Nc State Employee Credit Union

In the welcoming community of Tarboro, the State Employees' Credit Union branch at 600 Western Blvd is your trusted partner for tailored financial solutions. Open weekdays from 8:30 AM to 5:30 PM, this convenient location offers both drive-thru banking and an onsite ATM, making everyday transactions like cash withdrawals and deposits quick and hassle-free. Whether you’re looking to secure some of the best auto loans with flexible vehicle financing or open personal checking and savings accounts designed to fit your lifestyle, this branch provides friendly, expert guidance every step of the way.
Serving nearly 2.85 million members statewide with assets exceeding $57 billion, State Employees’ Credit Union also offers competitive mortgage loans and refinancing options to help make homeownership more attainable. Business owners can benefit from merchant services and customized business loans, while credit cards with rewards and personal loans—including debt consolidation—add extra value to managing your finances. Plus, their robust online and mobile banking platforms keep you connected anytime, anywhere.
Visit the State Employees' Credit Union branch at 600 Western Blvd in Tarboro or call 252-823-8850 today to experience community-focused service. Discover how our signature auto loans and comprehensive personal banking solutions can empower your financial future!

Type of Loan Offerings

mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
10-Year Fixed Rate
5.3 - 5.5 %
5.518 - 5.719 %
10.0 Yrs
CONVENTIONAL
ADJUSTABLE
5-Year ARM
5.5 - 6.15 %
5.591 - 6.456 %
5.0 Yrs
CONVENTIONAL
FIXED
15-Year Fixed Rate
5.5 - 5.8 %
5.654 - 5.955 %
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
First-Time Homebuyer's (5-Year ARM)
6.15 %
6.456 %
5.0 Yrs
CONVENTIONAL
FIXED
20-Year Fixed Rate
6.2 - 6.75 %
6.325 - 6.878 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed Rate
6.5 %
6.596 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Share-secured
3.1 - 6.75 %
2 - 10 Yrs
Share-secured term note
6.5 %
0.5 Yrs
Closed-end fixed rate
9.25 - 12.75 %
2 - 6 Yrs
Signature term note
11.75 %
0.5 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
5 % - 7.5 %
3 Yrs
Auto
5.25 % - 7.75 %
4 Yrs
Auto
5.5 % - 8 %
5 Yrs
Auto
5.75 % - 8.25 %
6 Yrs
Auto
6.5 % - 9 %
7 Yrs
Auto
7.25 % - 9.75 %
8 Yrs

Introduction

Welcome to State Employees', your trusted partner in financial services located at 600 Western Blvd, Tarboro, NC 27886. Since our establishment in 1937, we have dedicated ourselves to serving our community and fostering financial wellness among our 2,847,943 members. Our commitment to you is reflected in our impressive financial health, with total assets of over $57 billion and total deposits reaching $7.87 billion. At State Employees', we understand that your financial needs are unique. That's why we offer a range of services tailored just for you from personal banking options like checking and savings accounts to auto loans and mortgage financing. Whether you're looking to consolidate debt or start a new business venture, we're here to help with over 1,194,630 loans and leases at your disposal. While members can visit us at our Tarboro branch, official correspondence should be sent to the same address: 600 WESTERN BLVD, TARBORO, NC 27886. With a strong team of 8,258 employees, led by our CEO Leigh Brady and Board President Mona Moon, we are committed to providing exceptional service every day. We invite you to explore how we can support your financial journey. Feel free to reach out at (252) 823-8850 or visit us online at ncsecu.org for more information. Your financial future is bright with State Employees' by your side!

Branch History & Mission

Welcome to the heart of our community, the State Employees' Credit Union in Tarboro, North Carolina. Since opening our doors in 1937, we have proudly served our members and grown alongside them. Our branch is located at 600 Western Blvd, a convenient spot for residents and visitors alike. Just a stone's throw from local landmarks, we are easily accessible for all your banking needs. Over the decades, we have evolved significantly. Today, with a membership base of over 2.8 million and total assets amounting to an impressive $57,229,286,839, we stand as a testament to the trust and support of our members. Our mission is clear: we are dedicated to providing financial services that empower our members while also giving back to the community through various outreach initiatives. Our commitment goes beyond just banking. We believe in fostering relationships and supporting local causes that make a difference. Whether it's sponsoring community events or partnering with local organizations, we aim to uplift everyone around us. At State Employees' Credit Union, our mission is centered on you our member. We strive to deliver exceptional personal banking experiences through checking and savings accounts, auto loans, mortgage financing, personal loans, credit cards with rewards, and business banking services. Moreover, our online and mobile banking options ensure that you can manage your finances conveniently from anywhere. While members can visit us at 600 Western Blvd for all their banking needs during our operating hours of 8:30 AM to 5:30 PM on weekdays, official correspondence should be sent to the same address as our mailing address: 600 WESTERN BLVD, TARBO RO, NC 27886. In addition to traditional banking services, we are proud to offer ATM access and drive-thru banking for added convenience. Our digital advancements ensure ADA compliance so that everyone can easily navigate their financial journey with us. Join us at State Employees' Credit Union in Tarboro! Experience firsthand how we blend personal service with modern solutions to meet your financial needs while supporting our beloved community. Together, let's build a brighter future! For more information or to become a member today, please call us at 252-823-8850 or visit our website at ncsecu.org.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch is ADA compliant, ensuring that everyone can easily access our services. There's ample parking available for both standard and accessible vehicles, so you can visit us without any hassle.

