State Employees' Credit Union Whiteville NC: Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to State Employees' Credit Union, your trusted financial partner located at 1312 S Jk Powell Blvd, Whiteville, NC 28472. Established in 1937, we have proudly served our community for over 85 years, helping members achieve their financial goals and build a brighter future. With a robust membership of 2,847,943, we are dedicated to providing exceptional service and support tailored to your needs. At State Employees', we understand that managing finances can be challenging. That's why we offer a wide range of services designed to make banking easier and more accessible. From personal checking and savings accounts to auto loans and mortgages, our comprehensive offerings cater to every aspect of your financial life. As of now, our total assets amount to an impressive $57,229,286,839, reflecting our commitment to stability and growth. While members can visit us at our Whiteville branch, official correspondence should be sent to the same address: 1312 S JK POWELL BLVD, WHITEVILLE, NC 28472. We invite you to take advantage of our extensive resources, including online and mobile banking options for added convenience. Led by our CEO Leigh Brady and Board President Mona Moon, our team of 8,258 employees is here to ensure you receive the highest level of service. Together, we work tirelessly to foster a strong financial foundation for all our members. Whether you're looking to save for a new home or fund your dream car with one of our many auto loans totaling over 1,194,630 loans we're here for you every step of the way. Our members enjoy the benefit of a net worth exceeding $5,446,832,560 and total deposits reaching $7,866,265,767 numbers that speak volumes about our reliability and strength. We encourage you to reach out with any questions or to learn more about how we can assist you on your financial journey. Call us today at 910-642-0456 or visit our website at ncsecu.org for more information. Join us in shaping a prosperous future together!

Branch History & Mission

Community Commitment

Throughout the years, we've made it a priority to engage with local organizations and initiatives that uplift our community. By investing in local programs and events, we aim to foster growth and prosperity within Whiteville and beyond. Our dedication to inclusion means that we are always looking for ways to improve accessibility our facilities are ADA compliant, ensuring everyone can benefit from our services. While members can visit us at 1312 S Jk Powell Blvd, official correspondence should be sent to 1312 S JK POWELL BLVD, WHITEVILLE, NC 28472 if needed. Join us on this journey towards financial empowerment! Experience the difference that comes with being part of a credit union that truly cares about its members. Visit our website here or give us a call at 910-642-0456 to learn more about membership benefits or open an account today!

Our Mission

At State Employees', our mission is simple yet profound: to provide exceptional financial services while supporting the communities we serve. We believe that everyone deserves access to affordable banking solutions and valuable resources. Our commitment goes beyond transactions; we strive to make a positive impact through community outreach and partnerships. We understand that financial wellness is essential for every member of our community. Therefore, we offer a variety of services, including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our drive-thru service and ATM availability ensure convenience for all your banking needs.

Branch Location & Accessibility

Accessibility Features

At State Employees', we prioritize accessibility for all our members. Our branch is ADA compliant and features ramps to assist those with mobility challenges. You can feel confident knowing that we strive to make your banking experience as comfortable as possible.

Banking Services

At our Whiteville branch, you'll find a full range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Our friendly staff is always ready to assist you with any questions or transactions you may have. If you're looking for personalized service from a team that genuinely cares about your financial well-being, stop by or give us a call at 910-642-0456 today! While members can visit us at 1312 S Jk Powell Blvd Whiteville Nc 28472, official correspondence should be sent to 1312 S JK POWELL BLVD, WHITEVILLE, NC 28472 if different. We look forward to welcoming you soon!

Convenient Location

Our branch is situated near local landmarks, making it a familiar stop for residents. Whether you're visiting us after a trip to the nearby parks or while running errands downtown, we're here to help you manage your finances with ease. Plus, parking is readily available for our members, ensuring a hassle-free visit.

Operating Hours

We know how busy life can get, so we offer convenient lobby hours from 8:30 AM to 5:30 PM, Monday through Friday. This schedule allows you to visit us before or after work or during your lunch break. If you prefer banking on-the-go, our drive-thru service and ATM are also available for quick transactions.

