State Employees' Credit Union Wilkesboro NC: Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to State Employees', your trusted credit union located at 1100 Brushy Mountain Rd, Wilkesboro, NC 28697. Established in 1937, we have proudly served our community for over eight decades, building a strong foundation of trust and reliability. As a member-focused financial institution, we are committed to providing exceptional service and a wide range of financial products tailored to meet the needs of our members. With a robust membership base of 2,847,943 individuals, we understand the importance of community engagement and support. Our total assets amount to an impressive $57,229,286,839, which reflects our commitment to helping you achieve your financial goals. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, we've got you covered. At State Employees', we believe in empowering our members through education and accessible financial services. With total deposits reaching $7,866,265,767 and a net worth of $5,446,832,560, you can feel confident knowing that your money is secure with us. Additionally, we pride ourselves on maintaining an efficient operation with a dedicated team of 8,258 employees who are here to assist you. Led by our CEO Leigh Brady and Board President Mona Moon, our leadership team is focused on creating a welcoming environment where every member feels valued. While members can visit us at our branch address for services like personal loans and credit cards with rewards, official correspondence should be directed to the same address: 1100 BRUSHY MOUNTAIN RD, WILKESBORO, NC 28697. We invite you to explore the benefits of membership today! Feel free to reach out by calling us at 336-667-5288 or visit our website at ncsecu.org for more information about how we can help you navigate your financial journey successfully. Join us in making dreams come true right here in Wilkesboro!

Branch History & Mission

Community Engagement

State Employees' is also deeply invested in giving back to the community. We actively participate in local outreach programs and support initiatives that uplift our neighborhoods. Our partnerships with various organizations allow us to extend our impact beyond banking and into meaningful community development. While members can visit us at 1100 Brushy Mountain Rd for personal assistance during our operating hours from Monday through Friday, 8:30 AM - 5:30 PM, official correspondence should be sent to 1100 BRUSHY MOUNTAIN RD, WILKESBORO, NC 28697.

Join Us

We invite you to become part of the State Employees' family. Experience firsthand the dedication we have towards serving you and your financial needs. With convenient ATM access, drive-thru banking options, and a variety of services designed just for you, your journey with us will be both rewarding and enriching. For any questions or further assistance, feel free to reach out at 336-667-5288 or visit us online at ncsecu.org. Join us today and take the first step towards achieving your financial goals!

Our Mission

Our mission at State Employees' is simple yet powerful: to enhance the lives of our members by offering them innovative financial solutions while fostering a sense of community and trust. We believe in providing more than just banking services; we aim to build lasting relationships with our members. Whether it's helping someone purchase their first home or providing affordable auto loans, we are here to assist every step of the way. In addition to traditional banking services such as checking accounts, savings accounts, and loans, we embrace digital advancements to improve member experience. Our online banking platform allows members to manage their finances from anywhere while ensuring full ADA compliance for all users.

Branch Location & Accessibility

Operating Hours That Fit Your Schedule

We know that life gets busy, which is why we're open from Monday through Friday, 8:30 AM to 5:30 PM. Whether you're looking to open a new account, apply for a loan, or simply ask a question, our team is ready and eager to assist you during these hours.

Reach Out Anytime

Have questions? Don't hesitate to reach out! You can give us a call at (336) 667-5288. We're excited to help you achieve your financial goals and look forward to welcoming you into our branch soon. Come visit us at State Employees', where we make banking easy and accessible!

Services Tailored Just for You

At State Employees', we offer a variety of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, our drive-thru service provides a quick way to handle deposits and withdrawals without leaving your vehicle. For those who prefer digital banking, we've got you covered with online and mobile banking options that allow you to manage your finances on the go. And if you ever need cash or want to check your balance, our ATM is available for your convenience.

Visit Us with Ease

At State Employees', we understand that accessibility is key for our members. Our location is designed to be friendly for everyone, featuring ADA-compliant entrances and ramps to ensure smooth access for all visitors. Parking is available right outside the branch, making it easy for you to pop in whenever you need assistance. While you can visit us at 1100 Brushy Mountain Rd Wilkesboro Nc 28697, official correspondence should be directed to our mailing address: 1100 BRUSHY MOUNTAIN RD, WILKESBORO, NC 28697.

Member Eligibility

At State Employees', becoming a member is like stepping into a warm community where your financial needs are truly understood. We welcome individuals who are state employees, their family members, and those associated with various organizations we partner with. This means if you work for the state or are related to someone who does, you're likely eligible to join us! Our membership offers fantastic benefits, including competitive rates on loans and savings accounts, access to online banking, and personalized service that feels just right for you. To see all the specific eligibility details, feel free to check out our eligibility page. Opening an account with us is straightforward and welcoming! Just visit us at our branch located at 1100 Brushy Mountain Rd Wilkesboro Nc 28697, or you can start the process online by following this link: Account Opening. If you have any questions or need assistance along the way, don't hesitate to call us at (336) 667-5288. We're here to help you every step of the way on your journey to financial wellness!

