State Employees' Credit Union Reidsville NC: Affordable Auto Loans & Business Banking

Introduction

Welcome to State Employees', your trusted financial partner located at 1601 Freeway Dr, Reidsville, NC 27320. Established in 1937, we have proudly served our community for over 85 years, growing alongside our members and adapting to their needs. With a total membership of 2,847,943, we believe in fostering a sense of belonging and support that goes beyond traditional banking. At State Employees', we understand the importance of financial security. That's why we are committed to providing exceptional services tailored to meet your individual needs. Our assets total an impressive $57,229,286,839, reflecting our solid foundation and ability to support you through various financial journeys. Whether you're looking for personal banking solutions, auto loans, or mortgage refinancing, we've got you covered. We are proud to manage $7,866,265,767 in deposits and provide a range of loan options amounting to 1,194,630 loans and leases. Our goal is to empower our members with the resources they need for success while maintaining a net worth of $5,446,832,560 a testament to our reliability and strength. While you can reach us at our branch location for all your banking needs, please note that any official correspondence should be directed to our mailing address: 1601 FREEWAY DR, REIDSVILLE, NC 27320. Led by our dedicated CEO Leigh Brady and Board President Mona Moon, we are here to ensure you receive personalized attention every step of the way. With a team of 8,258 employees, we take pride in delivering exceptional service and creating lasting relationships with our members. Explore more about what we offer by visiting us online at State Employees' Credit Union. If you have any questions or need assistance, don't hesitate to call us at 336-349-5861. Join us today and experience the State Employees' difference!

Branch History & Mission

Community Engagement

Community outreach is at the core of what we do. Whether it's partnering with local organizations or sponsoring events that uplift residents of Rockingham County, we believe in giving back to those who have supported us over the years. While members can visit us at 1601 Freeway Dr for their banking needs, official correspondence should be sent to the same address as our mailing address remains unchanged.

Join Us

As we continue this journey together, we invite you to become part of our family at State Employees'. Experience firsthand how we can help you achieve your financial goals while making a positive impact in Reidsville and beyond. For more information or assistance, please call us at 336-349-5861 or visit our website. Join us today and discover the benefits of being part of a community-focused credit union!

Our Journey

From our inception, State Employees' has dedicated itself to serving the financial needs of its members. We have consistently expanded our offerings while maintaining a personal touch that sets us apart. With total assets reaching an impressive $57 billion, we are proud to provide a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our branch is equipped with modern facilities to enhance your banking experience. We offer ATM availability and drive-thru services for your convenience. Our operating hours from 8:30 AM to 5:30 PM on weekdays ensure that you can find time to visit us easily.

Our Mission

At State Employees', our mission is simple yet profound: we aim to improve the financial well-being of our members while actively supporting the communities we serve. We believe in empowering individuals through education and access to affordable financial products. Our focus extends beyond transactions; we strive to build lasting relationships that foster trust and support. We understand the importance of adapting to changing times. That's why we embrace digital advancements like online and mobile banking solutions, ensuring that you can manage your finances anytime, anywhere. We also prioritize accessibility by maintaining ADA-compliant facilities.

Branch Location & Accessibility

Call to Action

Our dedicated team at State Employees' Credit Union is eager to help you achieve your financial dreams. Don't hesitate to reach out with any questions or drop by during our operating hours! Feel free to call us at (336) 349-5861 if you need assistance before your visit. We look forward to welcoming you soon!

Nearby Landmarks and Accessibility

Situated near popular local spots, our branch is just a short drive from the vibrant heart of Reidsville. You'll find us easily accessible with ample parking available right outside. We are committed to ensuring that all members can visit us comfortably, which is why our facility includes ADA-compliant features, making it easy for everyone to access our services.

Operating Hours and Services

We're open Monday through Friday from 8:30 AM to 5:30 PM, ready to assist you with personal banking, auto loans, mortgage options, credit cards with rewards, and more. Our drive-thru service allows you to complete simple transactions without ever leaving your vehicle. Plus, our ATM is available for those quick cash withdrawals or balance checks anytime you need it. While members can visit us at 1601 Freeway Dr Reidsville Nc 27320, official correspondence should be sent to our mailing address at 1601 FREEWAY DR, REIDSVILLE, NC 27320.

Member Eligibility

Joining State Employees' is like becoming part of a close-knit family that truly cares about your financial well-being. We welcome individuals who are state employees or those related to them, making it easy for you to access our range of services designed with your needs in mind. To learn more about the specific eligibility criteria and see if you qualify, feel free to visit our website at http://www.ncsecu.org/join#eligibility . Becoming a member is straightforward! You can easily open an account online or visit us at our branch located at 1601 Freeway Dr Reidsville Nc 27320. If you have any questions or need assistance, don't hesitate to reach out by calling us at (336) 349-5861. We're here to help you every step of the way as you join our community and enjoy all the benefits we offer!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make it easier for you to manage transactions. Whether it's accepting credit cards or setting up payment solutions, we provide tools that simplify your operations. This means you can focus on what really matters growing your business. Visit us at 1601 Freeway Dr Reidsville Nc 27320, Reidsville, NC, or call us at (336) 349-5861 to learn more about how our business banking and commercial services can work for you!

