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Mortgage Loans
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Personal Loans
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Introduction
Welcome to State Employees' Credit Union, your trusted financial partner located at 1000 Wade Ave, Raleigh, NC 27605. Since our establishment in 1937, we have dedicated ourselves to serving the needs of our members with integrity and a personal touch. With a robust membership of over 2.8 million individuals, we pride ourselves on fostering a strong community spirit, ensuring that each member feels valued and supported. At SECU, we understand that financial decisions can be overwhelming. That's why we are here to provide guidance tailored to your unique circumstances. Our total assets exceed $57 billion, demonstrating our commitment to stability and growth for all our members. We offer a variety of services designed to meet your financial needs, from loans over 1,194,630 loans issued to safe deposit options with total deposits amounting to an impressive $7.87 billion. While members can visit us at 1000 Wade Ave, official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to reach out at (919) 839-5000 during our operating hours from Monday through Friday, 8:30 AM to 5:30 PM. Under the leadership of our CEO, Leigh Brady, and Board President, Mona Moon, we strive not only for financial excellence but also for community impact. Our net worth stands strong at $5.45 billion, ensuring that we are well-equipped to support our members' ambitions and dreams. We invite you to explore more about what SECU has to offer by visiting our website at www.ncsecu.org. Join us today and discover how we can help you secure your financial future!
Branch History & Mission
Join Us
As we look toward the future, we invite you to become part of the State Employees' family. Experience firsthand how being a member can benefit you through personalized service and a commitment to your financial well-being. Together, let's build a brighter future for ourselves and our community. For more information about membership or services offered at State Employees', feel free to reach out via phone at (919) 839-5000 or visit us online at https://www.ncsecu.org/. Join us today and discover what makes us more than just a credit union we're your partner in progress!
Modern Services
In today's fast-paced world, we understand the importance of convenience. That's why we offer a range of digital services including online banking and mobile payments. Although we currently do not have ATMs or drive-thru facilities available at this branch, we are committed to providing comprehensive member service during our operating hours: M-F 8:30 AM - 5:30 PM. As part of our ongoing efforts to improve accessibility for all members, we ensure compliance with ADA standards so everyone can enjoy our services without barriers.
Our Journey
State Employees' was founded with a simple yet profound mission: to provide accessible financial services to those who serve our state. Located at 1000 Wade Ave Raleigh Nc 27605, right in the heart of Raleigh, we have always prioritized the needs of our community. Over the years, we have adapted and evolved, embracing new technologies and methods to ensure we meet the changing needs of our members. From offering essential banking services to facilitating loans for homes, vehicles, and education, our branch has consistently aimed to empower individuals and families financially. We are proud to be part of significant milestones in many lives, helping our members achieve their dreams while fostering economic growth in the region.
Our Mission
At State Employees', our mission is clear: we strive to enhance the quality of life for our members by providing exceptional financial services that empower them on their financial journeys. We believe in building long-lasting relationships based on trust, transparency, and community support. Whether you need assistance with savings accounts, loans, or simply want expert advice, we are here for you. We focus not just on financial success but also on giving back to our community through various outreach programs and partnerships. Our commitment extends beyond banking; we actively engage in initiatives that support local charities, education programs, and other vital resources that uplift those around us. While members can visit us at 1000 Wade Ave Raleigh Nc 27605, official correspondence should be sent to 1000 Wade Ave, Raleigh, NC 27605 if it differs from our physical location.
Branch Location & Accessibility
Convenient Access
Our location offers ample parking and is designed with accessibility in mind, ensuring that everyone can enjoy our services comfortably. If you're coming from downtown Raleigh or visiting attractions like the North Carolina Museum of Natural Sciences, a quick stop at our branch is simple and stress-free. For any official correspondence, please note that while members can visit us at our physical address, mail should be sent to the same location: 1000 Wade Ave, Raleigh, NC 27605.
Operating Hours & Services
We are here to serve you from Monday to Friday, with lobby hours running from 8:30 AM to 5:30 PM. Our friendly team is ready to assist you with a variety of services tailored to meet your financial needs. Although we do not have ATM availability or drive-thru banking at this branch, our staff is always prepared to help you with your transactions directly. At State Employees' Credit Union, we pride ourselves on providing a welcoming atmosphere where members feel valued and supported. If you have questions or need assistance, don't hesitate to give us a call at 919-839-5000.
Visit Us Today!
We invite you to come by and experience the difference. Whether you're looking for personal banking solutions or just want to chat about your financial goals, our team is here for you. Stop by today and discover how we can assist you on your journey!
