State Employees' Credit Union Roanoke Rapids NC: Affordable Auto Loans & Checking Accounts

Introduction

Welcome to State Employees' in Roanoke Rapids, where we are dedicated to serving our community with trust and reliability. Since opening our doors in 1937, we have become a vital part of the financial landscape for over 2.8 million members. Our branch is conveniently located at 161 Old Farm Rd S, Roanoke Rapids, NC 27870, making it easy for you to access a range of financial services tailored just for you. At State Employees', we pride ourselves on our robust financial health, with total assets amounting to an impressive $57,229,286,839 and total deposits reaching $7,866,265,767. These figures reflect our commitment to providing stability and security for our members. With a net worth of $5,446,832,560 and cash in hand totaling $708,661,969, we are well-equipped to meet your financial needs. Our leadership team plays a pivotal role in this success. Under the guidance of CEO Leigh Brady and Board President Mona Moon, our dedicated staff of 8,258 employees ensures that every member receives personalized service and support. We invite you to experience the difference that comes with being part of a credit union focused on community impact and member satisfaction. While you can visit us at our branch for all your banking needs ranging from personal banking and auto loans to mortgage refinancing official correspondence should be sent to the same address: 161 OLD FARM RD S, ROANOKE RAPIDS, NC 27870. Ready to take the next step in your financial journey? Give us a call at 252-537-0019 or explore more about our services at ncsecu.org. Join us today and discover how State Employees' can help you achieve your financial goals!

Branch History & Mission

Join Us!

We invite you to become part of the State Employees' family. Experience firsthand how we blend strong financial services with a genuine commitment to community welfare. Visit us today at 161 Old Farm Rd S or call us at 252-537-0019 during our operating hours of 8:30 AM - 5:30 PM on weekdays. Join us in continuing this legacy of support and empowerment because together, we can build a brighter future!

Our Evolution

Over the years, State Employees' has grown significantly from its humble beginnings. We now boast total assets exceeding $57 billion, allowing us to provide an array of services tailored to meet the diverse needs of our membership. Our journey reflects a dedication not only to expanding financial services but also to enhancing community engagement through outreach programs and partnerships that uplift those around us. As we've evolved, so have our offerings. From traditional banking services like checking and savings accounts to innovative solutions such as online and mobile banking, we've embraced technology while ensuring that personal service remains at the heart of what we do. Our drive-thru banking and ATM availability further ensure that you can access your funds conveniently.

Our Mission

At State Employees', our mission is clear: we strive to empower our members with the tools they need for financial success while fostering a sense of community support. We believe that everyone deserves access to quality financial services without unnecessary barriers. This belief shapes our operations and inspires us every day. Our dedicated team works tirelessly to ensure our members feel valued and understood. Whether it's providing guidance on loans or assisting with simple transactions at our drive-thru, we prioritize your needs above all else. If you need to reach us via mail, please send correspondence to 161 OLD FARM RD S, ROANOKE RAPIDS, NC 27870.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Located near popular spots like the Roanoke Rapids Theatre and beautiful parks, our branch is nestled in a vibrant area that makes your visit enjoyable. Parking is readily available, and we prioritize accessibility for all members, featuring ADA-compliant entrances and ramps.

Operating Hours

We understand that your time is valuable, which is why we offer convenient lobby hours from 8:30 AM to 5:30 PM, Monday through Friday. Our friendly staff is ready to assist you during these hours.

Services Offered

At State Employees', we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we've got you covered. For those on the go, enjoy the convenience of our drive-thru service for deposits and withdrawals. Plus, with ATM availability right at our location, accessing your funds has never been easier. While members can visit us at 161 Old Farm Rd S Roanoke Rapids Nc 27870, official correspondence should be sent to 161 OLD FARM RD S, ROANOKE RAPIDS, NC 27870. We invite you to come by or give us a call at (252) 537-0019 if you have any questions or need assistance. Experience the friendly service that makes banking with State Employees' a pleasure!

Member Eligibility

At State Employees', we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you live, work, or worship in the area or have a family member who is already a member, you're likely eligible to join us! We're here to help you access a range of financial services designed with your needs in mind, from personal banking to loans and more. To learn more about the specific eligibility requirements, feel free to check out this resource: http://www.ncsecu.org/join#eligibility. Getting started is simple! You can open your account online by visiting our account opening page at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions or need assistance, don't hesitate to reach out to us at (252) 537-0019. We're excited to welcome you into our community at 161 Old Farm Rd S Roanoke Rapids Nc 27870!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, our merchant services provide practical tools for managing transactions smoothly. Imagine having a reliable system that allows you to accept payments effortlessly, whether you're operating from a storefront or on the go. Our services help streamline your payment processes so you can focus on what matters most growing your business. Visit us at 161 Old Farm Rd S Roanoke Rapids Nc 27870 in Roanoke Rapids, NC, or call us at (252) 537-0019 to learn more about how we can help your business succeed!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

