STATE EMPLOYEES' CREDIT UNION

From our inception nearly nine decades ago, State Employees' has been dedicated to providing exceptional financial services while fostering a sense of belonging among our members. Over the years, we have expanded our offerings and adapted to the changing needs of our community. With total assets now exceeding $57 billion, we are proud to support a wide range of financial products including personal banking, auto loans, mortgages, and credit cards. Our commitment to innovation is evident as we embrace technology with features like online banking and mobile payments. We understand that convenience is key in today's fast-paced world; that's why our drive-thru service and ATM availability ensure you can access your funds whenever you need them.

With nearly 2.9 million members benefiting from our services and support, we invite you to join the State Employees' family today. Experience firsthand how we can help you achieve your financial goals while contributing positively to our community. Reach out at 336-789-7226 or visit us online at ncsecu.org to learn more about membership options and start your journey with us!

At State Employees', our mission goes beyond just providing financial services; it's about empowering our members and supporting the community. We strive to create a positive impact through various outreach efforts and partnerships that benefit local organizations and initiatives. We believe that when our members succeed, the entire community thrives. While members can visit us at 805 S Franklin Rd for their banking needs, official correspondence should be sent to 805 S FRANKLIN RD, MOUNT AIRY, NC 27030 if different. Our friendly team is here during operating hours from 8:30 AM to 5:30 PM Monday through Friday to assist you with any questions or concerns.

If you have any questions or need assistance before your visit, feel free to call us at (336) 789-7226. We're always happy to help! We look forward to welcoming you at our Mount Airy branch soon come see how we can support your financial journey!

Our friendly team is here to serve you Monday through Friday from 8:30 AM to 5:30 PM. This schedule gives you plenty of time throughout the week to stop by, whether you need to open an account, apply for a loan, or simply ask questions about our services.

We understand how important it is for our members to have easy access when they visit. That's why we offer ample parking right outside our branch. For those who may require additional assistance, rest assured that our location is fully ADA compliant, featuring ramps and accessible entrances to make your visit as smooth as possible.

At State Employees', we provide a wide range of services tailored to fit your financial goals. From checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we've got something for everyone. We also feature drive-thru banking for quick transactions, as well as ATM access for your convenience. While you can visit us at 805 S Franklin Rd Mount Airy Nc 27030, please note that any official correspondence should be sent to 805 S FRANKLIN RD, MOUNT AIRY, NC 27030 if it differs from our branch address.

In addition to loans, we provide essential merchant services that make transactions easier for you and your customers. Imagine having a payment system that not only accepts cards but also helps streamline your sales process. Our services empower you to focus more on what matters growing your business. Visit us at 805 S Franklin Rd Mount Airy Nc 27030 in Mount Airy, NC, or give us a call at (336) 789-7226 to learn how we can assist you in taking your business to the next level!

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no outstanding commercial loans, we are eager to work with you to create financing options that fit your needs. Whether you are looking for a loan to expand your operations or invest in new equipment, we're here to guide you every step of the way.

If you're a business owner, we've got you covered too! Our business banking services include merchant services and business loans that can help take your venture to new heights. We understand the challenges small businesses face and are here to support you with tailored financial solutions.

With an ATM available on-site, accessing cash has never been easier. Plus, enjoy the convenience of our drive-thru banking, where you can handle deposits, withdrawals, and simple transactions without leaving your vehicle. Your time is valuable, which is why we prioritize making banking as convenient as possible for you. You can reach us at 336-789-7226 during our lobby hours from 8:30 AM to 5:30 PM on weekdays if you have questions or need assistance. At State Employees', we're more than just a credit union; we're a partner in helping you achieve financial success. Come visit us at 805 S Franklin Rd Mount Airy, NC 27030, or check out our services online at ncsecu.org. Let us help you take the next step toward achieving your financial goals!

Looking for flexibility in how you spend? Our credit cards with rewards not only offer convenience but also allow you to earn points on purchases. Whether you're shopping for groceries or planning a vacation, use our credit card to benefit from rewards that suit your lifestyle.

Buying a home is one of the most significant investments you'll ever make. That's why we provide comprehensive mortgage loans and refinancing options tailored to fit your unique situation. Our team will guide you through the process, ensuring you understand all your choices every step of the way.

We understand that managing your finances can be challenging, which is why we offer checking and savings accounts tailored to your lifestyle. With easy access to your funds through online and mobile banking, you can keep track of your spending, transfer money, and pay bills right from the comfort of your home. If you're planning a big purchase or need extra funds for unexpected expenses, consider our personal loans and debt consolidation options. They are designed to help you manage your finances effectively.

Thinking about getting a new car? Our auto loans and vehicle financing options come with competitive rates that help you get behind the wheel without breaking the bank. We work with you to ensure that the loan process is straightforward, making it easier for you to drive off in your new vehicle.

One of the standout features is our electronic signature authorization. This allows you to sign documents digitally, making it easier and faster to complete transactions without needing to visit a branch. Security is always a priority for us, and this feature ensures that your information remains protected while providing the convenience you expect. Additionally, we offer a mobile application that keeps your banking right in your pocket. With this app, you can make mobile payments effortlessly and manage your accounts on-the-go. Want to send money to friends? While person-to-person transfers aren't available right now, our other services ensure that managing your money is still simple. With State Employees', you have all the tools needed for real-time account management at your fingertips. Whether you're at home or out and about, our digital services make it easy to stay connected with your finances securely. Experience the future of banking today with us!

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $193,516 in used auto loans and $34,904,944,116 in total loans and leases, supporting our members' financial goals across various sectors.

Total Share Accounts stand at 5,850,875, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $574,556,810 further solidify our position as your trusted partner in achieving financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 805 S Franklin Rd Mount Airy Nc 27030 or call (336) 789-7226 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Our commitment to operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Looking to buy a new car? Our auto loans feature some of the lowest rates in the industry. With over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road, we are committed to making your vehicle purchase as smooth as possible. Whether you're interested in financing a new model or a reliable used car, our team is here to assist you through every step of the process.

Managing unexpected expenses? We offer total credit lines of $18,909,000,000 for those who need ongoing access to funds. Additionally, our flexible terms on unsecured credit card loans have provided members with $1,177,171,541 in financial relief helping them manage their finances effectively without collateral requirements. If you're considering refinancing any of these options or checking your eligibility for our loan programs, please don't hesitate to reach out. We're here to provide insights and guidance tailored just for you. For more information about our loan offerings or if you have any questions regarding eligibility or refinancing options available at State Employees', please contact us at 336-789-7226. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey is important to us let's take the next step together!

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, making buying or refinancing simple and accessible for our members. We know how important it is to have a place to call home and are here to support you with competitive rates and flexible terms tailored to your situation.

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