Type of Loan Offerings
Mortgage Loans
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APR
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Personal Loans
Vehicle Loans
Introduction
Welcome to State Employees' Credit Union, your trusted financial partner since 1937. Located at 1595 Corporation Pkwy, Raleigh, NC 27604, we pride ourselves on providing exceptional service to our members currently over 2.8 million strong! Our commitment to community and member satisfaction is evident in our impressive total assets of $57,229,286,839 and total deposits reaching $7,866,265,767. At State Employees', we understand that financial needs vary from person to person. That's why we offer a diverse range of services tailored just for you from personal banking solutions like checking and savings accounts to auto loans and mortgage options. Whether you're looking to consolidate debt or explore business banking services, we're here to help. While members can visit us at our branch location, official correspondence should be sent to the same address: 1595 CORPORATION PKWY, RALEIGH, NC 27604. Our dedicated team of 8,258 employees, led by CEO Leigh Brady and Board President Mona Moon, is ready to assist you with all your banking needs. We invite you to join our family of members who trust us with their financial journeys. Explore more about our offerings on our website here, or give us a call at 919-231-1601 during our lobby hours from 8:30 AM to 5:30 PM on weekdays. Your financial wellness is our priority!
Branch History & Mission
At State Employees', we take pride in our rich history and the commitment we've made to our members since our founding in 1937. Located at 1595 Corporation Pkwy, Raleigh, NC 27604, we have grown alongside the community, providing essential financial services while fostering a spirit of cooperation and support. Over the decades, we've expanded our offerings and membership base, now proudly serving over 2.8 million members with total assets amounting to an impressive $57.2 billion. Our mission is clear: to empower our members by offering them financial tools and resources that enhance their lives. We believe in not just providing banking services but also actively supporting our community through various outreach programs. This mission guides everything we do from personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards. While members can visit us at our branch location, official correspondence should be sent to 1595 CORPORATION PKWY, RALEIGH, NC 27604. Our branch is designed to be accessible and welcoming, featuring drive-thru banking for those on the go and ATMs for convenient cash withdrawals. Our operating hours are from 8:30 AM to 5:30 PM, Monday through Friday, ensuring we're here when you need us. Throughout our journey, we have embraced advancements in technology to make banking easier for our members. Our online banking platform allows you to manage your finances from anywhere, while mobile payments offer flexibility for everyday transactions. We prioritize accessibility as well our facilities are ADA compliant, ensuring that everyone can benefit from our services. Partnerships within the community have been vital in helping us achieve our mission. We regularly engage in initiatives that uplift local organizations and support causes that matter to our members. By working together with other community stakeholders, we strive to create a positive impact beyond just financial transactions. As we look towards the future, we invite you to join us on this journey. Experience the benefits of being a member of State Employees'. Whether you're seeking personal banking solutions or looking for ways to contribute back to your community, you'll find a welcoming home here with us. For more information or to become a member today, please call us at 919-231-1601 or visit our website at ncsecu.org. Let's build a brighter financial future together!
Branch Location & Accessibility
Connect With Us
While members can visit us at our physical address, official correspondence should be sent to the same address: 1595 CORPORATION PKWY, RALEIGH, NC 27604. If you have any questions or need assistance, don't hesitate to give us a call at 919-231-1601. We invite you to come by and experience the friendly service that State Employees' Credit Union is known for. We're looking forward to meeting you!
Nearby Landmarks and Accessibility
Situated in Wake County, our branch is just a short drive from popular spots like the Raleigh-Durham International Airport and the vibrant North Hills shopping district. This prime location means you can easily fit your banking errands into your day. At our branch, accessibility is a priority. We offer ADA-compliant features including ramps and accessible parking spaces, ensuring everyone can visit us with ease. Plus, we have ample parking available for all our members.
Operating Hours and Services
We're open Monday through Friday from 8:30 AM to 5:30 PM, making it convenient for you to stop by before or after work. Our friendly staff is ready to assist you with personal banking services such as checking and savings accounts, auto loans, mortgage options, and more. If you're on the go, take advantage of our drive-thru service for quick deposits and withdrawals without leaving your vehicle. Additionally, we have an ATM available for those late-night cash needs.
Member Eligibility
At State Employees', we believe in building a community where everyone feels welcome and supported. If you're interested in becoming a member, you'll be pleased to know that eligibility is quite straightforward. You can join us if you are a resident of North Carolina or work for the state, along with certain other qualifications that you can find detailed at http://www.ncsecu.org/join#eligibility. By becoming a member, you'll not only gain access to our range of financial services but also enjoy the benefits of being part of a cooperative that prioritizes your needs and aspirations. Opening an account with us is easy! Just visit our website for more information on the process at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions or need assistance, feel free to give us a call at (919) 231-1601. We're here to help you take the first step towards joining our vibrant community at State Employees', located at 1595 Corporation Pkwy Raleigh Nc 27604.
Business Banking & Commercial Services
Merchant Services That Matter
Imagine having a reliable partner by your side that makes transactions easy for you and your customers. Our merchant services are crafted to help you manage payments effortlessly, whether in-store or online. You can focus on what you do best running your business while we handle the payment processing. Located at 1595 Corporation Pkwy Raleigh Nc 27604, Raleigh, NC NC, we're here to help you thrive in today's competitive market. For inquiries or to get started with your business banking needs, call us at (919) 231-1601 today!
Tailored Loan Solutions
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Accessibility
At State Employees', we aim to make banking as accessible as possible. Our basic ATM access includes services like balance checks and withdrawals, ensuring you can get what you need without hassle. As part of our commitment to service excellence, we invite you to visit us at 1595 Corporation Pkwy Raleigh Nc 27604, call us at (919) 231-1601, or explore more about us online at https://www.ncsecu.org/. Discover how we can assist you in achieving your financial goals today!
Business Banking
For our business members, we understand that managing finances can be challenging. That's why we offer business banking services including merchant services that help streamline payment processing for your customers. Additionally, our business loans are designed to support your growth ambitions, whether you're starting a new venture or expanding an existing one.
Digital Banking Features
In today's fast-paced world, convenience is key. That's why State Employees' provides robust online and mobile banking options. Access your accounts anytime, anywhere with just a few taps on your smartphone or clicks from your computer. From monitoring balances to transferring funds between accounts, managing your finances has never been easier. Need cash? Our ATM and cash withdrawal services are available for quick access to your funds. If you prefer face-to-face interaction but still want speed, our drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your vehicle.
Personal Banking
When it comes to personal banking, we offer various options that cater to different lifestyle needs. You can open checking and savings accounts that fit your habits, making daily transactions easy and efficient. Planning for a new vehicle? Our auto loans and vehicle financing solutions ensure you can hit the road without breaking the bank. For those looking to buy a home, our mortgage loans and refinancing options provide competitive rates, making homeownership more accessible than ever. If you find yourself juggling multiple debts, our personal loans and debt consolidation services can simplify your payments and reduce interest costs. Plus, don't forget about our credit cards with rewards they not only make purchases convenient but also give back through cashback or points on every dollar spent.
Digital & Online Banking
Always Available Support
We know life doesn't stop after business hours. That's why our 24/7 online banking services ensure that you can access your account whenever you need it. Whether it's late at night or early in the morning, we're here to help you stay in control of your finances. In summary, State Employees' offers a robust suite of digital banking features tailored to fit your lifestyle. Experience the freedom and flexibility of managing your money on your terms!
Convenient Online Access
With our online banking platform available at https://www.ncsecu.org/, accessing your accounts has never been simpler. Whether you want to check your balance, pay bills, or transfer funds, our user-friendly interface makes it easy for you to handle all your banking needs from the comfort of your home or on the go.
Mobile Banking on the Go
For those who prefer managing their accounts through mobile devices, our mobile application is designed with convenience in mind. You can make mobile payments seamlessly, ensuring that you're always equipped to handle everyday purchases. While person-to-person transfers aren't available right now, we're constantly looking for ways to enhance your banking experience.
Secure Transactions
Security is a top priority for us. Our online services feature electronic signature authorization, allowing you to sign documents safely without needing to visit a branch. Plus, we offer e-statements so you can keep track of your transactions digitally no paper clutter needed!
Financial Strength
Commitment to Growth
Our commitment to growth is reflected in our $133,577,509 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $193,516 in used auto loans and $34,904,944,116 in total loans and leases, our lending capacity supports your financial goals across various sectors.
Growing Membership Base
With a total of 5,850,875, we have built a strong and growing member base that trusts us with their finances. This level of trust fuels our mission to provide outstanding service while maintaining the financial strength necessary for long-term success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1595 Corporation Pkwy Raleigh Nc 27604 or call (919) 231-1601 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*
Member-Centric Savings
Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operational efficiency is shown by our $0. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Solid Financial Foundation
With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to make the process as easy as possible for you.
Business Loans
For business owners, our outstanding commercial loans totaling $0 provide the capital needed to grow and expand. While we currently don't have specific commercial loans listed, we encourage entrepreneurs to inquire about upcoming opportunities. At State Employees', our goal is to provide accessible financing solutions that fit into your life. Whether you're considering refinancing or are unsure about your eligibility for one of our loan products, our friendly staff is here to help clarify your options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in any of our loan products or would like more information about how we can assist you, please don't hesitate to contact us today!
Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or simply need a little extra purchasing power, our credit card options are designed with your financial health in mind.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We're here to guide you through each step of the process, ensuring you find the best solution for your housing needs.
Loan Aggregator
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