State Employees' Credit Union Rocky Mount NC: Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to State Employees' Credit Union, your trusted financial partner located at 2550 Benvenue Rd, Rocky Mount, NC 27804. Since our establishment in 1937, we have proudly served over 2.8 million members with dedication and integrity. Our mission is to empower individuals and families in our community by providing reliable banking solutions tailored to their needs. At State Employees', we understand that managing your finances can sometimes feel overwhelming. That's why we offer a comprehensive range of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. With total assets exceeding $57 billion and total deposits of $7.87 billion, our strength lies not only in our numbers but also in our commitment to member satisfaction. Our team is led by CEO Leigh Brady and Board President Mona Moon, both of whom are passionate about fostering a supportive environment for all members. With a dedicated staff of 8,258 employees, we're here to ensure you receive the best service possible. While members can visit us at our Rocky Mount branch, official correspondence should be sent to the same address: 2550 Benvenue Rd, Rocky Mount, NC 27804. We invite you to reach out to us at 252-985-0311 or explore more about what we offer at ncsecu.org. Join us today and experience the difference of banking with a credit union that puts its members first!

Branch History & Mission

Join Us Today!

As we look toward the future, we invite you to be part of our continuing story at State Employees'. Experience the benefits of being a member of a credit union that truly cares about your financial well-being and community welfare. Discover how we can help you achieve your goals together! Visit us today or explore more about joining at https://www.ncsecu.org/ .

Our Journey

From humble beginnings, State Employees' has transformed into a vital resource for financial services in Rocky Mount, NC. Our commitment to excellence began when we opened our doors in 1937, and it continues today as we adapt to the changing landscape of banking. We have embraced digital advancements while ensuring that our services remain accessible to everyone, including those with disabilities. Over the years, we have introduced various services such as personal banking options, auto loans, mortgages, and credit cards designed to reward our members. Additionally, with features like online banking and mobile payments, we strive to provide convenient solutions that fit modern lifestyles. For those who prefer face-to-face interaction, we offer reliable drive-thru banking for quick transactions.

Our Mission

At State Employees', our mission is clear: we aim to empower our members through exceptional financial services while actively supporting our community. We believe that strong communities build strong futures. That's why we engage in outreach efforts and partnerships designed to uplift those around us. Whether it's through educational programs or local sponsorships, we're committed to making a positive impact. Our operating hours from 8:30 AM to 5:30 PM on weekdays ensure that we are available when you need us most. If you ever wish to reach out or require assistance, feel free to call us at (252) 985-0311. While members can visit us at 2550 Benvenue Rd Rocky Mount Nc 27804, official correspondence should be sent to 2550 BENVENUE RD, ROCKY MOUNT, NC 27804 if it differs.

Branch Location & Accessibility

Get in Touch!

If you're looking for personalized service from a team that truly cares, stop by our Rocky Mount branch or give us a call at (252) 985-0311. We're excited to help you achieve your financial goals!

Operating Hours

Our lobby hours are from 8:30 AM to 5:30 PM, Monday through Friday. We're here during the week to serve you and answer any questions you may have about our services.

Parking and Accessibility

We offer ample parking right outside the branch, so you won't have to worry about finding a spot. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances to ensure everyone can visit us comfortably.

Services Offered

At State Employees', we provide a wide range of banking services tailored to fit your lifestyle. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with our drive-thru banking option, you can make deposits and withdrawals without leaving your car. For those who prefer self-service options, we also have an ATM available on-site for quick cash withdrawals and balance checks. While members can visit us at 2550 Benvenue Rd Rocky Mount Nc 27804, official correspondence should be sent to 2550 BENVENUE RD, ROCKY MOUNT, NC 27804.

Member Eligibility

At State Employees', we believe in building a community where everyone feels welcome and supported. Becoming a member is easy! If you live or work in the state of North Carolina, or are a family member of an existing member, you're eligible to join us. We also embrace individuals who are state employees, retirees, or affiliated with certain organizations. Joining our credit union means you can access a range of financial services tailored just for you, including competitive loan rates and personalized banking solutions. To get started on your journey with us, simply visit our eligibility page at http://www.ncsecu.org/join#eligibility for detailed information on criteria and requirements. When you're ready to open an account, check out the steps outlined at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu . If you have any questions or need assistance, don't hesitate to reach out at (252) 985-0311 we're here to help! Welcome to the family at State Employees', located at 2550 Benvenue Rd Rocky Mount Nc 27804; we can't wait for you to join us!

