Type of Loan Offerings
Mortgage Loans
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Personal Loans
Vehicle Loans
Introduction
Welcome to State Employees' Credit Union, your trusted partner in financial well-being since 1937. Located conveniently at 3705 Computer Dr, Raleigh, NC 27609, we are dedicated to serving our community with a range of personalized banking services that cater to your unique needs. With over 2.8 million members and total assets exceeding $57 billion, we pride ourselves on being a reliable resource for our members' financial journeys. At State Employees', we understand that every member's situation is different. Whether you're looking to open a checking account, secure an auto loan, or explore mortgage options, our experienced team is here to help you make informed decisions. Our commitment to excellence is reflected in our robust financial standing, with total deposits reaching $7.87 billion and a net worth of $5.45 billion. These figures underscore our stability and dedication to providing the best possible service. While members can visit us at our branch location, official correspondence should be sent to 3700 COMPUTER DR, RALEIGH, NC 27609. Our knowledgeable staff, led by CEO Leigh Brady and Board President Mona Moon, is always ready to assist you with any inquiries or concerns you may have. We invite you to discover how State Employees' Credit Union can enhance your financial health. Reach out to us at 919-784-8054 or explore our website at www.ncsecu.org for more information on our services and offerings. Join us today and experience the difference that comes with being a valued member of our credit union!
Branch History & Mission
Community Engagement
Our commitment extends beyond just financial transactions; it encompasses fostering strong community ties through outreach initiatives and partnerships. We actively engage in programs that support local education, health services, and economic development, reinforcing our role as a vital part of the Raleigh community.
Join Us
As we continue to grow and adapt to meet the evolving needs of our members, we invite you to become part of our journey. Experience firsthand the benefits of membership with State Employees'. Whether you're looking for reliable banking options or seeking ways to contribute to your community, we're here for you. For more information or to open an account, please contact us at 919-784-8054 or visit us online at www.ncsecu.org. Together, let's build a brighter financial future!
Our Mission
At State Employees', our mission is simple yet profound: to provide exceptional financial services while empowering our members and enriching our community. We believe in a member-centric approach that prioritizes your financial well-being. Our services range from personal banking like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. We also offer business banking solutions tailored to meet the needs of local entrepreneurs. We are committed to accessibility and inclusivity. Our facilities comply with ADA standards to ensure everyone can benefit from our services without barriers. With an available ATM and a convenient drive-thru service, we strive to make banking as easy as possible for you.
Branch Location & Accessibility
Accessibility Features
We prioritize your comfort and convenience. Our branch is equipped with ADA-compliant features, including ramps for easy access. You'll find ample parking available, so you can park with ease when you visit.
Operating Hours
Our lobby is open Monday through Friday from 8:30 AM to 5:30 PM, making it simple for you to drop in during your day. We also offer drive-thru banking for quick deposits and withdrawals without leaving your car perfect for those on-the-go days!
Services Offered
At State Employees', we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, our ATM is available for cash withdrawals and balance checks whenever you need them. If you're looking for reliable banking services delivered by a dedicated team, we invite you to visit us or give us a call at 919-784-8054. We're here to help you with all your financial needs!
Member Eligibility
Joining the State Employees' community is a wonderful step towards achieving your financial goals, and we're excited to welcome you! To become a member, you'll need to meet a few friendly criteria. If you work for the state of North Carolina or are a family member of someone who does, you're already in! Additionally, individuals who live in certain areas or have ties to specific organizations can also join our supportive family. For a detailed look at all eligibility options, feel free to explore this link: http://www.ncsecu.org/join#eligibility. Once you've confirmed your eligibility, opening an account is as easy as pie. You can start your journey with us online by visiting our account opening page here: https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions or need assistance, don't hesitate to give us a call at (919) 784-8054. At State Employees', we believe in creating a welcoming atmosphere where everyone can thrive together!
Business Banking & Commercial Services
Merchant Services That Work for You
In addition to loans, we offer robust merchant services that simplify transactions for your business. Imagine seamlessly processing payments from customers, managing your cash flow effectively, and gaining insights into your sales trends all from one platform. Our merchant services are built to enhance your operations, allowing you to focus on what truly matters: growing your business. Located at 3705 Computer Dr Raleigh Nc 27609 in Raleigh, NC, our team is ready to assist you every step of the way. Connect with us today at (919) 784-8054 to learn how we can support your business journey!
Tailored Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Business Banking
For small business owners, we offer tailored business banking services, including merchant services that simplify payment processing and business loans that can help fuel your growth ambitions. We understand how important it is to have reliable support when running a business, and we're here to be your partner in success.
Digital Banking Features
In today's fast-paced world, convenience matters more than ever. That's why we've invested in robust online and mobile banking platforms. You can check your balances, transfer funds, and pay bills anytime from the comfort of your home or on the go. Our ATM services provide easy access for cash withdrawals and balance checks whenever you need them.
Drive-Thru and Basic Services
Sometimes, simple transactions are all you need. Our basic drive-thru banking allows for quick deposits, withdrawals, and other simple transactions without leaving your car. This service ensures that even on busy days, banking remains hassle-free. At State Employees', we are committed to making financial management accessible for everyone. With our comprehensive list of services from personal banking to business support your financial well-being is our top priority. Ready to explore how we can help you? Give us a call at (919) 784-8054, or visit us at 3705 Computer Dr Raleigh Nc 27609 in Raleigh, NC today!
Loans and Financing
If you're facing unexpected expenses or planning a special purchase, look no further than our personal loans and debt consolidation options. We aim to provide flexible solutions that fit your budget and timeline. Plus, our credit cards with rewards are perfect for everyday purchases, allowing you to earn points while enjoying the convenience of cashless transactions.
Personal Banking
We know that managing personal finances can sometimes feel overwhelming. That's why we offer various personal banking services, including checking and savings accounts designed to help you save for what matters most. If you're considering buying a new car, our auto loans and vehicle financing options make it easy to hit the road with confidence. And for those big dreams, such as purchasing a home, our mortgage loans and refinancing services can guide you through the process smoothly.
Digital & Online Banking
Key Features
Our online banking platform allows you to access your accounts anytime, anywhere. Whether you're checking balances, transferring funds, or paying bills, you can do it all with just a few clicks. Plus, our mobile application gives you the flexibility to bank on the go, right from your smartphone. Need to sign a document? With electronic signature authorization available at State Employees', you can complete transactions securely without the hassle of printing or mailing forms. You'll also enjoy the benefits of e-statements, making it simple to keep track of your account activity while reducing paper clutter. If you love using mobile payments, you're in luck! Our platform supports this feature, allowing you to pay quickly and securely with your phone. Although we currently don't offer person-to-person transfers, our other digital services are designed for ease and efficiency.
Security and Accessibility
Security is our top priority. Our systems use advanced technology to ensure that your personal information remains safe while you enjoy all the conveniences of online banking. Plus, with user-friendly interfaces, even those who aren't tech-savvy will find it easy to navigate their accounts. In short, whether you're at home or on the move, State Employees' makes banking straightforward and accessible. Experience real-time account management and take control of your finances today with our robust digital services!
Financial Strength
Commitment to Reinvestment
With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $193,516 in used auto loans and a total of $34,904,944,116 across all loans and leases.
Growing Member Base
Our commitment to our members is evident in the numbers: we manage 5,850,875 total share accounts, showcasing a strong and growing member base that trusts us with their finances. Additionally, our net shares available for lending and investments stand at $574,556,810, reinforcing our ability to serve you effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 3705 Computer Dr Raleigh Nc 27609 or call (919) 784-8054 to learn more about how we can help you achieve your financial goals.
Member-Centric Savings Options
Your savings are in safe hands with us. We currently hold $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering you stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees dedicated to providing excellent service.
Solid Financial Foundation
With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is further highlighted by our net worth ratio of $971, which demonstrates a solid capital foundation. This assurance means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Additional Offerings
If you're considering business opportunities, our outstanding commercial loans provide capital needed for growth and expansion. Additionally, if you're looking to refinance an existing loan or explore eligibility options for any of our products, we can assist you with that as well. At State Employees', our goal is to empower you with the financial tools necessary for success. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our diverse loan offerings today! Let us help you pave your path towards financial stability and growth.
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options tailored to fit your budget.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We're here to guide you through the mortgage process and help you find the right loan for your needs.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs, making it easier for you to make everyday purchases while earning benefits.
Loan Aggregator
Benefits of Using LendMesh
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How LendMesh Ensures Accurate Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This adherence to established regulations guarantees fair and transparent offers for borrowers. Every loan listing reflects accurate terms from trusted lenders, so users can feel secure in their choices.