Nc State Employee Credit Union

Nestled in the vibrant community of Supply, the State Employees' Credit Union branch at 2375 Ocean Hwy W is your welcoming local partner for trusted financial services. Open weekdays from 8:30 AM to 5:30 PM, this convenient location offers both drive-thru banking and an onsite ATM, making everyday transactions like cash withdrawals and deposits quick and effortless. Whether you’re ready to take advantage of some of the best auto loans with flexible vehicle financing or exploring low mortgage rates designed to make homeownership more attainable, this branch combines expert advice with friendly, community-focused service.
Serving nearly 2.85 million members statewide with assets exceeding $57 billion, State Employees’ Credit Union provides a full range of personal and business banking solutions. From personalized checking and savings accounts to credit cards with rewards, business loans, and debt consolidation options, you’ll find tailored support built around your lifestyle. Plus, secure online and mobile banking platforms keep you connected anytime, anywhere.
Visit the State Employees' Credit Union branch at 2375 Ocean Hwy W in Supply or call 910-754-5140 today to experience local service that puts your financial goals first. Discover how our signature auto loans and comprehensive mortgage solutions can help you drive forward with confidence!

Type of Loan Offerings

mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
10-Year Fixed Rate
5.3 - 5.5 %
5.518 - 5.719 %
10.0 Yrs
CONVENTIONAL
ADJUSTABLE
5-Year ARM
5.5 - 6.15 %
5.591 - 6.456 %
5.0 Yrs
CONVENTIONAL
FIXED
15-Year Fixed Rate
5.5 - 5.8 %
5.654 - 5.955 %
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
First-Time Homebuyer's (5-Year ARM)
6.15 %
6.456 %
5.0 Yrs
CONVENTIONAL
FIXED
20-Year Fixed Rate
6.2 - 6.75 %
6.325 - 6.878 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed Rate
6.5 %
6.596 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Share-secured
3.1 - 6.75 %
2 - 10 Yrs
Share-secured term note
6.5 %
0.5 Yrs
Closed-end fixed rate
9.25 - 12.75 %
2 - 6 Yrs
Signature term note
11.75 %
0.5 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
5 % - 7.5 %
3 Yrs
Auto
5.25 % - 7.75 %
4 Yrs
Auto
5.5 % - 8 %
5 Yrs
Auto
5.75 % - 8.25 %
6 Yrs
Auto
6.5 % - 9 %
7 Yrs
Auto
7.25 % - 9.75 %
8 Yrs

Introduction

Welcome to State Employees', your trusted financial partner located at 2375 Ocean Hwy W, Supply, NC 28462. Since opening our doors in 1937, we have been dedicated to serving the needs of our members and the community. With a strong foundation built on trust and reliability, we are proud to support over 2.8 million members with a wide array of financial services. At State Employees', we understand that every member has unique financial goals. That's why we offer personalized solutions tailored to your needs from checking and savings accounts to auto loans and mortgages. With total assets exceeding $57 billion and deposits amounting to $7.87 billion, our stability ensures that your money is safe with us. While you can visit us at our branch for friendly service, please note that official correspondence should be sent to the same address: 2375 OCEAN HWY W, SUPPLY, NC 28462. Our experienced team, led by CEO Leigh Brady and Board President Mona Moon, is here to assist you with all your banking needs. With approximately 8,258 employees committed to providing exceptional service, we are well-equipped to help you navigate your financial journey. Whether you're looking for personal loans or business banking solutions, we're here for you every step of the way. Reach out to us today at 910-754-5140 or visit our website at www.ncsecu.org for more information about how we can serve you better. Let us help you achieve your financial dreams!

Branch History & Mission

Commitment to Innovation

As times change, so do we. At State Employees' Credit Union, we embrace technology while maintaining a human touch. Our online and mobile banking services provide easy access for managing your finances anytime and anywhere. We ensure that all members can enjoy these digital advancements securely and efficiently. In every step forward, our commitment remains unchanged: delivering outstanding service while nurturing relationships within our community. Join us today at State Employees' Credit Union; let's build a brighter financial future together! If you're ready to experience the benefits of membership or want more information on how we can assist you further, please give us a call at 910-754-5140 or visit our website at ncsecu.org. Your journey toward smarter financial choices starts here!

Our Mission

At the heart of State Employees' Credit Union is our mission: "To improve the lives of our members and communities by providing exceptional service and support." We strive not only to meet your financial needs but also to contribute positively to the surrounding community through various outreach initiatives. Whether it's partnering with local organizations or sponsoring community events, we believe in giving back and helping those around us thrive. While you can visit us at our branch address in Supply, official correspondence should be sent to 2375 OCEAN HWY W, SUPPLY, NC 28462 if needed. Our doors are open from 8:30 AM to 5:30 PM on weekdays, and we proudly offer both ATM access and drive-thru banking for your convenience.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. You'll find ample parking available, including spots for those who need closer access. The building features ADA-compliant ramps and entrances, ensuring everyone can visit us comfortably.

Operating Hours and Services

We're open Monday through Friday from 8:30 AM to 5:30 PM, ready to assist you with personal banking services such as checking and savings accounts, auto loans, mortgage loans, and more. Plus, if you prefer to bank on the go, our online and mobile banking services are just a click away! For those who enjoy convenience, we also have a drive-thru service available for quick transactions without leaving your car. If you ever need cash or wish to check your balance, our ATM is available right at the branch. While members can visit us at 2375 Ocean Hwy W, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to call us at 910-754-5140. We invite you to come by today and discover how we can help meet your financial needs!

Member Eligibility

Becoming a member of State Employees' is like joining a family where your financial needs are the priority. If you live, work, or worship in our community, or if you are a family member of an existing member, you're likely eligible to join us at our branch located at 2375 Ocean Hwy W Supply Nc 28462. We welcome individuals who value support and collaboration in their financial journey. By becoming a member, you gain access to a range of benefits including competitive rates on loans, personalized service, and tools that can help you reach your financial goals. To learn more about the specific eligibility criteria, feel free to check out our detailed information at http://www.ncsecu.org/join#eligibility. When you're ready to open an account, the process is straightforward! You can begin your membership journey online through this link: https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu or give us a call at (910) 754-5140 if you have any questions. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine having the ability to accept various payment types seamlessly, allowing you to focus on what matters most growing your business. Our services can enhance customer satisfaction while improving cash flow, making it easier for you to manage daily operations. Located at 2375 Ocean Hwy W Supply Nc 28462 in Supply, NC, our team is here to help you navigate your financial journey. Contact us today at (910) 754-5140 to learn more about how we can partner with you for success!

Comprehensive List Of Services

Convenient Access and Support

Our branch offers essential services such as ATM & Cash Withdrawal Services, along with basic drive-thru banking for quick deposits and withdrawals. We know that sometimes you need help right away, so our friendly staff is always ready to assist during lobby hours from 8:30 AM to 5:30 PM on weekdays. In today's fast-paced world, having reliable financial services at your fingertips is vital. At State Employees', we're committed to providing you with seamless access to all these services while ensuring personalized support whenever you need it. If you're ready to take control of your finances or want more information about our offerings, don't hesitate to reach out! Call us at 910-754-5140 or visit our website at www.ncsecu.org today!

Loans Tailored to Your Life

Life is full of big moments that often require financial support. Our range of Auto Loans & Vehicle Financing means you can drive off in that new car without stress. If you're thinking about buying a home, our Mortgage Loans & Refinancing options can help you secure the best rates available. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services provide flexible solutions that fit your lifestyle.

Personal Banking Made Easy

Navigating finances can be overwhelming, but with our Personal Banking services, it doesn't have to be. We offer Checking & Savings Accounts designed for easy access and management of your money. Imagine having the ability to check your balance and make transactions anytime, anywhere through our Online & Mobile Banking options. With features like e-statements and mobile payments, managing your finances has never been more convenient.

Rewarding Credit Options

We understand that credit cards can be a valuable tool when used wisely. That's why we offer Credit Cards with Rewards, allowing you to earn points on everyday purchases. Whether it's cash back or travel rewards, you'll find a card that suits your spending habits.

Supporting Local Businesses

At State Employees', we also believe in supporting our community's businesses. Our Business Banking services include Merchant Services & Business Loans designed to help local entrepreneurs thrive. We're here to ensure that business owners have the resources they need for success.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, you can easily access your accounts from the comfort of your home or on the go. Whether you're checking balances, transferring funds, or paying bills, everything you need is just a click away. Explore our online banking offerings at https://www.ncsecu.org/ and see how simple managing your finances can be.

E-Statements and More

Say goodbye to paper clutter! With e-statements available through our online platform, you can view and manage your account statements digitally. This not only helps you stay organized but also contributes to a more environmentally friendly approach to banking.

Fast Payments and Transfers

Need to send money quickly? While we currently do not offer person-to-person transfers, you can still enjoy the ease of mobile payments for purchases or paying bills right from your phone. Our technology ensures that each transaction is safe and efficient. At State Employees', we are committed to making banking easier for you. Join us in embracing digital solutions that fit into your busy life while keeping your financial information secure. Take control of your banking experience today!

User-Friendly Mobile Application

Stay connected with our mobile application that brings banking directly to your smartphone. You can check account balances, deposit checks, and even make mobile payments all while enjoying the convenience of our user-friendly interface. Plus, our app is equipped with electronic signature authorization, making transactions fast and secure.

Financial Strength

Continuous Growth and Support

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $193,516 in used auto loans and $34,904,944,116 in total loans and leases, we're here to support your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share Accounts stand at 5,850,875, showcasing a strong and growing member base that trusts us with their finances. Our Net Shares available for lending are robust at $574,556,810, highlighting our ability to support both current needs and future growth. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 2375 Ocean Hwy W Supply Nc 28462 or call (910) 754-5140 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Approach

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $5,446,832,560, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financial Solutions

In addition to these offerings, we provide personal loans for debt consolidation and other needs to help you streamline your finances. If you're interested in refinancing options or would like to explore eligibility criteria, don't hesitate to reach out to us at (910) 754-5140 or visit our website for more information. Our goal at State Employees', located at 2375 Ocean Hwy W Supply Nc 28462, Supply, NC, is to empower our members with accessible financial solutions. Your journey towards better financial health starts here. For performance insights and financial data, visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans, helping members get on the road with ease. Whether you're looking for financing on a brand-new model or a reliable used car, our competitive rates can make your next purchase more affordable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We provide flexible terms tailored to your needs, ensuring that you can find the right solution for your housing goals.

Unsecured Credit Card Loans

Managing daily expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. Our credit card options come with rewards and benefits that can enhance your spending experience while keeping your budget intact.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they see reflects current market conditions. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can explore all options without any hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users are empowered to make informed decisions quickly. This feature allows borrowers to find competitive rates that suit their financial needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective the platform is in delivering valuable insights to users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Join Our Community

Unlock the power of community with LendMesh! Subscribe for personalized alerts—just tell us your target rate (like 5% or 4%), and we'll notify you the moment offers drop below your threshold. Get weekly or monthly updates with expert insights, rate trends, and hand-picked loan deals—delivered straight to your inbox. Join thousands of smart borrowers who rely on LendMesh to stay ahead of the curve and never miss a great opportunity.