Nc State Employee Credit Union

In the welcoming community of Pittsboro, the State Employees' Credit Union branch at 35 Industrial Park Dr is your local destination for trusted financial solutions. Whether you're looking to secure one of the best auto loans with flexible vehicle financing or simplify your personal banking through convenient checking and savings accounts, this branch offers friendly, expert service tailored to your needs. Open Monday through Friday from 8:30 AM to 5:30 PM, members enjoy hassle-free drive-thru banking and an onsite ATM for quick cash withdrawals and balance checks.
Serving nearly 2.85 million members statewide with assets exceeding $57 billion, this Pittsboro location also provides competitive mortgage loans and refinancing options designed to help you achieve homeownership sooner. Local businesses can take advantage of specialized merchant services and business loans crafted to support growth and success. Plus, secure online and mobile banking platforms make managing your finances simple anytime, anywhere.
Visit the State Employees’ Credit Union branch at 35 Industrial Park Dr or call 919-542-0444 today to experience community-focused service. Discover how our signature auto loans and comprehensive personal banking solutions can help you confidently drive toward a brighter financial future!

Type of Loan Offerings

mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
10-Year Fixed Rate
5.3 - 5.5 %
5.518 - 5.719 %
10.0 Yrs
CONVENTIONAL
ADJUSTABLE
5-Year ARM
5.5 - 6.15 %
5.591 - 6.456 %
5.0 Yrs
CONVENTIONAL
FIXED
15-Year Fixed Rate
5.5 - 5.8 %
5.654 - 5.955 %
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
First-Time Homebuyer's (5-Year ARM)
6.15 %
6.456 %
5.0 Yrs
CONVENTIONAL
FIXED
20-Year Fixed Rate
6.2 - 6.75 %
6.325 - 6.878 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed Rate
6.5 %
6.596 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Share-secured
3.1 - 6.75 %
2 - 10 Yrs
Share-secured term note
6.5 %
0.5 Yrs
Closed-end fixed rate
9.25 - 12.75 %
2 - 6 Yrs
Signature term note
11.75 %
0.5 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
5 % - 7.5 %
3 Yrs
Auto
5.25 % - 7.75 %
4 Yrs
Auto
5.5 % - 8 %
5 Yrs
Auto
5.75 % - 8.25 %
6 Yrs
Auto
6.5 % - 9 %
7 Yrs
Auto
7.25 % - 9.75 %
8 Yrs

Introduction

At State Employees' Credit Union, we understand that financial stability and community support go hand in hand. Located at 35 Industrial Park Dr, Pittsboro, NC 27312, our branch has been serving our members since 1937. With a robust membership of over 2.8 million, we are dedicated to providing personalized banking solutions that empower individuals and strengthen our community. Our commitment is reflected in our impressive financial standing. With total assets of $57,229,286,839 and total deposits amounting to $7,866,265,767, we ensure that your funds are not only safe but also working for you. We are proud to offer diverse loan options including more than 1,194,630 loans and leases tailored to meet your needs. Our net worth stands at a solid $5,446,832,560, showcasing our stability and capacity to serve you better. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to 350 Industrial Park Dr, Pittsboro, NC 27312. Our friendly team of over 8,258 employees, led by CEO Leigh Brady and Board President Mona Moon, is here to assist you Monday through Friday from 8:30 AM to 5:30 PM. We take pride in offering a range of services including checking and savings accounts, auto loans and vehicle financing, mortgages, personal loans, business banking solutions, and online/mobile banking for your convenience. Whether you're looking for help with everyday banking or planning for the future with loans or investments, we're here for you. Join us today at State Employees' Credit Union to experience a member-focused approach to banking. Give us a call at 919-542-0444 or visit our website at ncsecu.org to learn more about how we can help you achieve your financial goals!

Branch History & Mission

Community Engagement and Advancements

State Employees' is proud to provide ATM access and drive-thru banking for added convenience. We also prioritize digital advancements, making it easier for members to manage their accounts through online banking and mobile payments. Our commitment extends beyond just banking; we strive to ensure ADA compliance so that all individuals can access our services comfortably. We believe in building strong partnerships within the community. Through various initiatives and collaborations with local organizations, we contribute positively to the quality of life in Pittsboro. As we continue this journey together, we invite you to become part of the State Employees' family. Join us today and experience how we can support your financial goals while making a difference in our community! For more information or to open an account, visit us online at ncsecu.org or call us at 919-542-0444.

Our Mission

The mission of State Employees' is clear: we aim to empower our members through accessible financial services while actively supporting our community. We understand that financial well-being goes hand in hand with community growth. That's why we not only focus on offering competitive rates and reliable services but also engage in outreach programs that benefit local schools, charities, and events. While members can visit us at 35 Industrial Park Dr, official correspondence should be sent to 350 INDUSTRIAL PARK DR, PITTSBORO, NC 27312. We are here for you Monday through Friday from 8:30 AM to 5:30 PM, ensuring that your banking needs are met conveniently.

Branch Location & Accessibility

Welcome to the State Employees' branch, conveniently located at 35 Industrial Park Dr in beautiful Pittsboro, NC. Our branch is designed with your needs in mind, ensuring easy access to all our services. Whether you're stopping by for a quick transaction or a more in-depth banking service, we're here to help. While members can visit us at our branch address, official correspondence should be sent to 350 Industrial Park Dr, Pittsboro, NC 27312. This ensures that your documents reach us promptly and securely. Our branch is nestled in a vibrant area, close to local landmarks that make it easy to find. With ample parking available right outside our doors and features like ADA-compliant ramps, we prioritize accessibility for everyone. You can also enjoy the convenience of our drive-thru banking service for quick deposits and withdrawals without leaving your car. We understand that your time is valuable, which is why we offer operating hours from Monday to Friday, 8:30 AM to 5:30 PM. Our friendly staff is ready to assist you during these hours with a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, and much more. If you're in need of cash after hours, rest assured that we have ATM availability on-site. Feel free to reach out to us at 919-542-0444 if you have any questions or need assistance before your visit. We invite you to stop by and discover how State Employees' can serve you better!

