State Employees' Credit Union Raleigh NC: Top Checking & Mortgage Loans

Introduction

Welcome to State Employees' Credit Union, your trusted financial partner located at 4050 Poole Rd, Raleigh, NC 27610. Since our establishment in 1937, we have proudly served over 2.8 million members, providing them with the financial tools and resources they need to thrive. With total assets of $57,229,286,839 and total deposits amounting to $7,866,265,767, we stand strong in our commitment to your financial well-being. At State Employees', we understand that each member has unique needs. That's why we offer a diverse range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our dedicated team is here to support you every step of the way. Under the leadership of our CEO, Leigh Brady, and Board President, Mona Moon, our staff of 8,258 employees works tirelessly to ensure you receive the highest level of service. While members can visit us at our branch for all their banking needs, official correspondence should be sent to 4050 POOLE RD, RALEIGH, NC 27610. Whether you're looking to open an account or explore loan options our doors are always open! Feel free to reach out via phone at 919-212-0112 during our operating hours from Monday to Friday between 8:30 AM and 5:30 PM. Join us at State Employees' Credit Union today and experience the difference that comes from being part of a community-focused institution dedicated to your success. Visit us online at ncsecu.org or come see us in person we're excited to help you achieve your financial goals!

Branch History & Mission

Community Engagement

State Employees' is not just about transactions; we are about transformation. We actively engage with local organizations and participate in events that uplift our community. Whether it's partnering with schools for financial education programs or supporting local charities, we strive to make a positive impact beyond banking.

Join Us

We invite you to become part of the State Employees' family. Experience firsthand the benefits of membership where your financial goals are prioritized. Visit us during our operating hours Monday through Friday from 8:30 AM to 5:30 PM or give us a call at 919-212-0112 for more information. Together, let's build a brighter financial future!

Our Mission

Our mission at State Employees' is simple yet profound: to provide exceptional financial services while enhancing the lives of our members and the communities we serve. We believe in not just meeting financial needs but also empowering individuals through education and support. Our focus is on building lasting relationships that foster trust and security. We are dedicated to offering valuable services such as checking and savings accounts, credit cards with rewards, and various loan options tailored to meet individual circumstances. In addition to these offerings, we are proud of our active role in community outreach initiatives that promote financial literacy and well-being. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to 4050 POOLE RD, RALEIGH, NC 27610 if different from our physical location.

Branch Location & Accessibility

Convenient Access and Amenities

At State Employees', we strive to make your banking experience as smooth as possible. Our branch features ample parking space, ensuring that you can easily find a spot when you visit us. For those who may need it, we are proud to be ADA compliant, with ramps and accessibility features designed to assist everyone in our community. Our dedicated team is here to serve you during our lobby hours from Monday to Friday, opening at 8:30 AM and closing at 5:30 PM. If you prefer banking on the go, we offer ATM services that are available for your convenience, so you can withdraw cash or check your balance any time of day.

Drive-Thru Banking

For added convenience, we provide a drive-thru banking option. Whether you're making deposits, withdrawals, or just need to complete simple transactions without leaving your car, our drive-thru service is here for you!

Reach Out Anytime

Have questions? We're just a phone call away! You can reach us at 919-212-0112. While members can visit us at 4050 Poole Rd, please note that official correspondence should be sent to the same address listed as our mailing address. We invite you to come by and discover all the personal and business banking services we offer, including checking and savings accounts, auto loans, mortgage options, and more. Join us at State Employees' Credit Union today where your financial needs come first!

Member Eligibility

At State Employees', we believe that everyone deserves a chance to be part of a supportive community. Joining us is simple and welcoming! If you live, work, or worship in certain areas or are associated with specific organizations, you may be eligible to become a member. This means you can access our range of services designed just for you, including competitive loan rates and personalized banking solutions. To find out if you're eligible, take a moment to check the detailed criteria at http://www.ncsecu.org/join#eligibility. Once you've determined your eligibility, opening an account is a breeze! You can easily start your journey with us by visiting our online account opening page at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu or by giving us a call at (919) 212-0112. We're excited to have you join our family at State Employees', located at 4050 Poole Rd Raleigh Nc 27610, where your financial well-being is our priority!

