Type of Loan Offerings
Mortgage Loans
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Personal Loans
Vehicle Loans
Introduction
At State Employees' Credit Union, we believe in building strong relationships with our members and the communities we serve. Located at 2100 Yonkers Rd, Raleigh, NC 27604, our branch is dedicated to providing exceptional financial services that empower individuals and families. Since our establishment in 1937, we've grown to a proud membership of over 2.8 million people who trust us with their financial needs. With total assets reaching an impressive $57,229,286,839 and total deposits of $7,866,265,767, we are committed to ensuring that your money is safe and accessible. Our robust loan portfolio includes 1,194,630 loans and leases designed to support your dreams whether it's buying a new home or purchasing a vehicle. Under the leadership of CEO Leigh Brady and Board President Mona Moon, our team of 8,258 employees works diligently to deliver personalized service and innovative solutions. We prioritize your financial wellbeing by maintaining a net worth of $5,446,832,560 and having $708,661,969 in cash readily available for our members. While you can visit us at our branch for all your banking needs, official correspondence should be directed to our mailing address: 2100 Yonkers Road, Raleigh, NC 27604. We invite you to explore how we can assist you on your financial journey. For any inquiries or assistance, don't hesitate to reach out at (919) 839-5000. Our friendly staff is here to help you Monday through Friday from 8:30 AM to 5:30 PM. Join us today at State Employees' Credit Union where your financial future matters!
Branch History & Mission
Community and Member Focus
Our branch operates Monday through Friday from 8:30 AM to 5:30 PM, ensuring that we are available when you need us most. While we currently do not offer ATM services or drive-thru banking at this location, we are committed to providing exceptional service within our lobby and through online platforms. For any official correspondence, please note that while members can visit us at 2100 Yonkers Rd, all mail should be directed to 2100 Yonkers Road, Raleigh, NC 27604. As we look ahead, we're excited about the future and remain focused on enhancing your experience with digital advancements and customer-centric initiatives. From online banking options to mobile payments and e-statements, we're continually evolving to meet your needs. Join us at State Employees' and become part of a thriving community where your financial well-being is our priority. Experience firsthand how being a member means more than just banking it's about belonging to a supportive family dedicated to your success. For more information or to become a member today, call us at 919-839-5000 or visit our website.
Our Mission
At State Employees', our mission is simple yet profound: we aim to provide quality financial services while supporting the community. We believe that when we help our members achieve their financial goals, we also uplift the entire community around us. This philosophy drives us every day as we offer competitive loan options, savings accounts, and other essential financial products designed with our members' best interests in mind. In addition to traditional banking services, we're proud of our efforts toward community outreach and partnerships that contribute positively to local initiatives. Whether through educational programs or supporting local businesses, we strive to make a difference beyond just financial transactions.
Branch Location & Accessibility
Welcome to the State Employees' branch, located at 2100 Yonkers Rd in the heart of Raleigh, NC! Our convenient location makes it easy for you to manage your finances while enjoying all that this vibrant city has to offer. Whether you're visiting us after a day at nearby attractions or on your way home from work, our friendly team is here to help you with all your banking needs. While members can visit us at 2100 Yonkers Rd, official correspondence should be sent to 2100 Yonkers Road, Raleigh, NC 27604. Situated in Wake County, our branch is easily accessible and surrounded by various local landmarks that make finding us a breeze. Plus, we provide accessible parking options and ADA-compliant features to ensure everyone can comfortably visit us. Our lobby hours are designed with your schedule in mind: we're open Monday through Friday from 8:30 AM to 5:30 PM. This flexibility allows you to stop by at a time that works best for you! If you're looking for additional services during your visit, please note that while we don't have ATM or drive-thru services available at this location, our dedicated staff is always ready to assist you inside. If you have any questions or need assistance before your visit, feel free to reach out to us at 919-839-5000. We look forward to welcoming you at the State Employees' branch where your financial journey begins!
Member Eligibility
At State Employees', we believe that becoming a member is like stepping into a welcoming family where your financial needs are genuinely cared for. If you're looking to join us, the eligibility criteria are quite straightforward! We warmly welcome individuals who are employed by or retired from the state of North Carolina, along with their immediate family members. This means if you've served the community in this way, you're one of us, and we'd love to have you on board! For detailed eligibility information, feel free to check out our page at http://www.ncsecu.org/join#eligibility. Joining is a breeze! Simply visit us at our branch located at 2100 Yonkers Rd Raleigh Nc 27604, or give us a call at (919) 839-5000 to learn more about opening an account. You can also get started online through our account opening portal available here: https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. We're excited for you to experience all the benefits that come with being part of our credit union community!
Business Banking & Commercial Services
Financing Your Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services That Matter
In addition to loans, we offer merchant services that simplify payment processing. Imagine quickly accepting payments from customers through various methods credit cards, mobile payments, or even online transactions making it easier for you to focus on what you do best: running your business. Located at 2100 Yonkers Rd Raleigh Nc 27604 in Raleigh, NC, we're here to provide personalized service tailored to your needs. Reach out at (919) 839-5000 to discover how we can help your business thrive!
Comprehensive List Of Services
Banking Made Simple
One of the standout features at State Employees' is our commitment to convenience. With options like ATM Services Only, you can access your funds anytime, anywhere. This means that if you need cash for a quick trip or want to deposit a check on the go, we have you covered. In today's fast-paced world, digital banking plays a crucial role in how you manage your finances. That's why we offer online banking that allows you to check balances, transfer money, and pay bills from the comfort of your home or on the move. You can even use mobile payments for secure transactions right from your smartphone.
Join Us Today!
If you're not yet a member, consider joining us at State Employees'. Explore all that we have to offer and see how we can help make your financial goals a reality. Visit us online at our website for more information on membership eligibility and how to open an account. We look forward to serving you at State Employees'!
Personal Touch with Every Interaction
At State Employees', we understand that everyone's financial journey is unique. Our friendly staff is always ready to assist you with any questions or concerns you may have about our services. We prioritize building relationships with our members because your financial well-being is important to us. Whether you're a first-time member or a long-standing one, you'll find that our services are designed with your needs in mind. From simple account management to more complex financial planning, we're here to guide you every step of the way.
Your Financial Partner
As part of the community, we strive to be more than just a credit union; we aim to be your financial partner. We know that life can throw unexpected challenges your way. Having a reliable financial institution by your side can make all the difference. If you're interested in learning more about how we can support you on your financial journey, please feel free to reach out! Give us a call at (919) 839-5000 during our lobby hours, Monday through Friday from 8:30 AM to 5:30 PM.
Digital & Online Banking
Key Features of Our Digital Banking Services
Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds on your schedule. Need to sign a document? No problem! We offer electronic signature authorization, making it simple to complete transactions without the hassle of paperwork. You can also opt for e-statements, which means you'll receive your account statements electronically saving trees and keeping your records organized. For those on the go, our mobile application provides all the features you need right in the palm of your hand. Enjoy the ease of mobile payments, allowing you to make purchases quickly and securely using your smartphone. Plus, while person-to-person transfers aren't currently available, you can still manage your account effectively with the tools we provide.
Why Choose Our Digital Services?
We prioritize security so that you can feel safe while banking online. Our user-friendly interface ensures that even if you're not tech-savvy, you'll navigate through your accounts effortlessly. Real-time account management lets you monitor transactions as they happen, giving you peace of mind and control over your finances. Experience the modern way to bank with us at State Employees'. Whether you're at home or out and about, our digital banking services are designed to fit into your life seamlessly. Visit https://www.ncsecu.org/ today to learn more about how we can help simplify your banking experience!
Financial Strength
Committed Workforce
We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.
Growing Member Base
With a total of 5,850,875 share accounts, we show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 2100 Yonkers Rd Raleigh Nc 27604 or call (919) 839-5000 to learn more about how we can help you achieve your financial goals.
Reinvesting in Our Community
With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $193,516 in used auto loans and $34,904,944,116 in total loans and leases, supporting your financial goals across various sectors.
Secure Savings for Members
Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Strong Financial Health
With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Additional Loan Products
In addition to auto and mortgage loans, we also provide credit lines totaling $18,909,000,000 that allow you to borrow what you need while keeping your finances under control. For business owners looking for capital to grow and expand their ventures, our commercial loan offerings can be tailored to meet specific business needs. At State Employees', we're committed to offering you not just competitive rates but also personalized service. If you're ready to explore your options or need assistance with refinancing or eligibility questions, give us a call at 919-839-5000 or visit us at 2100 Yonkers Rd Raleigh Nc 27604. For more information about our loan offerings and how they can work for you, please visit our website: State Employees' Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new model or a reliable used car, we have flexible financing options available. Plus, if you're considering refinancing your current auto loan to lower your payments or adjust your term length, we're here to help!
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, we provide competitive rates and terms that fit your budget. We also offer eligibility options to help you navigate the process smoothly.
Unsecured Credit Card Loans
Managing finances can sometimes be challenging. That's why we offer flexible terms on unsecured credit card loans. With a total of $1,177,171,541 in unsecured credit card loans available for our members, you can access funds when you need them most without the hassle.
Loan Aggregator
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