State Employees' Credit Union Raleigh NC: Affordable Auto & Business Loans

Introduction

Welcome to State Employees' Credit Union, where we prioritize your financial well-being and community growth. Located at 2401 Blue Ridge Rd, Raleigh, NC 27607, our branch has been serving members since 1937, fostering a sense of trust and reliability for over eight decades. With a robust membership of 2,847,943 individuals, we are proud to be a cornerstone of financial support in the Raleigh area. At State Employees', we manage total assets of an impressive $57,229,286,839 and offer loans exceeding 1,194,630 to help you achieve your personal and business goals. Our commitment to our members is reflected in our substantial total deposits of $7,866,265,767 and net worth of $5,446,832,560, showcasing our strong financial foundation. While members can visit us at our physical location for personalized service, official correspondence should be directed to the same address: 2401 BLUE RIDGE RD, RALEIGH, NC 27607. We invite you to reach out with any questions or concerns by calling us at 919-781-7007. Under the leadership of CEO Leigh Brady and Board President Mona Moon, our dedicated team of 8,258 employees is here to assist you with services that include checking accounts, auto loans, mortgages, credit cards with rewards, and more. We also embrace technology with features like online banking and mobile payments for your convenience. Join us today and discover how State Employees' Credit Union can support your journey toward financial success. Visit our website at ncsecu.org or stop by for a chat!

Branch History & Mission

Community Commitment

State Employees' Credit Union doesn't just focus on numbers; it emphasizes people. We believe in building strong relationships with our members through transparency and support. Whether you're looking for help with personal finance or seeking guidance on business banking services, our team is here to assist you every step of the way. We also understand the importance of digital advancements in today's world. Our online and mobile banking options make managing your finances easier than ever before while ensuring compliance with ADA standards so everyone can access our services comfortably.

Join Us Today!

As we look ahead to the future, we invite you to become part of our story at State Employees' Credit Union. Experience firsthand the benefits of membership from outstanding customer service to an array of financial products tailored just for you. Let's work together toward achieving your financial goals. To learn more or become a member today, call us at 919-781-7007 or visit our website at ncsecu.org. Join us in making Raleigh a better place one member at a time!

Our Mission

Our mission at State Employees' Credit Union is clear: we are dedicated to providing exceptional financial services while supporting the community that supports us. We offer a range of products including personal checking and savings accounts, auto loans, mortgages, and credit cards designed with rewards that benefit our members directly. Beyond just banking, we actively participate in community outreach efforts that foster growth and development within Raleigh and surrounding areas. With total assets exceeding $57 billion, we are equipped to offer competitive rates and personalized service that cater to your unique financial needs. Our commitment to accessibility is reflected in our operating hours open from 8:30 AM to 5:30 PM Monday through Friday and our availability of ATMs and drive-thru banking for your convenience.

Branch Location & Accessibility

Contact Us

If you have any questions or need further assistance, don't hesitate to reach out! You can call us at 919-781-7007. We invite you to stop by our Raleigh branch today your financial journey begins here! And remember, while members can visit us at 2401 Blue Ridge Rd, official correspondence should be sent to the same address. We look forward to serving you soon!

Nearby Landmarks and Accessibility

Our branch is just a stone's throw away from popular spots like the William B. Umstead State Park, making it easy to combine your banking errands with a visit to nature. With ample parking available right at our location, you won't have to worry about finding a spot. We also prioritize accessibility for all our members; our facility includes ADA-compliant features such as ramps and easy access points.

Operating Hours and Services

We understand that your time is valuable. That's why we are open Monday through Friday from 8:30 AM to 5:30 PM, ensuring you have plenty of opportunities to visit us during the day. Our friendly staff is ready to assist you with a variety of services, including personal banking options like checking and savings accounts, auto loans, mortgages, and more. Plus, we offer drive-thru banking for those who prefer convenience without leaving their vehicles. For cash withdrawals or balance inquiries, our ATM is available on-site, ensuring you can access your funds whenever needed.

