STATE EMPLOYEES' CREDIT UNION

Welcome to State Employees' Credit Union, your trusted financial partner located at 1001 Cranberry St, Newland, NC 28657. Established in 1937, we have proudly served our community for decades, building a foundation of trust and reliability that our 2,847,943 members can count on. With total assets exceeding $57 billion and deposits reaching $7.87 billion, we are committed to providing exceptional financial services tailored to your needs. At State Employees', we believe in empowering our members through access to a wide range of financial products, including personal banking options such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our dedicated team of over 8,200 employees, led by CEO Leigh Brady and Board President Mona Moon, is here to ensure you receive the highest level of service. While members can visit us at our Newland branch for all their banking needs, official correspondence should be sent to the same address: 1001 Cranberry St., Newland, NC 28657. With a net worth of $5.45 billion and robust cash reserves of $708 million, we are well-positioned to support your financial journey. We invite you to explore how we can assist you in achieving your financial goals. Whether you're looking to open an account or inquire about loans, feel free to reach out at (828) 733-1446 or visit our website at www.ncsecu.org. Join us today and experience the difference that a member-focused credit union can make!

At State Employees', we believe that joining our credit union is like becoming part of a close-knit family that truly cares about your financial well-being. If you live, work, or worship in the area, you're likely eligible to become a member. We welcome individuals who are state employees, their families, and those affiliated with certain organizations in our community. It's all about creating an inclusive space where you can access various financial services designed with you in mind. For more detailed information on eligibility criteria, feel free to check out our page at http://www.ncsecu.org/join#eligibility . Becoming a member at State Employees' opens up a world of benefits tailored just for you. From competitive loan rates to personalized banking solutions, we're here to help you thrive financially. The process of opening an account is straightforward simply visit us or check out our online application at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu . If you have any questions or need assistance along the way, don't hesitate to reach out at (828) 733-1446. We're excited to welcome you into our community!

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want to reassure you that we have built a strong foundation to support your financial needs, now and in the future. With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity; with $193,516 in used auto loans and $34,904,944,116 in total loans and leases, we're equipped to support your financial goals across various sectors. Our operational efficiency is evident in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $574,556,810. Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1001 Cranberry St Newland Nc 28657 or call (828) 733-1446 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.