Member Eligibility
At State Employees', we believe that everyone deserves access to financial services in a welcoming and supportive environment. Becoming a member is simple! If you're an employee of the state, a family member of a current member, or if you live in certain areas, you're likely eligible to join our community. Membership opens the door to a variety of benefits, including competitive rates on loans and savings, personalized service, and a commitment to your financial well-being. For more detailed information about eligibility requirements, feel free to check out our resource at http://www.ncsecu.org/join#eligibility. Once you've confirmed your eligibility, the process to open an account is easy and straightforward. You can get started right away by visiting our account opening page at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions along the way, don't hesitate to reach out to us at (919) 839-5000. We're here to help you every step of the way as you take this exciting step towards better financial health with State Employees'!
Business Banking & Commercial Services
Practical Merchant Services
Consider how merchant services can simplify your operations. With options for payment processing, you can focus more on serving your customers while we handle the transactions smoothly. Imagine being able to accept payments easily, whether in-store or online. Our goal is to make banking easier so you can concentrate on what matters most growing your business. Discover how State Employees' at 1000 Wade Ave Raleigh Nc 27605, Raleigh, NC can be your trusted partner in achieving your business goals. Contact us at (919) 839-5000 today!
Supporting Business Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Contact Us Today!
If you have questions about our services or would like more information, don't hesitate to reach out! You can contact us at (919) 839-5000 during our operating hours from Monday to Friday, 8:30 AM to 5:30 PM. At State Employees', we are dedicated to helping you achieve your financial dreams with ease and confidence. Explore the benefits of membership today by visiting us online at 1000 Wade Ave. We look forward to serving you!
Convenience at Your Fingertips
In today's fast-paced world, having access to your finances anytime is crucial. While our branch offers essential ATM services, we also encourage our members to explore our digital banking features. With online banking and mobile applications, managing your account has never been easier. You can check balances, transfer funds, and pay bills all from the comfort of your home or on the go.
Personalized Banking Experience
Our members are at the heart of everything we do. Whether you're looking for straightforward ATM services or need assistance with your banking transactions, we strive to make your experience smooth and enjoyable. For instance, if you're out and about in Raleigh and need quick access to cash, our ATM services ensure that you can withdraw funds easily without any hassle.
Supporting Your Financial Journey
We recognize that each member's financial journey is unique. That's why we offer personalized guidance tailored to your specific goals. Whether you're planning for a big purchase or saving for the future, our team is here to help you navigate through various options available.
Digital & Online Banking
Key Features
Our 24/7 online banking services allow you to check balances, transfer funds, and pay bills whenever you need to. If you're always on the go, our mobile application makes managing your money even simpler. You can deposit checks, set up e-statements, and enjoy the ease of mobile payments right from your smartphone. Plus, with electronic signature authorization, signing documents has never been easier or more secure. You won't have to worry about missing a payment or important financial updates either our e-statements keep you informed without the clutter of paper statements. While we don't currently offer person-to-person transfers, our focus remains on providing robust security measures across all transactions, ensuring that your information stays safe. Whether you're at home or out and about, our digital banking tools give you real-time control over your accounts. At State Employees', we're committed to making banking accessible and straightforward for everyone. Join us today and take advantage of the convenience that comes with modern banking!
Financial Strength
A Strong Team Behind You
Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Committed to Growth
With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.
Growing Together
With total share accounts reaching 5,850,875, we have built a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending stand at $574,556,810, further demonstrating our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1000 Wade Ave Raleigh Nc 27605 or call (919) 839-5000 to learn more about how we can help you achieve your financial goals.
Member-Centric Savings Options
Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our Financial Health
With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We make it easy for you to get behind the wheel of your next vehicle. Plus, if you're considering refinancing your existing auto loan, we can guide you through that process as well.
Credit Lines
For those who prefer flexible borrowing options, our total credit lines amounting to $18,909,000,000 provide an excellent way to cover unexpected expenses or finance projects as they arise. With competitive rates and accessible terms, our credit lines can adapt to your changing needs. If you're interested in any of these offerings or want more information on eligibility options, feel free to reach out! You can contact us at (919) 839-5000, or visit us at our branch located at 1000 Wade Ave Raleigh Nc 27605 in Raleigh, NC. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can support your financial journey today!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We provide personalized service to help you navigate the home buying journey, ensuring that you find the right fit for your budget and lifestyle.
Unsecured Credit Card Loans
Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. These credit cards are designed to give you access to funds when you need them most without requiring collateral.
Loan Aggregator
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