State Employees' Credit Union Taylorsville NC: Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to State Employees', your trusted financial partner located at 45 Carrigan Rd, Taylorsville, NC 28681. Since our establishment in 1937, we have proudly served over 2.8 million members, offering a wide range of financial services tailored to meet the unique needs of our community. With total assets exceeding $57 billion and total deposits of $7.9 billion, we are committed to ensuring that your hard-earned money is not only safe but also growing. At State Employees', we understand the importance of community and the trust our members place in us. That's why our team, led by CEO Leigh Brady and Board President Mona Moon, works tirelessly to provide personalized banking solutions, whether you're looking for auto loans, mortgages, or credit cards with rewards. Our commitment goes beyond just transactions; it's about fostering long-lasting relationships built on reliability and support. While members can visit us at our Taylorsville branch, official correspondence should be sent to 45 CARRIGAN RD, TAYLORSVILLE, NC 28681. You can reach us at (828) 635-8901 during our lobby hours from 8:30 AM to 5:30 PM, Monday through Friday. Explore our website at ncsecu.org for more information about the services we offer and how we can assist you in achieving your financial goals. Whether you're a new member or a long-time supporter, we're here to help every step of the way. Visit us today and see the difference a dedicated credit union can make!

Branch History & Mission

Community Engagement

We are passionate about giving back to our community through various outreach efforts and partnerships that uplift those around us. Our local initiatives aim to support education, health care, and economic development within Taylorsville and beyond. As we look ahead, we invite you to join us on this journey of growth and community service. Whether you're looking for competitive loan rates or reliable support for your financial needs, State Employees' is here for you every step of the way. Reach out to us today at (828) 635-8901 or visit our website here to learn more about how we can serve you better. Become part of our family today experience the difference that a member-focused credit union can make in your life!

Our Mission

Our mission at State Employees' is simple yet profound: we strive to provide exceptional financial services while being dedicated to the well-being of our members and communities. We understand that financial success is about more than just numbers; it's about helping you achieve your dreams, whether that's buying your first home, financing a vehicle, or saving for retirement. We offer a wide range of services including personal banking accounts, auto loans, mortgages, and credit cards with rewards. Additionally, we believe in embracing technology to make banking convenient for you. With options like online and mobile banking available, managing your finances has never been easier. While members can visit us at 45 Carrigan Rd, official correspondence should be sent to 45 CARRIGAN RD, TAYLORSVILLE, NC 28681 if necessary. Our branch features a drive-thru for quick transactions and an ATM for easy cash access making your banking experience as smooth as possible.

Branch Location & Accessibility

Branch Features

At our Taylorsville branch, you'll find plenty of parking available, making it simple to pop in for your banking needs. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can enjoy our services without any hassle. We understand that your time is valuable. That's why we offer flexible operating hours from 8:30 AM to 5:30 PM on weekdays. This schedule allows you to visit us at a time that works best for you whether you're managing your accounts, applying for loans, or simply need assistance with banking services.

Connect with Us

If you have any questions or need assistance, don't hesitate to reach out! You can contact us at 828-635-8901. We invite you to come visit us at our Taylorsville branch or check out our website at ncsecu.org for more information on how we can help you achieve your financial dreams. We look forward to serving you!

Services Offered

Our branch provides a variety of personal and business banking services tailored to meet your needs. You can take advantage of checking and savings accounts, auto loans, mortgage loans, and credit card options all designed with your financial goals in mind. Plus, we have an ATM on-site for easy cash withdrawals and balance checks whenever you need them. For those who prefer convenience, our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle. We aim to make your banking experience as smooth as possible!

Member Eligibility

Joining State Employees' is like stepping into a community where your financial well-being is the priority. We welcome anyone who works for the state, or who is related to someone who does, making it easy for you to become part of our family. If you're living or working in North Carolina, you can take advantage of our member benefits, which include everything from competitive loan rates to personalized banking services. To learn more about the specific eligibility criteria and see if you qualify, check out this resource: http://www.ncsecu.org/join#eligibility. Getting started with us is straightforward! You can open an account online or visit us at our branch located at 45 Carrigan Rd Taylorsville Nc 28681. Our friendly team is here to help every step of the way, so don't hesitate to reach out at (828) 635-8901 if you have any questions. Join us today and discover how being a member of State Employees' can enhance your financial journey!

Business Banking & Commercial Services

At State Employees', we understand the heartbeat of local businesses. Whether you're launching a startup or looking to expand your established company, having the right financial partner is crucial. Our commercial loan options are tailored to support your business journey every step of the way. Imagine having access to funds that can help you purchase new equipment, hire staff, or open a new location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services simplify payment processing for your business. Imagine being able to accept payments quickly and securely while keeping track of sales effortlessly this is what we offer. From point-of-sale systems to online payment solutions, we make transactions easy so you can focus on what matters most: running your business. Located at 45 Carrigan Rd Taylorsville Nc 28681 in Taylorsville, NC, we are here to empower your business aspirations. Reach out today at (828) 635-8901 and let's start building your success together!

