State Employees' Credit Union Raleigh NC: Affordable Vehicle Loans & Business Banking

Introduction

Welcome to State Employees' Credit Union, your trusted partner for financial services in the heart of Raleigh, NC. Located at 2802 Hillsborough St, our branch has been serving the community since 1937, and we take pride in offering personalized banking solutions that truly meet your needs. With a robust membership of over 2.8 million, we are committed to empowering individuals and families with the tools they need to achieve their financial goals. At State Employees' Credit Union, we understand that every dollar counts. That's why our total assets exceed an impressive $57 billion, ensuring that we have the resources necessary to support you whether you're looking for savings accounts, auto loans, or business banking solutions. Our members enjoy a solid foundation built on trust, with total deposits reaching $7.87 billion and net worth standing at $5.45 billion. While members can visit us at our Raleigh location, official correspondence should be sent to our mailing address: 2802 HILLSBOROUGH ST, RALEIGH, NC 27607. We invite you to explore how we can assist you in achieving your dreams whether through our convenient online and mobile banking options or by visiting us directly during our operating hours from 8:30 AM to 5:30 PM. Led by our dedicated CEO, Leigh Brady, and Board President, Mona Moon, our team of over 8,200 employees is here to provide exceptional service tailored just for you. Don't hesitate to reach out; call us at 919-839-5381 or check out our website at www.ncsecu.org for more information. Join us today and discover how State Employees' Credit Union can help you navigate your financial journey with confidence!

Branch History & Mission

Join Us

We invite you to become part of the State Employees' Credit Union family. Experience firsthand the benefits of being a member whether it's accessing low-interest loans or enjoying competitive savings rates. Together, let's build a stronger community one member at a time. For more information or to join us today, please call us at 919-839-5381 or visit our website at ncsecu.org. Welcome to your credit union!

Our Journey

From the very beginning, our mission has been clear: to provide affordable financial solutions that empower our members and enrich their lives. Over the years, we have embraced change and innovation while staying true to our core values. Our journey is marked by significant milestones that reflect our evolution, including expanding our range of services to meet the diverse needs of our members. Today, we offer personal banking, auto loans, mortgages, credit cards with rewards, business banking solutions, and advanced online and mobile banking options. As technology evolved, so did we. We have integrated digital advancements that enhance member convenience while ensuring ADA compliance for accessibility. This commitment allows us to serve all community members effectively.

Our Mission

At State Employees' Credit Union, our mission is more than just financial services; it's about making a positive impact in the communities we serve. We strive to build lasting relationships with our members by offering personalized support and resources tailored to their unique circumstances. Whether it's helping families achieve their dream of homeownership or providing guidance for managing personal finances, we are here every step of the way. Our commitment extends beyond banking. We actively engage in community outreach efforts and partnerships that focus on education and support for local initiatives. By investing in the communities where we operate, we help create a brighter future for everyone. While members can visit us at 2802 Hillsborough St for face-to-face assistance or drive-thru services during our operating hours from 8:30 AM to 5:30 PM on weekdays, official correspondence should be sent to our mailing address at 2802 HILLSBOROUGH ST, RALEIGH, NC 27607.

Branch Location & Accessibility

Welcome to State Employees' at 2802 Hillsborough St, Raleigh, NC! We are delighted to be part of the vibrant community here in Wake County. Our location is convenient for both locals and visitors, making it easy for you to access our services. Just a short drive from North Carolina State University, we're right in the heart of Raleigh, surrounded by shops and eateries that add to the neighborhood's charm. Our branch is designed with accessibility in mind. Whether you're visiting us on foot or driving, you'll find ample parking available. We are proud to offer features that comply with ADA standards, ensuring everyone can access our facilities comfortably. We understand that life gets busy, which is why our lobby hours are set from 8:30 AM to 5:30 PM, Monday through Friday. This allows you plenty of time during your day to stop by and take care of your banking needs. If you're on the go, don't forget about our drive-thru service where you can handle basic transactions without leaving your vehicle. For those who prefer digital convenience, we also provide ATM access right here at our branch. With our ATM, you can easily make cash withdrawals and check your balance anytime. While members can visit us at 2802 Hillsborough St Raleigh Nc 27607, official correspondence should be sent to 2802 HILLSBOROUGH ST, RALEIGH, NC 27607 if it differs from our physical address. If you have any questions or need assistance, feel free to reach out at (919) 839-5381 we're here to help! We invite you to stop by and discover how State Employees' can support your financial journey. Whether you're looking for personal banking options or just need some advice, our friendly team is ready to welcome you!

Member Eligibility

Becoming a member of State Employees' is like joining a family that truly cares about your financial well-being. If you live, work, or attend school in North Carolina, you're likely eligible to join us! We also welcome immediate family members of current members, making it easy for everyone to benefit from our personalized services. At State Employees', you'll find a supportive environment where your financial goals are prioritized. Whether you're looking for checking accounts, loans, or savings options, we have tailored solutions just for you. To learn more about our eligibility requirements, feel free to visit our eligibility page for the latest updates. Ready to open an account? The process is simple and straightforward! You can get started by visiting our account opening page. If you have any questions or need assistance, don't hesitate to reach out to us at (919) 839-5381. We're excited to welcome you to our community at 2802 Hillsborough St Raleigh Nc 27607 in Raleigh!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans available, we are dedicated to providing flexible financing solutions that empower local businesses to thrive. Imagine having access to funds that allow you to purchase new equipment, hire more staff, or even open a second location. Our goal is to be there when you're ready to take that next step.

