State Employees' Credit Union Southport NC: Low Mortgage Rates & Auto Loans

Introduction

Welcome to State Employees', your trusted financial partner located at 5190 Eason St, Southport, NC 28461. Since our establishment in 1937, we have proudly served over 2.8 million members, providing them with a range of financial services designed to meet their unique needs. With a total asset base of $57,229,286,839 and total deposits reaching $7,866,265,767, we are committed to ensuring that our members' hard-earned money is safe and growing. At State Employees', we believe in empowering our community by offering competitive rates on loans and savings accounts. Currently, our credit union boasts a total loan portfolio of 1,194,630 loans and leases, helping individuals and families achieve their financial goals. Our net worth stands strong at $5,446,832,560, reflecting our commitment to stability and member satisfaction. Our dedicated team of 8,258 employees is led by CEO Leigh Brady and Board President Mona Moon, who are passionate about fostering a welcoming environment where everyone can feel at home. We strive to build lasting relationships with our members by offering personalized service that goes beyond mere transactions. While members can visit us at our Southport branch for all their banking needs from personal checking accounts to auto loans official correspondence should be sent to the same address: 5190 EASON ST, SOUTHPORT, NC 28461. We invite you to explore the various services we offer through our website at ncsecu.org or give us a call at 910-454-0515 for any inquiries. Join us today and experience the difference that comes with being a part of the State Employees' family!

Branch History & Mission

Community Commitment

Community outreach is at the core of what we do. We actively engage with local organizations and initiatives that uplift those around us. Whether it's sponsoring local events or providing educational resources on financial literacy, our goal is to contribute positively to the lives of those we serve. As we continue this journey since 1937, we invite you to join us at State Employees'. Experience firsthand how we blend tradition with innovation for your financial well-being. Let us help you take steps toward a brighter future together! For more information or to become a member today, reach out by calling us at (910) 454-0515 or visit our website at https://www.ncsecu.org/. Your financial future starts here!

Our Mission

At State Employees', our mission is simple yet profound: to provide exceptional financial services while fostering a strong sense of community support. We believe that everyone deserves access to reliable banking services that empower them to make informed financial decisions. Our offerings range from personal banking solutions like checking and savings accounts to auto loans, mortgages, and credit cards with rewards designed for every lifestyle. We also take pride in being accessible to all our members. With ATM availability at our location, we ensure that you can manage your finances conveniently. Although we currently do not offer drive-thru banking or shared service centers, we are dedicated to enhancing your experience with digital advancements like online banking and mobile payments.

Branch Location & Accessibility

Easy Access and Parking

At our State Employees' branch, we prioritize accessibility for all our members. The location features ample parking with ADA-compliant spaces available, ensuring everyone can access our services comfortably. If you need assistance, our friendly staff is always ready to help.

Get in Touch!

Whether you're looking to open an account or have questions about our services, don't hesitate to reach out! You can call us at 910-454-0515. We look forward to welcoming you into our branch soon! Visit us today and experience how banking can be friendly and accessible.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are set from 8:30 AM to 5:30 PM, Monday through Friday. This schedule makes it easy for you to stop by before or after work or during your lunch break.

Services Offered

Our branch provides a range of personal banking services designed to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need cash? We have an ATM on-site for quick withdrawals and balance checks. While we don't currently offer drive-thru banking or shared services at this location, our team is dedicated to delivering exceptional service inside the branch. For any official correspondence, please note that while you can visit us at 5190 Eason St, official mail should be sent to the same address as our mailing address.

Member Eligibility

At State Employees', we believe that everyone deserves to be part of a supportive financial community. Becoming a member is simple and welcoming! If you're an employee of the state, a member of certain organizations, or have family who qualify, you can easily join us. Our community is dedicated to helping you with your financial needs, whether it's saving for the future or financing your dreams. To learn more about specific eligibility requirements, feel free to visit our detailed guide at http://www.ncsecu.org/join#eligibility. When you're ready to take the next step, opening an account is straightforward and can be done online. Just head over to https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu and follow the easy steps to become part of our family. If you have any questions, don't hesitate to reach out at (910) 454-0515. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine a busy retail shop where customers can easily pay with various methods credit cards, mobile payments, or even contactless options all thanks to our tailored merchant solutions. This service not only enhances customer experience but also helps streamline your daily operations. At State Employees', located at 5190 Eason St Southport Nc 28461, Southport, NC, we're here to support your business journey every step of the way. Whether you're looking for a loan or need assistance with payment solutions, reach out to us at (910) 454-0515 today!

