State Employees' Credit Union Rocky Mount NC: Low Mortgage Rates & Auto Loans

Introduction

Welcome to State Employees' at 805 N Fairview Rd, Rocky Mount, NC 27801! Since our establishment in 1937, we have proudly served the financial needs of our community, growing to a remarkable membership of 2,847,943. Our commitment to providing exceptional service is reflected in our total assets of an impressive $57,229,286,839 and total deposits reaching $7,866,265,767. At State Employees', we believe in fostering relationships built on trust and reliability. Under the leadership of our dedicated CEO, Leigh Brady, and Board President, Mona Moon, we strive to create a welcoming environment for all members. With a team of 8,258 employees, we're here to support you through every step of your financial journey. While members can visit us at our branch location, any official correspondence should be sent to the same address: 805 N FAIRVIEW RD, ROCKY MOUNT, NC 27801. Whether you're interested in personal banking services like checking and savings accounts or need assistance with auto loans and mortgage refinancing, we're equipped to help you achieve your financial goals. With a net worth of $5,446,832,560 and cash in hand totaling $708,661,969, we are well-positioned to offer competitive rates and services tailored to meet your needs. We invite you to explore our wide range of offerings from credit cards with rewards to business banking solutions designed with you in mind. Ready to take the next step? Visit us online at ncsecu.org or call us at 252-212-3310 during our lobby hours from Monday to Friday between 8:30 AM and 5:30 PM. We look forward to serving you!

Branch History & Mission

Our Journey

From humble beginnings, State Employees' has evolved significantly over the years. We started with a small group of dedicated members focused on providing affordable financial services to state employees. Today, our total assets have reached an impressive $57 billion, demonstrating our commitment to serving our members effectively and responsibly. The growth of our membership is a testament to the trust we've built within the community. Our branch operates Monday through Friday from 8:30 AM to 5:30 PM and offers convenient drive-thru banking and ATM access for our members. We understand the importance of being accessible and ensuring that all individuals can utilize our services with ease.

Our Mission

At the heart of State Employees' mission is a commitment to providing exceptional financial services while supporting the communities we serve. We strive to empower our members through education and resources that lead to informed financial decisions. Our services range from personal banking options like checking and savings accounts to auto loans, mortgages, credit cards, and business banking solutions. We believe in giving back to our community through various outreach efforts and partnerships aimed at uplifting those around us. By investing in local initiatives and supporting educational programs, we work hand-in-hand with members to create a brighter future for everyone. While you can visit us at our branch location on Fairview Road, please note that official correspondence should be sent to our mailing address at 805 N FAIRVIEW RD, ROCKY MOUNT, NC 27801 if it differs from your visit. As we look towards the future, we remain dedicated to enhancing our digital offerings and ensuring compliance with ADA standards so that all members can enjoy seamless access to their accounts through online and mobile banking platforms. Join us at State Employees' today! Experience firsthand how we can help you navigate your financial journey while making a positive impact in your community. Your membership is more than just an account; it's an investment in your future and the future of those around you. Let's grow together!

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Located just a stone's throw away from popular spots like the Rocky Mount Sports Complex and the local shopping center, our branch is situated in a vibrant part of town. Finding us is simple, and we offer ample parking for our members. The branch is also ADA compliant, ensuring that everyone can access our services comfortably.

Operating Hours and Services

We are here to serve you Monday through Friday from 8:30 AM to 5:30 PM. Our friendly staff is always ready to help with everything from checking and savings accounts to mortgage loans and vehicle financing. Plus, with an ATM available on-site and drive-thru banking options, you can handle your transactions quickly and efficiently. While members can visit us at 805 N Fairview Rd for all your banking needs, official correspondence should be sent to the same address for consistency. If you have any questions or would like more information about our services, feel free to give us a call at 252-212-3310. Come see us today! We look forward to welcoming you into our community-focused credit union.

Member Eligibility

Joining the State Employees' community is like stepping into a circle of support and opportunities, and we're excited to welcome you! Becoming a member is open to those who live, work, or attend school in our service areas. You may also qualify if you're a family member of an existing member, which makes it even easier to join. We believe that everyone deserves access to financial services that empower them, and that's exactly what State Employees' aims to provide. If you're interested in exploring our offerings, check out the full eligibility details at http://www.ncsecu.org/join#eligibility for the most current information. Opening your account at State Employees' is a breeze! Simply visit us at our branch located at 805 N Fairview Rd Rocky Mount Nc 27801, or you can conveniently start the process online through this link: https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions or need assistance, feel free to give us a call at (252) 212-3310. We're here to help you every step of the way as you embark on your financial journey with us!

Business Banking & Commercial Services

Business Loan Options

Imagine having access to the funds you need to purchase new equipment, hire additional staff, or expand your operations. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that meet diverse needs.

Merchant Services

In today's fast-paced market, having efficient payment options can set your business apart. Our merchant services streamline transactions, allowing you to focus on what matters most serving your customers. Picture a busy day at your shop where quick and secure payment processing enhances customer satisfaction and boosts sales. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Rocky Mount, NC. Let State Employees' be your partner in achieving your business goals! For more information, contact us at (252) 212-3310 or visit us at 805 N Fairview Rd Rocky Mount Nc 27801.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash in a hurry? Our branch provides ATM access for quick withdrawals and balance checks whenever you need them. For those who prefer face-to-face interactions but are short on time, our basic drive-thru banking allows for deposits and simple transactions without leaving your car. At State Employees', we understand that life can be busy. That's why we aim to provide all the essential services under one roof, making it easier for you to manage your financial journey. If you're ready to take the next step towards better banking, give us a call at 252-212-3310 or visit our website at ncsecu.org for more information. Let's work together to achieve your financial goals!

Business Banking

For entrepreneurs and business owners, State Employees' offers specialized business banking services. From merchant services that streamline transactions to business loans designed to support growth, we understand what it takes to run a successful venture.

Credit Cards

Looking for rewards while you spend? Our credit cards come with attractive rewards programs that allow you to earn points on everyday purchases. It's a great way to make your money work harder for you!

Digital Banking Features

In today's fast-paced world, managing your finances should be easy and accessible. That's why we offer robust online and mobile banking options. You can check balances, transfer funds, pay bills, and more all from the comfort of your home or on the go. With features like mobile payments and e-statements, staying on top of your finances has never been more convenient.

Loans and Financing

When it comes to financing your dreams, we've got you covered. Are you thinking about buying a new car? Our auto loans and vehicle financing options can help get you behind the wheel quickly. Perhaps you want to purchase your first home or refinance an existing mortgage? We offer mortgage loans that cater to various needs, ensuring you find the right fit for your situation. If you're facing unexpected expenses, our personal loans can provide quick relief and help consolidate debt, giving you peace of mind.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are designed for everyone. Imagine having a safe place for your money while earning interest at the same time. Our accounts come with features that simplify managing your finances, making it easier than ever to keep track of your spending and savings.

Digital & Online Banking

Mobile Convenience

For those on the go, our mobile application offers the same great features right from your smartphone or tablet. Need to make a quick payment? Our mobile payments feature lets you do that with ease. Plus, if you're looking to manage your accounts in real time, e-statements are available for quick access to your financial statements directly through the app.

Online Banking Services

Our online banking platform is available 24/7 at https://www.ncsecu.org/. This means you can check balances, pay bills, and transfer funds whenever it suits you. Plus, our user-friendly interface makes navigation easy for everyone, whether you're tech-savvy or just getting started.

Peer-to-Peer Transfers

While we currently don't offer person-to-person transfers, our commitment to enhancing your banking experience means we're always exploring new ways to improve our services. In short, with State Employees', you have all the tools necessary for effective account management right at your fingertips. Embrace the freedom of modern banking and enjoy peace of mind knowing that accessing your finances securely has never been easier!

Security You Can Trust

Your security is our top priority. We provide electronic signature authorization for transactions, so you can complete important tasks without the hassle of paperwork. Additionally, all your data is protected with advanced encryption technology to keep your information safe.

Financial Strength

Commitment to Growth

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.

Member Trust

Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $574,556,810 further solidify our commitment to helping you reach your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 805 N Fairview Rd Rocky Mount Nc 27801 or call (252) 212-3310 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $2,145,244 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We offer flexible terms that fit your budget and lifestyle. Plus, if you're considering refinancing your current auto loan, we can help you explore eligibility options to save even more.

Credit Lines and Unsecured Loans

For those who prefer flexibility in their borrowing, our total credit lines amount to $18,909,000,000, providing members access to funds when needed without the hassle of traditional loans. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 helping members manage their finances effectively. We pride ourselves on offering straightforward lending solutions backed by exceptional customer service. If you're uncertain about what type of loan is best for you or need assistance with the application process, don't hesitate to reach out. Our team is ready to help! To learn more about how our loan offerings can work for you or if you're interested in exploring refinancing options for any existing loans you may have, give us a call at 252-212-3310 or visit us at our branch located at 805 N Fairview Rd Rocky Mount Nc 27801. For additional information on eligibility and account opening procedures visit our website. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey toward better financial health starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519. This means whether you're a first-time buyer or looking to tap into your home's equity, our competitive rates and knowledgeable staff are here to guide you through every step of the process.

Loan Aggregator

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STATE EMPLOYEES' CREDIT UNION - Rocky Mount, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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