Business Banking & Commercial Services

Merchant Services that Make a Difference

In addition to loans, we offer comprehensive merchant services tailored for your everyday operations. Imagine being able to process payments seamlessly while managing your cash flow effectively this is what our services can do for you. From point-of-sale systems to online payment options, we ensure you have the tools needed to serve your customers better. Located conveniently at 2550 Benvenue Rd Rocky Mount Nc 27804 in Rocky Mount, NC, we invite you to explore how State Employees' can be your partner in success. Contact us today at (252) 985-0311 or visit our website at https://www.ncsecu.org/ for more information!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

For those times when you need quick access to cash or want to perform simple transactions without entering the branch, our drive-thru service provides a convenient option. You can easily make deposits or withdrawals without hassle. Plus, our ATMs are available for cash withdrawals and balance checks whenever you need them.

Business Banking

For our business members, we offer comprehensive banking services including merchant services and business loans. We understand that running a business comes with its own set of challenges, so we aim to make banking as straightforward as possible so you can focus on what matters most growing your business.

Credit Cards

Our credit cards come with rewards that can benefit you in many ways. Whether you're looking to earn points for travel or simply want a card that helps you manage expenses effectively, we've got options that suit different lifestyles and spending habits.

Digital Banking Convenience

In today's fast-paced world, we recognize the importance of digital solutions. That's why we offer features like mobile payments and e-statements to help simplify your banking experience further. With our online platform, managing your accounts is not only easy but secure too. Whether you're visiting us at State Employees' or accessing your accounts from home via our website https://www.ncsecu.org/ , we're committed to providing top-notch service that meets your needs. If you're ready to explore how State Employees' can assist you with your financial goals, don't hesitate to contact us at (252) 985-0311 or visit us in person! We look forward to welcoming you into our community!

Loans and Financing

Thinking about buying a new vehicle? Our auto loans provide competitive rates and flexible terms, making it easier than ever to get behind the wheel of your dream car. If you're considering homeownership or refinancing, our mortgage loans offer attractive options tailored to fit your financial situation. We also provide personal loans for debt consolidation or unexpected expenses helping you take control of your finances without stress.

Personal Banking

We offer various personal banking options designed for convenience and flexibility. Our checking and savings accounts are perfect for everyday transactions and building your savings. With easy online and mobile banking access, you can manage your finances anytime, anywhere. You can check balances, transfer funds, or pay bills with just a few taps on your smartphone.

Digital & Online Banking

Conclusion

With State Employees', digital banking means easy access to your accounts anytime, anywhere. From mobile payments to electronic statements, we've got you covered. Sign up today through https://www.ncsecu.org/ and take control of your financial journey!

Key Features

Our online banking platform provides a user-friendly experience, allowing you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. You can enjoy the benefits of e-statements, which help keep your financial records organized and eco-friendly. With electronic signature authorization available, signing documents is quick and secure.

Mobile Banking Made Easy

Stay connected with our mobile application that makes banking even more convenient. Whether you're making mobile payments or checking your account while out and about, our app puts your finances at your fingertips. Plus, our person-to-person transfer feature simplifies sending money to friends or family members though currently, this specific option isn't available.

Safety First

We prioritize your security in every aspect of our online services. Our platform uses advanced encryption technology to protect your data and transactions. You can bank with peace of mind knowing that your personal information is safe with us.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 5,850,875, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $574,556,810. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 2550 Benvenue Rd Rocky Mount Nc 27804 or call (252) 985-0311 to learn more about how we can help you achieve your financial goals.

Member-Centric Focus

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.

Solid Financial Health

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 further demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans to help our members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, we have flexible terms that can work for you.

Credit Lines

For those who want more flexibility with their finances, our total credit lines amount to $18,909,000,000. This option allows you to draw funds as needed while only paying interest on what you use. If you're considering refinancing or need help understanding your eligibility options for any of our loan products, please don't hesitate to ask us during your visit or call us directly. At State Employees', we're committed to providing personalized service and solutions tailored to your unique financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us help you find the right loan that fits your lifestyle today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519. This means you can secure the financing needed to purchase your home or refinance your existing mortgage with ease.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $1,177,171,541 in loans helping members manage their finances effectively, our credit cards come with rewards and can fit various spending habits.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions. This commitment to transparency helps users feel confident about their choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Instead, it focuses on delivering unbiased results to ensure that users get the best possible deals. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, enabling users to compare options efficiently and find the most competitive rates. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effectively LendMesh can assist individuals in achieving their financial goals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

STATE EMPLOYEES' CREDIT UNION - Rocky Mount, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans