal banking, auto loans, mortgages, and credit cards with rewards. Each milestone we achieve is driven by our mission: to enhance the financial well-being of our members while contributing positively to the community.
Our Mission
Our mission is simple yet powerful: We aim to deliver accessible and affordable financial services while fostering a strong sense of community. We believe that everyone deserves the opportunity to reach their financial goals without barriers. Whether it's through online banking options or personalized service at our drive-thru facility, we are dedicated to ensuring that our members feel valued and supported every step of the way. While members can visit us at 3500 Converse Rd for their banking needs, official correspondence should be sent to the same address. We also provide ATM services for added convenience and are proud to offer drive-thru banking for quick transactions.
Branch Location & Accessibility
Convenient Access and Amenities
At State Employees', we prioritize your convenience. Our location features ample parking with easy access for everyone, including ADA-compliant ramps to ensure that all members can visit us comfortably. You'll find our branch welcoming and equipped with modern facilities designed to make your banking experience smooth and enjoyable.
Operating Hours and Services
We are open Monday through Friday from 8:30 AM to 5:30 PM, providing plenty of time for you to come in and take care of your banking needs. Whether you're interested in personal banking services like checking and savings accounts or looking for loans for your next vehicle or home, our friendly team is here to help. Plus, with our drive-thru service, you can complete basic transactions like deposits and withdrawals without ever leaving your car! For those on the go, we also offer ATM services right at our location so you can easily access your funds any time of day. While members can visit us at 3500 Converse Rd, official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to call us at 910-791-5596. We invite you to stop by today and discover how State Employees' can support your financial journey!
Member Eligibility
Joining State Employees' is like becoming part of a warm and welcoming family where your financial needs are truly understood. To become a member, you'll need to meet some simple eligibility criteria. Generally, if you are a state employee in North Carolina or related to someone who is, you can easily join us. We love to support our community and offer membership to those who live or work in the areas we serve. For a detailed look at all eligibility requirements, feel free to visit our website at http://www.ncsecu.org/join#eligibility. Once you're ready to take the next step, opening an account with us is straightforward and hassle-free! You can start the process online by visiting https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu, or give us a call at (910) 791-5596 if you have any questions or need assistance. Our team at State Employees', located at 3500 Converse Rd Wilmington Nc 28403, is eager to welcome you into our community and help you explore all the benefits that come with being a member!
Business Banking & Commercial Services
Merchant Services That Matter
In addition to loans, we offer merchant services that make day-to-day operations smoother. Imagine processing payments easily while managing your cash flow effectively. Our solutions help you accept various payment types, enhancing customer satisfaction and boosting your sales potential. Located at 3500 Converse Rd Wilmington Nc 28403 in Wilmington, NC, we're here to support your journey every step of the way. Let's work together to achieve your business goals!
Tailored Lending Solutions
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Convenient Access Anytime
In today's fast-paced world, convenience matters. Our branch offers ATM & Cash Withdrawal Services, so you can easily access cash whenever needed. With basic drive-thru banking available for deposits and withdrawals, you'll find handling your transactions quick and efficient. At State Employees', we are committed to ensuring that your banking experience is as straightforward as possible. With options like e-statements and mobile payments available through our user-friendly app, keeping track of your finances has never been easier. If you're ready to take control of your financial future or simply want more information about how we can assist you, give us a call at 910-791-5596 or visit us at our Wilmington location. Join us today in experiencing all that State Employees' has to offer!
Financing Your Dreams
When it comes to financing, we've got various solutions designed for different stages in life. If you're considering a new car or need help with vehicle financing, our Auto Loans & Vehicle Financing options make it easy for you to hit the road without breaking the bank. For those looking to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services can help turn that dream into reality with competitive rates and flexible terms.
Personal Banking Made Simple
We understand that managing finances can be overwhelming at times. That's why we offer Personal Banking options, including checking and savings accounts that cater to every lifestyle. Imagine having easy access to your money anytime you need it our online and mobile banking features allow you to check balances, transfer funds, and pay bills from the comfort of your home or on the go.
Simplifying Personal Loans
Sometimes life throws unexpected expenses your way. With our Personal Loans & Debt Consolidation options, you can consolidate debts or cover those unplanned costs without stress. Plus, our credit cards come with rewards that let you earn while you spend what could be better than getting perks from everyday purchases?
Supporting Local Businesses
For local entrepreneurs and small business owners, we provide essential Business Banking services including merchant services and business loans that empower you to grow your enterprise. We believe in supporting our community's economic growth because when businesses thrive, everyone benefits.
Digital & Online Banking
Key Features
One of the standout features is the availability of e-statements. You can say goodbye to paper clutter and access your statements digitally whenever you need them. Plus, with electronic signature authorization, signing important documents has never been simpler or more secure. For those on the go, our mobile application provides an even more convenient way to manage your finances. You can make payments through our mobile payments feature, allowing you to pay bills or make purchases directly from your smartphone. And while we currently don't support person-to-person transfers, our other features more than cover everyday banking needs.
Security and Accessibility
Your security is our top priority. We utilize advanced security measures to protect your personal information while you bank online. This means you can conduct all transactions confidently, knowing that we have your back. In summary, whether you're accessing accounts through a computer or on the go via mobile devices, State Employees' offers reliable digital banking options that empower you to take control of your finances effortlessly. Join us today at https://www.ncsecu.org/ and experience the future of banking!
Financial Strength
A Growing Community
Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $574,556,810, which reinforces our capability to support our community's needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 3500 Converse Rd Wilmington Nc 28403 or call (910) 791-5596 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Commitment to Growth
With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $193,516 in used auto loans and $34,904,944,116 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees ready to serve you with a knowledgeable, committed team.
Secure Savings Opportunities
Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Strong Financial Health
With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether it's a dependable used vehicle or a brand-new model, we have financing options tailored for you.
Credit Lines
For those who want more flexibility, our total credit lines amounting to $18,909,000,000 allow you to access funds as needed. This product is perfect for managing larger purchases or consolidating debt while keeping your payments manageable. If you're considering refinancing any of these options or exploring eligibility requirements, we're here to assist you every step of the way. You can find detailed information on our website or by calling us directly at (910) 791-5596. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 3500 Converse Rd Wilmington Nc 28403, Wilmington, NC, and let's talk about how we can support your financial journey!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We aim to provide straightforward terms and competitive rates so you can focus on what matters making your house a home.
Unsecured Credit Card Loans
Managing finances effectively is crucial in today's world. We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans assisting our members in balancing their budgets and handling unexpected expenses without the need for collateral.
Loan Aggregator
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