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Mortgage Loans
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Personal Loans
Vehicle Loans
Introduction
Welcome to State Employees' Credit Union, your trusted partner in financial well-being since 1937. Located at 400 E 10th St, Roanoke Rapids, NC 27870, we are committed to serving our community with a warm and personal touch. With a proud membership of over 2.8 million, we strive to empower individuals and families through a variety of financial services tailored to meet your unique needs. At State Employees', we understand that finances can be daunting, which is why our dedicated team, led by CEO Leigh Brady and Board President Mona Moon, is here to guide you every step of the way. Our branch is not just a place for transactions; it's a hub for support and growth within the Roanoke Rapids community. With total assets exceeding $57 billion and total deposits around $7.9 billion, we ensure your money is safe while providing competitive loan options. We have facilitated approximately 1,194,630 loans and leases, giving members the opportunity to achieve their financial goals from purchasing homes to financing vehicles. You can count on us for more than just banking; we offer services like personal loans, credit cards with rewards, auto loans, and business banking solutions. Our commitment extends beyond numbers it's about building relationships and fostering trust within our member community. While members can visit us at our branch location, official correspondence should be sent to the same address: 400 E 10TH ST, ROANOKE RAPIDS, NC 27870. We invite you to reach out to us at (252) 219-3314 or explore more about our offerings on our website at www.ncsecu.org. Let's work together towards achieving your financial dreams!
Branch History & Mission
Community Commitment
Our connection with the community extends beyond financial services. We actively participate in local outreach efforts and form partnerships that uplift those around us. From educational programs to charitable initiatives, we strive to make a positive impact in Roanoke Rapids and beyond. For your convenience, we offer ATM availability and drive-thru banking at our branch. Whether you need assistance or want to conduct simple transactions quickly, we've got you covered during our operating hours from 8:30 AM to 5:30 PM on weekdays. While members can visit us at 400 E 10th St, official correspondence should be sent to 400 E 10TH ST, ROANOKE RAPIDS, NC 27870. Join us today at State Employees', where you're not just a member; you're part of a family that cares about your success. Experience the benefits of membership by visiting us or calling us at 252-219-3314. Let's build a brighter financial future together!
Our Mission
At State Employees', our mission is clear: to enhance the financial well-being of our members while contributing positively to the communities we serve. We believe that everyone deserves access to quality financial services, which is why we offer a range of products including personal banking accounts, auto loans, mortgages, and credit cards with rewards. We understand that banking is about more than just transactions; it's about building a secure future for you and your family. Our team is committed to providing exceptional service through modern conveniences like online and mobile banking, ensuring you can manage your finances anytime, anywhere.
Branch Location & Accessibility
Convenient Access and Parking
At State Employees', we prioritize accessibility for everyone. Our branch features ADA-compliant entrances and ramps to ensure all members can easily navigate their way in. Ample parking is available nearby, making your visit hassle-free.
Join Us Today!
We invite you to stop by and experience the friendly service that State Employees' offers. If you have any questions or want more information about our services, feel free to give us a call at (252) 219-3314. We look forward to welcoming you soon!
Operating Hours and Services
We're here for you Monday through Friday from 8:30 AM to 5:30 PM. Whether you're looking to open a new account, apply for a loan, or just need some friendly advice, our team is ready to assist you. Plus, with our drive-thru service, you can take care of basic transactions like deposits and withdrawals without leaving your car. And if you're in need of cash, our ATM is conveniently available on-site for quick withdrawals and balance checks. While members can visit us at 400 E 10Th St Roanoke Rapids Nc 27870, official correspondence should be sent to the same address: 400 E 10TH ST, ROANOKE RAPIDS, NC 27870.
Member Eligibility
At State Employees', we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to many! If you live, work, or attend school in the area, you're likely eligible to join us. Our membership criteria are designed to be inclusive, ensuring that individuals from various backgrounds can benefit from our services. For detailed information on eligibility, you can visit our website at http://www.ncsecu.org/join#eligibility. Once you're ready to take the next step, opening an account with us is easy. Just head over to our account opening page at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu or give us a call at (252) 219-3314 if you have any questions. We're here to help you every step of the way as you join our supportive family at State Employees', located at 400 E 10Th St Roanoke Rapids Nc 27870. Welcome aboard!
Business Banking & Commercial Services
Merchant Services that Make Sense
Imagine running your business smoothly with reliable payment processing. Our merchant services make it easy for you to accept payments, manage transactions, and keep your cash flow steady. From credit card processing to online payment solutions, we provide tools that help you focus on what matters most growing your business. Located at 400 E 10Th St Roanoke Rapids Nc 27870 in Roanoke Rapids, NC, we're here to help you thrive. Contact us at (252) 219-3314 to learn more about how we can assist your business today!
