State Employees' Credit Union Tabor City NC: Affordable Vehicle Loans & Business Banking

Introduction

Welcome to State Employees', your trusted financial partner located in the heart of Tabor City, NC. Since our establishment in 1937, we have been dedicated to serving our members with integrity and care. Our branch at 1214 E 5Th St, Tabor City, NC 28463 is more than just a place for transactions; it's a community hub where your financial well-being is our top priority. With a robust membership of over 2.8 million, we pride ourselves on being a member-focused institution. At State Employees', we are committed to helping you achieve your financial goals through personalized services and competitive offerings. We manage assets totaling an impressive $57.2 billion and have facilitated over 1,194,630 loans, ensuring that our members have access to the resources they need for personal growth and development. Our leadership team, headed by CEO Leigh Brady and Board President Mona Moon, believes in fostering strong relationships with our members. We understand that trust is built through transparency and reliability. That's why we maintain a strong net worth of $5.4 billion and ensure that our total deposits stand at $7.9 billion, reflecting our commitment to financial stability and security. While you can visit us directly at our Tabor City branch for all your banking needs, please remember that official correspondence should be sent to the same address: 1214 E 5TH ST, TABOR CITY, NC 28463. At State Employees', we offer a wide range of services including personal banking accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Our goal is to empower you with the tools needed to thrive financially. We invite you to reach out to us at (910) 653-5767 or visit our website at ncsecu.org for more information about how we can assist you. Experience the difference of banking with a credit union that truly cares about its members because at State Employees', you're not just an account number; you're part of our family.

Branch History & Mission

Join Us

As we continue to grow and adapt to the needs of our members, we invite you to be part of our journey. Experience the benefits of membership at State Employees'. Whether you're looking for personal loans or seeking advice on saving for your future, we're here for you every step of the way. Come visit us or reach out at 910-653-5767 today! Together, let's build a stronger community through better financial choices.

Our Evolution

From humble beginnings, State Employees' has evolved significantly. We began with a simple goal: to serve the employees of the state and their families by offering affordable financial products tailored to their needs. Over the years, we've expanded our services to include personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Today, we proudly operate from our location at 1214 E 5th St, Tabor City, NC 28463. Our branch is not just a place for transactions; it's a hub for community engagement. We've partnered with local organizations to provide outreach programs that help improve financial literacy and support those in need. Whether through workshops or sponsorships of local events, we believe that giving back is as important as providing great financial products.

Our Mission

At State Employees', our mission goes beyond simply offering banking services. We are committed to enhancing the lives of our members and the communities we serve. Our goal is to empower individuals and families through sound financial guidance and innovative solutions. We strive to make banking easy and accessible for everyone. We operate with transparency and integrity, ensuring that every member feels valued and supported. With operating hours from 8:30 AM to 5:30 PM on weekdays and convenient drive-thru services available, we make it easier than ever for you to access your funds or speak with our friendly staff about your financial goals. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to 1214 E 5TH ST, TABOR CITY, NC 28463 if necessary.

Branch Location & Accessibility

Branch Features

We understand that your time is valuable. That's why we offer convenient drive-thru banking services to help you manage your transactions without leaving your vehicle. For those who prefer to come inside, our branch is equipped with features that ensure everyone can access our services comfortably. We are ADA compliant, providing ramps and other necessary accommodations.

Contact Us

If you have any questions or need assistance, don't hesitate to give us a call at 910-653-5767. We're here to help! While members can visit us at 1214 E 5Th St for all their banking needs, please note that official correspondence should be sent to the same address. We invite you to stop by and experience the welcoming atmosphere of State Employees' Credit Union today!

Operating Hours

Visit us during our lobby hours from Monday through Friday, where we open bright and early at 8:30 AM and close at 5:30 PM. Whether you're looking to open a new account or discuss loan options, our friendly staff is here to assist you throughout the day.

