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Mortgage Loans
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Personal Loans
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Introduction
Welcome to State Employees' in beautiful Weaverville, NC! Located at 8 Monticello Rd, we are proud to serve our community since 1937. As a trusted financial partner, we cater to over 2.8 million members, providing a range of services designed to meet your personal and business banking needs. At State Employees', we understand the importance of reliable financial support. With total assets exceeding $57 billion and total deposits amounting to $7.87 billion, our strength lies not just in numbers but in our commitment to you. Our dedicated team of 8,258 employees, led by CEO Leigh Brady and Board President Mona Moon, works tirelessly to ensure you receive top-notch service tailored to your unique requirements. Our branch is equipped with modern conveniences including an ATM and drive-thru service, making banking easy and accessible for everyone. Whether you're looking for a new auto loan or need help with mortgage refinancing, we have the tools and resources to help you succeed. While members can visit us at our Weaverville branch, official correspondence should be sent to the same address: 8 MONTICELLO RD, WEAVERVILLE, NC 28787. With a robust net worth of over $5.44 billion and cash reserves of around $708 million, you can trust that your finances are in safe hands. Our dedication extends beyond just numbers; we are committed to making a positive impact in our community. If you're ready to experience personalized banking that puts you first, reach out today! Call us at 828-645-3059 or visit our website at www.ncsecu.org for more information. Join us as we work together towards achieving your financial goals!
Branch History & Mission
Community Focus
As part of our dedication to community engagement, State Employees' Credit Union actively participates in outreach programs that support local initiatives and charitable organizations. We understand that a thriving community benefits all of us, which is why we prioritize partnerships that foster growth and development within Weaverville. While members can visit us at 8 Monticello Rd, official correspondence should be sent to 8 MONTICELLO RD, WEAVERVILLE, NC 28787 if needed. If you have any questions or need assistance, please don't hesitate to reach out at (828) 645-3059 during our operating hours from 8:30 AM to 5:30 PM on weekdays.
Join Us Today!
We invite you to become part of the State Employees' family. Experience firsthand the benefits of membership with a credit union that genuinely cares about your financial health and community well-being. Whether you're looking for personal banking options or business services, we are here for you every step of the way. Join us today and let's achieve great things together!
Our Commitment to You
At State Employees', we believe that banking should be more than just transactions; it should build relationships and enrich lives. Our mission statement reflects this ethos: "We strive to provide quality financial services while enhancing the economic well-being of our members and the communities we serve." This commitment drives us every day as we offer a range of services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. In addition to traditional banking services, we've embraced technology to enhance your experience. Our online banking platform and mobile app allow you to manage your finances on-the-go, making banking convenient and efficient. We also ensure accessibility by being ADA compliant and offering both ATM availability and drive-thru services for your convenience.
Branch Location & Accessibility
A Welcoming Environment
Our branch is designed with accessibility in mind. We have ample parking available, including accessible spots for those who need them. You'll find that our facilities are ADA compliant, ensuring everyone can enjoy a smooth banking experience. If you prefer the convenience of banking from your car, we also offer drive-thru services for quick transactions.
Get in Touch
Have questions or want to learn more? Don't hesitate to give us a call at 828-645-3059. Our dedicated staff is ready to help you with any inquiries you may have. Come by and discover how State Employees' can support your financial journey today!
Operating Hours & Services
We invite you to visit us during our lobby hours from 8:30 AM to 5:30 PM on weekdays. Our friendly team is eager to assist you with personal banking services such as checking and savings accounts, auto loans, mortgage loans, and more. Need cash? Feel free to use our ATM on-site for withdrawals and balance checks anytime. While members can visit us at 8 Monticello Rd, official correspondence should be sent to the same address as it serves both purposes.
Member Eligibility
Welcome to the State Employees' family, where becoming a member feels like joining a close-knit community that truly cares about your financial well-being. If you're interested in joining us at our Weaverville branch located at 8 Monticello Rd, you'll be pleased to know that membership is open to individuals who are state employees or their family members, as well as certain other groups associated with our mission. This means if you work for the state or have a loved one who does, you could be eligible! For more specific details on eligibility criteria, feel free to explore this link: Eligibility Information. Opening an account is straightforward and welcoming. You can start your journey by visiting our account opening page here: Open an Account. Our team is ready to assist you every step of the way, ensuring your transition into membership is smooth and enjoyable. Should you have any questions or need assistance, don't hesitate to reach out to us at 828-645-3059. Join us today and experience the benefits of being part of something special!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
In addition to loans, we offer merchant services designed to simplify your payment processes. Imagine easily accepting payments from customers through various channels whether it's online, in-store, or on-the-go. Our merchant services not only streamline transactions but also enhance customer satisfaction, allowing you to focus on what matters most: growing your business. Located at 8 Monticello Rd Weaverville Nc 28787 in Weaverville, NC, our team is dedicated to helping you navigate the financial landscape of your business. Connect with us today at (828) 645-3059 to explore how we can assist you!
Comprehensive List Of Services
Accessibility That Fits Your Schedule
For those who prefer in-person service, we offer basic drive-thru banking where you can handle deposits, withdrawals, and simple transactions without leaving your car. Our friendly staff is always ready to assist during lobby hours from 8:30 AM to 5:30 PM on weekdays. At State Employees', we strive to provide comprehensive financial solutions that empower our members. Explore all the ways we can help you achieve your financial goals today! Visit us or check out our website at Weaverville for more details about our services or to get started with an account. Your financial journey starts here let's embark on it together!
Banking at Your Fingertips
In today's fast-paced world, convenience is key. That's why State Employees' offers robust online and mobile banking platforms. Accessing your accounts has never been easier; check balances, transfer funds, and pay bills from anywhere at any time. Plus, with our ATM services available 24/7 for cash withdrawals and balance checks, you have easy access to your money whenever you need it.
Business Banking Solutions
If you're a business owner, our business banking services are crafted to support your growth. From merchant services that streamline transactions to business loans for expanding operations, we have solutions that cater to every stage of your business journey.
Credit Cards That Reward You
Our credit cards come with rewards that add value to your everyday purchases. Imagine earning points on groceries or gas every little bit helps! With competitive rates and flexible repayment options, you'll find a card that suits your spending habits perfectly.
Personal Banking Made Easy
We understand that managing finances can be challenging, which is why we offer various personal banking options tailored to fit your lifestyle. Whether you're looking for a reliable checking or savings account, State Employees' provides choices that help you save and manage money effectively. Our auto loans and vehicle financing options make purchasing your dream car straightforward and affordable, while our mortgage loans ensure that owning a home is within reach. For those unexpected expenses, our personal loans and debt consolidation services can provide the relief you need.
Digital & Online Banking
At State Employees', we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to bring convenience and security right to your fingertips. With our user-friendly platform, you can manage your finances anytime, anywhere. Our online banking services are available 24/7, allowing you to check balances, pay bills, and transfer funds with ease. Simply visit us at https://www.ncsecu.org/ to get started. Whether you're at home or on the go, our mobile application puts everything you need right in your pocket. You can even make mobile payments effortlessly, making transactions quick and simple. For those who prefer to go paperless, we provide e-statements that keep your account information secure while reducing clutter. Plus, with electronic signature authorization, signing documents is a breeze no need for printing or mailing! Although person-to-person transfers aren't available at this time, our other features ensure you have all the tools necessary for effective money management. Everything is designed with your security in mind, so you can bank confidently knowing your information is safe. At State Employees', we strive to make banking accessible and easy for everyone. Enjoy real-time account management and take control of your finances today!
Financial Strength
Commitment to Excellence
Our operational efficiency is evident with a $0 that enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Growing Together
Total Share Accounts stand strong at 5,850,875, showing a growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $574,556,810. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 8 Monticello Rd Weaverville Nc 28787 or call (828) 645-3059 to learn more about how we can help you achieve your financial goals.
Investing Back into Our Community
With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $193,516 in used auto loans and $34,904,944,116 in total loans and leases supporting members' financial goals across various sectors.
Secure Savings Options
Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Solid Financial Foundation
With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. With over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping our members get on the road, we make financing your vehicle straightforward and affordable. Whether you're after a brand-new model or a reliable used car, we've got options that fit your budget.
Credit Lines
In addition to traditional loans, we provide access to credit lines totaling $18,909,000,000. This gives you the flexibility to borrow what you need when you need it perfect for emergencies or planned purchases. For those interested in any of these offerings or seeking more information about eligibility or refinancing options available at our branch located at 8 Monticello Rd, Weaverville NC 28787, feel free to reach out at (828) 645-3059. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan products can enhance your financial well-being today!
Mortgage Loans
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519. We simplify the process for first-time buyers and seasoned homeowners alike, providing competitive rates and flexible terms that suit your needs. If you're considering refinancing an existing mortgage, we can help you explore those options too.
Unsecured Credit Card Loans
Managing everyday expenses is easier with our unsecured credit card loans. We offer flexible terms with a total of $1,177,171,541 in loans available to help you manage your finances effectively. This option allows you to handle unforeseen costs without straining your budget.
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