State Employees' Credit Union Warrenton NC: Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to State Employees' in Warrenton, North Carolina! Located at 670 W Ridgeway St, our branch has been serving the community since 1937. With nearly 2.8 million members and a solid foundation of over $57 billion in assets, we pride ourselves on being a trusted partner in your financial journey. At State Employees', we understand that banking is more than just numbers; it's about building relationships. Our dedicated team, led by CEO Leigh Brady and Board President Mona Moon, is committed to providing you with personalized service that meets your unique needs. Whether you're looking for auto loans, mortgage options, or basic checking accounts, we offer a range of services designed to help you achieve your financial goals. While members can visit us at 670 W Ridgeway St, official correspondence should be sent to the same address. We have a friendly staff ready to assist you during our lobby hours from 8:30 AM to 5:30 PM, Monday through Friday. We are proud of our strong community impact and remain devoted to enhancing the lives of our members. With a net worth of $5.4 billion and total deposits amounting to $7.9 billion, you can trust us to manage your finances responsibly. Feel free to reach out to us at 252-257-6267 for any questions or inquiries. You can also explore our offerings online at ncsecu.org. Come visit us today and discover how State Employees' can help you thrive financially!

Branch History & Mission

Commitment to Innovation

In an ever-changing world, we embrace digital advancements that make banking easier for our members. From online banking to mobile payments and electronic signatures, we strive to provide user-friendly tools that fit seamlessly into your lifestyle. We are also committed to ADA compliance ensuring that all members can access our services without barriers.

Join Us!

As we continue to grow and adapt, we invite you to become a part of the State Employees' family. Experience firsthand how our personalized services can help you achieve your financial goals while contributing positively to the Warrenton community. Reach out today at (252) 257-6267 or visit us online at ncsecu.org for more information on membership eligibility or account opening procedures. Together, let's build a brighter future!

Our Journey

Our story began with a simple mission: to provide affordable financial solutions to those who serve our state. As we evolved through the years, our commitment to this mission only strengthened. We've introduced various services tailored to meet the diverse needs of our members, including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. This growth reflects not just our dedication to member service but also our deep roots in the community.

Our Mission

At State Employees', our mission is clear: we aim to empower individuals and families by offering accessible financial resources while supporting local initiatives that enhance the quality of life in Warrenton and beyond. We believe that when our members succeed financially, so does our community. With this in mind, we actively engage in community outreach efforts and partner with local organizations to foster economic growth and support those in need. While members can visit us at 670 W Ridgeway St for their banking needs or inquiries, official correspondence should be sent to our mailing address at 670 W RIDGEWAY ST, WARRENTON, NC 27589. We are here for you Monday through Friday from 8:30 AM to 5:30 PM, ready to assist you with any financial questions or concerns.

Branch Location & Accessibility

Accessibility Features

Our branch is equipped with features that ensure everyone can access our services comfortably. We comply with ADA standards, offering ramps and designated parking spaces close to the entrance. Whether you're coming in for a quick transaction or need assistance with a loan or account, our staff is here to help.

Get in Touch!

Whether you're a long-time member or considering joining us, we invite you to stop by or give us a call at 252-257-6267. Our friendly staff is eager to assist you with any questions or banking needs you may have. Come experience the warmth and service at State Employees' where your financial well-being is our top priority!

Parking and Operating Hours

We offer ample parking right outside the branch so you can park easily and get inside quickly. Our lobby hours are convenient for your busy schedule; we're open from 8:30 AM to 5:30 PM, Monday through Friday.

Services Offered

At State Employees', we pride ourselves on providing a wide range of financial services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, enjoy the convenience of our ATM services available on-site for quick cash withdrawals and balance checks. Although we currently do not have a drive-thru service, our dedicated team is ready to assist you inside the branch. If you're looking for shared services, please note that we do not offer those at this location.

Member Eligibility

At State Employees', we believe that everyone deserves a place to grow their financial future, and becoming a member is your first step towards joining our welcoming community. If you're a state employee or a family member of one, you're already eligible to become part of our credit union family. We also welcome individuals who live, work, worship, or attend school in the areas we serve. The process to join is straightforward and friendly just check out the details at http://www.ncsecu.org/join#eligibility for more information on specific eligibility criteria. Once you're ready to open an account, simply visit us at our branch located at 670 W Ridgeway St Warrenton Nc 27589, or take advantage of our easy online account opening process available here: https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions, don't hesitate to call us at (252) 257-6267. We can't wait to welcome you into the State Employees' family, where you'll find support and services designed with your needs in mind!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a payment solution that simplifies transactions for your customers while boosting your sales. Our merchant services are designed to help you streamline operations. From credit card processing to point-of-sale systems, we equip you with the tools needed to enhance customer experiences and improve cash flow. Whether you're located at 670 W Ridgeway St Warrenton Nc 27589 in Warrenton, NC or anywhere else, our business banking solutions are crafted to meet your unique needs. Connect with us today at (252) 257-6267 to explore how we can assist you in achieving your business goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options provide competitive rates and flexible terms. We aim to make the process straightforward so you can focus on what matters most finding the perfect vehicle that fits your lifestyle.

Business Banking Services

If you're a business owner, we have solutions for you too! Our business banking services include merchant services and business loans that can help fuel growth and streamline operations. We understand how vital it is for businesses to have reliable financial support.

Convenient Access Options

We also provide ATM services for cash withdrawals and balance checks ensuring that accessing your funds is as hassle-free as possible. Our branch is equipped with basic ATM access, giving you the flexibility to bank on-the-go. At State Employees', we're not just about transactions; we're about building relationships with our members. We invite you to visit us at 670 W Ridgeway St Warrenton Nc 27589 or give us a call at (252) 257-6267. Discover how we can assist you with all your financial needs today!

Credit Cards with Rewards

For those who love earning rewards on their purchases, our credit cards offer benefits that fit your lifestyle. Whether it's cash back on groceries or travel points for your next vacation, our credit card options are sure to enhance your spending experience.

Home Financing Made Simple

When it comes to buying a home or refinancing your mortgage, State Employees' offers comprehensive mortgage loans tailored to your unique situation. We guide you through every step of the process so that you feel confident in making one of life's biggest investments.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking services are here to help. Imagine having a place where you can easily manage your money, save for future goals, and access your funds whenever you need them. With our user-friendly online and mobile banking options, you can check balances, transfer money, and pay bills right from your smartphone or computer.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans are designed to help you cover those unforeseen costs or consolidate existing debt into one manageable payment. With our easy application process and quick approvals, you won't have to wait long before getting the support you need.

Digital & Online Banking

Key Features

Our mobile application takes your banking experience to another level. It allows you to enjoy features like mobile payments, making transactions quick and hassle-free. Plus, with electronic signature authorization available, signing documents is more straightforward than ever. Keep track of your finances easily with e-statements. You can view and manage your statements online without the clutter of paper. This not only helps the environment but also gives you instant access to important information about your accounts. While person-to-person transfers are not currently offered, rest assured that our other features will cover most of your banking needs. Our user-friendly interface makes navigation a breeze, so you can focus on what matters most your financial goals. In summary, State Employees''s digital and online banking services prioritize accessibility and ease-of-use. With real-time account management and robust security measures in place, you're always in control of your finances. Experience the future of banking today by visiting us at https://www.ncsecu.org/!

Financial Strength

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength has been built on a foundation of trust, transparency, and commitment to serving you well. With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases. Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $574,556,810. Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 670 W Ridgeway St Warrenton Nc 27589 or call (252) 257-6267 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car-buying experience as smooth as possible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We're here to help you navigate the mortgage process so you can focus on making your house a home.

Other Loan Options

In addition to our auto and mortgage loans, we provide personal loans and lines of credit that can be used for various purposes. With our total credit lines amounting to $18,909,000,000, we ensure that you have access to funds whenever you need them. If you're interested in refinancing any existing loans or exploring eligibility options for our various loan products, please don't hesitate to reach out! Our dedicated team at State Employees' is ready to assist you in finding the best financial solutions tailored for your needs. For more details about our loan offerings or to discuss your options further, feel free to contact us at (252) 257-6267 or visit us at our branch located at 670 W Ridgeway St, Warrenton NC 27589. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. Our credit cards come with rewards programs and are designed to give you the purchasing power you need without breaking the bank.

Loan Aggregator

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State Employees

Type of Loan Offerings

Home Equity Loans

Personal Loans