Comprehensive List Of Services

Business Banking Services

If you're a business owner in need of support, State Employees' offers Business Banking solutions tailored specifically for entrepreneurs like you. From Merchant Services that simplify payment processing to Business Loans that fuel growth, we're here to partner with you on your journey.

Convenient Access

We also prioritize convenience through services such as ATM & Cash Withdrawal Services, which let you access your cash when needed without hassle. With our basic drive-thru banking options available for deposits and withdrawals, banking becomes quick and efficient.

Credit Options

In today's market, having access to credit is essential. Our Credit Cards with Rewards not only give you purchasing power but also allow you to earn rewards for your everyday spending. Imagine using your card for daily purchases and watching points add up for future travel or shopping sprees!

Financial Flexibility

For those unexpected expenses or plans you've been dreaming about, our Personal Loans & Debt Consolidation services can help bridge the gap. This flexibility allows you to consolidate debt into manageable payments or fund life's adventures without worry.

Home Financing

When it comes to purchasing a home or refinancing an existing mortgage, we know that these decisions are significant milestones. Our Mortgage Loans & Refinancing services are designed to simplify this process and help you secure the best possible rates. Our experienced staff will work closely with you to find the right solution that aligns with your financial goals.

Join Us Today!

We invite you to experience the friendly service and wide array of offerings at State Employees' located at 1601 Freeway Dr Reidsville Nc 27320 in Reidsville, NC. For more information about how we can assist you financially or to explore any specific service further, don't hesitate to reach out! Call us at (336) 349-5861 or visit our website at Reidsville. Your financial well-being is our priority!

Personal Banking Solutions

Whether you're looking to open a checking or savings account, State Employees' has you covered. We offer personal banking solutions that help you manage your money effectively. Imagine being able to access your funds anytime, anywhere, thanks to our robust Online & Mobile Banking features. You can check balances, transfer money, and even pay bills with just a few taps on your smartphone. If you're considering a new vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms that can fit any budget. Picture yourself driving home in that new car without the financial stress our team is here to guide you through the loan process every step of the way.

Digital & Online Banking

Key Services

Our online banking platform is available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. For more information and to get started, visit us at https://www.ncsecu.org/ . You'll appreciate the ease of accessing your account details in real time. Need to sign documents quickly? No problem! With our electronic signature authorization feature, you can complete transactions securely from the comfort of your home or on the go. Additionally, e-statements are available for those who prefer a paperless option, making it easier than ever to keep track of your financial activities.

Mobile Banking Made Easy

For members who are always on the move, our mobile application provides all the features you need right at your fingertips. You can make mobile payments with ease, ensuring that managing your money is as simple as tapping your phone. While person-to-person transfers are not available at this time, our other features make up for it by offering robust solutions for everyday banking needs. At State Employees', we prioritize security in every transaction. Your information is protected with top-notch security measures so you can bank with peace of mind. Whether you're checking your balance during lunch or paying bills from the couch, our digital banking services bring accessibility and control directly to you. Enjoy the freedom of managing your finances effortlessly with State Employees'!

Financial Strength

Commitment to Growth

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; we offer $193,516 in used auto loans and $34,904,944,116 in total loans and leases, supporting your financial goals across various sectors.

Growing Member Base

Total Share Accounts stand at 5,850,875, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $574,556,810, further demonstrating our commitment to fostering an environment where your savings can grow. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1601 Freeway Dr Reidsville Nc 27320 or call (336) 349-5861 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Operational Efficiency

Our financial performance reflects our operational efficiency with a net income of $0. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $5,446,832,560, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We know that purchasing a vehicle is a significant investment, and our dedicated team is here to guide you through each step of the process.

Business Loans

Although we currently do not have outstanding commercial loans available, we're always exploring opportunities to support local businesses in our community. We believe in empowering entrepreneurs with the capital they need to grow and thrive. At State Employees', we are dedicated to providing personalized service and support throughout your borrowing experience. Whether you're interested in refinancing options or want more information about eligibility criteria, feel free to reach out to us at (336) 349-5861. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We offer competitive rates and flexible terms designed to fit various budgets and financial situations. Whether you're purchasing your first home or looking to refinance your existing mortgage, we have solutions that work for you.

Personal Loans and Credit Cards

For those who need extra cash for unexpected expenses or debt consolidation, our unsecured credit card loans total $1,177,171,541. These loans come with flexible terms to help you manage your finances effectively. Having access to credit can provide peace of mind when you need it most.

Loan Aggregator

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STATE EMPLOYEES' CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans