State Employees' Credit Union Nashville NC: Affordable Auto Loans & Business Banking

Introduction

Welcome to State Employees' at 1201 Eastern Ave, Nashville, NC 27856! Here at State Employees', we pride ourselves on being more than just a financial institution; we're a community partner dedicated to helping you achieve your financial goals. Established in 1937, our commitment to serving the needs of our members has only grown stronger over the years. With a thriving membership base of 2,847,943 and total assets of an impressive $57,229,286,839, we are well-equipped to provide you with the support and services you need. At State Employees', we understand that trust is essential when it comes to managing your finances. Our leadership team, including CEO Leigh Brady and Board President Mona Moon, works diligently to ensure that our offerings meet your needs while fostering a sense of security within our community. With a dedicated staff of 8,258 employees, we are here for you whether you need assistance with personal banking, auto loans, mortgage refinancing, or business services. While members can visit us at 1201 Eastern Ave, official correspondence should be sent to our mailing address: 1201 EASTERN AVE, NASHVILLE, NC 27856. We invite you to explore all that we offer through our website at ncsecu.org, where you can find information about everything from account openings to loan applications. With total deposits amounting to $7,866,265,767 and cash in hand totaling $708,661,969, we're ready to serve your financial needs today. Whether you're looking for savings accounts or loans (with over 1,194,630 loans currently funded), our range of services is designed with you in mind. Join us in building a brighter financial future together! Feel free to call us at 252-459-9665 or visit us during our lobby hours from 8:30 AM to 5:30 PM on weekdays. At State Employees', we're here for you every step of the way!

Branch History & Mission

Join Us

We are proud of our legacy and excited for what lies ahead. Whether you're seeking assistance with personal banking or looking for business solutions, State Employees' is here for you. Experience the difference of being part of a community-focused credit union that puts its members first. Join us today and take the first step toward achieving your financial dreams!

Our Journey

From our humble beginnings, State Employees' has grown into a vibrant community resource with a total membership of 2,847,943. We pride ourselves on being accessible and supportive, ensuring that our members have the tools they need to achieve their financial goals. Over the years, we've expanded our services and embraced technology to meet the evolving needs of our members while maintaining a personal touch. As we look back on our history, significant milestones include reaching over $57 billion in total assets and offering an array of services tailored to fit various needs from checking and savings accounts to auto loans and mortgages. Our commitment to growth goes hand-in-hand with our mission: to provide exceptional financial services while uplifting the communities we serve.

Our Mission

At State Employees', our mission is clear: we strive to empower our members through accessible financial solutions and unwavering support. We believe that everyone deserves the opportunity to succeed financially, which is why we offer competitive rates, personalized service, and educational resources designed to help you make informed decisions. We also understand the importance of community engagement. Our team actively participates in outreach efforts and partnerships that aim to enhance the quality of life in Nashville and beyond. This includes supporting local initiatives and providing resources that promote financial literacy. While you can visit us at 1201 Eastern Ave, official correspondence should be sent to 1201 EASTERN AVE, NASHVILLE, NC 27856 if different from our branch address. We invite you to call us at 252-459-9665 or explore our website at ncsecu.org for more information about our services.

Branch Location & Accessibility

Convenient Access and Amenities

Finding us is simple! With ample parking available, you'll have no trouble stopping by for a quick visit. We are proud to offer ADA-compliant facilities, ensuring accessibility for all our members. Whether you're here for a routine transaction or to explore more about our financial services, our friendly staff is ready to assist you.

Operating Hours

Our lobby hours are tailored to meet your needs, open Monday through Friday from 8:30 AM to 5:30 PM. Whether you're looking to open a new account, apply for a loan, or ask questions about our services, we're here during these hours to help you every step of the way.

Services Offered

At State Employees', we provide a variety of personal and business banking services. From checking and savings accounts to auto loans and credit cards with rewards, our offerings are crafted to support your financial journey. Plus, if you're on the go, take advantage of our ATM services and drive-thru banking for quick deposits and withdrawals without leaving your car. While members can visit us at 1201 Eastern Ave for all banking needs, official correspondence should be sent to our mailing address at 1201 EASTERN AVE, NASHVILLE, NC 27856. If you have any questions or would like more information about how we can serve you better, don't hesitate to give us a call at 252-459-9665. We look forward to welcoming you into the State Employees' family!