Member Eligibility

Becoming a member of State Employees' is like joining a warm and welcoming community where your financial well-being is the top priority. To be eligible, you simply need to be a state employee or a family member of someone who is. This means if you work for the state or have loved ones who do, you're already on your way to enjoying all the benefits we offer! From competitive loan rates to personalized service, our goal is to help you thrive financially. For more detailed information about eligibility, feel free to visit our website at http://www.ncsecu.org/join#eligibility. Opening an account with us is straightforward and convenient. You can start the process online by visiting https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu, or if you prefer speaking with someone directly, just give us a call at (910) 653-5767. Our friendly team is here to guide you every step of the way, ensuring that becoming a member feels easy and inclusive. We're excited to welcome you into the State Employees' family at 1214 E 5Th St Tabor City Nc 28463!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having efficient payment processing is crucial. Our merchant services are designed to simplify transactions for you and your customers. Imagine being able to accept payments effortlessly whether you're at a pop-up shop or running a full-scale retail store. With us by your side, you can focus on what you do best growing your business! Discover how State Employees' can support your business journey today! For more information, call us at (910) 653-5767 or visit us online at https://www.ncsecu.org/.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we don't currently have ATMs at our branch location, we do provide easy cash withdrawal options through basic drive-thru banking for deposits, withdrawals, and simple transactions. At State Employees', we prioritize making banking as convenient as possible while offering personalized services that cater to your individual needs. If you're ready to take the next step toward achieving your financial goals or if you simply want more information about any of our services, feel free to give us a call at (910) 653-5767 or visit us in person at our branch in Tabor City. We look forward to serving you!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options make it easier than ever. We offer competitive rates and flexible terms, so you can drive away in your dream vehicle without breaking the bank. You can even get pre-approved online, giving you the confidence to shop with ease.

Business Banking

For our business members, we offer comprehensive Business Banking solutions that include merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth.

Credit Cards with Rewards

Make your everyday purchases more rewarding with our Credit Cards with Rewards program. Earn points on every dollar spent and enjoy perks like cashback, travel rewards, and more. It's a smart way to get more from your spending!

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage, we provide personalized solutions that fit your budget and goals. Our experienced loan officers will guide you through every step of the process.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features. You can manage your accounts, pay bills, transfer funds, and even deposit checks all from the comfort of your home or on-the-go using our user-friendly mobile app.

Personal Banking

When it comes to managing your day-to-day finances, our Personal Banking services are tailored just for you. Open a checking or savings account with us and experience hassle-free banking that fits your lifestyle. Whether you're saving for a dream vacation or planning for unexpected expenses, we have the right accounts for you.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services can help you regain control of your finances. With fixed rates and manageable payments, you'll find relief without added stress.

Digital & Online Banking

Key Features

Our online banking service provides 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the convenience of e-statements, which not only help you keep track of your financial activity but also reduce paper clutter. Plus, with our electronic signature authorization feature, signing important documents has never been easier or more secure. If you're always on the go, you'll love our mobile application. It puts all your banking needs right at your fingertips. You can manage your accounts, make payments, and even set up mobile payments for quick transactions. Our app is designed to be intuitive and secure, so you can bank with confidence.

Staying Connected

For those moments when you need to send money to friends or family, our person-to-person transfers are a breeze though please note that this feature isn't currently offered at State Employees'. Regardless, managing your finances from home or on the road has never been simpler. We prioritize security in everything we do. With advanced encryption and protective measures in place, you can trust that your personal information is safe while using our services. Whether you're at home or out and about in Tabor City, rest assured that you have full control over your financial life. Experience the ease of modern banking today! Visit us online at https://www.ncsecu.org/ to get started with our digital banking services tailored just for you.

Financial Strength

Committed Workforce

We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $2,145,244, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member Trust

Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $574,556,810. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1214 E 5Th St Tabor City Nc 28463 or call (910) 653-5767 to learn more about how we can help you achieve your financial goals.

Reinvesting for Growth

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.

Secure Savings Options

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Base

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new model or a reliable used vehicle, our competitive rates make it easier for you to drive away satisfied.

Credit Lines

For those who need additional flexibility, our total credit lines amount to $18,909,000,000. This option allows you to access funds as needed while only paying interest on what you use. Our dedicated team at State Employees', located at 1214 E 5Th St Tabor City Nc 28463 in Tabor City, NC, is here to help guide you through our offerings. For more information or assistance, don't hesitate to reach out at (910) 653-5767 during our operating hours from 8:30 AM to 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are committed to providing transparent information and support as you navigate your financial journey. Explore how our loan products can work for you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We provide guidance throughout the process to ensure you understand each step and find the right fit for your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. These cards can be an excellent way to handle everyday purchases while building your credit score.

Loan Aggregator

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STATE EMPLOYEES' CREDIT UNION - Tabor City, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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