Business Banking & Commercial Services

Merchant Services Made Easy

Beyond loans, we offer merchant services that simplify payment processing for your business. Whether you're a local retailer or a service provider, our tools make it easy for your customers to pay with their preferred methods, enhancing their experience while boosting your sales. Located at 1100 Brushy Mountain Rd Wilkesboro Nc 28697 in Wilkesboro, NC, we are here to help you navigate the financial landscape of your business. For more information, call us at (336) 667-5288 or visit our website at https://www.ncsecu.org/. Let's work together to build a brighter future for your business!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For business owners, we provide tailored solutions through our business banking services, which include merchant services and business loans. Whether starting a new venture or expanding an existing one, we're here to support your business goals.

Digital Banking Convenience

In today's fast-paced world, having access to your finances at all times is essential. That's why we offer robust online and mobile banking features. You can check balances, transfer money, pay bills, and more from anywhere using our secure platform. Plus, with ATM access available at our branch and beyond, withdrawing cash is hassle-free. Our drive-thru banking allows for quick deposits and withdrawals without leaving your car perfect for busy days when time is of the essence.

Financial Flexibility

We understand that life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options that provide quick access to cash when you need it most. Whether it's medical bills or home repairs, our loans are designed with flexible terms to ease your financial burden. Looking to reward yourself while managing credit? Our credit cards with rewards let you earn points on everyday purchases, making it easier to enjoy the things you love while building credit.

Personal Banking Solutions

For those seeking personal banking options, we offer a variety of checking and savings accounts designed for easy access and convenience. Imagine having a checking account that not only keeps your funds safe but also provides competitive interest rates on your savings. Our accounts are perfect for everyday transactions and building your savings over time. When life calls for a new car or a vehicle upgrade, our auto loans and vehicle financing make it easy for you to get behind the wheel without the stress of high payments. We work with you to find terms that fit your budget, allowing you to enjoy your new ride sooner. If you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans can guide you through every detail. Our knowledgeable staff will help you understand different mortgage options and find the best fit for your financial situation.

Visit Us Today!

Located at 1100 Brushy Mountain Rd in Wilkesboro, NC 28697, we're proud to serve our community. If you have questions or want to explore how we can assist you further, please don't hesitate to reach out at 336-667-5288. Experience personalized financial services that put your needs first at State Employees'! We look forward to welcoming you into our family. For more information about opening an account or becoming a member, visit us online at ncsecu.org.

Digital & Online Banking

E-Statements and Mobile Payments

We also provide e-statements for those who prefer going paperless. With e-statements, you'll receive your financial information quickly and securely while doing your part for the environment. And if you're someone who enjoys using your phone for payments, our mobile payments feature lets you make purchases easily from your smartphone.

Key Features

With our user-friendly online banking platform available at https://www.ncsecu.org/, you can access your accounts 24/7. Whether you want to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Plus, with our mobile application, managing your finances on the go has never been easier. Security is a top priority for us. Our electronic signature authorization feature allows you to securely sign documents from the comfort of your home. This means no more waiting in line at the branch for paperwork just quick and convenient access to all necessary transactions.

Real-Time Management

For those moments when you need to send money quickly, we offer person-to-person transfers that make it simple to pay friends or family directly from your account. Even if you're busy during normal banking hours, our 24/7 online banking services ensure that you can manage your accounts whenever it suits you. In summary, at State Employees', we blend convenience with security through our innovative digital banking solutions. Join us today and experience how easy managing your finances can be!

Financial Strength

Member-Centric Savings

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $2,145,244, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 7,729 full-time employees and 529 part-time employees who are dedicated to serving you with knowledge and care.

Reinvestment for Growth

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also support our community with $193,516 in used auto loans and $34,904,944,116 in total loans and leases helping you achieve your financial goals across various sectors.

Solid Foundation

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

Total Share and Deposit Accounts stand at 5,850,875, showing a strong and growing member base that trusts us with their finances. Additionally, our net shares available for lending and investments amount to $574,556,810, giving us the ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1100 Brushy Mountain Rd Wilkesboro Nc 28697 or call (336) 667-5288 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your needs. Plus, if you're considering refinancing your current auto loan, we can help explore eligibility options to potentially lower your payments.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We work closely with our members to guide them through the mortgage process, offering personalized service every step of the way.

Other Financial Products

In addition to these primary offerings, we have various other loan products available to meet different financial needs. Whether it's personal loans or credit lines totaling $18,909,000,000, our team at State Employees' is here to help you find the best solution for your situation. For more information on our loan offerings or to discuss your specific needs, feel free to reach out to us at (336) 667-5288. Our branch is located at 1100 Brushy Mountain Rd Wilkesboro Nc 28697, Wilkesboro, NC NC, and we're open Monday through Friday from 8:30 AM to 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you with all your financial needs!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. This option provides you with a safety net for those unexpected expenses while allowing you to build or improve your credit score.

Loan Aggregator

Benefits of Using LendMesh

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STATE EMPLOYEES' CREDIT UNION - Wilkesboro, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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