State Employees' Credit Union Swanquarter NC: Low Mortgage Rates & Auto Loans

Introduction

Welcome to State Employees' Credit Union, your trusted financial partner since 1937. Located at 13115 Us Highway 264, Swanquarter, NC 27885, we have proudly served our community for over eight decades. With a commitment to supporting our members, we are dedicated to providing exceptional banking services tailored to meet your needs. At State Employees', we take pride in our strong foundation, boasting total assets of $57,229,286,839 and total deposits of $7,866,265,767. Our membership has grown to an impressive 2,847,943 individuals who trust us with their financial goals. Whether you're looking for personal banking solutions like checking and savings accounts or loans for your next vehicle or home purchase, we've got you covered. Our leadership team is here to guide you every step of the way. Under the direction of CEO Leigh Brady and Board President Mona Moon, we strive to create a welcoming environment where our members feel valued and supported. Our team of 8,258 employees works diligently to ensure that your banking experience is smooth and enjoyable. While you can visit us at our branch location for in-person assistance, please note that any official correspondence should be sent to the same address: 13115 US HIGHWAY 264, SWANQUARTER, NC 27885. With an array of services ranging from auto loans and mortgage refinancing to credit cards with rewards and online banking options, we are here to help you achieve your financial aspirations. Plus, with over 1 ATM and drive-thru service available during lobby hours (Monday through Friday from 8:30 AM to 5:30 PM), accessing your funds has never been easier. We invite you to explore how State Employees' Credit Union can assist you today. For more information or immediate assistance, give us a call at 252-926-3513. Join our growing family and experience the benefits of being part of a member-focused credit union!

Branch History & Mission

Community Commitment

We are dedicated not only to providing excellent financial products but also to giving back to the community through various outreach programs and partnerships. These initiatives allow us to support local causes and improve the quality of life for residents in Swan Quarter and surrounding areas. As technology advances, we ensure that our services remain accessible by offering online and mobile banking options. Our commitment extends beyond just meeting regulatory requirements; we prioritize ADA compliance so that all members can access our services easily.

Join Us Today!

We invite you to become part of the State Employees' family. Experience firsthand how we can help you achieve your financial goals while being an integral part of a caring community. Whether you're looking for personal banking solutions or need assistance with business finances, we're here for you every step of the way. For more information or if you have any questions, feel free to contact us at 252-926-3513 or visit our website here. Join us today and discover how State Employees' Credit Union can make a difference in your life!

Our Journey

Located at 13115 Us Highway 264, Swanquarter, NC 27885, our branch is more than just a financial institution; it is part of the community's fabric. From the start, we aimed to provide accessible and affordable financial services to state employees and their families. Over the years, we have expanded our offerings to include personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. As of today, our total assets stand at an impressive $57.2 billion, reflecting our commitment to supporting our members through every stage of their lives. We take pride in serving a diverse membership base that continues to grow currently reaching around 2.8 million members demonstrating the trust people place in us.

Our Mission

At State Employees', our mission is simple yet profound: to enhance the financial well-being of our members while contributing positively to the communities we serve. We strive to deliver exceptional service that goes beyond transactions; we aim to build lasting relationships based on trust and respect. Our operating hours are designed with your convenience in mind Monday through Friday from 8:30 AM to 5:30 PM. We also offer drive-thru banking for quick and easy access to your accounts and ATM availability for anytime access. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to our mailing address at 13115 US HIGHWAY 264, SWANQUARTER, NC 27885.

Branch Location & Accessibility

Accessibility and Parking

We understand that accessibility is important for our members. Our branch is fully ADA compliant, featuring ramps and designated parking spaces to ensure everyone can easily access our services. Ample parking is available right outside the entrance, so you won't have to worry about finding a spot during your visit.

Connect with Us

We invite you to come by and experience how we can support your financial journey. If you have any questions or need assistance before your visit, feel free to call us at 252-926-3513. At State Employees', we're dedicated to serving our members with care and commitment. We look forward to seeing you soon!

Operating Hours

Our friendly staff is ready to assist you Monday through Friday from 8:30 AM to 5:30 PM. We strive to accommodate your schedule and provide the services you need when it's most convenient for you.

Services Offered

At the State Employees' Credit Union, we offer a variety of banking services tailored to meet your needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we have options for every member of our community. Additionally, enjoy the convenience of our drive-thru banking service for quick deposits and withdrawals without leaving your car! For those on the go, we also provide ATM access so you can easily withdraw cash or check your balance anytime.

Member Eligibility

At State Employees', we believe that everyone deserves a supportive financial community, and becoming a member is the first step towards enjoying that experience. If you're interested in joining us at our location on 13115 Us Highway 264 Swanquarter Nc 27885, you'll be pleased to know that eligibility is designed to be inclusive. Generally, anyone who works for or is retired from the state of North Carolina can apply, as well as their family members. This means you could share the benefits with your loved ones, too! To ensure you meet all requirements, feel free to check out the detailed eligibility criteria on our website at http://www.ncsecu.org/join#eligibility. Opening an account with us is easy and straightforward. All you need to do is visit our online portal at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu where you can get started in just a few simple steps. If you have any questions or need assistance during the process, don't hesitate to give us a call at (252) 926-3513. We're here to welcome you into our community and help you make the most of your membership!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Payments

Imagine running your business without the hassle of managing payments. Our merchant services streamline transactions so you can focus on what you do best. From credit card processing to mobile payment solutions, we provide tools that help you serve your customers efficiently and effectively. Located at 13115 Us Highway 264 Swanquarter Nc 27885 in Swanquarter, NC, our team is here to assist you. Reach out to us at (252) 926-3513 and let's discuss how we can help your business thrive!

Comprehensive List Of Services

ATM and Cash Services

Need cash quickly? Our branch features ATM services that allow for easy withdrawals and balance checks without stepping inside. Plus, if you're in a hurry, our drive-thru service makes it simple to handle basic transactions like deposits and withdrawals without leaving your vehicle. At State Employees', we aim to meet all your financial needs under one roof while ensuring that accessing these services is as smooth as possible. If you're ready to explore what we can do for you or have any questions about our offerings, please don't hesitate to reach out! Call us at 252-926-3513 or visit us online at www.ncsecu.org. We look forward to serving you!

Business Banking

For our business members, State Employees' provides comprehensive business banking solutions, including merchant services and business loans. We understand that running a business comes with its own set of challenges, which is why our team is here to support you every step of the way.

Digital Banking Convenience

We know that convenience matters in today's fast-paced world. That's why our online and mobile banking services allow you to access your accounts anytime, anywhere. You can manage transactions, check balances, and even make payments all from the comfort of your home or on the go using our user-friendly mobile application.

Loans and Financing

If you're considering personal loans or debt consolidation, we've got you covered. Our credit cards come with rewards, making every purchase more rewarding. Whether you're planning a family vacation or tackling an unexpected expense, we offer flexible options to meet your needs.

Personal Banking

For those looking to open a new account or manage existing ones, our personal banking services cover everything from checking and savings accounts to auto loans and vehicle financing. Imagine driving off in your dream car with a competitive auto loan that fits your budget perfectly. Our mortgage loans and refinancing options also ensure that whether you're buying your first home or looking to lower your monthly payments, we have solutions for you.

Digital & Online Banking

Key Features

You can start by visiting us at https://www.ncsecu.org/ to explore all our online banking options. We offer 24/7 online banking services, allowing you to check your balances, transfer funds, and pay bills at any time that suits you. Need to send money quickly? Our electronic signature authorization makes it simple to sign documents digitally, speeding up the process without compromising on security. We also provide e-statements, which means you can go green by opting out of paper statements. This feature not only helps the environment but also keeps your financial information organized and accessible at all times. For those who prefer using their mobile devices for transactions, our mobile application allows for mobile payments, making purchases quick and effortless.

Security and Accessibility

Security is a top priority at State Employees'. Our online banking system employs advanced security measures to protect your personal information and transactions. You can bank with peace of mind knowing that your data is safe. Additionally, while we currently do not support person-to-person transfers, our other features still provide you with everything you need for everyday banking needs. Whether you're checking account balances or making payments through our mobile app, you'll find the experience straightforward and efficient. With all these services available at your fingertips, managing your finances has never been easier or more secure. Join us today and experience the convenience of digital banking with State Employees'!

Financial Strength

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Located at 13115 Us Highway 264, Swanquarter, NC 27885, we are committed to ensuring your financial well-being. With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and a total of $34,904,944,116 in loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments) stand at $574,556,810, while our total share accounts reach an impressive 5,850,875, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 13115 Us Highway 264 or call us at 252-926-3513 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We've already issued $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans to help our members get on the road with confidence. Whether you're considering a brand-new model or a reliable pre-owned option, we have financing solutions that work for you.

Credit Lines and More

For those looking for more flexibility in their finances, our total credit lines amount to an impressive $18,909,000,000. This allows you to have access to funds as needed while only paying interest on what you actually use. If you're interested in refinancing any existing loans or exploring eligibility options for our products, we're here to assist you every step of the way. Feel free to reach out at 252-926-3513 or visit us at 13115 Us Highway 264 Swanquarter Nc 27885 during our operating hours from Monday to Friday between 8:30 AM and 5:30 PM. For performance insights and additional information regarding our financial data sourced from the National Credit Union Administration (NCUA), please visit https://www.ncua.gov, based on the latest results. Whether you're ready to apply or just have questions about which loan might be right for you, we're dedicated to providing personalized service that fits your unique needs. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options are designed to make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, making it easier than ever to secure a place to call home.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also provide flexible terms on unsecured credit card loans. With a total of $1,177,171,541 in unsecured credit card loans available, our goal is to help you manage your finances effectively without the stress.

Loan Aggregator

Building Trust Through User Experiences

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy means that users receive fair and transparent offers from reliable lenders. LendMesh stands out for several reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to compare and choose the best fit for their needs.

STATE EMPLOYEES' CREDIT UNION - Swanquarter, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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