Member Eligibility

Becoming a member of State Employees' is like joining a friendly community that truly cares about your financial well-being. To be eligible, you generally need to be a state employee or a member of the immediate family of someone who qualifies. This means if you're working in any capacity for the state or have family members who do, you're already on your way to enjoying the benefits we offer! Membership comes with a range of advantages, including access to competitive loan rates, personalized service, and various financial products tailored just for you. Getting started is simple! You can check out detailed eligibility requirements by visiting our website at http://www.ncsecu.org/join#eligibility. If you're ready to open an account, just follow this link: https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. For any questions or assistance, feel free to reach out to us at (910) 642-0456. We look forward to welcoming you to our community at State Employees', located at 1312 S Jk Powell Blvd Whiteville Nc 28472!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced environment, having reliable merchant services can make all the difference. Picture a local café that needs an easy way to accept credit card payments. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. With a branch conveniently located at 1312 S Jk Powell Blvd Whiteville Nc 28472, Whiteville, NC, we're here to help you navigate your business banking needs. Reach out to us at (910) 642-0456 and discover how we can support your business's success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we offer specialized Business Banking services including Merchant Services & Business Loans. This means whether you're just starting out or looking to expand, we have the tools and support to help your business thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that let you manage your accounts from anywhere. You can check balances, transfer funds, or pay bills all from your smartphone or computer. Imagine handling your banking needs while sipping coffee at home! Additionally, our network of ATMs ensures that cash withdrawal is never a hassle. With both basic ATM access for withdrawals and balance checks as well as drive-thru banking options for deposits and simple transactions, we're here to make your banking experience as smooth as possible. At State Employees', we believe that banking should be accessible and friendly. Our dedicated staff is ready to assist you with any questions or concerns. If you're ready to explore our services further or need assistance getting started, don't hesitate to reach out! Give us a call at 910-642-0456 or visit us online at ncsecu.org today! Let us be your trusted partner in achieving your financial goals.

Personal Banking Solutions

For those looking to manage their day-to-day finances, we offer Checking & Savings Accounts designed to help you save while enjoying easy access to your funds. Picture this: you're planning a family vacation and need a straightforward way to set aside money. With our savings accounts, you can effortlessly reach your goals without the hassle. Need financing for a new car? Our Auto Loans & Vehicle Financing options make it easier than ever to hit the road in style. Imagine driving off in your dream car with manageable monthly payments. Plus, we also provide Mortgage Loans & Refinancing for those ready to purchase their first home or refinance their existing mortgage for better terms. If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation services can give you the financial breathing room you need. And don't forget about our Credit Cards with Rewards, which allow you to earn while you spend perfect for everyday purchases or special treats.

Digital & Online Banking

Commitment to Security

Your security is our top priority. We use advanced technology to ensure that your information remains safe as you bank online or via our app. With robust security measures in place, you can feel confident that your personal data is protected every step of the way. In summary, State Employees' provides a comprehensive suite of digital and online banking services tailored for today's lifestyle. Experience ease-of-use and real-time account management by visiting us at https://www.ncsecu.org/ today!

Mobile Banking Convenience

Our mobile application enhances your banking experience by providing on-the-go access right from your smartphone. You can make mobile payments effortlessly, enabling quick transactions wherever you are. While person-to-person transfers aren't available at this time, our app still offers many other features to meet your needs. Imagine being able to manage all aspects of your banking right from your pocket! Whether you're checking your balance during lunch or paying a bill while waiting in line, our mobile app brings banking right to your fingertips.

Online Banking Features

Accessing your accounts online is simple and secure. You can easily check your balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our online platform is user-friendly, ensuring that even those new to digital banking can navigate it with ease. You also have the option to receive e-statements, making it easy to keep track of your financial history without the clutter of paper statements. Plus, if you ever need to sign documents quickly, our electronic signature authorization feature allows you to do so safely and efficiently.

Financial Strength

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on a solid foundation, and our impressive financial metrics reflect our commitment to providing reliable services. With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to serving our members extends beyond just numbers. With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $193,516 in used auto loans and $34,904,944,116 in total loans and leases, our lending capacity supports members' financial goals across various sectors. While our current net income is $2,145,244, this reflects our operational efficiency and ability to provide competitive loan rates alongside solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $574,556,810. Total Share Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1312 S Jk Powell Blvd Whiteville Nc 28472 or call (910) 642-0456 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a brand-new vehicle or a reliable used one, our team is here to guide you through the process. We also provide refinancing options to make your auto loan more manageable if you're looking to adjust your current payments.

Business Solutions

For business owners, our outstanding commercial loans provide the capital needed to grow and expand your ventures. Even though our current offerings don't include commercial loans directly at this branch, we're dedicated to finding solutions tailored to your business needs. At State Employees', we prioritize transparency and accessibility. If you're interested in any of our loan products or would like more information about refinancing or eligibility options, don't hesitate to reach out at (910) 642-0456. We're here to help you navigate your financial journey every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you achieve your financial aspirations today!

Credit Card Loans

For those needing flexibility, we offer unsecured credit card loans with a total of $1,177,171,541 available. These loans provide an easy way to manage everyday expenses while enjoying low-interest rates and no hidden fees. You can use these cards for anything from groceries to emergencies, giving you peace of mind knowing that support is just a swipe away.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We work closely with you to ensure that you understand every aspect of your mortgage, so you can feel confident in your decision.

Loan Aggregator

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STATE EMPLOYEES' CREDIT UNION - Whiteville, NC

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Home Equity Loans

Personal Loans

Vehicle Loans

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