State Employees' Credit Union Rocky Mount NC: Affordable Vehicle Loans & Top Checking

Introduction

At State Employees' Credit Union, we believe in the power of community and the strength that comes from supporting one another. Located at 3357 Sunset Ave, Rocky Mount, NC 27804, our branch has been a trusted financial partner since 1937. With a commitment to serving our members and enhancing their financial well-being, we proudly support over 2.8 million members, ensuring they have access to essential banking services. Our financial health speaks volumes about our dedication to you. With total assets reaching an impressive $57,229,286,839 and total deposits of $7,866,265,767, we are here to provide the stability and resources you need. Our CEO, Leigh Brady, alongside Board President Mona Moon, leads a team of over 8,200 employees who are ready to assist you with your personal and business banking needs. While members can visit us at 3357 Sunset Ave, official correspondence should be sent to the same address for clarity. We offer a range of services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Whether you're looking to finance your dream car or save for future goals, we're here to help. At State Employees', we pride ourselves on our strong net worth of $5,446,832,560 and substantial cash on hand amounting to $708,661,969. This positions us as a reliable choice for your financial journey. We invite you to reach out to us at (252) 443-7021 during our operating hours from 8:30 AM to 5:30 PM or explore more about our offerings online at www.ncsecu.org. Join us today and become part of a community that values its members!

Branch History & Mission

Join Us!

As we continue this journey together, we invite you to be part of our story. Experience the benefits of membership at State Employees' today! Whether you're opening an account or seeking advice on loans or savings options, our team is here to guide you every step of the way. Come visit us at 3357 Sunset Ave or give us a call at 252-443-7021. Let's work together towards a brighter financial future!

Our Legacy

From the very beginning, our mission has been clear: to provide exceptional financial services while fostering community support and development. As we expanded, so did our commitment to the people of Rocky Mount and surrounding areas. Today, we proudly manage assets totaling over $57 billion, ensuring that our members have access to a range of financial products tailored to their needs. Our branch's operating hours are designed with your convenience in mind. We welcome you Monday through Friday from 8:30 AM to 5:30 PM, offering both drive-thru and ATM services for easy access to your accounts.

Our Mission

At State Employees', our mission goes beyond just banking. We strive to empower our members by providing valuable resources and personalized support. Whether you are looking for checking accounts, auto loans, mortgages, or credit cards with rewards, we have got you covered. Our focus is on helping you achieve your financial goals while supporting the community through various outreach programs. We believe that strong partnerships create a vibrant community. That's why we actively engage in local initiatives and collaborate with organizations that share our values. Together, we aim to uplift those around us and make a positive impact on lives in Rocky Mount.

Branch Location & Accessibility

Conveniently Located

You can find us near notable local landmarks that make your visit even easier. With ample parking available, it's simple to stop by and take care of your banking needs without any hassle. For those who may require additional assistance, our branch is ADA compliant, ensuring everyone can access our services comfortably.

Get in Touch

While members can visit us at 3357 Sunset Ave for in-person assistance, official correspondence should be sent to the same address. Feel free to reach out via phone at 252-443-7021 if you have any questions or need help with anything specific. We invite you to come by and discover how State Employees' can help you achieve your financial goals. Your community bank is just around the corner!

Operating Hours and Services

We understand that life gets busy, so we offer flexible hours to suit your schedule. Our lobby hours run from 8:30 AM to 5:30 PM, Monday through Friday, giving you plenty of time to come in and speak with one of our knowledgeable staff members. If you're in a hurry, take advantage of our drive-thru banking service for quick deposits and withdrawals. We also have an ATM available on-site for those times when you need cash on the go. At State Employees', we provide a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. We're dedicated to supporting both your personal and business banking needs.

Member Eligibility

At State Employees', we believe that everyone deserves a place in our welcoming community. Becoming a member is simple and open to anyone who meets our eligibility criteria, which you can find detailed at http://www.ncsecu.org/join#eligibility. Generally, if you live, work, or worship in the area or are a family member of an existing member, you're likely eligible to join us. Our friendly team is here to help you every step of the way, ensuring you feel supported as you take this exciting step toward better financial health. Once you're ready to join, opening your account is a breeze! You can get started online by visiting https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu, or feel free to give us a call at (252) 443-7021 if you have any questions or need assistance. We're located at 3357 Sunset Ave Rocky Mount Nc 27804, and we can't wait to welcome you into the State Employees' family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments from your customers easily whether they're paying in-person or online. Our merchant solutions help you streamline transactions, manage cash flow, and enhance customer satisfaction. At State Employees', located at 3357 Sunset Ave Rocky Mount Nc 27804 in Rocky Mount, NC, we're dedicated to providing personalized service and practical financial tools that empower local businesses to grow and succeed. Reach out today at (252) 443-7021 to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Banking Needs

For business owners in our community, we offer comprehensive Business Banking services. From merchant services that streamline transactions to various types of business loans designed for growth, we're here to support your entrepreneurial journey.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking options. You can easily check balances, transfer funds, and pay bills from anywhere at any time using our user-friendly app. Additionally, with access to ATMs and cash withdrawal services available right at your fingertips, managing your finances has never been easier.

Drive-Thru and ATM Services

For those who prefer face-to-face interaction but may be short on time, our Basic Drive-Thru Banking offers easy access for deposits, withdrawals, and simple transactions without leaving your vehicle. Similarly, our ATMs allow for quick withdrawals and balance checks whenever you need them. At State Employees', we're not just about banking; we're about building relationships and supporting our members through every stage of their financial lives. If you're interested in any of these services or want to learn more about how we can assist you further, please don't hesitate to reach out at 252-443-7021 or visit us online at ncsecu.org. We look forward to serving you!

Financing Your Dreams

When it comes to financing, we offer various options including Auto Loans & Vehicle Financing. Whether you're purchasing a new car or refinancing an existing loan, our competitive rates can help ease the burden on your wallet. Plus, if you're considering buying a home, our Mortgage Loans & Refinancing services can guide you through the process with confidence.

Flexible Loan Options

If you're facing unexpected expenses or planning a big purchase, our Personal Loans & Debt Consolidation options provide the flexibility you need. We understand that life can throw curveballs, and having access to funds can make all the difference. Additionally, our Credit Cards with Rewards allow you to earn benefits while making everyday purchases.

Personal Banking Solutions

For those seeking everyday banking solutions, our Personal Banking services include checking and savings accounts that help you manage your money effectively. Imagine having a safe place to store your funds while earning interest on your savings. Our checking accounts come with features that make managing expenses easier, allowing you to track spending and maintain a budget.

Digital & Online Banking

Mobile Banking Made Easy

For those on the go, our mobile application is a game-changer. Available for download, it allows you to manage your accounts directly from your smartphone. Enjoy features like mobile payments, making it simple to pay for purchases with just a tap. Plus, if you ever need to authorize a transaction or document, our electronic signature authorization feature makes it quick and hassle-free.

Secure Transactions Anytime

While convenience is key, we prioritize security. Your information is protected with advanced security measures so you can bank with peace of mind. If you ever need to send money to friends or family, our person-to-person transfer option provides a straightforward way to do so securely though please note that currently, this specific feature isn't available at State Employees'. In summary, whether you're using our online banking services or our mobile app, State Employees' is committed to providing accessible and user-friendly digital banking solutions that fit seamlessly into your lifestyle. Experience the ease of managing your finances today!

Financial Strength

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a solid financial foundation that you can trust. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $193,516 in used auto loans and $34,904,944,116 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency is reflected in our $2,145,244, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $574,556,810. Total Share Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 3357 Sunset Ave Rocky Mount Nc 27804 or call (252) 443-7021 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Loan Options

For those seeking additional financial support or looking to expand their business operations (though currently we do not have outstanding commercial loans), our credit lines are available as well. We provide up to $18,909,000,000 in total credit lines for those who qualify. If you're considering refinancing any existing debts or exploring eligibility options for our various loan products don't hesitate! You can find more information about joining us at our website or by calling us at 252-443-7021. At State Employees', we're committed to providing clear and accessible financial solutions tailored to your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply now or just have questions about what we offer at our branch located at 3357 Sunset Ave Rocky Mount NC 27804, we're here to help!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether it's for a brand-new model or a reliable pre-owned vehicle, we make financing simple and straightforward.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We offer competitive rates and flexible terms to help you step into your new home without hassle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. These credit cards come with various rewards and can assist you in making purchases while building your credit score.

Loan Aggregator

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STATE EMPLOYEES' CREDIT UNION - Rocky Mount, NC

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Home Equity Loans

Personal Loans

Vehicle Loans

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