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Mortgage Loans
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Personal Loans
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Introduction
Welcome to State Employees' Credit Union, your trusted financial partner in the heart of Statesville, NC. Located at 767 Eastside Dr, Statesville, NC 28625, we have proudly served our community since 1937. With a strong commitment to our members and a total membership exceeding 2.8 million, we understand the importance of personalized service and community support. At State Employees' Credit Union, we are dedicated to helping you achieve your financial goals. Our total assets of over $57 billion reflect our solid foundation and ability to provide valuable services. We offer a wide range of banking options, including personal checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our robust online and mobile banking services ensure that you can manage your finances anytime, anywhere. Under the leadership of CEO Leigh Brady and Board President Mona Moon, our team of approximately 8,258 employees is here to assist you every step of the way. Whether you're looking for competitive rates on loans or seeking guidance on your financial journey, we have you covered. While members can visit us at our branch location, official correspondence should be sent to the same address: 767 EASTSIDE DR, STATESVILLE, NC 28625. With a net worth of around $5.4 billion and total deposits exceeding $7.8 billion, we pride ourselves on maintaining a secure environment for your hard-earned money. Additionally, our cash in hand amounts to over $708 million, ensuring liquidity when you need it most. Join us today and experience the difference that comes from being part of a cooperative where your needs matter! For more information or to speak with a friendly representative, call us at 704-252-5580 or visit our website at ncsecu.org. Your financial future starts here!
Branch History & Mission
Join Us
We invite you to become part of the State Employees' family. Experience firsthand the benefits of membership with us where your financial well-being is our top priority. Whether you're looking for straightforward banking solutions or dedicated support for your financial goals, we're here for you every step of the way. For inquiries or assistance, feel free to reach out at 704-252-5580. Discover how State Employees' Credit Union can help you thrive today!
Our Journey
Since opening our doors more than eight decades ago, State Employees' Credit Union has continuously evolved to provide better services and support to our members. With total assets reaching an impressive $57,229,286,839, we are committed to ensuring financial stability and growth for our members and their families. The journey has not only been about numbers; it's also about the relationships we've built along the way. As we expanded, we introduced advanced banking solutions while maintaining our personal touch. Our operating hours are designed to accommodate busy schedules open Monday through Friday from 8:30 AM to 5:30 PM and we offer both ATM access and drive-thru banking for added convenience. We also prioritize inclusivity and accessibility in all our services.
Our Mission
At the heart of State Employees' Credit Union is a simple yet powerful mission: to enhance the lives of our members through exceptional financial services and community support. We believe that everyone deserves access to reliable financial resources. This belief drives us to offer a variety of products ranging from personal banking options like checking and savings accounts to auto loans, mortgages, credit cards with rewards, and business banking services. We are not just about transactions; we are committed to making a positive impact in Statesville and beyond. Through partnerships with local organizations and outreach initiatives, we strive to uplift our community and support those in need. While members can visit us at 767 Eastside Dr, official correspondence should be sent to 767 EASTSIDE DR, STATESVILLE, NC 28625 if necessary.
Branch Location & Accessibility
Accessibility Features
We understand how important it is for everyone to access banking services easily. Our branch is ADA compliant, ensuring that all members can navigate the facility without any barriers. We offer ample parking space right outside the entrance, so you can park with ease when visiting us. For those on the go, we feature a drive-thru service that allows you to complete basic transactions like deposits and withdrawals without leaving your vehicle. Plus, with an ATM available on-site, withdrawing cash or checking your balance is quick and hassle-free.
Operating Hours
We're here for you during convenient hours! Visit us Monday through Friday from 8:30 AM to 5:30 PM. Whether you're looking to open a new account or need assistance with loans and credit cards, our team is ready to help you during these times.
Services Offered
At State Employees' Credit Union, we take pride in offering a wide range of financial services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Our online and mobile banking options also allow you to manage your finances from anywhere at any time. Feel free to reach out at 704-252-5580 if you have any questions or need more information about what we offer. We invite you to stop by our branch soon come see how we can help you achieve your financial goals!
Member Eligibility
At State Employees', we believe that everyone deserves a chance to be part of a community that cares. Joining us is easy and welcoming! To become a member, you simply need to meet some basic eligibility criteria. If you're a state employee, a member of your family is, or if you live, work, or worship in certain areas around our branch at 767 Eastside Dr Statesville Nc 28625, you're likely eligible. We invite you to learn more about the specific requirements by visiting our detailed eligibility page at http://www.ncsecu.org/join#eligibility. The benefits of membership are truly rewarding! You'll gain access to various financial products designed with your needs in mind, including low-interest loans and competitive savings accounts. Opening an account is straightforward and can be done online; just check out the link for account opening here: https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions or need assistance, feel free to call us at (704) 252-5580. We're excited to welcome you into our friendly community!