Merchant Services

In addition to loans, we offer merchant services that simplify daily transactions for your business. Picture this: processing customer payments easily and securely, whether they prefer cash, credit, or mobile payments. This convenience not only enhances customer satisfaction but also helps streamline your operations, allowing you to focus on what matters most growing your business. Connect with us at (919) 839-5381 to learn how we can support your business aspirations today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on-the-go? Take advantage of our ATM & Cash Withdrawal Services, available at multiple locations throughout Raleigh. With easy access to cash withdrawal and balance checks, managing your finances has never been easier.

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options make it easy for you to hit the road with confidence. We provide competitive rates and flexible terms to help you find the perfect financing solution for your next vehicle.

Business Banking

For our entrepreneurial members, we provide comprehensive Business Banking solutions. This includes merchant services to help streamline payments and Business Loans that can support your growth ambitions. We want to see your business thrive!

Credit Cards with Rewards

Our Credit Cards with Rewards program offers great benefits for everyday purchases. Whether you're shopping for groceries or planning a getaway, earn rewards points that can be redeemed for travel, merchandise, and more!

Digital Banking Features

In today's fast-paced world, convenience is key. Our Online & Mobile Banking services allow you to manage your accounts from anywhere at any time. Whether it's checking balances, transferring funds, or making payments, everything is just a few taps away on your smartphone or computer.

Drive-Thru Banking

Sometimes all you need is quick service without leaving your car. Our Basic Drive-Thru Banking allows for simple transactions such as deposits and withdrawals all while enjoying the comfort of your vehicle. At State Employees', we're here to ensure that every aspect of your banking experience is smooth and enjoyable. If you'd like more information about our services or want assistance with opening an account, don't hesitate to contact us at (919) 839-5381 or visit us at our branch located at 2802 Hillsborough St Raleigh Nc 27607 in Raleigh. Explore all we have to offer today!

Mortgage Loans & Refinancing

Homeownership is a goal for many, and at State Employees', we're here to help make that dream a reality. Our Mortgage Loans & Refinancing services guide you through every step of the process, ensuring you find the right mortgage product that fits your budget and goals.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking services, including checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a dream vacation or just need a reliable account for everyday expenses, we've got you covered.

Personal Loans & Debt Consolidation

If you're looking to manage debt more effectively or need extra cash for an unexpected expense, our Personal Loans & Debt Consolidation options can provide the support you need. We work with you to develop a repayment plan that works within your financial situation.

Digital & Online Banking

At State Employees', we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to make managing your finances as easy and secure as possible. With 24/7 access to your accounts, you can bank when it suits you best, whether it's early in the morning or late at night. One of the standout features of our online banking is its user-friendly interface, accessible through our website at https://www.ncsecu.org/. Here, you can easily check balances, transfer funds, and pay bills without stepping foot in a branch. Our electronic signature authorization feature allows you to sign documents quickly and securely, adding convenience to your banking experience. You'll also appreciate the availability of e-statements, which let you receive your account statements electronically. This not only helps reduce paper clutter but also gives you instant access to your financial information anytime you need it. For those on-the-go moments, our mobile application makes banking even easier. With mobile payments available, you can make purchases directly from your smartphone without needing to carry cash or cards. Plus, while we currently don't support person-to-person transfers, our app still provides all the essential tools for managing your finances effortlessly. With security at the forefront of our digital services, rest assured that your information is protected with the latest technology. We're committed to keeping your data safe while providing an enjoyable banking experience. Overall, whether you're using our online banking platform or the mobile app, managing your finances has never been more accessible or straightforward at State Employees'!

Financial Strength

A Growing Community

With total share accounts reaching 5,850,875, our strong and growing member base trusts us with their finances. This trust allows us to focus on providing exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 2802 Hillsborough St Raleigh Nc 27607 or call (919) 839-5381 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Growth

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.

Operational Efficiency

Our $2,145,244 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Safe Savings Options

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Position

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used vehicle, our flexible terms can help make your purchase easier.

Credit Cards and Unsecured Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. These cards provide convenience and rewards that can enhance your spending experience.

Credit Lines

For those needing additional financial flexibility, our total credit lines amount to $18,909,000,000. These lines can help cover unexpected expenses or support planned purchases without the need for formal loan applications each time. If you're considering refinancing options or want to explore eligibility requirements, feel free to reach out to us at (919) 839-5381. Our team is ready to assist you in finding the best solution for your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at our branch located at 2802 Hillsborough St Raleigh Nc 27607, Raleigh, NC, and let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We aim to provide competitive rates and personalized service to guide you through the mortgage process.

Loan Aggregator

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STATE EMPLOYEES' CREDIT UNION - Raleigh, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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