State Employees' Credit Union Roxboro NC: Affordable Auto Loans & Personal Banking

Introduction

Welcome to State Employees', your trusted financial partner located at 220 Long Ave, Roxboro, NC 27573. Since our establishment in 1937, we have proudly served the community, providing a variety of financial services tailored to meet your needs. With a strong commitment to our members, we currently support over 2.8 million individuals with a total membership that continues to grow. At State Employees', we believe in building lasting relationships with our members. Our dedicated team, led by CEO Leigh Brady and Board President Mona Moon, is here to help you navigate your financial journey with ease. With $57.2 billion in assets and a net worth of $5.4 billion, we are well-positioned to offer competitive rates on loans and deposits, ensuring that your money is safe and working hard for you. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or business banking solutions, we've got you covered. We currently manage over 1.1 million loans and leases, totaling an impressive amount that reflects our commitment to helping you achieve your financial goals. While members can visit us at our branch location for friendly service, official correspondence should be sent to the same address: 220 LONG AVE, ROXBORO, NC 27573. Feel free to reach out to us at 336-599-6900 or explore more about our services on our website at ncsecu.org. Join us today and discover how State Employees' can empower your financial future! Your success is our mission let's grow together!

Branch History & Mission

At State Employees', we take pride in our rich history and deep commitment to the community of Roxboro, NC. Established in 1937, our branch has grown from a small local credit union into a trusted financial partner for over 2.8 million members across the state. Located at 220 Long Ave, Roxboro, NC 27573, we are dedicated to providing exceptional service and support to our members while fostering a sense of community. Since our founding, we have remained focused on our mission: to deliver high-quality financial services that enhance the lives of our members and contribute positively to the communities we serve. We believe that financial well-being is vital for everyone, and we strive to empower individuals through accessible banking options, education, and support. Our total assets now stand at an impressive $57 billion, reflecting our growth and stability over the decades. Our operating hours are designed to accommodate your busy schedule. We welcome you Monday through Friday from 8:30 AM to 5:30 PM. Whether you're stopping by for personal banking services or simply need assistance with your accounts, our friendly staff is here to help. For those on the go, we offer ATM access and drive-thru banking services for quick transactions without leaving your vehicle. As part of our commitment to innovation and inclusivity, State Employees' has embraced digital advancements that make banking easier than ever. We provide online banking services, mobile applications for easy account management, and e-statements for environmentally-friendly record keeping. Our focus on ADA compliance ensures that all members can access our services comfortably. Community outreach is a cornerstone of our mission. Through partnerships with local organizations and initiatives aimed at supporting education and financial literacy, we strive to make a meaningful impact in Roxboro and beyond. We understand that when our community thrives, so do our members. If you're ready to join a credit union that prioritizes your financial health while making a difference in the community, look no further than State Employees'. Come visit us at 220 Long Ave or give us a call at 336-599-6900 to learn more about how you can become part of our growing family. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the State Employees' Credit Union branch located at 220 Long Ave, Roxboro, NC 27573! We're excited to serve our members in the heart of Person County. This convenient location is easily accessible for all, whether you're coming from downtown Roxboro or nearby neighborhoods. You can spot us near local landmarks, making it simple for you to find your way. Our branch boasts ample parking to ensure a hassle-free visit. Plus, we are fully equipped with ADA-compliant features like ramps and accessible entrances, so everyone can enjoy our services without any barriers. If you prefer banking from your vehicle, take advantage of our drive-thru service, where you can conduct basic transactions like deposits and withdrawals quickly and easily. We know how busy life can be! That's why our lobby hours are designed with your schedule in mind. We're open Monday through Friday from 8:30 AM to 5:30 PM, allowing you to drop by at a time that works best for you. If you need assistance outside these hours or prefer banking on-the-go, we offer ATM access for quick cash withdrawals and balance checks anytime. While members can visit us at 220 Long Ave for all their banking needs, official correspondence should be sent to the same address listed above. Our friendly team is ready to help with personal banking services such as checking and savings accounts, auto loans, mortgages, and more. Have questions? Don't hesitate to reach out! Call us at 336-599-6900; we're here to assist you every step of the way. We look forward to welcoming you soon at State Employees' Credit Union in Roxboro!