Tailored Loan Solutions
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Business Solutions
For our local entrepreneurs, we provide robust business banking services, including merchant services and business loans. We understand the importance of supporting small businesses because they are the backbone of our community.
Convenient Access
Your time is valuable, which is why we offer essential services like ATM access for withdrawals and balance checks, along with basic drive-thru banking for quick transactions such as deposits and withdrawals. Our branch operates from Monday to Friday between 8:30 AM and 5:30 PM, making it easy for you to visit us when it suits you best. In today's fast-paced world, having access to your financial information at your fingertips is crucial. With features like mobile payments and electronic statements, managing your finances has never been more convenient. We invite you to experience all that State Employees' has to offer. If you have any questions or would like assistance with any service, don't hesitate to reach out by calling us at (252) 219-3314 or visiting us in person. Join us today and take advantage of comprehensive services tailored just for you!
Financing Your Dreams
If you're considering purchasing a vehicle, our auto loans and vehicle financing can help make that dream a reality. We understand that buying a car is a significant decision, and our competitive rates make it easier for you to get behind the wheel. Additionally, if homeownership is in your future, explore our mortgage loans and refinancing options tailored just for you. We're here to guide you every step of the way.
Personal Banking Made Easy
Navigating your finances can be overwhelming, but with our personal banking services, we simplify the process. Whether you're looking to open a checking or savings account, we've got options that fit your lifestyle. Imagine having the convenience of accessing your funds anytime through online and mobile banking perfect for those busy days when you need to manage your money on the go.
Rewards Just for You
Don't forget about our credit cards with rewards! Earn points as you spend and enjoy perks that enhance your everyday purchases. It's just one more way we strive to add value to your banking experience.
Support When You Need It
Life sometimes throws unexpected challenges your way. That's where our personal loans and debt consolidation services come into play. We offer flexible solutions to help you regain control over your finances, ensuring peace of mind during tough times.
Digital & Online Banking
Key Features
Our online banking platform is available 24/7, allowing you to check balances, transfer funds, and pay bills with just a few clicks. You can rest assured knowing that your information is protected with top-notch security measures. Need to sign a document quickly? Our electronic signature authorization feature means you can sign important paperwork without needing to visit a branch. Plus, say goodbye to paper clutter! With e-statements available, you can view your account statements online whenever you need them no more waiting for the mail. For those who love convenience, our mobile application puts your bank in your pocket. You can easily make mobile payments and keep track of your spending right from your phone. Although person-to-person transfers aren't currently offered, our other features provide plenty of ways to manage your money effectively. With all these tools at your fingertips, you'll find it easy to stay on top of your finances and enjoy peace of mind. Join us at State Employees' and experience the future of banking today!
Financial Strength
Dedicated Team
We take pride in having 7,729 full-time employees and 529 part-time employees ready to assist you at any time. Our dedicated team is here to ensure that you receive the highest level of service whenever you visit us.
Focused on Members
Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment allows us to provide you with tailored solutions that meet your specific financial needs.
Growing Membership Base
Total Share Accounts stand at 5,850,875, showcasing a strong and growing member base that trusts us with their finances. This trust fuels our commitment to providing excellent service tailored specifically for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 400 E 10Th St Roanoke Rapids Nc 27870 or call (252) 219-3314 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Investing Back into Our Community
With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. These earnings support ongoing improvements in our services, making it easier for you to manage your finances.
Lending Power
We also have $193,516 in used auto loans and $34,904,944,116 in total loans and leases available. Our lending capacity supports members' financial goals across various sectors, whether you're looking to buy a new car or finance an important project. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.
Secure Savings Options
Your savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. These products are designed to help you achieve your savings goals while ensuring your funds are protected.
Solid Financial Foundation
With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This level of net worth reflects our ability to withstand economic fluctuations while continuing to invest in the services you rely on. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio indicates our strength compared to other financial institutions, reinforcing our role as a reliable partner for your financial needs.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're eyeing that brand-new model or a reliable used option, our team is here to support you every step of the way.
Credit Card Loans
Managing day-to-day expenses can sometimes be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to fit your lifestyle.
Eligibility and Refinancing Options
If you're considering refinancing your current loans or exploring eligibility for our offerings, our friendly staff is ready to assist you. We believe in transparency and are committed to providing clear information about all your options. For any questions regarding our loan products or services, feel free to reach out at (252) 219-3314. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're proud to serve our community and look forward to helping you find the right financing solution at State Employees'!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We work closely with our members to provide personalized solutions tailored to your unique situation.
Loan Aggregator
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