State Employees' Credit Union Swansboro NC: Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to State Employees', your trusted partner in financial wellness, located at 1412 W Corbett Ave, Swansboro, NC 28584. Established in 1937, we have proudly served our community for over 85 years, fostering strong relationships with our members and ensuring their financial needs are met with care and expertise. At State Employees', we believe in the power of community. With a robust membership of over 2.8 million individuals, we are dedicated to providing personalized banking solutions that fit your lifestyle. Our total assets stand at an impressive $57,229,286,839, showcasing our stability and commitment to your financial growth. Whether you're looking for checking accounts, auto loans, or mortgage refinancing, we've got you covered. Our financial strength is reflected not only in our assets but also in our commitment to serving you better. We have a total deposit amounting to $7,866,265,767 and a net worth of $5,446,832,560. This enables us to offer competitive rates on loans and savings products while ensuring that your deposits are secure and well-managed. While members can visit us at 1412 W Corbett Ave, official correspondence should be sent to the same address for your convenience. Our team is here to help you navigate through all your banking needs just give us a call at 910-326-0120 during our lobby hours from Monday to Friday, 8:30 AM - 5:30 PM. Under the leadership of CEO Leigh Brady and Board President Mona Moon, we strive to maintain transparency and accountability in all our operations. Our dedicated staff of 8,258 employees is always ready to assist you with friendly service and expert advice. Join us at State Employees', where your financial goals become our mission. Explore more about our services by visiting us online at www.ncsecu.org. We invite you to experience firsthand how we prioritize your needs and invest in the local community!

Branch History & Mission

A Call to Action

We invite you to become part of our family at State Employees'. Join us today and experience the benefits of membership with a credit union that genuinely cares about its community. Whether you're looking for financial advice or need assistance with your banking needs, we're here for you! For inquiries or further information, feel free to call us at 910-326-0120 during our operating hours from Monday to Friday, 8:30 AM to 5:30 PM. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, State Employees' has evolved significantly. We have expanded our services and enhanced our offerings to meet the changing needs of our members while maintaining the core values of trust and integrity. With total assets now exceeding $57 billion, we have proven our resilience and commitment to providing valuable financial services. Our branch also boasts modern conveniences such as ATM availability and drive-thru banking, ensuring that your banking experience is both efficient and accessible. While members can visit us at 1412 W Corbett Ave, official correspondence should be sent to the same address for clarity.

Our Mission

At State Employees', our mission is simple: to empower our members through exceptional financial services while fostering a sense of community. We believe in making banking straightforward and personal, whether you are looking for checking accounts, auto loans, or mortgage options. Our commitment extends beyond just financial products; we actively engage in community outreach initiatives that make a real difference in people's lives. We are dedicated to providing innovative solutions like online and mobile banking, ensuring you can manage your finances anytime, anywhere. Our focus on customer-centric initiatives means we continuously look for ways to serve you better.

Branch Location & Accessibility

Connect With Us

We encourage you to visit us at the State Employees' branch in Swansboro or give us a call at 910-326-0120 if you have any questions or need assistance. We're excited to support you on your financial journey!

Easy Access and Nearby Landmarks

Our branch is easily accessible, with ample parking available right outside. We've made sure that our facilities are ADA compliant, featuring ramps and accessible entrances for all members of our community. You'll find us conveniently located near popular spots like the Swansboro Parks and Recreation area, making it easy to drop by while you're out enjoying everything our beautiful town has to offer.

Operating Hours & Services

We're open Monday through Friday from 8:30 AM to 5:30 PM to help you with your banking needs. Whether you need assistance with personal banking services like checking and savings accounts or are interested in our loan offerings including auto loans and mortgages our friendly staff is ready to assist you. Plus, we offer a drive-thru service for quick transactions such as deposits and withdrawals without having to leave your vehicle. If you're in need of cash outside of regular hours, our ATM is available for your convenience as well.

Member Eligibility

Becoming a member of State Employees' is like joining a welcoming family that cares about your financial well-being. We are here to support you every step of the way! To qualify for membership, you need to be a state employee or a member of certain organizations affiliated with us. If you're unsure whether you meet these criteria, don't worry it's easy to find out! You can check the detailed eligibility requirements at http://www.ncsecu.org/join#eligibility. Once you know you're eligible, opening an account is straightforward and quick. All it takes is a visit to our website at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu, where you'll find everything you need to get started on your journey with us. If you have any questions or need assistance, feel free to reach out at (910) 326-0120. We look forward to welcoming you to our community at State Employees', located at 1412 W Corbett Ave Swansboro Nc 28584!