Business Banking & Commercial Services
Commercial Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
Imagine a seamless checkout experience for your customers. Our merchant services make it easy for you to accept payments, manage transactions, and keep track of sales. Picture a busy Saturday at your store, where customers can pay quickly and securely using their preferred methods. This efficiency not only enhances customer satisfaction but also boosts your bottom line. Located at 767 Eastside Dr Statesville Nc 28625 in Statesville, NC, our team is ready to provide personalized service that meets the specific needs of your business. Connect with us today at (704) 252-5580 to explore how we can help you thrive!
Comprehensive List Of Services
Business Banking Services
At State Employees', we also support local businesses with tailored financial products. Our merchant services simplify payment processing, while our business loans help you grow and expand your operations. We know that running a business comes with its own set of challenges, and we're here to help make banking one less worry.
Digital Banking Convenience
In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can pay bills, transfer funds, and check balances with just a few taps on your phone or computer. Our members also enjoy easy access to their funds through our ATM and cash withdrawal services available at convenient locations. If you prefer in-person service, our branch provides basic drive-thru banking for quick deposits, withdrawals, and simple transactions.
Get Started Today!
With flexible hours from Monday to Friday between 8:30 AM and 5:30 PM, we're here when you need us. If you're ready to take control of your financial future or have any questions about our services, don't hesitate to reach out! Call us at 704-252-5580 or visit us at ncsecu.org. Join the many satisfied members who trust State Employees' for all their banking needs!
Personal Banking Solutions
We understand that managing your finances is crucial to achieving your goals. That's why we offer a variety of checking and savings accounts designed to fit different lifestyles. Whether you're saving for a vacation or planning for retirement, our accounts help you manage your money effectively. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it easy to drive away in the car of your dreams. We also provide mortgage loans and refinancing, so if you're ready to buy a home or lower your monthly payments, we've got you covered. For those unexpected expenses or consolidating debt, our personal loans can provide the flexibility you need. And don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases making every swipe work for you!
Digital & Online Banking
Convenient Transfers
While we currently don't offer person-to-person transfers, our other services ensure that managing your money is as straightforward as possible. Whether it's making payments or monitoring account activity, we've got you covered. At State Employees', we're committed to providing innovative solutions that fit into your lifestyle. Experience the convenience of modern banking with us today!
Easy Online Access
With our online banking platform, you can check your account balances, pay bills, and transfer funds at any time. This 24/7 access means you're never far from your money when you need it. Plus, our user-friendly interface makes navigation a breeze for everyone, whether you're tech-savvy or just starting to explore online banking.
Go Paperless with E-Statements
Tired of clutter? Opt for our e-statements! Not only do they help you keep track of your finances without the paper mess, but they're also eco-friendly. You'll receive your statements directly in your inbox, ensuring you have quick access whenever you need to review your transactions.
Mobile Features for On-the-Go Banking
Need to make payments quickly? Our mobile payments feature allows you to send money easily right from your phone. And if you're looking for a more comprehensive banking experience on the go, don't forget to download our mobile application! It's designed to give you all the functionality of online banking in the palm of your hand.
Secure Transactions
Security is a top priority at State Employees'. We offer electronic signature authorization to make signing documents online fast and safe. Your information is protected with advanced security measures, giving you peace of mind while managing your accounts.
Financial Strength
Growing Community Trust
Total Share and Deposit Accounts stand at 5,850,875, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $574,556,810. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 767 Eastside Dr Statesville Nc 28625 or call (704) 252-5580 to learn more about how we can help you achieve your financial goals.
Investment in Growth
With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.
Member-Centric Savings
Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Strong Financial Position
With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We make it easy to finance your next vehicle with flexible terms and quick approval processes.
Credit Lines and Personal Loans
If you need extra funds for unexpected expenses or want to consolidate debt, our credit lines and personal loan options are designed for your convenience. With $18,909,000,000 available in credit lines, we can help ensure that you're covered when life throws curveballs your way.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.
Refinancing Options
If you're considering refinancing any of your existing loans, we're here to help with competitive rates and personalized service. We believe that refinancing should be straightforward and beneficial for our members. For more information about our loan offerings or to discuss eligibility options, feel free to call us at (704) 252-5580 or visit us at our branch located at 767 Eastside Dr Statesville Nc 28625, Statesville, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you in achieving your financial dreams!
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs that can benefit you while you spend.
Loan Aggregator
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