State Employees' Credit Union Raleigh NC: Quick Personal Loans & Business Banking

Introduction

Welcome to State Employees' Credit Union, your trusted financial partner located at 560 Centennial Pkwy, Raleigh, NC 27606. Established in 1937, we have been dedicated to serving our community with reliable banking solutions and personalized service for over 85 years. With a robust membership of 2,847,943, we pride ourselves on being a cornerstone of financial stability for our members. At State Employees', we understand the importance of community and commitment. Our total assets stand at an impressive $57,229,286,839, reflecting our strength and capability to meet the diverse needs of our members. We manage a total deposit base of $7,866,265,767 and a loan portfolio that includes 1,194,630 loans and leases, ensuring that your financial aspirations are within reach. Our leadership team is here to guide you through every step of your financial journey. Under the direction of CEO Leigh Brady and Board President Mona Moon, we continuously strive to enhance your banking experience. Our staff of 8,258 employees is ready to assist you with services ranging from personal banking to business loans. Whether you're looking for an auto loan or simply want to open a new checking account, we have tailored solutions just for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 560 Centennial Pkwy, Raleigh, NC 27606. We invite you to explore the many services we offer by visiting our website at ncsecu.org or calling us at 919-839-5360. Your journey towards financial well-being starts here come join us!

Branch History & Mission

Commitment to Innovation and Accessibility

In today's fast-paced world, we understand the importance of offering modern conveniences alongside traditional banking services. That's why we provide online and mobile banking solutions that allow you to manage your finances anytime, anywhere. Additionally, with an ATM on-site and drive-thru services available, accessing your funds has never been easier. We are also dedicated to ensuring all our facilities are accessible for everyone in our community. This commitment extends beyond physical access; it includes a focus on delivering personalized service that meets the unique needs of each member. As part of our ongoing efforts to improve, we continually look for new ways to serve you better while upholding the values that have guided us since 1937.

Join Us

If you're looking for a credit union that prioritizes its members and invests back into the community, we invite you to become part of the State Employees' family. Experience firsthand how we can help you achieve your financial goals while contributing positively to the lives around us. Call us today at 919-839-5360 or visit our website at ncsecu.org to learn more about becoming a member! Together, let's build a brighter future for everyone in Raleigh!

Our Mission

Our mission is simple yet powerful: to enhance the lives of our members by providing exceptional financial services while fostering a strong sense of community. We believe that banking should be more than just transactions; it should empower individuals and strengthen families. As part of this mission, we actively engage in community outreach initiatives, supporting local events and organizations that make a difference in Raleigh and beyond. While members can visit us at 560 Centennial Pkwy, official correspondence should be sent to 560 CENTENNIAL PKWY, RALEIGH, NC 27606. Our operating hours are Monday through Friday from 8:30 AM to 5:30 PM, ensuring that you can reach us when you need assistance.

Branch Location & Accessibility

Welcome to the State Employees' credit union branch, conveniently located at 560 Centennial Parkway in Raleigh, NC. Our branch is nestled in a vibrant area, making it easy for you to stop by while running errands or visiting nearby landmarks. Whether you're heading to the local shops or just enjoying a day out in Wake County, we're here to serve your banking needs. At our Raleigh - Centennial Parkway branch, you'll find ample parking and easy access for everyone, including those who may need ADA-compliant features. We want to ensure that all members of our community feel welcome and comfortable when visiting us. If you prefer not to come inside, our drive-thru service is available for quick and simple transactions. Our friendly staff is ready to assist you during our operating hours from 8:30 AM to 5:30 PM on weekdays. Need help with personal banking services? We've got you covered! From checking and savings accounts to auto loans and mortgage options, we offer a full range of services designed for your financial wellness. Plus, with an ATM available on-site, you can easily access cash whenever you need it. While members can visit us at 560 Centennial Parkway, official correspondence should be sent to our mailing address at 560 CENTENNIAL PKWY, RALEIGH, NC 27606. If you're looking for a trusted partner in your financial journey, don't hesitate to give us a call at 919-839-5360 or stop by today! We're excited to help you achieve your financial goals!

Member Eligibility

Joining the community at State Employees' is an exciting step towards better financial opportunities and support. If you're looking to become a member, you'll be glad to know that eligibility is open to a variety of individuals in our area. Generally, if you are a state employee or an immediate family member of one, you can join us! Additionally, those living or working in specific communities around Raleigh are also welcome to apply. To get all the details on eligibility criteria and any updates, feel free to visit our website at http://www.ncsecu.org/join#eligibility. Opening an account with us is straightforward and designed for your convenience. You can start the process by visiting this link: https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. Our team is here to help every step of the way, so don't hesitate to reach out at (919) 839-5360 if you have any questions or need assistance. We're excited to welcome you into the State Employees' family at 560 Centennial Pkwy Raleigh Nc 27606, where you can enjoy personalized banking services tailored just for you!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we provide merchant services that simplify payment processing for your business. Imagine effortlessly accepting payments from customers, whether they pay by card, mobile app, or online. Our merchant services streamline transactions, allowing you to focus on what you do best growing your business. Visit us at 560 Centennial Pkwy Raleigh Nc 27606 in Raleigh, NC, or call us at (919) 839-5360 to learn more about how our business banking and commercial services can support your goals!

Comprehensive List Of Services

Accessing Our Services

Whether you prefer visiting us in person or managing everything online, we've got you covered. Our basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your vehicle. If you're ever unsure about what services we offer or how they can benefit you, don't hesitate to reach out at (919) 839-5360. At State Employees', we're not just a credit union; we're a community partner invested in helping you achieve financial success. Explore all our services today by visiting us online or stopping by at our branch located at 560 Centennial Pkwy Raleigh Nc 27606 in beautiful Raleigh, NC. Your financial well-being is just a phone call away!

Business Banking Services

If you're a business owner, you'll appreciate our comprehensive Business Banking offerings. From essential Merchant Services that simplify payment processing to tailored Business Loans for growth and expansion, we understand the unique challenges businesses face and are here to support your journey.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms that allow you to manage your accounts anytime, anywhere. With features like mobile payments and e-statements, staying on top of your finances has never been easier. Need cash? Our network of ATMs provides easy access for withdrawals and balance checks without the hassle.

Personal Banking Solutions

Managing your day-to-day finances is simple with our Personal Banking services. We offer checking and savings accounts designed to help you save for your goals while keeping your money secure. Imagine having an account where you can easily deposit your paycheck, make withdrawals, and manage your budget all in one place. Plus, our competitive interest rates ensure that your savings grow over time. When it comes to purchasing a vehicle, our Auto Loans & Vehicle Financing options provide flexible terms and competitive rates to help you drive away in your dream car without breaking the bank. And if homeownership is on your horizon, explore our Mortgage Loans & Refinancing services that cater to first-time buyers and seasoned homeowners alike. For those unexpected expenses or when you want to consolidate debt, our Personal Loans & Debt Consolidation options can provide the financial relief you need. Additionally, with our Credit Cards with Rewards, every purchase can earn you points toward future rewards making everyday spending more rewarding.

Digital & Online Banking

Accessibility and Ease of Use

Need to send money to a friend? Our person-to-person transfer feature makes it simple (though this feature is not currently available at State Employees'). You can also take advantage of mobile payments, allowing you to make purchases quickly using just your smartphone. No matter where you are or what time it is, our online banking services are always available. With user-friendly interfaces and easy navigation, managing your finances has never been easier. Join us at State Employees' today and experience the benefits of modern banking!

Key Features

Our online banking service makes it easy to check balances, transfer funds, and pay bills without the hassle of a trip to the branch. Want to keep track of your spending? With e-statements available, you can view your account activity quickly and securely from the comfort of your home. Plus, if you're on the go, our mobile application offers all the same features right at your fingertips. Security is a top priority for us. We utilize electronic signature authorization for important transactions, ensuring that your information remains protected. You can feel confident knowing that your financial data is safe with us.

Financial Strength

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to create a strong foundation for your financial journey, ensuring that you can trust us with your hard-earned money. Our net worth of $5,446,832,560 reflects our robust financial health, enabling us to offer better rates, lower fees, and enhanced services tailored to your needs. With a net worth ratio of 9.71%, we demonstrate a solid capital foundation that ensures we can continue providing loans and competitive savings rates even in uncertain economic times. Your savings are secure with us. We currently hold $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, our resources are focused on benefiting you through better loan rates and exclusive perks. With $133,577,509 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity is substantial, with $193,516 in used auto loans and $34,904,944,116 in total loans and leases to support your financial goals across various sectors. Our operational efficiency is reflected in our $2,145,244, allowing us to continue offering competitive loan rates and solid products designed for your success. We are proud to employ 7,729 full-time employees and 529 part-time employees, ensuring that our branches are always ready to assist you with knowledgeable service. The strength of our member base is demonstrated by the 5,850,875 total share accounts, showing a growing community that trusts us with their finances. With net shares available for lending and investments totaling $574,556,810, we are well-equipped to meet your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 560 Centennial Pkwy Raleigh Nc 27606 or call (919) 839-5360 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you need financing for a brand-new vehicle or a dependable used car, we provide flexible options tailored just for you.

Credit Lines

If you're looking for additional flexibility in your budgeting, our credit lines totaling $18,909,000,000 allow you to access funds as needed while only paying interest on what you use. This can be especially helpful for unexpected expenses or planned purchases. In addition to these offerings, we also have options for refinancing existing loans, making it easier than ever to lower your monthly payments or adjust your loan terms according to your current financial situation. To learn more about our loan products or how we can assist you further, feel free to reach out at (919) 839-5360 or visit us at our branch located at 560 Centennial Pkwy Raleigh Nc 27606 in Raleigh, NC. We're here to help you take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We are committed to guiding you through the home-buying process so that you can make informed decisions at every step.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. These credit cards come with competitive rates and no hidden fees, making them an excellent choice for those looking to build or maintain their credit.

Loan Aggregator

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STATE EMPLOYEES' CREDIT UNION - Raleigh, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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Loan rates in Raleigh, NC (27606)