Business Banking & Commercial Services

Merchant Services Made Simple

In addition to loans, we offer comprehensive merchant services that streamline your payment processing. Whether you run a retail shop or an online store, our solutions ensure you get paid quickly and securely. Imagine simplifying your transactions while focusing on what you do best serving your customers. Visit us at 1412 W Corbett Ave Swansboro Nc 28584 in Swansboro, NC, or call us at (910) 326-0120 to learn how we can assist your business today!

Our Commitment to Businesses

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Call-to-Action

At State Employees', we're dedicated to making your financial journey easier and more rewarding. If you have questions about any of our services or want to explore how we can assist you further, don't hesitate to give us a call at (910) 326-0120 or visit us online at Swansboro. We look forward to serving you!

Credit Cards and Business Banking

For members who enjoy rewards for their spending, our Credit Cards with Rewards program allows you to earn points on purchases that can be redeemed for exciting benefits. We also cater to local businesses with our Business Banking services. If you're a business owner, take advantage of our Merchant Services & Business Loans that can help streamline your operations and fuel growth.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features. With easy access to your accounts from anywhere, managing your finances has never been simpler. You can check balances, transfer funds, and pay bills right from your smartphone or computer. Don't forget about our ATM services! We have an extensive network allowing for quick cash withdrawals and balance checks without any hassle.

Drive-Thru and In-Person Services

For those who prefer face-to-face interactions or require assistance with basic transactions, our Basic Drive-Thru Banking provides a simple way to handle deposits and withdrawals quickly. If you'd like to stop by in person, our friendly staff is always ready to assist during lobby hours from 8:30 AM to 5:30 PM on weekdays.

Personal Banking Services

Starting with personal banking, we offer Checking & Savings Accounts that help you manage your day-to-day expenses while saving for future goals. Imagine having a dedicated account that not only keeps your money safe but also earns interest over time. For those in need of financing, our Auto Loans & Vehicle Financing options are designed with competitive rates to get you behind the wheel without stress. If you're considering buying a home or refinancing your existing mortgage, our Mortgage Loans & Refinancing services can guide you through the process, ensuring you find the best fit for your budget. Additionally, we provide Personal Loans & Debt Consolidation options that empower you to tackle unexpected expenses or consolidate existing debts into manageable payments.

Digital & Online Banking

Go Paperless with E-Statements

We also provide e-statements for those who prefer a clutter-free approach to their finances. You can view your statements online whenever you want, ensuring that your financial records are always at your fingertips without the hassle of paper storage.

Mobile Convenience

For members on the go, our mobile application makes banking even more accessible. Need to make payments? With our mobile payments feature, you can handle transactions quickly and securely right from your smartphone. And if you're sending money to friends or family, our person-to-person transfer service ensures that sharing funds is simple and efficient.

Online Banking Made Easy

Our online banking platform is available 24/7 at https://www.ncsecu.org/, allowing you to access your accounts whenever you need to. Whether you're checking your balance, paying bills, or transferring funds, everything is just a click away. Plus, with the option for electronic signature authorization, signing documents is straightforward and secure.

Security You Can Trust

Security is a top priority at State Employees'. Our online banking services are designed with advanced safety measures to protect your personal information. You can bank with confidence knowing that your data is safeguarded. In summary, whether you're using our website or mobile app, you'll enjoy real-time account management and user-friendly features tailored for today's busy lifestyles. Experience the ease of digital banking with us at State Employees', where we're dedicated to providing services that fit your needs!

Financial Strength

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our branch is built on a strong foundation, ensuring you can trust us with your financial needs. With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also boast $133,577,509 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $193,516 in used auto loans and $34,904,944,116 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $2,145,244, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $574,556,810 show how well we're managing resources for your benefit. Additionally, the number of Total Share Accounts stands at 5,850,875, indicating a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1412 W Corbett Ave Swansboro Nc 28584 or call (910) 326-0120 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Options

We know that sometimes life throws unexpected expenses your way. That's why our personal loans and debt consolidation options are designed to provide quick access to cash when you need it most. Plus, if you're interested in refinancing your existing loans or want to explore eligibility options, we're here to guide you through the process. For any questions or further information about our loan offerings, feel free to reach out to us at (910) 326-0120. We are open Monday through Friday from 8:30 AM to 5:30 PM and are ready to help you take the next step towards achieving your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at 1412 W Corbett Ave Swansboro Nc 28584 in Swansboro, NC, and let us help you find the perfect loan solution tailored just for you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a new model or a reliable used vehicle, our team is here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We offer competitive rates and flexible terms to help you find the right mortgage that fits your budget.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. Our credit cards come with benefits that can help you maximize your spending power while keeping your financial health intact.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency helps users navigate their options effectively. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that all offers are fair and transparent, allowing you to trust the information you receive. The benefits of using LendMesh are clear: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

STATE EMPLOYEES' CREDIT UNION - Swansboro, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Swansboro, NC (28584)