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Mortgage Loans
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Introduction
Welcome to State Employees', your trusted credit union nestled in the heart of Raleigh at 1621 Pacific Dr, Raleigh, NC 27609. Since our establishment in 1937, we have proudly served over 2.8 million members, providing them with the financial support they need to achieve their goals. With total assets exceeding $57 billion and deposits amounting to $7.87 billion, we are committed to fostering a strong financial community. At State Employees', we believe in empowering our members through a variety of services including personal banking, auto loans, mortgage options, and more. Our CEO, Leigh Brady, along with Board President Mona Moon, leads our dedicated team of 8,258 employees who work tirelessly to ensure your experience is seamless and rewarding. While you can always reach out to us at our branch location or call us at 919-876-7444, please note that official correspondence should be directed to our mailing address: 1621 PACIFIC DR, RALEIGH, NC 27609. Join us today and discover how we can help you thrive financially! For more information about membership and services, visit our website at ncsecu.org. We're here for you come see how we make a difference in our community!
Branch History & Mission
Join Us
As we look toward the future, we invite you to become part of the State Employees' family. Experience firsthand how we can help you achieve your financial goals while actively contributing to the vibrant life of our community. Together, let's build a brighter future for everyone in Raleigh and beyond! For more information about joining us or exploring our services, don't hesitate to call us at (919) 876-7444 or visit our website at https://www.ncsecu.org/. Your journey towards better banking starts here!
Our Journey
From our humble beginnings, State Employees' has evolved into a robust financial institution with total assets amounting to an impressive $57,229,286,839. We started with the vision of making banking accessible to everyone and have continually adapted to meet the changing needs of our members. Over the years, we've introduced various services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our branch is not just a place to bank; it's a hub for community engagement. We understand that financial health is tied closely to community well-being. This belief drives us to participate in local outreach programs and partnerships that empower residents of Raleigh and beyond.
Our Mission
At State Employees', our mission is clear: we strive to provide exceptional financial services while also giving back to the community we serve. We are dedicated to ensuring that every member feels valued and supported in their financial journey. We offer personalized service with friendly staff ready to assist you during our operating hours from 8:30 AM to 5:30 PM, Monday through Friday. Whether you need assistance through our drive-thru service or prefer the convenience of online banking from home, we are here for you. Our ATM is available for easy access to your funds whenever you need them. While members can visit us at 1621 Pacific Dr Raleigh Nc 27609, official correspondence should be sent to 1621 PACIFIC DR, RALEIGH, NC 27609 if it differs from our branch address.
Branch Location & Accessibility
Call to Action
Ready to experience banking made easy? Stop by State Employees' Credit Union today or give us a call at 919-876-7444. We look forward to helping you with all your financial needs!
Convenient Access and Features
Parking at our branch is ample and accessible, making your visit stress-free. We also prioritize accessibility with features like ADA-compliant ramps, ensuring everyone can enjoy our services without any hassle. If you're on the go, take advantage of our drive-thru banking services for quick deposits and withdrawals without leaving your car.
Operating Hours
We're here for you Monday through Friday from 8:30 AM to 5:30 PM. Whether you need assistance with checking and savings accounts, auto loans, or mortgage refinancing, our friendly staff is ready to help during these hours. Plus, we offer ATM services right on-site for those quick cash needs.
Member Eligibility
At State Employees', we believe that everyone deserves a chance to join our supportive community. Becoming a member is simple and welcoming, especially if you live or work in North Carolina. If you're a state employee, a member of your family can also benefit from our services. We invite you to explore the eligibility criteria in more detail by visiting http://www.ncsecu.org/join#eligibility. This resource will give you all the information you need to determine if you're eligible. Joining us opens the door to a variety of financial products and services designed with your needs in mind. From checking and savings accounts to loans and credit cards, you'll find options that fit your lifestyle. To get started, simply visit us at our branch located at 1621 Pacific Dr Raleigh Nc 27609, or give us a call at (919) 876-7444. Opening an account is straightforward; check out the details on how to enroll at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. We're excited to welcome you into our family!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
In addition to loans, we offer merchant services designed to simplify your operations. Imagine being able to accept payments seamlessly, whether you're selling products online or in-store. Our merchant services help streamline transactions so you can focus on what truly matters growing your business. If you're ready to take the next step or just want to learn more about how we can help your business thrive, visit us at 1621 Pacific Dr Raleigh Nc 27609 or give us a call at (919) 876-7444. Let's work together to make your business vision a reality!
Comprehensive List Of Services
Business Banking Services
For our business members, we understand the importance of having reliable banking solutions. Our business banking services include merchant services and business loans that can help your enterprise thrive. Whether it's expanding operations or managing cash flow, we are here to assist every step of the way.
Convenient Online & Mobile Banking
In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your finances anytime and anywhere. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and even pay bills without stepping foot in the branch. Plus, our ATM services ensure that cash withdrawal is always within reach.
Credit Cards & Rewards
Why not earn rewards while you spend? Our credit cards come with fantastic rewards programs that allow you to earn points on purchases. This means that every time you shop, you're making progress toward something special be it a vacation or new gadgets.
Drive-Thru & ATM Services
Sometimes all you need is a quick transaction! Our drive-thru service offers basic banking tasks like deposits and withdrawals without leaving your car. If you're on the go, our ATMs provide easy access for withdrawals and balance checks, ensuring that you have what you need when you need it. At State Employees', we believe in making banking accessible and straightforward for everyone. With a commitment to exceptional service and member satisfaction, we're here to support all aspects of your financial journey. If you're ready to explore these services further or have questions about how we can meet your needs, give us a call at (919) 876-7444 or visit us at Raleigh - Falls Of Neuse Rd today!
Personal Banking Solutions
Our personal banking services include checking and savings accounts designed to help you manage your money effortlessly. Imagine needing quick access to funds for an unexpected expense; our accounts make it easy to handle those situations. Additionally, if you're considering purchasing a new car or refinancing your existing mortgage, our auto loans and mortgage options are tailored to fit various budgets and lifestyles. We also offer personal loans for debt consolidation, helping you streamline payments and reduce stress.
Digital & Online Banking
Mobile Banking at Your Fingertips
Our mobile application brings banking right to your pocket. You can make mobile payments effortlessly, allowing you to shop without worrying about carrying cash or cards. Plus, with our secure electronic signature authorization, signing documents digitally has never been easier or safer.
Online Banking Made Easy
With our 24/7 online banking services available at https://www.ncsecu.org/, you have complete control over your accounts. Whether it's checking your balance, transferring funds, or paying bills, everything is just a few clicks away. You can also enjoy electronic statements, which are not only eco-friendly but also keep your financial records organized and easily accessible.
Stay Connected with Your Finances
Need to send money to a friend? Our person-to-person transfer feature makes it simple to share funds directly from your account without hassle. While this feature isn't available yet, our team is constantly looking for ways to enhance your banking experience. At State Employees', we prioritize security and ease of use in every service we offer. We understand that managing finances can be overwhelming, but with our digital tools, you can do it all with confidence. Experience the freedom of real-time account management today!
Financial Strength
Commitment to Growth
With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $193,516 in used auto loans and $34,904,944,116 in total loans and leases, we support our members' financial goals across various sectors.
Member Trust
Total Share and Deposit Accounts stand at 5,850,875, showing a strong and growing member base that trusts us with their finances. With Net Shares (Funds available for lending and investments) totaling $574,556,810, we're prepared to meet your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1621 Pacific Dr Raleigh Nc 27609 or call (919) 876-7444 to learn more about how we can help you achieve your financial goals.
Operational Efficiency
Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Secure Savings Options
Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Strong Financial Health
With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Additional Offerings
In addition to these main products, we provide various other lending options tailored to meet your specific needs. If you're interested in business financing solutions or personal loans for debt consolidation and other purposes, our dedicated team is ready to assist you. For those considering refinancing their existing loans or exploring eligibility options for our products, please reach out to us directly at 919-876-7444 or visit our website at ncsecu.org. Our branch hours are from 8:30 AM to 5:30 PM, Monday through Friday. We're committed to providing excellent service and support as you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our team is here to guide you through the financing process.
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519. Whether you are a first-time homebuyer or looking to refinance your existing mortgage for better terms, our competitive rates and flexible plans could fit your needs perfectly.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans. With a total of $1,177,171,541 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing you have access to funds when you need them most.
Loan Aggregator
Benefits of Using LendMesh
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Ensuring Accurate Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. By relying on verified financial institutions, LendMesh guarantees that users receive accurate information about potential loans.