Member Eligibility

Becoming a member of State Employees' feels like joining a welcoming family that's committed to supporting your financial journey. If you live, work, or worship in the area, or if you're a relative of an existing member, you're likely eligible to join us! It's as simple as that. We believe that everyone deserves access to quality financial services and personalized support, which is why we strive to make membership easy and inclusive. Plus, being part of State Employees' opens the door to a range of benefits such as competitive rates on loans, savings options tailored for you, and community-focused services that truly make a difference. Ready to take the next step? You can find more detailed eligibility criteria by visiting http://www.ncsecu.org/join#eligibility . If you're eager to start your membership, check out our account opening process at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu . Have questions? Don't hesitate to give us a call at (252) 459-9665; we're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

Imagine a bustling café or a local boutique using our merchant services to process payments quickly and securely. Our tools are designed to help businesses thrive by simplifying transactions, allowing owners to focus on what they do best serving their customers. Whether you're a seasoned entrepreneur or just starting out, State Employees' at 1201 Eastern Ave Nashville Nc 27856, Nashville, NC is here to support your journey. Let's build your vision together! Reach us at (252) 459-9665 for more information.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that allow you to access your accounts anytime, anywhere. With services like ATM access for withdrawals and balance checks, as well as mobile payments, managing your finances on the go is easy and secure.

Credit Options That Reward You

Looking for credit options? Our Credit Cards with Rewards program offers great benefits for everyday purchases. Imagine earning points for every dollar spent that can be redeemed for travel, merchandise, or cash back. It's not just about having a card; it's about making your spending work for you.

Personal Banking Made Easy

Our Personal Banking services include various Checking & Savings Accounts tailored to fit your lifestyle. Imagine having a savings account that helps you reach your goals faster or a checking account that makes managing your money simple. With competitive interest rates and user-friendly online features, banking has never been easier. Need a vehicle? Our Auto Loans & Vehicle Financing options allow you to drive away in your dream car without breaking the bank. From new cars to used vehicles, we offer flexible terms and competitive rates that cater to your budget. For those considering homeownership, our Mortgage Loans & Refinancing services provide guidance through every stage of the process. Whether you're purchasing your first home or refinancing an existing mortgage, we have solutions that fit your financial situation. If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation options can provide the support you need. We work closely with our members to find the right solution for their specific needs.

Support for Local Businesses

For our business members, we offer comprehensive Business Banking services, including Merchant Services & Business Loans designed to help local enterprises thrive. Whether you're starting a new venture or expanding an existing one, we're here to support your growth.

Visit Us Today!

At State Employees', we combine traditional banking values with modern convenience, ensuring that all your financial needs are met under one roof. If you have questions about any of our services or want more information on how we can assist you, don't hesitate to reach out! Give us a call at (252) 459-9665, or stop by during our lobby hours from 8:30 AM to 5:30 PM. Let us help you achieve your financial dreams!

Digital & Online Banking

Key Features

Our mobile application allows you to manage your finances wherever life takes you. Need to make a quick payment? With our mobile payments feature, it's as easy as a few taps on your phone. You can also access your account statements electronically with e-statements, which are available whenever you want them. This helps you stay organized and reduces paper clutter. For those times when you need to sign documents quickly, our electronic signature authorization means you can complete transactions without the hassle of printing or mailing forms. This adds an extra layer of convenience, allowing you to handle important paperwork securely from anywhere. While we currently don't offer person-to-person transfers, our other features ensure that your banking experience is smooth and efficient. Plus, with our commitment to security, you can rest assured that your information is protected every step of the way. In short, State Employees''s digital and online banking services provide everything you need for easy and secure financial management. Join us today and take control of your finances like never before!

Financial Strength

Building Trust Together

Net Shares (Funds available for lending and investments): $574,556,810. Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1201 Eastern Ave Nashville Nc 27856 or call (252) 459-9665 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.

Strong Financial Position

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

In addition to auto and mortgage loans, we provide various personal loan options tailored to your needs. If you're considering refinancing, our team can help assess your eligibility and find the best solution for you. For business owners, our outstanding commercial loans provide the capital needed to grow and expand although currently, we have no outstanding commercial loans available. Our branch is located at 1201 Eastern Ave Nashville Nc 27856, in beautiful Nashville, NC. For more information about our loan products or to get started on your application, give us a call at (252) 459-9665. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to assist you in making informed decisions about your financial future!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We make it easy to finance your next vehicle, whether it's brand new or gently used.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. Our credit card options come with rewards and benefits designed to support your everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We guide you through each step of the process so you can focus on finding your perfect home.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence guarantees that users receive fair and transparent offers. Each loan listing is verified for authenticity, allowing you to trust that you're seeing legitimate rates and terms.

STATE EMPLOYEES' CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans