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Mortgage Loans
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Personal Loans
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Introduction
Welcome to State Employees' Credit Union, your trusted partner in financial well-being located at 4401 Creedmoor Rd, Raleigh, NC 27612. Since our establishment in 1937, we've proudly served over 2.8 million members, providing a range of financial services designed to meet your needs. With total assets of $57,229,286,839 and deposits exceeding $7,866,265,767, we are committed to ensuring the financial security and growth of our community. At State Employees', we believe that strong communities begin with strong relationships. Our dedicated team of 8,258 employees works tirelessly to provide personalized service and support to every member. Under the leadership of our CEO, Leigh Brady, and Board President, Mona Moon, we strive to foster an environment where members can achieve their financial goals. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 4401 Creedmoor Rd, Raleigh, NC 27612. Whether you're looking for loans totaling over 1,194,630 or seeking advice on managing your finances wisely, we're here to help. We invite you to explore our website at www.ncsecu.org for more information on how we can assist you. If you have any questions or need assistance, don't hesitate to call us at 919-807-8344 during our operating hours from Monday to Friday, 8:30 AM to 5:30 PM. Join us at State Employees' Credit Union today and experience the difference that comes with being part of a caring community!
Branch History & Mission
At State Employees', we take pride in our rich history and deep-rooted commitment to serving the community of Raleigh, NC. Founded in 1937, our branch has grown significantly over the decades, nurturing a spirit of cooperation and mutual support among our members. Today, we proudly serve over 2.8 million members, making us one of the largest credit unions in the nation. Located at 4401 Creedmoor Rd, Raleigh, NC 27612, our branch is easily accessible to those in our vibrant community. Whether you're near local parks or bustling retail areas, we're here to meet your financial needs. While members can visit us at this location, official correspondence should be sent to the same address as our mailing address: 4401 Creedmoor Rd, Raleigh, NC 27612. Our mission is clear: to provide exceptional financial services while empowering our members and supporting our community. We believe that everyone deserves access to affordable banking options that enhance their quality of life. This commitment drives everything we do from offering competitive loans and savings products to providing educational resources that help members make informed financial decisions. Over the years, we have achieved significant milestones. Our total assets now stand at an impressive $57.2 billion, a testament to the trust placed in us by our members. We continually strive to enhance our services through digital advancements and customer-centric initiatives. With features like online banking and mobile payments available, managing your finances has never been easier. We also recognize the importance of accessibility for all community members. Our facilities are designed with ADA compliance in mind, ensuring that everyone can benefit from our services without barriers. Community involvement is at the heart of what we do. We actively partner with local organizations to support various outreach efforts aimed at improving lives across Raleigh and beyond. From financial literacy programs to charity events, we believe in giving back and making a positive impact. As you explore your financial options, we invite you to join us at State Employees'. Experience firsthand the benefits of membership a commitment not just to your finances but also to your overall well-being and success. Together, we can build a brighter future for you and your family. Contact us today at 919-807-8344 or visit us during our operating hours from Monday to Friday between 8:30 AM and 5:30 PM. Your journey towards financial empowerment starts here!
Branch Location & Accessibility
Welcome to the State Employees' Credit Union located at 4401 Creedmoor Rd in Raleigh, NC! Our branch is conveniently situated in the heart of Wake County, making it easy for our members to access our services. Whether you're popping in for a quick transaction or seeking financial advice, we're here to help. If you need to send us official correspondence, please use our mailing address: 4401 Creedmoor Rd, Raleigh, NC 27612. We strive to create a welcoming environment for everyone who visits us. The branch features accessible parking and ADA-compliant entrances, ensuring that all members can enjoy their banking experience with ease. Our friendly staff is available during regular operating hours from Monday to Friday, from 8:30 AM to 5:30 PM. While we currently do not have ATM services or drive-thru banking at this location, we encourage you to reach out via phone at 919-807-8344 for any assistance you may need. You'll find us near local landmarks and attractions, making your visit even more convenient. We invite you to stop by and discover how we can support your financial goals. Join the many members who benefit from our personalized services and community-focused approach at State Employees'. We look forward to seeing you soon!
Member Eligibility
At State Employees', we believe that becoming a member means joining a caring community that puts your financial needs first. If you're interested in becoming part of our family, you'll be pleased to know that eligibility is straightforward and welcoming. To qualify, you generally need to be a state employee or an immediate family member of one. This means if you're working for the state or have a loved one who does, you're already on your way to enjoying all the benefits we offer. For more specific details about what qualifies someone as a member, feel free to check out this resource: http://www.ncsecu.org/join#eligibility. Once you know you're eligible, opening an account is simple! You can start the process online by visiting https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. Our friendly team is also just a phone call away at (919) 807-8344 if you have any questions or need assistance. We can't wait to welcome you to State Employees' at 4401 Creedmoor Rd Raleigh Nc 27612, where your financial journey can truly begin!
Business Banking & Commercial Services
At State Employees', we understand that every business has unique needs. Whether you're a startup looking to make your mark or an established company aiming for expansion, our financial solutions are designed to support your growth journey. Imagine having access to the right funding at the right time this is where our commercial loans come into play. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify payment processing for your customers. Picture this: a busy cafe smoothly handling transactions while customers enjoy their coffee. That's the kind of efficiency we strive for with our services. Located conveniently at 4401 Creedmoor Rd Raleigh Nc 27612, Raleigh, NC, we're here to help you navigate your business banking needs. Reach out at (919) 807-8344 or visit us online at https://www.ncsecu.org/ to learn more!
Comprehensive List Of Services
Banking Convenience at Your Fingertips
In today's fast-paced world, convenience is key. That's why our members enjoy ATM services that are designed for easy access to your funds. Whether you need to withdraw cash for a weekend getaway or check your balance before making a purchase, our ATM services provide the flexibility you need. You can count on us to be there when you need quick access to your money.
Embracing Digital Solutions
In addition to traditional banking methods, State Employees' offers robust digital banking features. With online banking options available, members can manage their accounts anytime, anywhere. This means checking balances, transferring funds, and monitoring transactions all from the comfort of your home or on-the-go through our mobile application.
Join Us Today!
Ready to experience the benefits of being a member? At State Employees', we are dedicated to helping you achieve your financial goals with services that fit your lifestyle. Visit us online at ncsecu.org for more information or call us today at 919-807-8344. Join us and discover how easy managing your finances can be!
Personalized Support When You Need It
While we focus on essential services like ATM access, we also ensure that our members receive personalized support. Our friendly team is always ready to assist you over the phone at 919-807-8344 during our lobby hours from Monday to Friday, 8:30 AM to 5:30 PM. Whether you have questions about your account or need guidance on a financial decision, we're just a call away.
Digital & Online Banking
Key Services
With just a few clicks, you can access all your account information through our online banking portal available at https://www.ncsecu.org/. Our services include electronic signature authorization, which simplifies paperwork and helps you complete transactions quickly and securely. Plus, e-statements are readily available, so you can keep track of your finances without the clutter of paper documents. If you prefer managing your accounts on your smartphone, our mobile application makes banking even easier. You can make payments with mobile payments features, ensuring that transactions are not only swift but also secure. While person-to-person transfers are currently not offered, you'll find plenty of other ways to move money around easily.
Security and Accessibility
Your security is our top priority. We use advanced technologies to protect your personal information while you enjoy 24/7 access to your accounts through our online banking service. This means you can check balances, pay bills, or transfer funds whenever it suits you day or night. At State Employees', we believe in making banking simple and accessible for everyone. With features like e-statements and mobile application support, you'll have real-time management of your accounts right at your fingertips. Enjoy peace of mind knowing that managing your finances has never been easier!
Financial Strength
A Growing Member Base
We have a robust membership base with 5,850,875 total share accounts that trust us with their finances. This shows not just growth but also confidence from our community in the services we provide. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 4401 Creedmoor Rd Raleigh Nc 27612 or call (919) 807-8344 to learn more about how we can help you achieve your financial goals.
Investing Back Into Our Community
With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $193,516 in used auto loans and $34,904,944,116 in total loans and leases, our lending capacity supports members' financial goals across various sectors.
Member-Centric Savings Solutions
Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Strong Capital Foundation
With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We make financing straightforward with flexible terms that suit your budget.
Credit Lines
For those who want access to ongoing funds for personal or business use, our credit lines totaling $18,909,000,000 are an excellent choice. They give you the freedom to borrow as needed while only paying interest on what you use. At State Employees', we prioritize your financial wellbeing by offering competitive rates and personalized service. If you're considering refinancing or want to know about eligibility options for our loan products, feel free to reach out. You can contact us at 919-807-8344 or visit us at 4401 Creedmoor Rd, Raleigh NC 27612. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We provide various options tailored to your situation so you can feel confident in your investment.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. This option allows you to handle unexpected expenses without straining your budget.
Loan Aggregator
Ensuring Accurate Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers. Each loan comparison reflects real-time data, enabling you to make informed decisions without unnecessary delays.
Key Benefits of Using LendMesh
- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the options presented are both current and credible. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can rely on the information without worrying about hidden agendas. - Real-Time Rate Comparisons: Access up-to-date loan rates from multiple institutions in one place. This feature empowers you to compare options side by side, making it easier to find the best deal for your needs. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how LendMesh effectively assists borrowers in achieving their financial goals. Ready to take the next step? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.