Member Eligibility

Becoming a member of State Employees' is like joining a family that truly cares about your financial well-being. If you're wondering whether you can be part of our community, you'll be pleased to know that eligibility is open to anyone who works for or is affiliated with the state of North Carolina, along with their family members. This means that if you're part of this group, you're just a few steps away from enjoying all the benefits we offer, such as competitive loan rates and personalized service. To learn more about the specific eligibility criteria, feel free to visit our detailed resource at http://www.ncsecu.org/join#eligibility. Once you confirm your eligibility, opening an account is straightforward and welcoming! Just head over to our account opening page at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu, where you can get started online. If you have any questions or need assistance along the way, don't hesitate to give us a call at (919) 542-0444. We're here to support you every step of the way at State Employees', located conveniently at 35 Industrial Park Dr Pittsboro Nc 27312. Join us today and experience what it means to be part of something special!

Business Banking & Commercial Services

Loan Options to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Imagine running your operations smoothly with reliable payment processing at your fingertips. Our merchant services simplify transactions, making it easier for your customers to pay while ensuring you receive funds quickly. Whether you run a retail store or provide services, our solutions are tailored to fit your needs seamlessly. Located at 35 Industrial Park Dr Pittsboro Nc 27312 in Pittsboro, NC, we are dedicated to being your trusted partner in navigating the financial landscape of business ownership. Connect with us today at (919) 542-0444 to explore how we can help your business grow!

Comprehensive List Of Services

Additional Services

For those quick transactions, our drive-thru banking service allows members to perform basic tasks like deposits and withdrawals without leaving their cars. Plus, basic ATM access provides an easy way to check balances or withdraw cash on the go. As part of our commitment to convenience and accessibility, we encourage all members to take advantage of these services. If you're interested in learning more about how State Employees' can help fulfill your financial needs or if you're ready to become a member, don't hesitate to reach out! You can call us at (919) 542-0444 or visit us during our operating hours from Monday through Friday, 8:30 AM - 5:30 PM. Let's work together towards achieving your financial goals!

Business Banking Services

If you're a business owner, we offer specialized banking services such as merchant services and business loans to help you grow and manage your enterprise effectively. We know that every business is different, so our team is ready to work with you to find the best solutions tailored specifically for your needs.

Credit Cards with Rewards

For those looking to maximize their spending power, our credit cards come with rewards that can help you earn points for every dollar spent. Whether it's for travel, shopping, or dining out, our cards are designed to provide value back to you.

Digital Banking Features

In today's fast-paced world, digital banking is essential. At State Employees', we provide robust online and mobile banking options that allow you to check balances, transfer funds, and pay bills with ease. Our ATM services ensure that cash withdrawals are quick and accessible whenever you need them.

Loans and Financing Options

Need a new car? Our auto loans and vehicle financing options make it easier than ever to get behind the wheel of your dream vehicle. We also offer mortgage loans and refinancing options that can help you secure a home or reduce your monthly payments. If you're facing unexpected expenses or planning a big purchase, our personal loans and debt consolidation services can provide the financial relief you need.

Personal Banking Solutions

Starting with the basics, our personal banking services include checking and savings accounts designed for your everyday needs. Imagine effortlessly managing your finances online or through our mobile app while also earning interest on your savings. We understand that life can be busy, which is why we offer convenient access to your accounts anytime, anywhere.

Digital & Online Banking

Key Services

Our online banking platform allows you to access your accounts, check balances, and make transactions right from the comfort of your home or on the go. You can also enjoy e-statements, which not only help keep your financial documents organized but are also an eco-friendly choice. If you prefer signing documents digitally, our electronic signature authorization feature makes that quick and hassle-free.

Mobile Access and Payments

For those who like to bank on their mobile devices, our mobile application is available for download, providing a user-friendly interface for all your banking needs. You can even make mobile payments with ease, allowing you to pay bills or send money without needing cash or checks. While we currently don't offer person-to-person transfers, our other features ensure you have all the tools necessary for effective money management.

Security and Support

We prioritize your security by implementing advanced measures so that you can bank confidently. Our online banking system is designed with safety in mind, giving you peace of mind when accessing your accounts. Whether you're looking to check your balance at midnight or need assistance during business hours (Monday through Friday from 8:30 AM to 5:30 PM), State Employees' is here for you every step of the way. Experience the convenience of modern banking today!

Financial Strength

Building Trust

With net shares amounting to $574,556,810, our funds are available for lending and investments. We currently have a strong member base with a total of 5,850,875 share accounts showing trust in our services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 35 Industrial Park Dr Pittsboro Nc 27312 or call (919) 542-0444 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $193,516 in used auto loans and $34,904,944,116 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those considering other types of financing, our total credit lines amount to $18,909,000,000, giving you even more flexibility for personal needs or unexpected expenses. If you're interested in refinancing any of your existing loans, we can help explore eligibility options that might save you money or improve your payment terms. At State Employees', we believe that everyone deserves access to reliable financial products tailored to their needs. If you're ready to take the next step or have questions about our offerings, feel free to reach out at (919) 542-0444. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you in your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our team can guide you through the financing process, making it as smooth as possible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We strive to support our members in achieving their dreams of owning a home. Our experienced staff is available to discuss your options and help you navigate the mortgage landscape.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. Our credit cards come with various benefits and rewards, providing you with more than just purchasing power.

Loan Aggregator

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