State Employees' Credit Union Rockingham NC: Low Mortgage Rates & Auto Loans

Introduction

Welcome to State Employees' Credit Union, your trusted financial partner in Rockingham, NC. Nestled at 114 W Franklin St, we have proudly served our community since 1937. With over 2.8 million members, we're more than just a credit union; we're a family dedicated to supporting your financial journey. At State Employees', our commitment to you is reflected in our impressive financial health. We boast total assets of $57,229,286,839 and total deposits reaching $7,866,265,767. This strong foundation allows us to offer competitive loan options for everything from auto financing to mortgages and personal loans, with a total of 1,194,630 loans and leases currently in our portfolio. Our leadership team is here to guide you every step of the way. Led by CEO Leigh Brady and Board President Mona Moon, we prioritize transparency and customer service. Whether you need assistance in-person or prefer the convenience of online banking through our website www.ncsecu.org, we are committed to making your banking experience as smooth as possible. While members can visit us at our branch location for all their banking needs including access to ATMs and drive-thru services official correspondence should be sent to our mailing address: 114 W FRANKLIN ST, ROCKINGHAM, NC 28379. Join us today and discover how we can help you achieve your financial goals. For any inquiries or assistance, feel free to call us at 910-895-9066. Your financial success is our mission!

Branch History & Mission

Community Engagement

Throughout our history, we have continually sought ways to give back. From local sponsorships to educational programs aimed at empowering individuals with the knowledge they need to manage their finances effectively, we strive to make a positive impact in Rockingham and surrounding areas. Our drive-thru service and ATM availability ensure that banking is convenient for everyone. While you can visit us at our physical location for all your banking needs, official correspondence should be sent to our mailing address: 114 W FRANKLIN ST, ROCKINGHAM, NC 28379.

Looking Ahead

As we look toward the future, we remain committed to embracing technology that enhances member experience while ensuring accessibility for all. With online and mobile banking options now available, managing your finances has never been easier or more secure. Join us today and discover how State Employees' Credit Union can help you achieve your financial goals while being part of a supportive community. Whether you're opening your first account or looking for loan options, we're here to help every step of the way. Visit us or call us at 910-895-9066 we can't wait to welcome you!

Our Mission

At State Employees', our mission is simple yet profound: to provide exceptional financial services while supporting and uplifting our community. We believe that banking should be accessible and beneficial for everyone. We are committed to offering a wide range of products tailored to meet the diverse needs of our members from checking and savings accounts to auto loans and mortgages. We pride ourselves on being more than just a credit union; we are a partner in our members' financial journeys. Our focus extends beyond transactions; we actively engage in community outreach initiatives that promote financial literacy and well-being.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch is situated near several local landmarks, making it easy for you to fit banking into your day. If you're heading from downtown or nearby parks, you'll appreciate our easily navigable roads and ample parking options. We are committed to accessibility for everyone; our facilities include ADA-compliant features such as ramps and designated parking spaces.

Operating Hours and Services

We know your time is valuable! That's why we are open Monday through Friday from 8:30 AM to 5:30 PM. Whether you need assistance with personal banking services like checking and savings accounts, auto loans, or mortgage options, our dedicated staff is ready to assist you. For quick transactions, we also offer drive-thru banking for deposits and withdrawals. Plus, enjoy easy access to our ATM available on-site for your convenience. Feel free to give us a call at 910-895-9066 if you have any questions or need assistance before your visit. We look forward to welcoming you at the State Employees' Credit Union in Rockingham! Come see how we can help make your banking experience enjoyable and hassle-free.

Member Eligibility

Becoming a member of State Employees' is like joining a welcoming family where your financial well-being matters. If you live, work, or attend school in the area, you're already on the path to membership! We believe in making banking accessible for everyone, so whether you're a student, an employee of the state, or a resident in our community, you can enjoy all the benefits we offer. Membership at State Employees' comes with advantages like lower loan rates and personalized service tailored just for you. To learn more about the specific eligibility criteria, feel free to visit our detailed page at http://www.ncsecu.org/join#eligibility. Ready to get started? Opening an account is simple and convenient; just head over to https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu or give us a call at (910) 895-9066. We're excited to have you join us at our branch located at 114 W Franklin St Rockingham Nc 28379!