Member Eligibility

Joining State Employees' is like becoming part of a close-knit family that truly cares about your financial well-being. We welcome individuals who are state employees, their family members, and anyone affiliated with certain organizations in our community. If you fit this description, you're already on the right path to enjoying the benefits of membership, which includes competitive loan rates, personalized service, and access to a wide range of financial products tailored to your needs. To see all the specific eligibility criteria, feel free to check out our detailed guide at http://www.ncsecu.org/join#eligibility. Getting started is simple! You can open an account easily online by visiting https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu, or if you prefer talking to someone directly, give us a call at (919) 781-7007. We're here to help you take that first step towards joining State Employees' and experiencing everything we have to offer. Our friendly team looks forward to welcoming you at our branch located at 2401 Blue Ridge Rd Raleigh Nc 27607!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine having a payment system that fits seamlessly into your daily operations. Our merchant services provide easy ways for you to accept payments, manage transactions, and keep track of sales all from one platform. Whether you run a retail shop or a service-based business, our tools are designed to help you operate smoothly and efficiently. Located at 2401 Blue Ridge Rd Raleigh Nc 27607 in Raleigh, NC, we're here to help your business thrive. For more information or to get started, give us a call at (919) 781-7007.

Comprehensive List Of Services

Always Here for You

With our commitment to excellent member service and the convenience of online tools, managing your finances has never been simpler or more accessible. Whether it's through our physical location or via our robust digital banking platform, we're always here for you. Ready to explore all that we have to offer? Visit us at 2401 Blue Ridge Rd Raleigh Nc 27607 in Raleigh, NC, or call us at (919) 781-7007 today! Your financial well-being is our priority, and we look forward to serving you at Raleigh - Blue Ridge Road!

Business Banking Solutions

If you're a business owner, we've got you covered with our business banking services. From merchant services that simplify transactions to business loans that fuel growth, we're here to support your entrepreneurial journey.

Convenient Access

At State Employees', convenience is key. Our branch features both an ATM and drive-thru service, ensuring you can manage simple transactions like deposits and withdrawals without stepping inside. With basic ATM access for balance checks and cash withdrawals, getting your money when you need it has never been easier.

Loans Made Easy

For those looking to finance a new vehicle or perhaps consolidate existing debts, our auto loans and personal loans are designed with flexibility in mind. Our mortgage loans can help make your dream home a reality, and refinancing options are available if you're looking to lower your monthly payments. We also provide credit cards with rewards that make everyday purchases even more rewarding.

Personal Banking

We understand that managing your finances is important to you, which is why we offer various personal banking services. Whether you need a checking or savings account, we have options that fit your lifestyle. Imagine having easy access to your funds through our online and mobile banking features, allowing you to check balances, transfer money, and pay bills anytime and anywhere.

Digital & Online Banking

Key Features

Our online banking platform also offers e-statements, allowing you to receive your account statements electronically. This not only helps in keeping your financial records organized but also contributes to a greener environment by reducing paper usage. You can also take advantage of our electronic signature authorization, making it easier than ever to sign documents securely without any hassle. For those who prefer managing their finances on the move, our mobile application is perfect for you. With features like mobile payments, you can pay friends or make purchases directly from your phone. Although we currently do not support person-to-person transfers, our mobile app allows for quick and easy transactions and account monitoring.

Security You Can Trust

We prioritize the safety of your information with robust security measures in place. Our online services are designed to protect your personal data while providing convenient access to all your banking needs. Rest assured that with State Employees', you're in safe hands as you manage your finances digitally. In short, whether you're at home or out and about, our digital banking services provide flexibility and peace of mind. Experience the ease of managing your accounts today by visiting https://www.ncsecu.org/ and explore all that State Employees' has to offer!

Financial Strength

Committed Team

We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 2401 Blue Ridge Rd Raleigh Nc 27607 or call (919) 781-7007 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial aspirations with $193,516 in used auto loans and $34,904,944,116 in total loans and leases. These figures highlight our ability to assist you across various sectors of financing.

Reinvesting for Growth

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals effectively.

Secure Savings Options

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new model or a reliable used vehicle, we have flexible financing options to suit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through every step of the mortgage process.

Refinancing Options

If you're considering refinancing your current loans for better rates or terms, our dedicated team is here to help. We will work with you to explore eligibility options and find the best solutions tailored to your needs. At State Employees', we're committed to providing services that make your financial journey smoother. If you have any questions or want to learn more about our loan offerings, feel free to reach out at (919) 781-7007. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at our branch located at 2401 Blue Ridge Rd Raleigh Nc 27607, Raleigh, NC. Let us help you take the next step toward achieving your financial aspirations!

Unsecured Credit Card Loans

For those looking for extra flexibility in managing their finances, we also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. This option can be perfect for consolidating debt or making necessary purchases without the worry of collateral.

Loan Aggregator

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STATE EMPLOYEES' CREDIT UNION - Raleigh, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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