Comprehensive List Of Services

Convenient Access Anytime, Anywhere

In today's fast-paced world, convenience is key. That's why State Employees' offers robust Online & Mobile Banking features. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and pay bills from anywhere. Our ATMs allow for cash withdrawals and balance checks at your convenience, ensuring that you have access to your money whenever you need it. For those who prefer face-to-face interactions, we provide basic drive-thru banking services for quick deposits and withdrawals, making transactions smoother than ever.

Credit Cards and Business Banking

Don't forget about the perks! Our Credit Cards with Rewards offer benefits that make spending enjoyable while earning points towards future purchases. For small business owners, we offer Business Banking services including Merchant Services & Business Loans, which can help grow your venture.

Get Started Today!

At State Employees', we pride ourselves on being more than just a financial institution; we're a partner in your financial journey. Whether you're a first-time account holder or looking to explore new financial products, our friendly staff is here to assist you every step of the way. Ready to experience all that we have to offer? Give us a call at (828) 635-8901, visit us at 45 Carrigan Rd Taylorsville Nc 28681, or check out our website at https://www.ncsecu.org/ for more information about our services. Let's work together towards achieving your financial goals!

Personal Banking Solutions

Whether you're looking to manage your day-to-day expenses or save for future goals, our Personal Banking services have you covered. We offer Checking & Savings Accounts designed to fit different lifestyles, helping you keep track of your finances effortlessly. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options can help turn your dream car into a reality with competitive rates and flexible terms. For those planning to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services are tailored to meet your needs. We also provide Personal Loans & Debt Consolidation solutions, making it easier for you to manage debts or fund personal projects without the stress.

Digital & Online Banking

Accessible Anytime, Anywhere

Managing your finances should be straightforward and accessible. Our user-friendly platform gives you real-time access to your accounts, ensuring that you stay informed about your financial situation. Whether you prefer using a computer or a mobile device, our services are designed to fit seamlessly into your lifestyle. At State Employees', we're committed to providing secure digital banking solutions that empower you to take control of your finances with confidence. Explore all the options we have at https://www.ncsecu.org/ and see how easy banking can be!

Key Features for Your Convenience

Our online banking service allows you to check balances, transfer funds, and pay bills without ever having to step into a branch. You can also take advantage of our electronic signature authorization feature, making it simpler than ever to complete transactions securely from anywhere. Plus, with e-statements available, you'll receive your account statements electronically, saving time and paper. If you're on the go, our mobile application is here to help. With features like mobile payments, you can easily make purchases directly from your phone. This means no more fumbling for cash or cards just tap and go! Although person-to-person transfers aren't currently offered, our other features provide plenty of ways to manage your money efficiently.

Financial Strength

Member Trust

Total Share Accounts stand at 5,850,875, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $574,556,810, further showcasing our capacity to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 45 Carrigan Rd Taylorsville Nc 28681 or call (828) 635-8901 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth also reflects in our lending capacity; we have $193,516 in used auto loans and $34,904,944,116 in total loans and leases available to support your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates for both new and used vehicles.

Credit Lines and Unsecured Loans

We also provide options for managing everyday expenses with our credit lines totaling $18,909,000,000. Additionally, our unsecured credit card loans are designed to help you manage your finances effectively; we currently have $1,177,171,541 in these loans available to our members. If you're considering refinancing any existing loans or exploring eligibility options for our loan products, our team is here to assist you through every step of the process. For more information about our loan offerings or to discuss how we can help you achieve your financial goals, please feel free to contact us at (828) 635-8901. We're located at 45 Carrigan Rd, Taylorsville NC 28681. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, making it easier for you to step into your dream home.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency allows users to easily navigate their options without getting lost in a sea of offers. LendMesh ensures accurate loan comparisons by sourcing loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to reliability is backed by the latest results provided on the NCUA website (Source: https://www.ncua.gov), ensuring that all offers are fair and transparent. One of the key benefits of using LendMesh is its Verified Data feature. Loan offers are sourced from legitimate financial institutions, which guarantees that users receive accurate information. Additionally, LendMesh operates with No Sponsored Listings; lenders are not prioritized based on paid promotions. The goal is to provide unbiased results that truly reflect the best available options for users. With Real-Time Rate Comparisons, users can access up-to-date loan rates from multiple institutions at any time. This functionality empowers them to make informed decisions about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh can be in helping individuals secure better rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

State Employees

Type of Loan Offerings

Home Equity Loans

Personal Loans