State Employees' Credit Union Pembroke NC: Top Checking & Auto Loans

Introduction

Welcome to State Employees', your trusted financial partner in the heart of Pembroke, NC. Since our establishment in 1937, we have been dedicated to serving our community with a commitment to reliability and excellence. With a total membership of over 2.8 million individuals, we pride ourselves on being more than just a credit union; we're a family that supports each other through every financial journey. Located at 921 W 3Rd St, Pembroke, NC 28372, our branch is designed to provide you with personal banking solutions tailored to your needs. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same location. We understand that convenience matters, which is why we offer various services, including personal and auto loans, mortgage financing, and online banking options. At State Employees', we hold a strong financial foundation with total assets reaching an impressive $57.2 billion and total deposits amounting to $7.9 billion. Our net worth stands at $5.4 billion, ensuring that your funds are safe and secure. With cash readily available at $708 million, we're equipped to help you achieve your financial goals. Under the leadership of CEO Leigh Brady and Board President Mona Moon, our team of 8,258 employees is dedicated to providing exceptional service and support. We understand the unique needs of our members and strive to create an environment where everyone feels valued. We invite you to explore what State Employees' has to offer. Whether you're looking for competitive loan rates or reliable savings options, we're here to help! Give us a call at 910-521-8881 or visit us online at ncsecu.org for more information on how we can assist you today. Join us as we continue to make a positive impact in Pembroke and beyond!

Branch History & Mission

Commitment to Community

Over the years, we have built strong partnerships with local organizations and initiatives aimed at improving the lives of those in Pembroke and beyond. Our commitment extends beyond just banking; we actively engage in outreach efforts to support education, health, and economic development in our region. While members can visit us at our branch location on W 3Rd St, official correspondence should be sent to the same address as there is no separate mailing address. Additionally, we offer convenient operating hours from 8:30 AM to 5:30 PM on weekdays and provide drive-thru banking and ATM access for added convenience. As we continue this legacy of trust and service, we invite you to join us at State Employees' Credit Union. Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization that truly cares about its members. Call us today at 910-521-8881 or visit our website here to learn more about becoming a member!

Our Mission

Our mission at State Employees' Credit Union is simple yet powerful: to provide exceptional financial services while fostering a spirit of community support and collaboration. We believe that when our members thrive, so does the community. This belief drives us to offer a wide range of services, including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and online banking options for your convenience. We understand that every member's journey is unique. That's why we prioritize personalized service and strive to meet the diverse needs of our community. Whether you are looking for assistance with managing everyday expenses or planning for your future, our dedicated team is here to guide you every step of the way.

Branch Location & Accessibility

Call to Action

We invite you to come by and experience our friendly service firsthand! If you have any questions or need assistance before your visit, feel free to give us a call at 910-521-8881. Whether it's your first time or you're a long-time member, we're here to help you every step of the way at State Employees'.

Operating Hours & Services

Our doors are open Monday through Friday from 8:30 AM to 5:30 PM, so you can plan your visit according to your schedule. At State Employees', we offer a wide range of services tailored to meet your financial needs whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages. We also provide basic drive-thru banking for quick deposits and withdrawals, along with ATM access for cash withdrawals and balance checks.

Parking & Accessibility

We understand that convenience is key when it comes to banking. Our branch offers ample parking, making it simple for you to stop by. Plus, we are committed to providing an accessible environment for everyone. Our facility includes ADA-compliant features such as ramps and designated parking spaces to ensure all members can access our services without any hassle.

Member Eligibility

At State Employees', becoming a member is more than just opening an account; it's about joining a community that truly cares about you and your financial well-being. If you live or work in North Carolina, or have a family member who is already a member, you're likely eligible to join us. We welcome everyone from local residents to those affiliated with various state agencies. You can find all the specific eligibility details at http://www.ncsecu.org/join#eligibility , which outlines everything you need to know to see if you qualify. The process of becoming a member is straightforward and welcoming. Simply reach out to us at (910) 521-8881 or visit us at our branch located at 921 W 3Rd St Pembroke Nc 28372. Once you determine your eligibility, opening an account is quick and easy, allowing you to start enjoying the benefits of membership right away. Whether you're looking for personal banking options like checking and savings accounts, loans, or credit cards with rewards, we're here to support your financial journey every step of the way! For more information on how to open an account, check out https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu . Join us today, and let's build a brighter financial future together!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those who aren't members yet, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. This means more opportunities for local businesses to thrive and create jobs.