Business Banking & Commercial Services

Merchant Services Made Easy

In today's fast-paced world, having the right tools is crucial for success. Our merchant services allow you to accept payments easily, whether in-store or online. This not only enhances customer experience but also boosts your sales potential. With reliable support from State Employees', you can focus on what you do best running your business! For more information about how we can assist you, visit us at 114 W Franklin St Rockingham Nc 28379, Rockingham, NC or give us a call at (910) 895-9066. We're here to help your business grow!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Options

For local business owners, we provide comprehensive support through our business banking services. From merchant services that simplify transactions to business loans designed to fuel growth, we're committed to helping your business thrive in today's competitive market.

Convenient Access When You Need It

We believe in making banking as convenient as possible. Our branch offers basic drive-thru banking for quick deposits and withdrawals without leaving your car. Plus, with our ATM services available nearby, accessing cash is easier than ever. At State Employees', we prioritize making banking accessible and user-friendly. We invite you to visit us or call us at 910-895-9066 to learn more about how we can assist you with all your financial needs. Explore the full suite of services we offer today and take the first step toward securing a brighter financial future!

Credit Cards with Rewards

Don't forget about our credit cards with rewards! These cards not only help build your credit but also reward you for everyday purchases. Imagine earning points on groceries or gas that can be redeemed for travel or cash back!

Home Financing Made Easy

Thinking about buying a home? Our mortgage loans and refinancing services make it simple for you. We guide you through every step of the process so you can find the perfect loan that meets your needs. With our expertise, securing a mortgage will feel less daunting. For those looking to consolidate debt or fund a special project, our personal loans offer a straightforward solution. You can take control of your finances and work towards achieving your goals without added stress.

Personal Banking Solutions

When it comes to personal banking, we've got you covered. Our checking and savings accounts are designed to fit your lifestyle, offering flexible options that make managing your money easy. Imagine having instant access to your funds through our online and mobile banking platforms no more waiting in line at the bank! You can monitor your balance, transfer money, or pay bills from the comfort of your home or on the go. If you're planning to purchase a new car or refinance your existing vehicle, our auto loans and vehicle financing options provide competitive rates and terms that suit your budget. Picture yourself behind the wheel of that dream car sooner than you thought possible!

Digital & Online Banking

Key Features of Our Digital Banking

With our 24/7 online banking services, you can check your account balances, transfer funds, and pay bills whenever it suits you. Whether you're on the go or relaxing at home, managing your money has never been easier. Plus, our mobile application ensures that all these features are right in your pocket. Security is a top priority at State Employees'. We use advanced measures to keep your information safe while making transactions easy and user-friendly. You can also take advantage of e-statements, which provide a secure way to access your financial documents without the clutter of paper. For those who prefer quick payments, our mobile payments feature allows you to make purchases directly from your smartphone. This means no more fumbling with cash or cards just tap and go! Additionally, while we currently do not support person-to-person transfers, our other features ensure that you have plenty of ways to manage your finances efficiently. If you're ready to streamline your banking experience, visit us online today at https://www.ncsecu.org/. With services like electronic signature authorization, signing documents is straightforward and fast. Join us at State Employees' and discover how easy it is to stay on top of your finances!

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $574,556,810. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 114 W Franklin St Rockingham Nc 28379 or call (910) 895-9066 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $193,516 in used auto loans and $34,904,944,116 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $2,145,244, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Savings Security

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to drive away in the car you want.

Business Loans

For business owners, our outstanding commercial loans provide the capital needed to grow and expand. Although we currently have no outstanding commercial loans reported, we remain committed to supporting local businesses when they seek financing solutions tailored to their needs. Whether you're interested in personal loans, auto financing, mortgages, or credit cards, our team at State Employees' is here to guide you through each step of the process. If you're unsure about your eligibility for any of our loan products or want more information on refinancing options, please reach out! You can contact us at (910) 895-9066, visit us at 114 W Franklin St Rockingham Nc 28379, Rockingham, NC, or explore our website for more details: https://www.ncsecu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We work closely with you to find the right mortgage solution that fits your budget and lifestyle. Plus, we offer refinancing options if you're looking to lower your monthly payments or access cash from your home's equity.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, but we're here to help with flexible terms on unsecured credit card loans. With a total of $1,177,171,541 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards to make every purchase count.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers every time they compare loans.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Each lender listed has met strict compliance requirements, which protects borrowers. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means users see a true representation of available loan options without hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. With the fast-changing nature of interest rates, having access to current information is crucial. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

STATE EMPLOYEES' CREDIT UNION - Rockingham, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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