Member Eligibility

At State Employees', we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you're wondering whether you can join us, the good news is that eligibility is open to a variety of individuals! Whether you work in public service or are related to someone who does, there's a good chance you can become part of our supportive community. We encourage you to take a look at our detailed eligibility criteria on our website at http://www.ncsecu.org/join#eligibility. The process to open an account is simple and straightforward; just head over to https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu to get started today. If you have any questions or need assistance, feel free to call us at (336) 599-6900. We're here for you every step of the way!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine being able to accept payments from customers easily, whether in-store or online. Our solutions help streamline transactions, allowing you to focus on what matters most growing your business. Visit us at 220 Long Ave Roxboro Nc 27573 in Roxboro, NC or call us at (336) 599-6900 to learn more about how our business banking and commercial services can support your entrepreneurial journey!

Comprehensive List Of Services

Business Banking

Running a business? Our Business Banking services include merchant services that simplify payment processing and business loans designed to fuel growth. We're here to support local entrepreneurs and businesses in Roxboro, ensuring they have the resources they need to thrive.

Credit Cards and Rewards

For those who enjoy earning rewards on their purchases, our Credit Cards with Rewards program offers great benefits tailored just for you. Whether it's cashback on groceries or travel points for your next vacation, we have options that suit various lifestyles.

Digital Convenience

In today's fast-paced world, convenience is key. That's why at State Employees', we emphasize digital banking features like online account management and mobile payments. You can easily check balances, transfer funds, and pay bills all from the comfort of your home or while on the go.

Let's Connect!

Our commitment is not only to provide comprehensive financial services but also to build lasting relationships with our members. If you have questions about any of our offerings or if you're ready to take the next step in your financial journey, please don't hesitate to reach out! Call us at (336) 599-6900, visit us at 220 Long Ave Roxboro Nc 27573, or explore more about what we offer by visiting our website at https://www.ncsecu.org/. Your financial success is our mission!

Personal Banking Solutions

When it comes to personal banking, we offer a variety of checking and savings accounts tailored for your lifestyle. Imagine having easy access to your funds through our online and mobile banking platforms perfect for busy individuals who need flexibility. Our ATM & Cash Withdrawal Services ensure that you can get cash when you need it, while our Drive-Thru Banking provides a quick and easy way to make deposits or withdrawals without leaving your car. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing options can help make that dream car a reality. We also provide Mortgage Loans & Refinancing solutions that assist you in owning your home sooner or lowering your monthly payments. For those unexpected expenses or personal projects, consider our Personal Loans & Debt Consolidation services, which can help you manage your finances more effectively.

Digital & Online Banking

Convenience and Accessibility

With person-to-person transfers currently not available, we focus on what truly matters: making banking straightforward and accessible for all members. Whether you're using a desktop or a smartphone, our user-friendly interface allows for real-time account management so you can stay updated on your finances. At State Employees', we're committed to providing services that fit your lifestyle. Embrace the convenience of modern banking with us today!

Key Features of Our Digital Banking Services

Accessing your accounts has never been easier. Visit us online at https://www.ncsecu.org/ to explore our robust online banking options. With 24/7 access, you can check balances, pay bills, and transfer funds whenever it suits you best. Plus, if you're on the go, our mobile application makes managing your money even simpler. Download it today and enjoy features like mobile payments for quick transactions right from your phone. We also offer electronic statements through Yes, giving you a clutter-free way to keep track of your finances without the hassle of paper. Want to sign documents quickly? Our electronic signature authorization service lets you do that securely and conveniently no need to print or mail anything!

Financial Strength

A Solid Foundation

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

We're proud of our growing member base with a total of 5,850,875 share accounts. This shows that more people trust us with their finances every day. Additionally, the funds available for lending and investments stand at $574,556,810, which further emphasizes our ability to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 220 Long Ave Roxboro Nc 27573 or call (336) 599-6900 to learn more about how we can help you achieve your financial goals.

Member Savings at Heart

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $2,145,244 figure, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors; currently, we have $193,516 in used auto loans and $34,904,944,116 in total loans and leases.

Loan Offering

Additional Support

If you're considering refinancing any existing loans or want to explore eligibility options for our services, we're here to help! Our team can walk you through potential savings and guide you on how to best utilize our offerings based on your unique situation. Our commitment at State Employees' goes beyond just offering loans; it's about building lasting relationships with our members. For further inquiries or assistance, feel free to reach out at (336) 599-6900, or visit us at 220 Long Ave Roxboro Nc 27573 in Roxboro, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you in taking the next step toward achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We provide guidance throughout the mortgage process, ensuring you have the information you need to make informed decisions.

Unsecured Credit Card Loans

Managing day-to-day expenses is crucial. We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. These cards come with various benefits designed to give you peace of mind while shopping or handling unexpected costs.

Loan Aggregator

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STATE EMPLOYEES' CREDIT UNION - Roxboro, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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