At State Employees', we pride ourselves on offering a wide array of financial services tailored to meet the needs of our members in Roanoke Rapids, NC. Our commitment is to ensure that every member has access to quality banking solutions that are both convenient and effective. Imagine walking into your local branch at 161 Old Farm Rd S Roanoke Rapids Nc 27870 or reaching out via phone at (252) 537-0019 you'll find friendly staff ready to help you with various options. For those looking to manage their finances, we provide Personal Banking solutions including checking and savings accounts. These accounts are designed to fit different lifestyles, whether you're saving for a rainy day or planning for a big purchase. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options can help make that dream a reality. We understand that buying a car is a significant investment, so we offer competitive rates and flexible terms to suit your budget. For homebuyers, Mortgage Loans & Refinancing services are available to guide you through the process of securing your home loan or refinancing your current mortgage for better rates. Our knowledgeable team can help you navigate the paperwork and find the right loan for your unique situation. Life can be unpredictable, which is why our Personal Loans & Debt Consolidation services provide a safety net when you need it most. Whether it's an unexpected expense or consolidating debt for easier management, we're here to support you with clear terms and friendly advice. Credit cards are another essential tool in modern finance. At State Employees', we offer Credit Cards with Rewards, giving you the opportunity to earn while you spend. It's just one more way we strive to enhance your financial experience. For small business owners, our Business Banking services including merchant services and business loans are designed to help you succeed in today's competitive market. We know how hard you work, and we're dedicated to supporting your entrepreneurial spirit. In this digital age, accessing your account should be easy and secure. Our robust Online & Mobile Banking features allow you to manage your finances from anywhere. With tools like ATM access for cash withdrawals and balance checks, along with basic drive-thru banking for simple transactions, convenience is at your fingertips. Whether you're stopping by our branch or managing your account online, we're here for you every step of the way. If you'd like more information about any of our services or want to open an account today, please visit us at our website or call us at (252) 537-0019. Join us at State Employees', where your financial well-being is our top priority!

Digital & Online Banking

Convenient Online Services

With our online banking platform, accessible at https://www.ncsecu.org/, you can check your account balances, pay bills, and transfer funds anytime you need to. Our 24/7 online banking services ensure that you have full control over your finances whenever it suits you. Plus, with features like electronic signature authorization, signing important documents is quick and secure.

Go Green with E-Statements

Say goodbye to paper clutter! Enjoy the benefits of e-statements that are easy to access and environmentally friendly. Keeping track of your financial documents has never been simpler or more sustainable.

Mobile Banking Made Easy

Our mobile application puts the power of banking right in your pocket. With options for mobile payments, you can make purchases without the hassle of carrying cash or cards. Even though we don't currently support person-to-person transfers, our app still provides everything else you need for efficient banking on the go.

Safe and User-Friendly Experience

Your security is our top priority. Our online and mobile banking platforms use advanced technology to keep your information safe while being user-friendly so you can navigate easily. From checking balances to making payments, each feature is designed with you in mind. At State Employees', we strive to make your banking experience smooth and hassle-free. With all these digital tools at your disposal, managing your finances has never been more accessible!

Financial Strength

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust, allowing us to provide you with the services and support you deserve. With a net worth of $5,446,832,560, we maintain strong financial health, which enables us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; our resources are focused on benefiting you. With non-member deposits at $0, we ensure that every service we provide is tailored to meet your needs. Additionally, with $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our lending capacity supports your financial goals across various sectors with $193,516 in used auto loans and a total of $34,904,944,116 in loans and leases. Our operational efficiency is reflected in our $2,145,244, allowing us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees ready to assist you with any questions or needs you may have. The strength of our financial position is further emphasized by our net shares available for lending and investments at $574,556,810. With a total of 5,850,875 share accounts, it's clear that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 161 Old Farm Rd S Roanoke Rapids Nc 27870 or call (252) 537-0019 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Additional Options

For those looking for additional financing solutions, our credit lines total $18,909,000,000, providing you with options for ongoing borrowing flexibility. If you're considering refinancing any existing loans or want to explore eligibility options, our team is here to assist you every step of the way. Our commitment at State Employees' is not just about lending but also about creating lasting relationships with our members. Visit us today or call us at (252) 537-0019 for more information on how we can help you achieve your financial aspirations. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you can drive away in the vehicle you want without breaking the bank.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We offer various mortgage products tailored to fit different financial situations, helping you secure your dream home with ease.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. Our credit cards come with rewards and features that support responsible spending while providing you access to funds when needed.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the information you receive is accurate and fair. Each loan offer is collected from legitimate financial institutions, ensuring transparency in your search for the best rates.

STATE EMPLOYEES' CREDIT UNION - Roanoke Rapids, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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