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, our Business Banking services are designed with your needs in mind. From Merchant Services that simplify payment processing to various types of Business Loans, we're here to support your business journey.

Credit Cards and Rewards

At State Employees', we understand the value of rewards. That's why we offer Credit Cards with Rewards that allow you to earn points for every purchase you make. It's an excellent way to get something back while you spend!

Digital Banking Convenience

Emphasizing convenience, we provide extensive digital banking features. With our Online & Mobile Banking, you can manage your accounts anytime and anywhere. Need cash? Our ATM services offer easy access for withdrawals and balance checks without hassle.

Member Support

Whether you have questions about your account or need assistance with our services, our team is ready to help. You can reach us at (910) 454-0515, and we'll be happy to guide you through any inquiries or support you may need. At State Employees', we believe that banking should be accessible and straightforward for everyone. Visit us today at 5190 Eason St Southport Nc 28461 in Southport, NC, or explore more about our offerings on our website at Southport. Join us in building a brighter financial future together!

Personal Banking

Our personal banking services start with robust Checking & Savings Accounts designed to fit your lifestyle. If you're planning to buy a car, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. For those eyeing their dream home, our Mortgage Loans & Refinancing solutions make the process straightforward and stress-free. We also offer Personal Loans & Debt Consolidation options to assist in managing expenses and consolidating debt into manageable payments.

Digital & Online Banking

Convenient Online Access

With our online banking platform, accessible at https://www.ncsecu.org/, you can effortlessly manage your accounts 24/7. Whether you're checking your balance, transferring funds, or reviewing your transactions, our user-friendly interface makes it simple. Plus, with the availability of e-statements, you can go paperless while keeping track of your financial history easily and securely.

Enhanced Financial Management

For those who want to send money directly to friends or family members, our person-to-person transfer option (although currently not available) is often a sought-after feature in many digital banking platforms. However, our existing services still provide ample tools for effective financial management and real-time access. In conclusion, whether you're at home or on the move, State Employees' is here to support you with robust digital banking solutions tailored for today's busy lifestyles. Sign up or log in today at https://www.ncsecu.org/ and experience the ease of modern banking!

Mobile Banking at Your Fingertips

Don't forget about our mobile application! This handy tool gives you access to all your banking needs right from your smartphone. From making payments with just a few taps to checking your account details on the go, managing your money has never been more convenient. Our mobile payments feature allows you to make purchases quickly and securely using your device.

Security You Can Trust

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and verified. You can rest easy knowing that we take every precaution to protect your personal information while you enjoy the convenience of online banking.

Financial Strength

Commitment to Our Members

Net Shares (Funds available for lending and investments): $574,556,810. Total Share Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 5190 Eason St Southport Nc 28461 or call (910) 454-0515 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member Savings and Investments

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $2,145,244, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is highlighted by $193,516 in used auto loans and $34,904,944,116 in total loans and leases, supporting our members' financial goals across various sectors.

Strong Financial Health

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We provide financing options tailored to your needs, ensuring you can drive away with confidence.

Financing Options

If you're considering refinancing any existing loans or would like to explore eligibility options for our products, don't hesitate to reach out. Our team is ready to assist you in finding the best solutions tailored specifically for your financial situation. For further inquiries or assistance regarding our loan offerings, feel free to call us at (910) 454-0515 or visit us at our location: 5190 Eason St Southport Nc 28461, Southport, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We are here to guide you through the process, whether you're a first-time buyer or looking to refinance your current mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. Our credit cards come with rewards and no hidden fees, making them an excellent choice for everyday purchases and emergencies alike.

Loan Aggregator

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STATE EMPLOYEES' CREDIT UNION - Southport, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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Loan rates in Southport, NC (28461)