Type of Loan Offerings
Mortgage Loans
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Personal Loans
Vehicle Loans
Introduction
Welcome to State Employees' Credit Union, your trusted partner in financial well-being, located right in the heart of Robbinsville, NC at 370 Tallulah Rd. Since our establishment in 1937, we have proudly served our community with dedication and commitment. With a robust membership of over 2.8 million individuals, we focus on delivering personalized banking solutions tailored to meet your needs. At State Employees', we believe that every member deserves access to financial resources that empower them to achieve their goals. Our total assets exceed an impressive $57 billion, reflecting our strength and stability in the financial landscape. We manage approximately $7.87 billion in deposits, ensuring that your savings are not only safe but also working for you. Our team, led by CEO Leigh Brady and Board President Mona Moon, is dedicated to providing exceptional service and support. With over 8,200 employees across our branches, we're here to help you navigate your financial journey, whether you're looking for auto loans, mortgages, or personal banking services. While members can visit us at our physical location in Robbinsville, official correspondence should be sent to the same address: 370 TALLULAH RD, ROBBINSVILLE, NC 28771. Feel free to reach out to us at (828) 479-8576 or explore our website at ncsecu.org for more information about our services and offerings. Join us today and discover how State Employees' Credit Union can support your financial dreams!
Branch History & Mission
Welcome to State Employees', a cornerstone of community support and financial services in Robbinsville, NC. Founded in 1937, our branch has been dedicated to serving the needs of our members for over eight decades. As we have grown, so too has our commitment to providing exceptional financial solutions tailored to the unique needs of each member. Located at 370 Tallulah Rd Robbinsville Nc 28771, just a stone's throw away from local landmarks, we are easy to find and eager to assist. Our mission is simple yet powerful: to empower individuals and families by offering accessible and affordable financial services while fostering a sense of community. With a total membership exceeding 2,847,943, we take pride in being more than just a credit union; we are a family that supports one another through every financial journey. At State Employees', we understand that banking must adapt to the times. That's why we've embraced technology with features like online banking, mobile payments, and electronic statements, making it easier for you to manage your finances on your own terms. We also prioritize accessibility with ADA-compliant facilities and customer-centric initiatives that ensure everyone can benefit from our services. Our branch isn't just about numbers; it's about impact. With total assets amounting to $57,229,286,839, we've invested in our community through various outreach programs and partnerships aimed at promoting financial literacy and stability. We believe that when our community thrives, we all succeed together. Our operating hours are designed with you in mind, open Monday through Friday from 8:30 AM to 5:30 PM, providing ample opportunities for you to visit us at your convenience. While members can visit us at 370 Tallulah Rd Robbinsville Nc 28771, official correspondence should be sent to 370 TALLULAH RD, ROBBINSVILLE, NC 28771 if different. For those who prefer quick transactions, our drive-thru service offers a convenient way to handle deposits and withdrawals without leaving your vehicle. Although we do not have ATM services available, our team is always ready to assist you during business hours. We invite you to join us at State Employees' where your financial goals become our priority. Experience firsthand the benefits of being part of a community-focused credit union that values your aspirations as much as you do. Visit us today or call us at (828) 479-8576 we look forward to welcoming you into the family!
Branch Location & Accessibility
Accessibility Features
At State Employees', we prioritize accessibility for all our members. Our branch is ADA compliant and features ramps to ensure everyone can visit us comfortably. Parking is available nearby, making your trip hassle-free.
Operating Hours
Our friendly staff is ready to assist you Monday through Friday from 8:30 AM to 5:30 PM. We understand that your time is valuable, and we strive to make every visit efficient and pleasant.
Services Offered
While you're here, take advantage of our drive-thru service for quick deposits and withdrawals without leaving your car. Though we don't have ATMs at this location, our team can help guide you through other banking options available online or via mobile banking. We offer a wide range of services including personal checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more! If you're looking for business banking solutions, we've got those too. We invite you to stop by or call us at 828-479-8576 if you have any questions or need further information. We look forward to serving you at State Employees' in Robbinsville!
Member Eligibility
Joining the State Employees' community is more than just opening an account; it's about becoming part of a supportive network that prioritizes your financial well-being. At our branch located at 370 Tallulah Rd Robbinsville Nc 28771, we welcome individuals who meet a few simple criteria. If you live, work, or worship in the area, you're likely eligible to become a member. We believe in making banking accessible and friendly, so whether you're a first-time account holder or looking to switch banks for better service, we're here for you every step of the way. To explore all the eligibility details and see if you qualify, check out our website at http://www.ncsecu.org/join#eligibility. When you're ready to take the next step, opening your account is easy! Visit us online at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu, or give us a call at (828) 479-8576 for any questions. We can't wait to welcome you into our family!
Business Banking & Commercial Services
Lending Solutions for Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services That Make Life Easier
In addition to loans, we offer essential merchant services that simplify payment processing. Imagine running your business smoothly without worrying about complicated transactions. Our tools help you accept payments effortlessly, allowing you more time to focus on what truly matters growing your business. Come visit us at 370 Tallulah Rd Robbinsville Nc 28771, Robbinsville, NC, or give us a call at (828) 479-8576 to learn more about how we can help your business thrive!
Comprehensive List Of Services
ATM & Cash Withdrawal Services
While we don't have an ATM on-site, we ensure you have access to cash through our ATM & Cash Withdrawal Services at various locations nearby. Plus, if you're on the go, our basic drive-thru banking allows for quick deposits and withdrawals without stepping inside. At State Employees', we pride ourselves on being more than just a financial institution; we're part of the community. We invite you to explore these services further by visiting us or checking out our website at Robbinsville. Let's work together towards achieving your financial goals today!
Auto Loans & Vehicle Financing
Looking to buy a new car? Our Auto Loans & Vehicle Financing options make it easier than ever to drive home in the vehicle of your dreams. With competitive rates and flexible terms, we ensure that financing fits comfortably within your budget.
Business Banking Services
For our local entrepreneurs, we offer robust Business Banking services that include Merchant Services and Business Loans. Your business deserves the best support possible, and we're committed to helping it thrive.
Credit Cards with Rewards
Enjoy shopping and earning rewards at the same time with our Credit Cards with Rewards program. It's not just about making purchases; it's about getting something back for it!
Mortgage Loans & Refinancing
If you're ready to purchase a home or refinance your current mortgage, our Mortgage Loans & Refinancing services can guide you through the process. We know that buying a house is one of the biggest decisions you'll ever make, so we're here to simplify it for you.
Online & Mobile Banking
In today's fast-paced world, convenience is key. That's why we provide Online & Mobile Banking features that let you manage your accounts anytime, anywhere. You can pay bills, transfer funds, and check balances right from your phone or computer.
Personal Banking Services
We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking services like Checking and Savings Accounts that allow you to keep track of your spending and savings effortlessly. Imagine having an account where your hard-earned money not only stays safe but also grows with interest.
Personal Loans & Debt Consolidation
Need extra cash for a special project or looking to manage debt more effectively? Our Personal Loans & Debt Consolidation solutions can provide the financial flexibility you need. We work with you to find a plan that suits your financial situation.
Digital & Online Banking
Accessibility and Convenience
Real-time account management means you'll never be out of the loop when it comes to your finances. Whether you're sending money to a friend or checking your balance before a purchase, everything is just a few taps away. While person-to-person transfers aren't available right now, our other services ensure that you can still manage your funds effectively. At State Employees', we believe in making banking accessible for everyone. Our digital services are designed with you in mind easy to navigate and tailored to fit into your busy lifestyle. Explore all the ways we can support you by visiting us online today at https://www.ncsecu.org/!
Key Features
Our online banking platform puts you in control. You can view your account balances, transfer funds, and pay bills all from the comfort of your home or on the go with our user-friendly mobile application. If you prefer paperless options, we also provide e-statements, allowing you to keep track of your finances without cluttering your mailbox. Security is a top priority for us. Our electronic signature authorization feature ensures that all transactions are secure, giving you peace of mind when handling sensitive information. Plus, if you're someone who enjoys using mobile payments, you'll be pleased to know that this feature is available too, making it simple to pay for purchases directly from your phone.
Financial Strength
A Dedicated Team
We also take pride in having 7,729 full-time employees and 529 part-time employees who are always ready to serve you with a knowledgeable, committed team. You can trust that when you reach out to us at 370 Tallulah Rd Robbinsville Nc 28771, you'll receive personalized assistance tailored to your financial needs.
Member Savings Security
Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our Solid Foundation
With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Reinvestment for Growth
With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This ongoing investment allows us to support your financial journey more effectively.
Supporting Your Goals
Our commitment to lending is evident with $193,516 in used auto loans and $34,904,944,116 in total loans and leases. We understand the importance of accessible financing for our members' diverse needs. Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members.
Trust Built Over Time
Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. For any inquiries or further assistance, feel free to call us at (828) 479-8576 or visit us at 370 Tallulah Rd Robbinsville Nc 28771. Together, let's achieve your financial goals! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans to help our members get on the road. Whether you are purchasing a brand-new model or a reliable pre-owned vehicle, our financing options can get you there with ease.
Credit Lines and More
For those looking for additional financial flexibility, our total credit lines amount to $18,909,000,000. This allows members to access funds as necessary without the hassle of applying for multiple loans. If you're considering refinancing any existing loans or want to check your eligibility for any of our products, feel free to reach out. You can contact us at 828-479-8576, and our team will be more than happy to assist you. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At State Employees', we're dedicated to providing personalized service and financial solutions tailored just for you!
Mortgage Loans
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519. We aim to make buying or refinancing simple so you can focus on turning your house into a home.
Unsecured Credit Card Loans
Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $1,177,171,541 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing you have access to funds when needed.
Loan Aggregator
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