State Employees' Credit Union Plymouth NC: Low Mortgage Rates & Business Banking

Introduction

Welcome to State Employees', your trusted credit union located at 880 Us Highway 64 W, Plymouth, NC 27962. Since our establishment in 1937, we have proudly served our community and built strong relationships with our members. With a current membership of over 2.8 million, we are committed to providing personalized financial services that meet your needs. At State Employees', we understand that financial stability is crucial for a thriving community. That's why we manage total assets of approximately $57.2 billion and hold total deposits of $7.9 billion, ensuring that your funds are safe and accessible. Our net worth stands at an impressive $5.4 billion, reflecting our strength and reliability as a credit union. We offer a wide range of services, including personal banking, auto loans, mortgage loans, and business banking solutions. Whether you're looking to open a new checking account or secure financing for a vehicle, our dedicated team is here to help you every step of the way. Led by CEO Leigh Brady and Board President Mona Moon, our staff of 8,258 employees is ready to provide expert guidance tailored just for you. While members can visit us at our branch location, official correspondence should be sent to 880 US HIGHWAY 64 W, PLYMOUTH, NC 27962 if different from our physical address. We invite you to connect with us through our website ncsecu.org or call us at (252) 793-2300 during our lobby hours from 8:30 AM to 5:30 PM on weekdays. Join us today and experience the difference that a member-focused credit union can make in your financial journey!

Branch History & Mission

Our Evolution

Since our inception, State Employees' has been dedicated to providing reliable and affordable financial services to our members. We started with a handful of members and have expanded significantly, thanks to our commitment to community support and financial wellness. Our journey has seen us introduce various services like personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our branch has always aimed to adapt to the changing needs of our members. From implementing online and mobile banking options to enhancing accessibility through ADA compliance, we prioritize creating a customer-centric environment. Today, we proudly offer features such as ATM access and drive-thru banking for added convenience.

Our Mission

At State Employees', our mission is simple yet profound: to empower our members financially while fostering a spirit of community. We believe that everyone deserves access to quality financial products and services that help them achieve their goals. This commitment goes beyond transactions; we actively engage in community outreach efforts and partnerships that uplift those around us. We work tirelessly to ensure that each member feels valued and supported. Whether you're looking to open your first savings account or seeking guidance on your mortgage options, we're here for you every step of the way. While members can visit us at 880 Us Highway 64 W Plymouth Nc 27962, official correspondence should be sent to 880 US HIGHWAY 64 W, PLYMOUTH, NC 27962. Our friendly team is available Monday through Friday from 8:30 AM to 5:30 PM, ready to assist you with your financial needs. Join us at State Employees' and experience the difference of being part of a cooperative focused on your success! For more information about membership or services offered, feel free to reach out at (252) 793-2300 or explore our website at ncsecu.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Features

Our branch is designed with accessibility in mind, ensuring that everyone can enjoy our services without hassle. You'll find ample parking right outside, along with ADA-compliant features like ramps for easy entry. Plus, we offer both ATM access and drive-thru banking, making transactions quick and convenient no matter how busy your schedule is.

Operating Hours

We're here for you Monday through Friday from 8:30 AM to 5:30 PM. Our dedicated team is ready to assist you during these hours, whether you're looking to open a new account, apply for a loan, or simply ask questions about our services.

Services Offered

At State Employees', we take pride in offering a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage options, we have something for everyone. We also provide online and mobile banking services, allowing you to manage your finances on the go. While members can visit us at 880 Us Highway 64 W Plymouth Nc 27962, official correspondence should be sent to 880 US HIGHWAY 64 W, PLYMOUTH, NC 27962. If you have any questions or need assistance, don't hesitate to give us a call at (252) 793-2300. We look forward to welcoming you into our community!

Member Eligibility

Becoming a member of State Employees' is like joining a family that truly cares about your financial well-being. If you're a state employee, a retiree, or an immediate family member of someone in these categories, you're already on the path to membership! We believe in making banking accessible and beneficial for everyone, which is why our membership criteria are straightforward and welcoming. You can find all the details about eligibility at http://www.ncsecu.org/join#eligibility . Once you see how easy it is to qualify, you can open your account online without any hassle by visiting https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu . Our friendly team is here to assist you every step of the way just give us a call at (252) 793-2300 if you have any questions. We're excited to welcome you to State Employees', located at 880 Us Highway 64 W Plymouth Nc 27962, where you'll enjoy great services tailored just for you!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to accept payments seamlessly while focusing on what you do best running your business. Our merchant services provide easy payment solutions that help streamline transactions and improve cash flow. Whether you're a retail store or a service provider, we offer tools that make managing your finances easier. Visit us at 880 Us Highway 64 W Plymouth Nc 27962 in Plymouth, NC or call us at (252) 793-2300 to explore how our business banking solutions can work for you. Your success is our priority!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners in Plymouth, we offer specialized business banking services, including merchant services and business loans. Whether you need assistance with payroll or funding for expansion, our team is here to support your business journey.

Convenient Access

We know how important convenience is in today's fast-paced world. That's why we provide accessible ATM and cash withdrawal services at multiple locations. Plus, our basic drive-thru banking allows you to make deposits, withdrawals, and simple transactions without leaving your vehicle. With friendly staff ready to assist you at every turn, we aim to ensure that each visit feels welcoming. Our operating hours are Monday through Friday from 8:30 AM to 5:30 PM, giving you plenty of time to stop by after work or during lunch.

Credit Cards and Rewards

Don't forget about the perks! Our credit cards with rewards allow you to earn points on every purchase points that can be redeemed for exciting benefits or cashback. It's an easy way to get more value from your everyday spending.

Get Started Today!

Ready to take the next step? Contact us at 252-793-2300 or visit our website at ncsecu.org for more information on how we can help you achieve your financial goals. At State Employees', we're not just about banking; we're about building relationships that last!

Loans and Financing

When life calls for a new vehicle or home improvements, our auto loans and vehicle financing options provide competitive rates that fit your budget. If you're dreaming of homeownership, our mortgage loans and refinancing services can help turn that dream into reality. And if you need extra cash for unexpected expenses, consider our personal loans and debt consolidation solutions that simplify managing multiple debts into one affordable payment.

Personal Banking

Whether you're just starting out or planning for retirement, our personal banking services are designed to help you achieve your financial goals. We offer checking and savings accounts that cater to various lifestyles, making it easy to manage your day-to-day finances. Imagine having the flexibility to access your funds anytime through our robust online and mobile banking platforms. With just a few taps on your smartphone, you can check balances, transfer money, or pay bills making banking as easy as pie!

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform allows you to check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, you can sign documents electronically with our electronic signature authorization feature, making transactions faster and hassle-free. You'll also enjoy e-statements, which means you can easily view and manage your account statements without the clutter of paper. If you're always on the move, you'll appreciate our mobile application. It provides a user-friendly interface where you can make mobile payments, ensuring that you're never out of touch with your finances. While person-to-person transfers are not currently available, you can still efficiently manage your money right from your smartphone.

Security You Can Trust

Your security is our top priority. Our digital banking services are built with robust security features to keep your information safe. We want you to feel confident when managing your accounts online or through our mobile app. With these tools at your fingertips, staying in control of your finances has never been easier. Whether you're checking your balance during lunch or paying bills late at night, State Employees' is here to support you every step of the way. Explore all that we offer by visiting us at https://www.ncsecu.org/ today!

Financial Strength

Commitment to Growth

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.

Efficient Operations

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Member Trust

Total Share Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $574,556,810 further illustrate our commitment to supporting your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 880 Us Highway 64 W Plymouth Nc 27962 or call (252) 793-2300 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We have focused our resources effectively to benefit you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

In addition to these offerings, our branch provides various services including personal banking accounts and online banking solutions. You can easily access your accounts anytime through our mobile app or website. If you're interested in learning more about our loan options or want to see if you qualify for refinancing, don't hesitate to reach out! You can contact us at (252) 793-2300 during our business hours from 8:30 AM to 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We are committed to providing you with the best possible service and support as you navigate your financial journey with us.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used car, we have flexible financing options that make it easy to drive away happy.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, making buying or refinancing simple. We offer competitive rates and terms tailored to fit your needs. If you're considering refinancing your existing mortgage, we can guide you through the eligibility process to find the best solution for your situation.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $1,177,171,541 in loans helping members manage their finances effectively, you'll find it easier to cover unexpected costs without breaking the bank.

Loan Aggregator

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STATE EMPLOYEES' CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans