State Employees' Credit Union Snow Hill NC: Affordable Auto Loans & Personal Banking

Introduction

Welcome to State Employees' Credit Union, your trusted financial partner located at 601 Gregory Ave, Snow Hill, NC 28580. Established in 1937, our credit union has grown to serve over 2.8 million members, making us a vital part of the community. With total assets exceeding $57 billion, we are committed to providing reliable financial services that meet your needs. At State Employees', we believe in putting our members first. That's why we offer a wide range of services, including personal and business banking, auto loans, mortgages, and credit cards with rewards. With total deposits of $7.9 billion and a strong net worth of $5.4 billion, you can trust that your money is safe with us. Our team of dedicated professionals, led by CEO Leigh Brady and Board President Mona Moon, is here to support you every step of the way. While you can always visit us at our branch in Snow Hill, official correspondence should be sent to the same address for your convenience. We invite you to explore our website at ncsecu.org for more information about our offerings and how we can help you achieve your financial goals. With 8258 employees working tirelessly across the state, we're here to ensure that every interaction is positive and beneficial for our members. Whether you're looking for assistance with loans or need advice on managing your finances, don't hesitate to reach out at 252-747-7000. Join us today and experience the difference with State Employees' Credit Union!

Branch History & Mission

Commitment to Community

Our mission is not just about numbers; it's about people. We strive to enhance the quality of life in Snow Hill by actively engaging in community outreach and partnerships. Whether through local events or financial literacy programs, we believe in giving back and supporting initiatives that benefit everyone. While members can visit us at 601 Gregory Ave, official correspondence should be sent to the same address for your convenience. Our branch is equipped with modern conveniences like ATM access and drive-thru banking for your ease of use during business hours from 8:30 AM to 5:30 PM on weekdays.

Looking Ahead

As we move forward, we remain committed to leveraging digital advancements while ensuring ADA compliance to serve all members effectively. Our focus is always on you the member ensuring that your experience with us is seamless and positive. We invite you to join State Employees' Credit Union and become part of a community-focused institution that prioritizes your financial health and success. Experience firsthand the benefits of membership and see how we can support you on your journey toward achieving your financial dreams. For more information or to become a member today, call us at (252) 747-7000 or visit our website.

Our Journey

Since opening our doors at 601 Gregory Ave, Snow Hill, NC 28580, we have proudly supported over 2.8 million members. This journey began with a simple goal: to help state employees and their families achieve financial well-being. Over the years, we've expanded our offerings beyond basic banking services to include auto loans, mortgages, personal loans, and credit cards that reward our members for their loyalty. Our total assets now stand at an impressive $57 billion, reflecting the trust placed in us by our members. As we continue to grow, so does our dedication to providing exceptional service tailored to your financial goals.

Branch Location & Accessibility

Banking Hours and Services

Our doors are open Monday through Friday from 8:30 AM to 5:30 PM, giving you plenty of time during the week to take care of your banking needs. Whether you're looking for personal banking solutions like checking and savings accounts or need help with auto loans and mortgage refinancing, we've got you covered. In addition to traditional banking services, we also provide ATM access for quick withdrawals and balance checks. If you're on the go, take advantage of our drive-thru banking option for easy deposits and withdrawals without having to leave your vehicle.

Convenient Access and Amenities

At our Snow Hill branch, we prioritize your convenience. We offer ample parking right outside our doors and have made sure that our facilities are fully compliant with ADA standards. This means that whether you're visiting for a quick transaction or need assistance with more complex banking needs, we're here to help everyone comfortably access our services.

Get in Touch!

If you have any questions or would like to know more about what we offer, feel free to give us a call at 252-747-7000. Our friendly staff is always ready to assist you! We invite you to visit us soon at the State Employees' branch in Snow Hill where your financial success is our priority!

Member Eligibility

At State Employees', we believe that everyone deserves a chance to be part of a supportive community that puts your financial well-being first. Becoming a member is easy and welcoming! If you live, work, or attend school in the area, you're already on the right track. We also extend membership to family members of current members, which means you can share the benefits with your loved ones. For a complete rundown of eligibility details, feel free to check out our page at http://www.ncsecu.org/join#eligibility . Ready to take the next step? Opening an account at State Employees' is straightforward and designed with you in mind. With a range of services tailored to fit your needs, from personal loans to online banking, we are here to help you every step of the way. If you have questions or want to learn more about becoming a member, don't hesitate to give us a call at (252) 747-7000. Join us at 601 Gregory Ave Snow Hill Nc 28580, and let's build your financial future together!

Business Banking & Commercial Services

Merchant Services that Matter

Beyond loans, our merchant services simplify your payment processes. Picture this: you're a local café owner who needs an easy way to accept payments. Our merchant services help streamline transactions, so you can focus on what matters most serving your customers. Located conveniently at 601 Gregory Ave Snow Hill Nc 28580 in Snow Hill, NC, we're here to help your business thrive. Reach out to us at (252) 747-7000 or visit us online at https://www.ncsecu.org/ for more information!