Merchant Services

In addition to loans, we offer merchant services that help streamline payment processing for your business. Imagine serving customers efficiently while keeping track of sales and inventory effortlessly. Our solutions enable you to accept various payment methods, ensuring a smooth experience for both you and your clients. Located at 921 W 3Rd St Pembroke Nc 28372 in Pembroke, NC, we're here to provide personalized service that meets your specific needs. Contact us today at (910) 521-8881 to learn how we can help your business succeed!

Comprehensive List Of Services

Business Banking

If you're a small business owner, our business banking services can support your growth. From merchant services that simplify transactions to tailored business loans, we understand what it takes to run a successful venture.

Conclusion

Whether you're managing personal finances or running a business, State Employees' has something for everyone. Our commitment is to ensure that your experience with us is as smooth as possible while meeting all of your financial needs. If you're ready to explore all these services further or have any questions, feel free to reach out by calling us at (910) 521-8881 or visiting us online at Pembroke. We look forward to serving you!

Convenient Access

We know that convenience is key in today's busy world. That's why we provide ATM and cash withdrawal services, along with basic drive-thru banking for quick deposits and withdrawals. With an ATM available at our branch, you can access cash anytime.

Credit Cards

Don't forget about our credit cards with rewards! These cards not only provide purchasing power but also offer benefits that can enhance your everyday spending. Imagine earning points for every dollar spent, which can lead to exciting rewards down the line.

Loans and Financing

When it's time to make a big purchase, our auto loans and vehicle financing options are designed to help you hit the road without breaking the bank. You might be dreaming of a new car or planning to refinance your mortgage; whatever the case may be, our team is ready to assist you in finding the best solutions. Our personal loans can also help with debt consolidation or unexpected expenses.

Personal Banking

For those looking to manage their personal finances more effectively, we offer various options including checking and savings accounts that fit your lifestyle. Imagine having easy access to your funds whenever you need them our online and mobile banking services make it simple to check balances, transfer money, and pay bills from the comfort of your home or on the go.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, you have the power to access your accounts whenever you need to. You can check balances, transfer funds, and pay bills all from the comfort of your own home or while you're out and about. Plus, if you prefer to keep things paperless, we provide e-statements that allow you to track your finances without cluttering up your mailbox.

Mobile Banking Made Easy

Our mobile application takes convenience a step further. It not only allows you to manage your accounts but also supports mobile payments, making transactions quick and easy right from your smartphone. No more fumbling for cash or cards just tap and go!

Secure Transactions

Your security is our top priority. With features like electronic signature authorization, you can rest assured knowing that your transactions are safe and protected. We use advanced technology to keep your information secure while providing an easy-to-use interface.

Send Money Instantly

Although person-to-person transfers aren't available at this time, our other features ensure that managing your money is efficient and straightforward. From accessing account details in real-time to utilizing our various online tools, you'll find everything you need right at your fingertips. With State Employees', enjoy the freedom of digital banking that fits into your lifestyle. Explore all these features today by visiting https://www.ncsecu.org/ !

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 5,850,875 show a strong and growing member base that trusts us with their finances. With net shares amounting to $574,556,810, we have ample funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 921 W 3Rd St Pembroke Nc 28372 or call (910) 521-8881 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Innovation

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we offer $193,516 in used auto loans and a total of $34,904,944,116 in loans and leases to support your financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 7,729 full-time employees and 529 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Strong Financial Foundation

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We strive to make your car-buying experience as smooth as possible. Plus, if you're considering refinancing an existing auto loan, we can help with that too!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We offer various terms to fit your budget and lifestyle. Whether you're a first-time buyer or looking to refinance your current mortgage, our team is here to guide you through the process.

Personal Loans & Credit Lines

In addition to our auto and mortgage loans, we have personal loan options available for those who need extra funds for things like debt consolidation or other personal projects. With $18,909,000,000 in total credit lines available, we can provide you with the necessary resources to meet your financial obligations. At State Employees', our aim is to empower our members through accessible financial solutions. If you are interested in learning more about eligibility or want to apply for any of these loan products, please feel free to contact us at 910-521-8881 or visit us at our branch located at 921 W 3Rd St Pembroke NC 28372. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. This option provides you with access to credit without collateral and allows for easy management of unexpected expenses.

Loan Aggregator

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STATE EMPLOYEES' CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans