State Employees' Credit Union Raleigh NC: Affordable Auto Loans & Business Banking

Introduction

Welcome to State Employees' at 1010 New Bern Ave, Raleigh, NC 27601! Since opening our doors in 1937, we have proudly served our members with dedication and a commitment to community values. With over 2.8 million members, we understand the importance of trust and reliability in banking. At State Employees', we believe in putting our members first. Our total assets stand strong at an impressive $57,229,286,839, reflecting our stability and ability to support your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Our total deposits of $7,866,265,767 show that our members trust us to keep their money safe. Our leadership team, led by CEO Leigh Brady and Board President Mona Moon, is dedicated to ensuring that every member receives top-notch service. With a team of 8,258 employees, we're here to assist you during our lobby hours from 8:30 AM to 5:30 PM on weekdays. While members can visit us at our branch location in Raleigh, official correspondence should be sent to the same address for your convenience. We also encourage you to explore our online services through our website at ncsecu.org, where you can access banking from the comfort of your home. Join us as we continue to build a brighter financial future together. Feel free to reach out by calling us at 919-839-5370 or visiting us today! Your journey towards better financial health starts here at State Employees'.

Branch History & Mission

Commitment to Community

At the heart of State Employees' mission is a deep commitment to supporting our local communities. We engage in various outreach efforts and partnerships that aim to uplift those around us. Whether it's providing educational resources or participating in community events, we strive to make a positive impact on the lives of our members and neighbors. Our operating hours are designed to accommodate busy schedules; we're open Monday through Friday from 8:30 AM to 5:30 PM. While members can visit us at our branch location on New Bern Ave, official correspondence should be sent to the same address as it serves as both our branch and mailing location.

Join Us Today!

As we look toward the future, we invite you to become part of the State Employees' family. Experience firsthand how we prioritize your financial well-being while being an active participant in community development. Whether you're looking for a new account or exploring loan options, we're here to help every step of the way. For any inquiries or assistance, feel free to reach out at 919-839-5370. Join us today and discover how State Employees' can make a difference in your financial journey!

Our Journey

Over the decades, State Employees' has continually evolved to meet the needs of our members. From our modest start, we have expanded our services to include a wide range of offerings such as personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our branch not only provides essential financial services but also fosters a sense of belonging among our members. In keeping with our mission to make banking accessible for everyone, we have embraced technology while ensuring that we remain compliant with ADA standards. Our members can enjoy online banking and mobile payments, allowing them to manage their finances conveniently from anywhere. We also provide ATM access and drive-thru services for those who prefer face-to-face interactions without stepping out of their vehicles.

Branch Location & Accessibility

Accessibility and Convenience

At State Employees', we prioritize making banking accessible for everyone. Our branch features ADA-compliant facilities, including ramps for easy access and ample parking nearby, so you can visit us without any hassle. If you prefer to bank on the go, we offer ATM services right at our location for quick cash withdrawals and balance checks.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule, open Monday through Friday from 8:30 AM to 5:30 PM. Need assistance outside these hours? Don't hesitate to give us a call at 919-839-5370; our friendly staff is always ready to help.

Services Offered

Our branch offers a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans, mortgage loans, and credit cards with rewards, we have something for everyone. Plus, our drive-thru service allows you to handle deposits and simple transactions without leaving your car. While members can visit us at 1010 New Bern Ave for all their banking needs, official correspondence should be sent to our mailing address at 1010 NEW BERN AVE, RALEIGH, NC 27601. We invite you to come by and experience the friendly service that has made us a trusted part of this community since 1937. Whether you're opening an account or just stopping by for questions, we look forward to seeing you soon!

Member Eligibility

Becoming a member of State Employees' feels like stepping into a welcoming community where your financial needs are truly valued. If you're looking to join, you'll find that eligibility is open to a wide range of individuals, including employees of the State of North Carolina, their family members, and certain other groups. This means that if you're connected to state employment in any way or live in the area, you could be part of our supportive network! For those interested in learning more about the specific requirements, we encourage you to check out the detailed eligibility criteria at http://www.ncsecu.org/join#eligibility. Once you're ready to take that step, opening an account is straightforward and designed with your convenience in mind. You can easily begin the process online by visiting https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu or by giving us a call at (919) 839-5370 if you have any questions. At State Employees', we believe that everyone deserves access to exceptional financial services, and we're here to help you every step of the way as you become a valued member of our community.

Business Banking & Commercial Services

Loan Options to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Work for You

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments easily from customers whether they're in-store or online while keeping track of sales efficiently. Our services are designed to streamline your operations, giving you more time to focus on what you do best: running your business. Located conveniently at 1010 New Bern Ave Raleigh Nc 27601, Raleigh, NC 27601, our team is ready to partner with you on your journey to success. For inquiries, feel free to reach out at (919) 839-5370. Let's build something great together!

Comprehensive List Of Services

Accessibility & Convenience

Accessibility is key at State Employees'. We are proud to provide ATM and cash withdrawal services across multiple locations so that you can access your funds conveniently. Our drive-thru banking allows for simple transactions like deposits and withdrawals without needing to step inside the branch perfect for busy days!

Business Banking

For business owners, we understand how important it is to have reliable banking support. Our business banking services include merchant services and business loans designed to help you grow and manage your operations efficiently.

Credit Options

If you find yourself needing extra cash for unexpected expenses or planning a vacation, our personal loans and debt consolidation services can provide the financial relief you're looking for. Plus, our credit cards come with rewards that allow you to earn points on everyday purchases, making every dollar spent work for you.

Digital Banking Features

With our commitment to ease of access, utilizing digital banking features like mobile payments and e-statements makes managing your finances simpler than ever before. You can conduct transactions from anywhere while keeping track of your spending habits all from the comfort of your home or on the go. We invite you to explore all that State Employees' has to offer! For questions or assistance, feel free to call us at (919) 839-5370 or visit us in person. Your financial well-being is our priority, and we look forward to serving you at Raleigh - New Bern Avenue!

Personal Banking

Starting with personal banking, we offer various checking and savings accounts designed to help you manage your day-to-day finances effortlessly. Imagine having access to your funds anytime through our online and mobile banking platforms. With just a few taps on your smartphone, you can check balances, pay bills, or transfer money between accounts. For those considering a new vehicle, our auto loans and vehicle financing options provide flexible terms that fit your budget. This means you can get behind the wheel of your dream car without stressing about high payments. We also understand that buying a home is a significant decision; that's why we offer mortgage loans and refinancing solutions tailored to meet your specific needs.

Digital & Online Banking

E-Statements & Mobile Application

Stay organized and eco-friendly with our e-statements feature. You'll receive your account statements digitally, which not only saves paper but also makes it simple to track your financial history. Accessing these statements is quick and hassle-free through our user-friendly mobile application, available for download on your smartphone.

Mobile Payments & Person-to-Person Transfers

Want to make payments on the go? Our mobile payments feature allows you to make purchases quickly and securely using your phone. Although person-to-person transfers aren't currently offered, we're committed to providing other convenient ways for you to manage your finances effortlessly. With all these tools at your fingertips, managing your accounts has never been easier. Whether you're checking balances or making payments from the comfort of home or on the go, State Employees' is here to support you every step of the way. Embrace the future of banking with us today!

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our $2,145,244, allowing us to keep offering competitive loan rates and solid financial products for all members. We also take pride in having 7,729 full-time employees and 529 part-time employees dedicated to providing exceptional service when you need it.

Growing Membership Base

With a total of 5,850,875 share accounts, it's clear that more members are trusting us with their finances every day. This growing base not only strengthens our community but also enhances the resources available to you as a member. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1010 New Bern Ave Raleigh Nc 27601 or call (919) 839-5370 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Your dreams matter to us. That's why we support your financial goals with $193,516 in used auto loans and $34,904,944,116 in total loans and leases. Whether you're looking for an auto loan or other financing options, we've got you covered.

Member-Centric Focus

Unlike traditional banks, we prioritize our members' needs. With non-member deposits at $0, we ensure our resources are focused on benefiting you providing better loan rates, lower fees, and exclusive perks tailored just for our valued members.

Reinvestment in Services

Our dedication to you goes beyond just offering services; it includes reinvesting in innovative banking tools and stronger lending options. With $133,577,509 in undivided earnings, we continually enhance our security measures to serve you better.

Secure Savings Options

We understand how important it is for our members to feel secure in their savings. That's why your investments are safeguarded through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares. These options offer stable and rewarding growth opportunities for your finances.

Strong Financial Health

With a net worth of $5,446,832,560, we maintain robust financial health that enables us to provide better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue offering loans and competitive savings rates even during uncertain economic times.

Loan Offering

At State Employees', we understand that financial needs vary from member to member. Whether you're looking to purchase a new vehicle, buy your first home, or manage expenses with a credit card, we have a range of loan products designed just for you. Our commitment is to provide competitive rates and personalized service to help you achieve your financial goals. With over 1,194,630 loans issued, we've helped thousands of members achieve their financial goals. If you're considering buying a new car, our auto loans offer some of the lowest rates in the industry. We've already assisted members with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans, getting them on the road with confidence. Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We guide you through every step of the process to ensure you find the right fit for your situation. For those looking for flexible financing solutions, we also offer unsecured credit card loans. With a total of $1,177,171,541 in loans, many members are managing their finances effectively and enjoying the benefits of having access to funds when they need them most. If you are considering refinancing or want to explore eligibility options, our team is ready to assist you. We believe everyone deserves access to affordable financing solutions tailored to their unique circumstances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're interested in auto loans, mortgages, or credit cards, State Employees' is here to support your journey towards financial success. Give us a call at (919) 839-5370 or visit us at 1010 New Bern Ave Raleigh Nc 27601 in Raleigh, NC, and let's discuss how we can help!

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STATE EMPLOYEES' CREDIT UNION - Raleigh, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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