Tailored Loan Options

Imagine having the financial backing to take your business to new heights. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options can help turn that dream into reality. We offer competitive rates that make affording a vehicle easier than ever. Picture yourself driving off the lot with confidence, knowing you've secured the best financing available.

Business Banking Services

For our business members, we provide specialized services such as merchant services and business loans. Running a business comes with its own set of challenges, but with our support, you can focus on growth while we take care of the financial side.

Convenient Access Options

We know convenience matters. That's why State Employees' offers ATM services for quick cash withdrawals and balance checks without stepping inside the branch. Our drive-thru service allows you to handle deposits and simple transactions without leaving your car perfect for those busy days when every minute counts. At State Employees', we're committed to providing financial solutions that fit your lifestyle. With operating hours from 8:30 AM to 5:30 PM Monday through Friday, we're here when you need us most. Ready to experience all these services? Call us at (252) 747-7000 or visit us online at Snow Hill today! Let us help you achieve your financial goals!

Credit Cards with Rewards

Maximize your spending with our credit cards that come with rewards! Whether you're using it for everyday purchases or planning a special trip, you can earn points that go towards cash back or travel rewards. It's like getting paid to spend!

Mortgage Loans & Refinancing

Buying a home is one of the most significant decisions you'll make. At State Employees', we offer mortgage loans and refinancing solutions tailored to your unique situation. Whether you're a first-time homebuyer or looking to refinance an existing loan for better terms, we guide you through the process to ensure it's as smooth as possible.

Personal Banking Solutions

Managing your finances should be straightforward and convenient. That's why we provide essential personal banking services, including checking and savings accounts that cater to both your immediate and long-term needs. Imagine having access to your funds anytime through our robust online and mobile banking platforms. You can easily check your balance, transfer funds, or pay bills right from your smartphone.

Personal Loans & Debt Consolidation

If you need extra cash for unexpected expenses or want to consolidate debt into manageable payments, our personal loans are here for you. We understand that life can throw curveballs; having access to flexible borrowing options can provide peace of mind during those times.

Digital & Online Banking

Anytime Access

Thanks to our 24/7 online banking services, you'll never have to worry about banking hours again. Whether it's early morning or late at night, you can manage your finances whenever it suits you best. This flexibility means you can stay on top of your budget, track spending in real time, and make informed decisions regarding your financial health. In summary, State Employees' is committed to providing modern digital banking options that are secure and easy to use. We're here to help you take control of your financial journey every step of the way!

Key Features

We prioritize your security while providing a variety of digital services. For instance, our electronic signature authorization makes it simple to complete necessary paperwork without the hassle of printing or mailing documents. Plus, our e-statements offer a paperless option for receiving your account statements securely online. You can rest assured that your information is protected with advanced security measures. Our mobile application further enhances accessibility. With features like mobile payments, you can make transactions quickly and effortlessly using just your smartphone. Although we don't currently support person-to-person transfers, our other offerings ensure you have all the tools needed for effective account management.

Financial Strength

Commitment to Growth

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.

Member-Centric Savings

Your savings are our priority. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Our net shares stand at $574,556,810, representing funds available for lending and investments. We have built a strong member base with a total of 5,850,875 share and deposit accounts, showing that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 601 Gregory Ave Snow Hill Nc 28580 or call (252) 747-7000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the most competitive rates in the industry. We have facilitated over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans, ensuring our members can drive away with confidence. Whether you're purchasing a brand-new vehicle or a pre-owned one, we're here to support you every step of the way.

Business Loans

For those running businesses, while we currently do not have outstanding commercial loans available, we are continuously looking for ways to support local entrepreneurs and business owners in their growth journeys.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple and accessible. With our expert guidance, navigating the path to your new home can be straightforward.

Refinancing Options

If you're already part of our community and looking for better terms on your existing loans, ask us about refinancing options! Our team is ready to assist you in finding solutions that fit your current financial situation. For more information on eligibility and how to get started with any of our loan offerings, feel free to reach out at (252) 747-7000 or visit us at our branch located at 601 Gregory Ave Snow Hill Nc 28580 in Snow Hill, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you secure the financing you need!

Unsecured Credit Card Loans

Managing finances effectively is crucial, and that's why we also offer flexible terms on unsecured credit card loans. With a total of $1,177,171,541 in loans available, you can enjoy peace of mind knowing you have options to handle unexpected expenses or everyday purchases.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent. LendMesh takes pride in offering verified data, meaning users can trust that the loan offers come from legitimate financial institutions.

Key Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to impartiality. There are no sponsored listings; lenders are not prioritized based on paid promotions. The primary goal is to provide users with unbiased results so they can confidently choose what works best for their needs. Additionally, LendMesh provides real-time rate comparisons. Users benefit from up-to-date loan rates from multiple institutions, which helps them make informed decisions quickly and efficiently. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this platform in helping individuals save money and time. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

STATE EMPLOYEES' CREDIT UNION - Snow Hill, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans