Nc State Employee Credit Union

In the welcoming community of Siler City, the State Employees' Credit Union branch at 1131 N Glenn Ave is your trusted partner for comprehensive financial services tailored to your needs. Open Monday through Friday from 8:30 AM to 5:30 PM, this convenient location features both drive-thru banking and an onsite ATM, making everyday transactions like deposits, withdrawals, and balance checks simple and efficient. Whether you’re ready to take advantage of some of the best auto loans with flexible vehicle financing or explore competitive mortgage loans and refinancing options, this branch is dedicated to helping you achieve your financial goals with friendly, expert service.
Serving nearly 2.85 million members statewide and managing assets exceeding $57 billion, State Employees’ Credit Union offers a full range of personal and business banking solutions. From personalized checking and savings accounts to credit cards with rewards, business loans, and debt consolidation options, you’ll find tailored support designed around your lifestyle. Plus, secure online and mobile banking platforms keep you connected anytime, anywhere.
Visit the State Employees' Credit Union branch at 1131 N Glenn Ave in Siler City or call 919-742-7644 today to experience local service that truly cares. Discover how our signature auto loans and comprehensive personal banking solutions can empower your financial future!

Type of Loan Offerings

mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
10-Year Fixed Rate
5.3 - 5.5 %
5.518 - 5.719 %
10.0 Yrs
CONVENTIONAL
ADJUSTABLE
5-Year ARM
5.5 - 6.15 %
5.591 - 6.456 %
5.0 Yrs
CONVENTIONAL
FIXED
15-Year Fixed Rate
5.5 - 5.8 %
5.654 - 5.955 %
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
First-Time Homebuyer's (5-Year ARM)
6.15 %
6.456 %
5.0 Yrs
CONVENTIONAL
FIXED
20-Year Fixed Rate
6.2 - 6.75 %
6.325 - 6.878 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed Rate
6.5 %
6.596 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Share-secured
3.1 - 6.75 %
2 - 10 Yrs
Share-secured term note
6.5 %
0.5 Yrs
Closed-end fixed rate
9.25 - 12.75 %
2 - 6 Yrs
Signature term note
11.75 %
0.5 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
5 % - 7.5 %
3 Yrs
Auto
5.25 % - 7.75 %
4 Yrs
Auto
5.5 % - 8 %
5 Yrs
Auto
5.75 % - 8.25 %
6 Yrs
Auto
6.5 % - 9 %
7 Yrs
Auto
7.25 % - 9.75 %
8 Yrs

Introduction

Welcome to State Employees', your trusted partner in financial well-being located at 1131 N Glenn Ave, Siler City, NC 27344. Established in 1937, we have proudly served our community for over eight decades, helping nearly 2.8 million members achieve their financial goals. With total assets exceeding $57 billion and deposits of $7.9 billion, we stand as a pillar of strength in the community. At State Employees', we understand the importance of building a secure financial future. That's why we offer a range of services tailored to meet your needs, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment to member satisfaction drives us to provide exceptional service backed by robust financial resources our net worth stands at an impressive $5.4 billion, demonstrating our stability and reliability. Led by our dedicated CEO, Leigh Brady, and Board President, Mona Moon, our team is here to ensure you receive personalized attention every step of the way. Whether you need assistance with loans or want to explore our online banking options, we're ready to help you navigate your financial journey. While members can visit us at our Siler City branch, official correspondence should be sent to our mailing address: 1131 N GLENN AVE, SILER CITY, NC 27344-2361. If you have questions or need assistance, don't hesitate to call us at 919-742-7644 during our lobby hours from Monday through Friday, 8:30 AM to 5:30 PM. Join us at State Employees' and experience a credit union that truly cares about your financial success! For more information about our services or to become a member today, visit us online at ncsecu.org. Your journey towards financial empowerment starts here!

Branch History & Mission

Join Us

We invite you to become part of our vibrant community at State Employees'. Experience firsthand how we blend tradition with innovation for a brighter financial future. Whether you're looking for personal banking options or want to explore business services, we're here for you every step of the way. For more information or inquiries, feel free to reach us at 919-742-7644. Join us today and let's build a stronger tomorrow together!

Our Journey

State Employees' began its journey with a simple yet powerful mission: to serve the financial needs of state employees and their families. Over the years, we have expanded our services to include personal banking, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Our growth reflects not only our commitment to innovation but also our dedication to adapting to the changing needs of our members. Our branch features essential amenities such as an ATM and drive-thru banking for convenient access to your funds. We are open Monday through Friday from 8:30 AM to 5:30 PM, ensuring that you have access to the services you need when you need them.

Our Mission

At State Employees', our mission extends beyond just providing financial products; we aim to empower our members through education and community involvement. We believe in making a positive impact in Siler City by supporting local initiatives and fostering partnerships that uplift our neighbors. While members can visit us at 1131 N Glenn Ave, official correspondence should be sent to 1131 N GLENN AVE, SILER CITY, NC 27344-2361 if needed. Our headquarters in Raleigh, NC remains dedicated to overseeing all branches while ensuring that each location operates with the same values of integrity and service excellence. As technology continues to change how we bank, State Employees' embraces digital advancements such as online banking and mobile payments. These tools make it easier than ever for you to manage your finances securely from anywhere.

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility. Our branch is designed with ADA compliance in mind, ensuring that everyone can navigate comfortably. Ramps and other features are available to assist those with mobility challenges.

Convenience and Nearby Landmarks

Situated conveniently in Chatham County, our branch is just a short drive from local favorites like the Siler City Town Park and the historic downtown area. You can easily find us near the intersection of N Glenn Ave and E 11th St. Our location features ample parking spaces, making your visit hassle-free.

Get in Touch

We look forward to serving you! If you have any questions or want more information about our services before your visit, feel free to give us a call at 919-742-7644. Come see how State Employees' Credit Union can support your financial journey!

Operating Hours and Services

We invite you to visit us during our friendly operating hours from Monday to Friday, 8:30 AM to 5:30 PM. Whether you prefer face-to-face interactions or need quick access through our drive-thru service, we've got you covered. Our branch offers a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. In addition, we have an ATM on-site for your convenience, allowing for easy cash withdrawals and balance checks whenever you need them. While members can visit us at 1131 N Glenn Ave, official correspondence should be sent to our mailing address at 1131 N GLENN AVE, SILER CITY, NC 27344-2361.

Member Eligibility

Becoming a member of State Employees' feels like joining a welcoming family where your financial goals matter. At our branch located at 1131 N Glenn Ave Siler City Nc 27344, we believe in making banking accessible for everyone. To be eligible for membership, you simply need to be a state employee or a family member of one, making it easy to connect with us. The benefits of joining include personalized service, competitive rates on loans and savings, and access to various financial products tailored just for you. If you're ready to take the first step, visit us online at http://www.ncsecu.org/join#eligibility for detailed information on eligibility criteria. We're here to help you through the process; feel free to give us a call at (919) 742-7644 or check out our account opening page at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. Your journey to better banking starts here!

Business Banking & Commercial Services

At State Employees', we understand that every business journey is unique. Whether you're a startup looking to establish your roots or an established company aiming for expansion, having the right financial partner can make all the difference. Our commercial lending options are designed to support your goals and drive growth. Imagine launching a new product line or upgrading your equipment. With our tailored business loans, you can turn those ideas into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify daily transactions. Picture this: your customers can pay easily via credit or debit cards, helping you streamline sales while enhancing customer satisfaction. Visit us at 1131 N Glenn Ave Siler City Nc 27344 in Siler City, NC or give us a call at (919) 742-7644 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For our business members, we offer tailored solutions like merchant services and business loans that can help you grow your venture. Managing your business finances shouldn't be complicated, and our team is here to assist you every step of the way.

Convenient Access

We prioritize convenience for all our members. With ATM access available for quick cash withdrawals and balance checks, you can handle transactions without delay. Our basic drive-thru banking allows for easy deposits and simple transactions when you're on the go.

Digital Solutions

In today's fast-paced world, having digital tools at your fingertips is crucial. At State Employees', our robust online and mobile banking platforms empower you to manage your accounts effortlessly. You can pay bills, monitor spending, and even apply for loans all from your smartphone or computer. Whether you're in need of personal banking assistance or looking for business solutions, State Employees' in Siler City is committed to supporting your financial journey. If you have questions about any of our services or want to get started today, please call us at 919-742-7644 or visit us online at ncsecu.org. We look forward to serving you!

Loans Made Easy

When it comes to financing, we understand the importance of flexibility and support. That's why we provide various loan options such as auto loans and vehicle financing for those ready to hit the road in a new car. If you're considering buying a home, our mortgage loans and refinancing solutions can help make your dream a reality. Additionally, our personal loans and debt consolidation services are perfect for those looking to streamline their finances or tackle unexpected expenses.

Personal Banking

Our personal banking services include checking and savings accounts that make managing your money straightforward and efficient. Imagine having easy access to your funds through online and mobile banking, allowing you to check balances or transfer money from anywhere at any time. We also offer credit cards with rewards, providing you with the opportunity to earn as you spend.

Digital & Online Banking

User-Friendly Features

Security is a top priority for us at State Employees'. We offer electronic signature authorization, allowing you to sign documents safely and easily without the hassle of printing. Plus, our e-statements feature means you can receive your bank statements electronically, helping you stay organized while reducing paper clutter. Our mobile application makes banking even easier. You can enjoy mobile payments that allow you to make quick purchases with just your smartphone. While person-to-person transfers aren't currently available, rest assured that we're continually looking for ways to enhance your banking experience. In a world where convenience matters, State Employees' is committed to providing user-friendly tools that fit seamlessly into your life. Discover how our digital banking solutions can simplify managing your finances today!

Financial Strength

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with reliable banking services that meet your needs today and into the future. With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $574,556,810. Total Share Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1131 N Glenn Ave Siler City Nc 27344 or call (919) 742-7644 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options tailored for you.

Credit Lines and Unsecured Credit Cards

For those looking to manage their finances more effectively, we also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members stay on top of their spending. Additionally, our credit lines provide a convenient way to access funds when you need them most, with an impressive total of $18,909,000,000 available.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We're here to guide you through the process and help you find the right solution for your housing needs.

Refinancing Options

If you're considering refinancing any existing loans, our team can assist you in exploring eligibility options that may lead to lower rates or improved terms. We are committed to finding solutions that work best for your unique situation. No matter your financial goal, our dedicated team is here to help you navigate your options. Feel free to reach out at (919) 742-7644, or visit us at 1131 N Glenn Ave Siler City Nc 27344 in Siler City, NC. Your journey towards better financial health starts here! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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