Operating Hours

Our doors are open Monday through Friday from 8:30 AM to 5:30 PM. We invite you to stop by during these hours for personal banking assistance, auto loans, mortgage options, and much more. Our drive-thru service is also available for those who prefer a quick and convenient way to handle transactions like deposits and withdrawals.

Services Offered

At State Employees', we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need cash? Our ATM is available on-site for your convenience. If you're looking for personalized service or have questions about our offerings, don't hesitate to give us a call at 252-823-8850. Our team is ready to assist you! We look forward to welcoming you at the State Employees' Credit Union in Tarboro! Come visit us today and discover how we can help with your financial journey.

Member Eligibility

At State Employees', we believe that everyone deserves a chance to be part of a supportive and thriving community. Joining us is simple! If you live, work, or go to school in the areas we serve, you're likely eligible for membership. We welcome individuals from various backgrounds, and there are no complicated requirements to meet. You can easily find all the eligibility details by visiting our website at http://www.ncsecu.org/join#eligibility. Once you know you're eligible, opening an account is a breeze! Just head over to our online application page at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu to get started. If you have any questions or need assistance along the way, feel free to give us a call at (252) 823-8850. We're here to help you every step of the way and can't wait to welcome you into the State Employees' family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine having the ability to accept payments seamlessly whether it's through card processing or online transactions. This not only enhances customer satisfaction but also helps you manage your finances more effectively. Located at 600 Western Blvd Tarboro Nc 27886 in Tarboro, NC, we invite you to visit us or call (252) 823-8850 to learn how our business banking and commercial services can help your enterprise thrive. Your success is our priority!

Comprehensive List Of Services

Business Banking Services

We also understand that small businesses play a vital role in our community. That's why we offer comprehensive business banking services, including merchant services and business loans. These tools can help you manage cash flow, accept payments easily, and invest in growth opportunities.

Credit Cards & Rewards

Who doesn't love rewards? Our credit cards come with great perks that can help you earn points for every dollar spent. This means that whether you're shopping for groceries or planning a vacation, your purchases could earn you valuable rewards.

Digital Banking & Accessibility

In today's fast-paced world, convenience is key. That's why State Employees' provides online and mobile banking services that allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, with our ATM availability and drive-thru services for quick deposits and withdrawals, accessing your money has never been easier.

Final Thoughts

With all these services under one roof at State Employees', we strive to make your banking experience as convenient as possible. If you have any questions or would like more information about how we can assist you further, don't hesitate to reach out! Call us at 252-823-8850 or visit us in person at 600 Western Blvd in Tarboro, NC. We're here to support your financial goals every step of the way!

Personal Banking Solutions

Managing your finances should be simple and straightforward. That's why we offer a variety of personal banking services tailored to meet your unique needs. With our checking and savings accounts, you can easily keep track of your funds while earning interest on your savings. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it easy for you to get behind the wheel without breaking the bank. For those looking to invest in a home, our mortgage loans and refinancing options provide flexibility and competitive rates. Additionally, if you're facing financial challenges or want to consolidate debt, our personal loans are designed to give you the relief you need.

Digital & Online Banking

Convenient Online Banking

Visit us at https://www.ncsecu.org/ to discover our comprehensive online banking options. You'll have access to 24/7 online banking services that allow you to check your balance, view transactions, and make transfers anytime you want. Need to sign documents? No problem! Our electronic signature authorization makes it easy and quick just another way we prioritize your time.

Mobile Banking at Your Fingertips

Our mobile application is a game changer for those who prefer banking on their smartphones. With features like mobile payments, managing your finances has never been easier. Whether you're out shopping or catching up with friends, making payments is as simple as a few taps on your phone.

Secure Money Transfers

While we currently do not offer person-to-person transfers, our other features ensure that your transactions are secure and straightforward. Your security is our top priority, so rest assured that each transaction is protected with advanced security measures. With our user-friendly tools and emphasis on convenience, State Employees' makes it easy for you to take control of your finances. Start enjoying these benefits today by exploring all that we offer online!

Stay Organized with E-Statements

Say goodbye to paper clutter! We offer e-statements so you can view your account statements digitally. This not only keeps your information organized but also helps the environment. Plus, you'll receive notifications when new statements are available, ensuring you're always up-to-date.

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $574,556,810. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 600 Western Blvd Tarboro Nc 27886 or call (252) 823-8850 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Growth

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.

Member Savings and Investments

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to find the perfect match for your lifestyle.

Business Loans

For business owners, our outstanding commercial loans provide the capital needed to grow and expand. While we currently have no outstanding commercial loans, we are dedicated to supporting local businesses through tailored loan products that meet their unique requirements. If you're interested in any of our loan offerings or need assistance understanding which option is right for you, please don't hesitate to reach out. You can contact us at (252) 823-8850, or visit us at our branch located at 600 Western Blvd Tarboro Nc 27886 in Tarboro, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At State Employees', we aim to provide transparent and accessible financial solutions tailored just for you.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power while keeping your finances in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We offer competitive rates and flexible terms designed to fit your budget. If you're considering refinancing your current mortgage, our team is here to help you explore eligibility options and find the best solution for your needs.

Loan Aggregator

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