State Employees' Credit Union Raleigh NC: Low Mortgage Rates & Rewards Cards

Introduction

Welcome to State Employees' Credit Union, your trusted financial partner located at 6408 Hilburn Dr, Raleigh, NC 27613. Since our establishment in 1937, we have been dedicated to serving our community with integrity and commitment. With a robust membership base of over 2.8 million members, we pride ourselves on being more than just a credit union; we are a community-focused organization that values each individual we serve. At State Employees' Credit Union, we understand the importance of financial stability and growth. Our total assets amount to an impressive $57,229,286,839, reflecting our strength and reliability as a financial institution. We also offer a variety of services designed to meet your needs, including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our team is led by CEO Leigh Brady and Board President Mona Moon, who together foster a culture of excellence and member-first service. With 8,258 employees dedicated to helping you achieve your financial goals, we're here to support you every step of the way. For those looking to make deposits or manage their finances conveniently, we currently hold total deposits of $7,866,265,767 and maintain a net worth of $5,446,832,560. Whether you're interested in taking out one of our competitive loans over 1.19 million loans currently funded or simply want to learn more about our services, we invite you to connect with us. While members can visit us at our physical location on Hilburn Drive for face-to-face assistance, official correspondence should be sent to the same address for your convenience. If you have any questions or need assistance, please don't hesitate to call us at 919-510-7886. Explore our website at www.ncsecu.org for more information about how we can help you achieve your financial dreams!

Branch History & Mission

Community Connections

We believe in giving back to the communities we serve. Through various outreach programs and partnerships, State Employees' supports local initiatives that promote education, health, and economic development. Our dedication to community involvement ensures that we not only help individuals achieve their financial goals but also contribute positively to the society around us.

Join Us

As we look toward the future, we invite you to become part of our growing family at State Employees'. Experience firsthand how our member-focused approach can benefit you and your loved ones. Whether you're looking to open an account or explore loan options, our friendly team is here to guide you every step of the way. Come visit us today at 6408 Hilburn Dr Raleigh Nc 27613, or give us a call at (919) 510-7886. Together, let's build a brighter financial future!

Our Journey

From humble beginnings, State Employees' has evolved into a cornerstone of the local community. Over the years, we have expanded our offerings and embraced innovations that make banking easier and more accessible for our members. Today, with total assets exceeding $57,229,286,839, we stand strong with a membership base of approximately 2,847,943 individuals who rely on us for their financial needs.

Our Mission

At State Employees', our mission is simple yet powerful: to empower our members by providing affordable financial services while actively supporting our community. We strive to ensure that every member feels valued and understood, offering services such as personal banking, auto loans, mortgages, and business banking tailored to their unique circumstances. Our commitment extends beyond just transactions; we aim to build lasting relationships that foster growth and stability. While members can visit us at 6408 Hilburn Dr Raleigh Nc 27613, official correspondence should be sent to 6408 HILBURN DR, RALEIGH, NC 27613 if it differs from our physical location. We are open Monday through Friday from 8:30 AM to 5:30 PM, making it convenient for you to access our services. Additionally, we offer ATM availability and drive-thru banking options for those on the go.

Branch Location & Accessibility

Come Visit Us!

If you're looking for personal banking solutions like checking and savings accounts, auto loans, mortgage options, or even business banking services, our team is here to assist you every step of the way. We invite you to visit us or give us a call at 919-510-7886 for any inquiries. Experience the friendly service and commitment that makes State Employees' credit union a trusted partner in your financial journey!

Convenient Access and Features

At State Employees', we understand the importance of convenience. Our branch features a drive-thru service, allowing you to complete transactions without leaving your vehicle. If you prefer to come inside, you'll find a welcoming environment designed with accessibility in mind, including ADA-compliant ramps and ample parking. Our ATM is available for quick cash withdrawals or balance checks, ensuring that you have access to your funds whenever you need them. For those who may need assistance, our friendly staff is always ready to help with any questions or banking services.

Operating Hours

We are here for you Monday through Friday from 8:30 AM to 5:30 PM. These hours are designed to fit your busy schedule, whether you're stopping by during your lunch break or after work. While members can visit us at 6408 Hilburn Dr, official correspondence should be sent to the same address since our mailing address is the same.

Member Eligibility

Welcome to the wonderful world of State Employees'! Joining our community is like stepping into a family that truly cares about your financial well-being. To become a member, you just need to meet a few simple criteria. If you're a state employee or an immediate family member of one, you're already on the right track! We also welcome anyone who lives or works in certain areas around Raleigh. This means if you're part of our vibrant community, we'd love for you to join us. The benefits of being a member at State Employees' are plentiful; from competitive loan rates to personalized service, we prioritize your needs above all else. Plus, opening an account is as easy as pie just visit our website for more details on how to get started: https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions or need assistance, feel free to give us a call at (919) 510-7886. For more information about eligibility, check out this link: http://www.ncsecu.org/join#eligibility. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services provide practical tools for daily operations. Imagine a local café that needs a reliable way to process payments. With our services, they can accept credit cards easily, track sales efficiently, and manage their cash flow better. This means more time focusing on serving customers rather than worrying about transactions. At State Employees', we are here to empower your business journey with tailored solutions that meet your needs. Visit us at 6408 Hilburn Dr Raleigh Nc 27613 or call us at (919) 510-7886 to discover how we can support your business goals!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we understand the unique challenges you face. That's why we provide specialized business banking services, including merchant services and business loans. We aim to support your growth by offering flexible financial solutions tailored for businesses of all sizes.

Convenient Digital Banking

In today's fast-paced world, convenience is key. At State Employees', we offer robust online and mobile banking platforms that let you manage your finances anytime, anywhere. With features like ATM access for cash withdrawals and balance checks, you can handle transactions on the go without any hassle. Our basic drive-thru service allows for easy deposits, withdrawals, and simple transactions right from your car.

Get in Touch Today!

We're here to help you navigate your financial journey with ease. If you have questions about any of our services or need assistance getting started, don't hesitate to reach out! Call us at 919-510-7886 or visit our website at ncsecu.org for more information. Join our community today and take advantage of the numerous benefits we offer at State Employees'!

Personal Banking Made Simple

When it comes to personal banking, we offer various options, including checking and savings accounts that fit different lifestyles. Whether you're saving for a vacation or need an account for everyday expenses, we have you covered. Our auto loans and vehicle financing options can help you get behind the wheel of your dream car without the stress of high-interest rates. Additionally, if you're looking to buy a home or refinance your current mortgage, our mortgage loans are designed to make the process smooth and straightforward.

Support for Your Financial Goals

Many members turn to us for assistance with their financial goals. Our personal loans and debt consolidation services are excellent resources for those who want to simplify their payments or fund special projects. Plus, don't forget about our credit cards with rewards; they not only provide purchasing power but also offer benefits that can enhance your shopping experience.

Digital & Online Banking

Accessibility and Ease-of-Use

Managing money shouldn't be complicated. Our platform is designed with user-friendliness in mind so that everyone can navigate it with ease. For those times when you need to send money directly to friends or family, our person-to-person transfer feature simplifies this process though please note it's currently not available at State Employees'. With everything from checking balances to transferring funds right at your fingertips, managing your accounts has never been easier. Our commitment is to provide you with the tools you need for real-time account management while ensuring that each transaction remains secure. Explore our digital banking offerings today and discover how easy it can be to take control of your finances!

Key Services

Our online banking platform, accessible at https://www.ncsecu.org/, provides you with 24/7 access to your accounts. Whether you want to check your balance, pay bills, or transfer funds, everything is just a tap away. Plus, our mobile application brings all these features right to your fingertips, making it even easier to stay on top of your finances while you're on the go. Security is our top priority. With electronic signature authorization available, you can sign documents securely without the need for paper forms. This feature not only saves time but also enhances the security of your transactions. Additionally, e-statements are available to help you keep track of your account activity in an eco-friendly way. If you're looking to make payments quickly and efficiently, our mobile payments feature allows you to make purchases directly from your smartphone. No more fumbling with cash or cards just simple taps and you're done!

Financial Strength

A Trusted Partner for Your Finances

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 6408 Hilburn Dr Raleigh Nc 27613 or call (919) 510-7886 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Excellence

Our operational efficiency is reflected in our $2,145,244, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees who are always ready to assist you with knowledgeable service.

Member-Centric Savings

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $193,516 in used auto loans and $34,904,944,116 in total loans and leases, we support our members' financial goals across various sectors.

Strong Financial Health

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For those interested in personal or business growth, we have options like credit lines totaling $18,909,000,000 that can provide the additional financial flexibility you need. If you're considering refinancing any existing loans, our team can assist you with eligibility options that may help lower your payments or access cash for other needs. Feel free to reach out to us at (919) 510-7886 for more information about our loan products or visit us at 6408 Hilburn Dr Raleigh Nc 27613, Raleigh, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We provide financing options that are flexible and tailored to fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We offer competitive rates and support throughout the process to ensure you feel confident every step of the way.

Unsecured Credit Card Loans

Managing daily expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $1,177,171,541 in loans helping members manage their finances effectively, our credit cards come with features that allow for better budgeting and reward opportunities.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous approach guarantees that users receive fair and transparent offers.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

STATE EMPLOYEES' CREDIT UNION - Raleigh, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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