State Employees' Credit Union Raleigh NC: Quick Personal Loans & Business Banking

Introduction

Welcome to State Employees', your trusted financial partner located at 7800 Tw Alexander Drive, Raleigh, NC 27617. Since our establishment in 1937, we have been dedicated to serving our members and fostering community growth. With a proud membership of over 2.8 million, we're here to support you with a range of services designed for your financial success. At State Employees', we understand that every member's needs are unique. That's why we offer personalized solutions including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. We are committed to ensuring your banking experience is both convenient and rewarding, evident through our robust total assets of $57,229,286,839 and total deposits amounting to $7,866,265,767. Our leadership team is devoted to upholding our mission. Under the guidance of CEO Leigh Brady and Board President Mona Moon, we strive to empower our members by providing exceptional service and innovative financial products. Our experienced staff of 8,258 employees is always ready to assist you whether you're visiting us in person or connecting with us online. While members can visit us at the branch for all their banking needs, official correspondence should be sent to our mailing address: 7800 T.W. ALEXANDER DRIVE, RALEIGH, NC 27617. For any inquiries or assistance, don't hesitate to reach out via phone at 984-250-3223 or check out our website at ncsecu.org for more information. Join us as we continue making a positive impact in our community while helping you achieve your financial goals!

Branch History & Mission

Join Us!

As we continue to grow and evolve, we invite you to become part of our story. Experience firsthand how State Employees' can help you achieve your financial dreams through exceptional service and unwavering support. Contact us today at 984-250-3223 or visit our website for more information about membership eligibility and account openings. Together, let's build a brighter future!

Our Journey

Over the decades, our journey has been marked by significant milestones that reflect our commitment to serving our members and the broader community. We have expanded our services to meet the evolving needs of our members while maintaining a steadfast dedication to our founding principles. With total assets now exceeding $57 billion, we have positioned ourselves as one of the leading credit unions in North Carolina. In addition to robust financial growth, we are proud to offer cutting-edge services that enhance your banking experience. Our digital advancements include online and mobile banking options, ensuring you can manage your finances anytime and anywhere. We also provide convenient ATM access and drive-thru banking for those on the go.

Our Mission

At State Employees', our mission goes beyond providing financial services. We strive to empower our members with the tools they need to achieve their financial goals while fostering a strong sense of community. We believe in putting people first offering personalized service that truly makes a difference in our members' lives. We actively engage in community outreach programs aimed at supporting local initiatives and improving the quality of life for everyone in Raleigh. Our partnerships with local organizations reflect our commitment to social responsibility and community well-being. While you can visit us at 7800 Tw Alexander Drive, official correspondence should be sent to 7800 T.W. ALEXANDER DRIVE, RALEIGH, NC 27617 if different from our branch address.

Branch Location & Accessibility

Welcome to State Employees' branch, conveniently located at 7800 Tw Alexander Drive in the vibrant community of Raleigh, NC. Nestled in Wake County, our branch is easily accessible and just a short drive from popular landmarks like Brier Creek Commons and the Raleigh-Durham International Airport, making it a perfect stop for your banking needs. At State Employees', we prioritize accessibility for all members. Our branch is designed to be welcoming, featuring ADA-compliant entrances and ample parking to ensure a smooth visit. For those who prefer to bank on the go, we offer both ATM services and drive-thru banking, allowing you to complete transactions quickly and efficiently without leaving your vehicle. Our lobby hours are convenient for busy schedules, open Monday through Friday from 8:30 AM to 5:30 PM. Whether you're stopping by for personal banking services like checking and savings accounts or exploring options for auto loans and mortgages, our friendly staff is here to help you every step of the way. If you're sending us official correspondence, please note that it should be directed to the same address: 7800 T.W. ALEXANDER DRIVE, RALEIGH, NC 27617. We invite you to visit us at State Employees' branch or give us a call at 984-250-3223. Our team is eager to assist you with all your financial needs!

Member Eligibility

At State Employees', we believe that everyone deserves a place in our supportive community, and becoming a member is easier than you might think! To join us at our welcoming branch located at 7800 Tw Alexander Drive Raleigh Nc 27617, you simply need to meet a few friendly eligibility criteria. Whether you're a state employee or a family member of one, we warmly invite you to explore the benefits of membership. Our members enjoy personalized banking services, competitive loan rates, and a sense of belonging that goes beyond just financial transactions. For detailed information on eligibility requirements, feel free to check out this link. Ready to take the next step? Opening an account with us is straightforward! You can find all the details on how to start your journey by visiting this page or give us a call at (984) 250-3223 if you have any questions. We can't wait to welcome you into the State Employees' family!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced market, efficient payment processing is crucial. Our merchant services are designed to streamline transactions so you can focus on what matters most: running your business. By integrating easy-to-use payment systems, you can enhance customer satisfaction and improve cash flow. Located at 7800 Tw Alexander Drive Raleigh Nc 27617 in Raleigh, NC, our team is ready to assist you with any questions about our offerings. Together, let's write the next chapter of your business success story! For more information, call us at (984) 250-3223 or visit our website at https://www.ncsecu.org/.

Tailored Commercial Loan Options

Imagine securing a loan that enables you to expand your operations, hire new staff, or invest in new technology. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no recorded commercial loans for members or non-members, we are dedicated to exploring options that fit your needs. When the opportunity arises, you can count on us to provide flexible financing solutions that cater to your specific requirements.

Comprehensive List Of Services

Business Banking

For business owners, we offer comprehensive Business Banking solutions. Our services include Merchant Services & Business Loans, ensuring that you have the right tools and support to grow your business successfully.

Convenient Access

We know that convenience is key in today's fast-paced world. That's why we provide robust Online & Mobile Banking options so you can manage your finances anytime, anywhere. Whether you want to check balances, transfer funds, or pay bills on-the-go, we've got you covered. Plus, with our ATM and cash withdrawal services available at multiple locations, accessing your money is hassle-free. For those who prefer face-to-face interactions, our branch features a basic drive-thru service for quick transactions such as deposits and withdrawals without leaving your vehicle. If you're ready to take the next step towards financial empowerment or have questions about any of these services, don't hesitate to reach out! You can contact us at 984-250-3223 or visit us online at www.ncsecu.org. Let us help you navigate your financial journey today!

Credit Cards

With our Credit Cards with Rewards, you can earn points for every dollar spent, giving you the chance to enjoy benefits like cash back or travel rewards. It's a simple way to turn everyday purchases into opportunities for savings.

Loans and Financing

When it comes to financing, we understand that life's big moments often require extra support. That's why we provide a variety of loan options including Auto Loans & Vehicle Financing to help you drive off in the car of your dreams. If you're thinking about purchasing a home, our Mortgage Loans & Refinancing options make it easier for you to secure the best rates. Additionally, our Personal Loans & Debt Consolidation products are perfect for those looking to simplify their financial commitments.

Personal Banking

Whether you're just starting out or looking to manage your finances more effectively, our Personal Banking services are tailored for you. We offer Checking & Savings Accounts designed to help you save for your future while enjoying easy access to your funds. Imagine effortlessly checking your balance and transferring money from the comfort of your home with our online banking features. You can also enroll in e-statements to keep track of your accounts without the clutter of paper.

Digital & Online Banking

Key Features

Security is our top priority. Our electronic signature authorization feature lets you sign documents securely online, giving you peace of mind while saving time. You'll also love the availability of e-statements, making it easy to keep track of your transactions without the clutter of paper statements. Are you someone who enjoys the simplicity of mobile payments? With our mobile payments feature, making purchases using your phone is not only quick but also secure. Just tap and go! While person-to-person transfers aren't available at this time, we provide a variety of other options to ensure you can send money safely and efficiently. And if questions arise or assistance is needed, our friendly staff is just a call away at (984) 250-3223. In today's fast-paced world, we know how important it is for you to have real-time access to your finances. That's why we strive to make every aspect of banking with State Employees' accessible and user-friendly. Experience banking that adapts to your lifestyle today!

Financial Strength

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to serving you well. With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to these strengths, we have $133,577,509 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust, with $193,516 in used auto loans and $34,904,944,116 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is reflected in our $2,145,244, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees who are always ready to assist you with their knowledge and dedication. Net Shares (Funds available for lending and investments): $574,556,810. Total Share and Deposit Accounts: 5,850,875, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 7800 Tw Alexander Drive Raleigh Nc 27617 or call (984) 250-3223 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Options

For those looking for additional financing solutions, we also offer credit lines with a total amount reaching $18,909,000,000. These lines can give you the flexibility to access funds as needed for various personal or business expenses. If you are considering refinancing any existing loans or would like more information about eligibility options for any of our products, don't hesitate to reach out. Our dedicated staff at our branch located at 7800 Tw Alexander Drive Raleigh Nc 27617 is ready to assist you. For inquiries or assistance regarding our loan offerings, feel free to contact us at 984-250-3223 during our operating hours from Monday to Friday between 8:30 AM and 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $1,177,171,541 in unsecured credit card loans helping members manage their finances effectively, our cards come with features designed to fit your lifestyle and spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519. With competitive interest rates and straightforward eligibility options available, owning your dream home may be closer than you think.

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Real-Time Rate Comparisons

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STATE EMPLOYEES' CREDIT UNION - Raleigh, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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