Business Banking & Commercial Services

Business Loan Options

Imagine securing the funds needed to expand your operations, purchase new equipment, or hire additional staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable payment solutions is crucial. Our merchant services simplify transactions so you can focus on what matters most growing your business. From secure card processing to easy online payment options, we provide tools that make managing finances straightforward. Visit us at 4050 Poole Rd Raleigh Nc 27610 in Raleigh, NC or call us at (919) 212-0112 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATMs allow for easy withdrawals and balance checks without any hassle. If you're on the move but still need to handle basic transactions like deposits or withdrawals, our drive-thru banking service makes it easy to do so without leaving your car. At State Employees', we're dedicated to enhancing your banking experience by providing services that cater to both personal and business needs. We invite you to visit us at 4050 Poole Rd Raleigh Nc 27610 or give us a call at (919) 212-0112 for more information about how we can serve you better. Your financial well-being is our priority!

Business Banking Solutions

For entrepreneurs, State Employees' provides comprehensive business banking services, including merchant services that simplify transactions for your customers and business loans that can help you grow your enterprise.

Credit Card Options

Our credit cards with rewards give you more than just buying power; they offer benefits like cash back or travel rewards that turn everyday spending into something rewarding.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, pay bills, and much more all from the comfort of your home or on the go.

Personal Banking Services

Whether you're looking to open a new checking or savings account, our personal banking options are tailored to fit your lifestyle. Imagine having the freedom to manage your finances effortlessly with our checking and savings accounts that offer competitive interest rates and no hidden fees. For those considering purchasing a vehicle, our auto loans and vehicle financing options can help you hit the road in no time. If you're dreaming of owning a home, our mortgage loans and refinancing services provide flexible terms and competitive rates that suit your budget. Should you find yourself needing extra funds for unexpected expenses or wanting to consolidate debt, our personal loans are here to help you regain control over your finances.

Digital & Online Banking

At State Employees', we understand that convenience and security are essential in today's fast-paced world. Our digital and online banking services make managing your finances simpler than ever, allowing you to bank anytime, anywhere. You can easily access your accounts through our online banking portal at https://www.ncsecu.org/. With 24/7 online banking services, you can check balances, transfer funds, and pay bills whenever it suits you. No need to rush to the bank; everything is just a few clicks away. We prioritize your safety with features like electronic signature authorization. This means you can sign documents securely from the comfort of your home. Plus, enjoy the ease of receiving e-statements no more paper clutter, just a quick glance at your financial activity right in your inbox. If you're always on the go, our mobile application makes it even easier to stay on top of your finances. You can make mobile payments effortlessly and manage transactions right from your smartphone. While person-to-person transfers aren't available, our other features ensure that sending money and making payments is still straightforward. With these user-friendly tools, you have real-time control over your accounts. Whether you're at home or out and about, managing your money has never been more accessible or secure. Discover all that our digital banking services have to offer by visiting us online today!

Financial Strength

A Growing Community

With total share accounts numbering 5,850,875, we show a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $574,556,810, further demonstrating our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 4050 Poole Rd Raleigh Nc 27610 or call (919) 212-0112 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Commitment to Growth and Innovation

Our commitment to excellence is reflected in our $133,577,509 in undivided earnings, which we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $193,516 in used auto loans and $34,904,944,116 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Efficient Operations

Our ability to operate efficiently is showcased by our $2,145,244, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our competitive rates and flexible terms make it easier for you to drive home your dream car.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519. Our dedicated team is here to guide you through the process and help you find the right solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $1,177,171,541 in loans helping members manage their finances effectively, our credit cards come with rewards that can benefit you every time you use them. They are a great way to gain access to funds while building your credit history. If you're considering refinancing any of these options or want to know about eligibility requirements for our various loan products, please reach out to us at 919-212-0112. Our team will be happy to assist you with the information you need. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about how we can help you reach your financial goals through our loan offerings at 4050 Poole Rd Raleigh Nc 27610, visit us online or call today!

Loan Aggregator

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STATE EMPLOYEES' CREDIT UNION - Raleigh, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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